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Nairaland Forum / Nairaland / General / Family / Should Husband And Wife Have A Joint Account? (21921 Views)
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Re: Should Husband And Wife Have A Joint Account? by Lawrry(m): 9:00pm On Jul 10, 2021 |
What works for A May not work for B. Every individual knows his/her partner better, than anyone. Some were saying they are afraid of women etc, that they can't trust a woman, o.k, but do you eat her food? I am happy to tell you than she can kill you at anytime if you eat her food. For me, since two years of marriage, we put the whole money together, and I'll give you( my wife)a simple instruction, "don't come to me to request for anything, you know where the money is. I have peace like a river always, when there is no soup, food etc, she doesn't ask me, she knows where the money is, infact, infact when we want to execute projects, she does the transfer. In fact,when I want to spend some big amount, she will be the one preaching to me to exercise patient because the money may not be enough before another one comes in, may be I should wait for some funds we are expecting to come in. When she's buying something she tells me and when I am buying, I tell her. Just understand and practice what works for your home. For me o, we run things together. 6 Likes |
Re: Should Husband And Wife Have A Joint Account? by izzou(m): 9:02pm On Jul 10, 2021 |
Nonexisting: I did not say the woman must be in charge I gave conditions for who should be in charge. I sympathize with you on your predicament, but what you wrote here doesn't relate with what I typed 2 Likes |
Re: Should Husband And Wife Have A Joint Account? by NybenSBF101(m): 9:04pm On Jul 10, 2021 |
Not a must but am glad I did it. During my undergraduate days I spoke against it, now I know better |
Re: Should Husband And Wife Have A Joint Account? by Allwell96: 9:06pm On Jul 10, 2021 |
We have a joint account with my wife, we have no issues over the years. We've been saving for our future and it's good. Before u go into joint account, make sure u have an understanding spouse... |
Re: Should Husband And Wife Have A Joint Account? by accountantben: 9:07pm On Jul 10, 2021 |
It's advisable for partners to have a joint account. And the mandate should be either to sign. The reason for this is very simple; 1. It save partners from embarrassment in the event that one of them dead. The process of going to court, and getting a probate report in order to manage a deceased account is very cubersome in this part of our country. Moreover, even when you succeeded in getting probate on deceased account, the court is still entitle to 15% of whatever balance in that account, before the beneficiary can now take full access to the account. 2. Secondly, in the event that one of the partner is seriously down, and cannot even go to the bank for withdrawal or where there is an emergency situation. The co-signatory can easily access the account and make necessary payments on behalf of the other partner. Doing so will go a long way to safe a partner life considering the fact that our hospitals these days does not attend to patient without deposits. 3. Thirdly, in the event that one partner travelled out of the country, would you starve your family just because you are not in town? The reasons are numerous. Time will not permit me to continue to mention them. Hence, it is advisable for partners to have joint account. Having it will help them to be prudent in their spending. They can't transact on the account without both reaching on agreement even when extended family needs is out stake. The above circumstances can be avoided if both partners agreed to run their account togather. It has help me alot, and am not regretting it cos I married a prudent woman. We work together as team, and whatever decision we take is bidding on both of us. My advice is for guys to define their marriage before embarking on it. Don't allow illusion to take over your common sense. Have a nice day guys. 3 Likes |
Re: Should Husband And Wife Have A Joint Account? by Trutherme: 9:07pm On Jul 10, 2021 |
NwaAmaikpe: Wrong bro. You will die sooner than you think if your wife feels you are shaddy and not trustworthy. I used to feel your vibe until I realized that i rather show her everything or let some iidiots take my hard earned money. I have about 6 accounts and 1 joint with my wife. Then again, we have been married for 15 years, so good wine get better with age. 6 Likes 2 Shares |
Re: Should Husband And Wife Have A Joint Account? by GboyegaD(m): 9:08pm On Jul 10, 2021 |
Martinez39s: But you can sink much lower to worry too much over another man's choice, right? Grow up and leave people to their choices. 2 Likes |
Re: Should Husband And Wife Have A Joint Account? by lastclaire4(f): 9:09pm On Jul 10, 2021 |
NwaAmaikpe: Why will you keep a tab on on your wife's spending if you are not a rogue. All that matters is that she takes care of her part of house bill. That is of u guys are sharing bill. 1 Like |
Re: Should Husband And Wife Have A Joint Account? by loswhite(m): 9:12pm On Jul 10, 2021 |
saphiere:lol marriage na empowerment program? Is it the husband that empowered the current and past minister of finance? |
Re: Should Husband And Wife Have A Joint Account? by rosalieene(f): 9:12pm On Jul 10, 2021 |
izzou:Dont mind those quoting you. They're just unnecessarily jealous as they can't get a good lady for themselves. Do what you think is best for you. You know her better than they do. They can call you SIMP for all we care but you're the real MVP, that's what is called TRUST. Cheers 3 Likes |
Re: Should Husband And Wife Have A Joint Account? by rosalieene(f): 9:14pm On Jul 10, 2021 |
Lawrry:God bless you bro 1 Like |
Re: Should Husband And Wife Have A Joint Account? by Yesboss0009: 9:21pm On Jul 10, 2021 |
izzou: E go shock you |
Re: Should Husband And Wife Have A Joint Account? by Yesboss0009: 9:25pm On Jul 10, 2021 |
Obakoolex: E go shock you |
Re: Should Husband And Wife Have A Joint Account? by Germi9: 9:34pm On Jul 10, 2021 |
izzou:Boy,thats a bad idea |
Re: Should Husband And Wife Have A Joint Account? by Hassanmaye(m): 9:34pm On Jul 10, 2021 |
murphyibiam15:Lol that gender and how they think, very fish brain, it takes a smart pastor or a sweet Bleep boy to empty the account |
Re: Should Husband And Wife Have A Joint Account? by Omoluabi16(m): 9:34pm On Jul 10, 2021 |
PrimadonnaO:You can't be too sure though. |
Re: Should Husband And Wife Have A Joint Account? by izzou(m): 9:36pm On Jul 10, 2021 |
Nonexisting: Quick question: When you were dating her, was she responsible and prudent when it comes to money? Be sincere 3 Likes |
Re: Should Husband And Wife Have A Joint Account? by FullBlastLight: 9:37pm On Jul 10, 2021 |
NwaAmaikpe: Guy, u're much too negative in ur mentality abt women! How on earth cld u liken women, as in, pple's wives, to assassins? Huh? Meaning all wives nurture d thought of murdering their own husbies someday? Dis mindset is not only warped, bt also flagrantly demonic! I really hope u won't be an emotional bully already! 2 Likes |
Re: Should Husband And Wife Have A Joint Account? by bukatyne(f): 9:37pm On Jul 10, 2021 |
Every mallam to his kettle. The people on this thread are strong sha. You intend to marry, sex with, eat with and generally live with someone you cannot trust with your money. 4 Likes |
Re: Should Husband And Wife Have A Joint Account? by bigpicture001: 9:38pm On Jul 10, 2021 |
My ex was richer than me...one day I made mention of this joint account idea when we create a family...she abruptly objected threatening,she may not go ahead and marry me cuz of that... But when I explained better, she was still sceptical ,but nodded...that was the day I realized money rules this world... For me dou, its cool cuz I find it absurd physically giving out money to my partner..I believe in a contributory joint account ...where specific monies are paid in by both parties and both receives the alert... I perceive such monies should be for emergencies, running of home by the wife nd each will still maintain thier personal account 1 Like 1 Share |
Re: Should Husband And Wife Have A Joint Account? by rosalieene(f): 9:39pm On Jul 10, 2021 |
Nonexisting:Bros, all women cannot be like your EX. There are bad evil men, it doesn't mean one should assume they're all the same. Stop trying so hard to spoil someone's beautiful relationship. 3 Likes |
Re: Should Husband And Wife Have A Joint Account? by MusaChukwudi: 9:40pm On Jul 10, 2021 |
izzou: I am crying for you already |
Re: Should Husband And Wife Have A Joint Account? by FullBlastLight: 9:43pm On Jul 10, 2021 |
Kobicove: Nna ehn... Why must u drag pastors into dis nah? D tone of ur comment self has nothing dissimilar 2 dt of a Jambite! Mtchewww... 1 Like |
Re: Should Husband And Wife Have A Joint Account? by rafikii: 9:45pm On Jul 10, 2021 |
First of all I'm a friggin traditional dude and whenever I decide to settle down with one woman it'll definitely be with a traditional girl who understands her place as a woman just as I understand mine as a man, this means my wife would occupy the position of a caregiver while I occupy mine as the provider, this voids the need for a "joint" account. If incidentally I turn out to be a wasteful idiot like a few nairalanders that commented a while ago then the bulk of my funds would go to a fixed deposit account while I hold on to enough to spew away, of course because my wife is the caretaker of my home I'll always fund her with more than enough to do the caretaking 2 Likes |
Re: Should Husband And Wife Have A Joint Account? by rosalieene(f): 9:49pm On Jul 10, 2021 |
FullBlastLight:God bless you bro. Personally, I have also come to realise that those men that try to subjugate women or say alot of bad things about them or most especially those that are so keen on submission are usually men that have LOW SELF ESTEEM AND AS SUCH ARE LOOKING FOR VALIDATION to boost their already fallen Ego. That's why they see normal men as SIMPs. This is because they attach so much importance to this things so as not to be seen as a WEAKLING when in the real sense of it, they're the real WEAKLINGS. Just see the nonsense that young man wrote, that's how he will mislead innocent men and spoil beautiful homes and relationships. 4 Likes 2 Shares |
Re: Should Husband And Wife Have A Joint Account? by saxoholic1(m): 9:52pm On Jul 10, 2021 |
Am a married man. So I would advice..dont have a joint account.. Let she keep her money... U keep your money... Before you married her she have been making money.. Remove ur eyes from her money.. Your wife is only meant to support you. However... I know how much is in all her account( from salary account to family account).. Your wife should be a good money manager more than u.. But if she isn't.. Then teach her... My slogan is : my money is our money, her money is her money.... Funny enough... She bought me my first car after our marriage.. Note ::"woman wey get sense go help her husband.. 3 Likes |
Re: Should Husband And Wife Have A Joint Account? by TheMostComplex1: 9:52pm On Jul 10, 2021 |
You can have a joint account both must sign |
Re: Should Husband And Wife Have A Joint Account? by PrimadonnaO(f): 9:58pm On Jul 10, 2021 |
Omoluabi16: Yeah, but I can imagine. There's something sweet about that kind of bonding and openness. |
Re: Should Husband And Wife Have A Joint Account? by Susily(m): 10:02pm On Jul 10, 2021 |
izzou: This is the same thing Emmanuel Eboue the former ivorian footballer said before he was stripped off all his assets by the so-called wife he trusted so much and handed over his finances to 2 Likes 1 Share |
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