Truvelisback:
Oga, involve her husband and get back ur Capital.

cayorday89:


Hahahahaha Klass...
@OP, if you truly want your money back you have to involve her husband, that was what I did but I told him we were just friends because I truly wanted to protect her as she also dated the guy while she was dating me until I found out. It will be easier if you have the receipts either recorded conversations on call or through WhatsApp chats with her to show her husband, if not start doing it now requesting for your money and engaging in conversations about how it all started (my ex made a call needing money to pay for her fees and would return it next week and I had no evidence to show) and how you desperately need money now since you can't get it from anywhere else. From there things can nfild, you also have to disturb the husband and if he is a person that does not like embarrassment he will see to it that she pays and probably pay part of it. In my case she lied to her husband severally that she paid me and also called me to beg me not to tell her husband again that she will pay me, but each time she defaults on the agreed date, I go back to him and he takes the fire back to her but it seems she already made up her mind not to pay until I resorted to my last and uncivil option, the husband got annoyed with me then I finally told him we dated and he only told me he was sure there was something between us and only wanted to be very sure and we both closed the chapter.
If the money is huge, do all you can to get if back and keep WhatsApp evidence. Noted thanks bro

Klass99:


Nice, I knew you would be a helpful resource given your prior experience with this.

The part about her lying to her hubby that she had paid you already, then pleading with you not to tell him, is new.

It wasn't in your previous narrative, but knowing it now, makes me more glad that you got your money back.

@ Deeprooted, how did you allow the loan linger for so long to a point where she even got married and now has 2 kids? That's a lot of time and life events which have gone by. She probably felt repaying the loan doesn't matter now.

One set of people I dislike in my life, is people who take money from others and and refuse to pay back for one reason or the other, then they start giving you attitude on top of it again.

300k is not moi-moi money o, I can't see myself letting go of that kind of money, without first attempting to recover it by any means necessary. I will do all I can to recover, if e pass me, then I leave it for God like we Nigerians love to do. I am pissed on your behalf.

Klass99:


I am not a bro. Why are you referring to everyone as bro?

You think only men are capable of sound thinking and good judgment ba? No be me call Cayorday come for you, to show you the way?

This NL men sef, they will see F clearly indicated by someone's moniker and still be calling you bro up and down. Rant over, I no dey vex o, but I just thought to put it out there.

You didn't answer my question, why did you allow it linger till now? Anyway good luck recovering

Klass99:


I understand. We are good

HUSTLER001:
Wrong investment. Sorry bro! Just move on.

Klass99:



You didn't answer my question, why did you allow it linger till now? Anyway good luck recovering

Klass99:


Nice, I knew you would be a helpful resource given your prior experience with this.

The part about her lying to her hubby that she had paid you already, then pleading with you not to tell him, is new.

It wasn't in your previous narrative, but knowing it now, makes me more glad that you got your money back.

@ Deeprooted, how did you allow the loan linger for so long to a point where she even got married and now has 2 kids? That's a lot of time and life events which have gone by. She probably felt repaying the loan doesn't matter now.

One set of people I dislike in my life, is people who take money from others and and refuse to pay back for one reason or the other, then they start giving you attitude on top of it again.

300k is not moi-moi money o, I can't see myself letting go of that kind of money, without first attempting to recover it by any means necessary. I will do all I can to recover, if e pass me, then I leave it for God like we Nigerians love to do. I am pissed on your behalf.

cayorday89:

If I start the narratives how it all played out it will consume lots of web space, she was quite manipulative, she even tried getting me private teaching jobs as side hustle and acting friendly and she will definitely pay me but I know the end game so I was ready for her, it took me one full year to act, so imagine the many narratives in between that one year, I was only bidding my time so people will not say I was wrong and that she did as the husband called me to tell me he will see to the end of it and that he has all the receipts and even voice calls he had with me and I then sent him a message that she was my girlfriend who was dating both of us at the same time and I told her at the time when I was sensing such that she could take her walk but she insisted there was nothing like that and I showed him evidence and that I am ready to present them anywhere, he had no option than to end it all on a friendly note, she even gave birth recently as people were calling the sim to congratulate her and once they hear my voice, they think it's her husband and they say in-law, how is our baby and wife, I just tell them wrong number...
@ deeprooted, mine is just 30k, 300k is huge, involve the police if you can but first try chatting her up on WhatsApp and get concrete evidence, tell her you have no other means of income and that is your only hope of survival, her replies will show the sort of person she is and please never make the mistake of insulting her, just continue pleading for a period of 3 to 6 months just to show you were patient enough, then contact the husband and take things up from there, and also never threaten her just plead and plead, and make your case that of helplessness as this is what you will show to the husband to get his sympathy and she will be forced to pay if he is an understanding person....Below is my concluding chat with her husband.



[11/09/2021, 4:38 PM] Kuljoe: I always like to come clean before I take any action
[11/09/2021, 4:46 PM] +234 806 5: I suspected this but that’s by the way....I have to move on...hope you are ok now?
[11/09/2021, 4:48 PM] Kuljoe: Seriously I have no issues with her and I let her know several times, but she should just pay my money cos I borrowed her ni I did not dash her, but no probs with her anymore
[11/09/2021, 4:52 PM] +234 806 5: Even at that you shouldn’t have pulled the money like that....because that’s fraud and a criminal act....you could land your self in efcc net...that’s bad of you...
[11/09/2021, 4:53 PM] +234 806 5: Just that I was pissed off with your act...

Deeprooted:


Noted

Back to your question. It has always been promises now and then. At first she said she business was agro only for me to discover she was only buying time to herself, thinking I would eventually allow it slide.

Again, thanks for calling on cayorday for me

cayorday89:

Baba, it's their way either male or female, so many excuses but I was patient because I have two cards to play, retrieve my sim with her and get my money from her account or go to her husband shop and follow him home from there because I did not know where she currently live, but the first one worked and I no stress myself.

Is she still giving excuses or she is not responding to your messages again.

Deeprooted:


After going through your suggestions,I just put a call through to her, luckily she picked and I recorded everything. I overheard her asking someone I assume to be a customer,the soup she would bring and the person replied "egusi mixed with draw" . She must have taken over her mum's restaurant business. I will call her later in the evening for more evidence. Thanks a lot

cayorday89:

We will need updates as things unfold... Success Bro...

Klass99:


If you see as I bust laugh at this part ehn. Sharp guy!

Kai this Kayode you are something else, you still have the chats till now? Lmao.



Believe me when I say some of us (male and female) are very uneasy with debt. One of my male friends has told me "When I owe people money, I see them in my dreams" Meaning he is eager to pay back as quickly as possible. He was joking but I could relate.

There's a good feeling and massive sense of relief I always experience from repaying a loan/debt. I paid one of my siblings their money recently, even though it wiped my accounts clean of all the money I have, I feel good and grateful to God for his provision and the means to pay back, including the fact that I don't have that hanging round my neck, like the hang man's noose anymore.

Deeprooted:
Yes! We dated for a while. After my NYSC her persuasion for me to marry her became unbearable for me. To make matters worst, she lost her mom who was the bread winner of the family. I pitied her and decided to give her some money for investment. The agreement was for her to keep the profit but refund my capital to me.

The story changed when after a year, I started asking for my capital. She's now married with 2 kids but claims she doesn't have the money. Involving her husband may be a threat to her marriage but I need my money back.

Help a brother on how best to get my money back!

frozen70:


At times we loose and at times we gain

How is the money involved

If her husband gets to know, he will not pay back because they don't have

See that money as a burnt offering, if it's something you can endure

Deeprooted:


Thanks but 300k is a lot of money in this present economy

frozen70:


Waooo that is much but if you know where she lives, you have to make a move and let her family know what went on and how you assisted her and she is not making move to pay back

Be calm in your explanations to them