ZariatoCanada:
@omopapa or any other senior in the house, please I need to change some naira to pounds. Kindly reach out ASAP.

ITSAZA:

You have to be careful with your transaction!

koonbey:
What model would you recommend for a first car (in the UK)?

I just need something to take me to the office and back (10km each way) three times a week, primarily. I cycle everywhere normally and love it but would need the car as winter approaches.

So just a tool - nothing fancy.

I'm a big guy so can't do one of those Corsas or VW Up!s.

Currently looking at the Toyota Corolla or Ford Fiesta/Focus range.

Kindly advise on what your preference would be and reasonable spend?

TheGuyFromHR:


"Reasonable" is in the eye or the pocket of the beholder. Only you know what you can afford.
Regarding used cars, note that finance interest rates are always high.

koonbey:


Thanks. I mean reasonable in the context of those models and the purpose.

I'm looking to pay upfront, not finance. Budget is flexible and primary consideration is reliability.

I asked here because I once saw someone quote a price to someone who was looking to finance, saying he could instead buy a cheap car for that figure, but I can't trace the comment.

BouharryArtikou:



Very true.
I found the attacks by those I labelled ‘Angry Birds’ very disgusting.

They spew so much hatred for Nigerians, even advise Nigerians to run away from fellow Nigerians. Yet they are on Nairaland.

TheGuyFromHR:


Any car will serve that purpose.
A 2022 Ford Focus or a 2021 Corolla will be fine in that context, and so will a 2006 Focus or a 99 Corolla.
If you want to buy a car, look into your pocket and decide what you can afford.
Then start looking for a car in that price range.
Obviously for some old cars, any money you put in is basically a gambling stake - if something major or just average goes wrong, you might end up scrapping the car. For some, such as the tongue-in-cheek car for 750 quid someone put up here once, the cost of buying tyres alone could match that of the car, for instance.

All in all, that's the size of the information you can really rely upon for buying old used cars - map out budget, seek car, buy car, write off car price simultaneously and sit back and enjoy the ride.

icon8:
Our people and their penchant for telling people how to live their lives. Someone asked a very specific question about car financing and people would rather advise them of buying a dead car, while ignoring the question asked. If they wanted your advice on what type of car to buy, they would have asked just that.

By the way, not every newcomer or foreign student is poor. Someone planning to buy a £6k car certainly knows why they want just that, and the type/model/age of car they want to own. Quit being sanctimonious and answer the question if you can, or simply ignore/look away if you don’t have an answer. Your unsolicited advice is not always welcome.

@OP, access to credit is based on your credit profile/records/score, and that, more often than not, is dependent on how long you have been in the country. While it is not impossible to get a car finance as a student, especially with 50% equity contribution in your case, it will certainly be expensive. In a nutshell, give it a shot.

tolajay:
Who has Pounds for sale?

Kindly PM me.

giselle237:
how did you forget your sibling ma..

koonbey:


This is an unfair response. Perhaps valid to the extent of asking people to stay on topic but the rest of the vitriol is unwarranted.

The people who responded as they did, gave their advice in good faith especially in the knowledge that the person who asked it might not have the full context of things like price ranges available, ancillary costs (insurance, tax etc), as well as potential impact on their credit etc.

Moreover, it's also logical that if one cannot afford to pay 6k for a car upfront, perhaps taking a loan might not be the best idea because one wants to continue driving the same kind of car as in Nigeria?

In all, you really should just have chipped in your own answer (which boiled down to "I don't know" at the end) and allowed the OP sift through to make their own decision.

In my view, it's a net benefit for the community here to have more answers than necessary instead of people treading on eggshells because they don't want to be seen as ITK. The reason why it's a forum is that answers are not just for the benefit of the individual who asked but also for others in the background or even later in the future who might have similar even if not identical questions.

ZariatoCanada:
@omopapa or any other senior in the house, please I need to change some naira to pounds. Kindly reach out ASAP.

Adebayo82:
I have 300 pounds at rate of 745, you can reach across to me. I needed naira very urgent.

Adebayo82:
I have pounds to sell at the rate of 745.
I have £300 and it has to be treated as urgent. I need naira between today and tomorrow.

Suzam:
What if she's not in talking term with sibling for a while and never knew the sibling dey UK?How is dat withholding information?

samint1:
For those that recently applied for Provisional driving licence, how long did it take to get it?.
Thanks

samint1:
For those that recently applied for Provisional driving licence, how long did it take to get it?.
Thanks

Estroller:


@Walexwal I believe this is you. Please reach out for your half of the bonus. Cheers.

Offer is still up for another couple of days folks, please use the link below and get you share of the £50 bonus.

Join me and over 22 million users who love Revolut. Sign up with my link below: https://revolut.com/referral/oluwadsala!JUN1-22-AR

Estroller:
Thanks to the fellow that just used my link, please reach out for your half of the £50 bonus.

Offer is still open my people, use the link and get £25 for the weekend

Estroller:
Thanks to the fellow that just used my link, please reach out for your half of the £50 bonus.

Offer is still open my people, use the link and get £25 for the weekend

khayouhz:
i just opened it using your referral link. What do I have to do next ?

mamatwiny:
Please I need procedure and cost to process visit visa for my mum. I am a student on placement year but cannot do anything meaningful cos of childcare issue. I need her to come of to support me.
Please note that I have been here in the UK for 9 months.

Suzam:


What if she's not in talking term with sibling for a while and never knew the sibling dey UK?

How is dat withholding information?

adegbitetunji:
London Pass � all you need

Lexusgs430:



https://www.visitlondon.com/

TheGuyFromHR:


London is a huge place and accommodation is expensive there, residential and tourist alike.
The good part is that public transport is excellent and you can link everywhere from everywhere with time and patience.
Use the accommodation sites to find something will suit your pocket and head off. Very likely not to be cheap.
All London airports are accessible from central London, choose any.

Regarding sightseeing, buy a ticket on a hop on hop off bus, they take you round all the major sights, best way to get a feel of the metropolis. For specific locations, simply use your phone to plot a course.