EnglandAmaka:
They don't call your contacts again. They will keep on calling you begging you to pay.

Talking out of experience. They don't call your contacts any more.

LCredit, Oxloan, Fairmoney, Ease Cash, True Naira. These ones here for sure don't call your contacts again.

Don't ask me how i found out

Thanks might use them... What if I backup my contacts, delete them. Will they have access to my contact?

Government should ban all these loan apps, they are causing more harm than good.

The worst among this loan app is addmoney and its counterpart aimmoney. This loan app should be avoided at all cost even if you wish to take loan.
But what shocked me most is that all the loan apps have identity on truecaller as scammer, kidnapper, aye, theif etc. That alone is a turnoff for anyone to patronize them.

You're right t an extent bro.
One love

abbey621:


Try as hard as you may, the fact that you're a Nigerian already makes you guilty by association. You can have a stellar personality and integrity but if your friends, family and neighbors are shitty people, your reputation takes a hit as well. Don't take it personally my guy, fate is cruel

EnglandAmaka:
They don't call your contacts again. They will keep on calling you begging you to pay.

Talking out of experience. They don't call your contacts any more.

LCredit, Oxloan, Fairmoney, Ease Cash, True Naira. These ones here for sure don't call your contacts again.

Don't ask me how i found out

L Credit is currently begging me as I'm 7days overdue.
I will pay them Sha.
Nobody deserves to go through threats of loan Apps.
If they threaten me or call my contacts, they lose their money forever.

donbenie:
So what are you in my mentions for?
The companies are illegal?
But you patronize them anyway?
Now the loans can't be paid, the illegality of it comes out?
That's the very definition of Hypocrisy..

You can blow grammer all you want. A company that came through the back door violating extant laws on microfinance lending policy in the country and extorting the sufferings of Nigeria to milk them dry through illegal and unreliasable interest rates should ask themselves if they have the moral standing or obligation to criticize their debtors.
If we were a country with systems that works, they won't exist in the first place to cast aspersions on Nigerians.

PraiseGodNoTime:
Oga go pay the money wey you dey owe them abeg! No much preaching for evening Sunday service.. If na another person did that transfer and told you that it had gone through from his end won't you rush and contact your bank to know if you had been credited. Una go carry wickedness dey scatter the sweat of those who wants to ease the suffering going on the country. I don't/won't buy your bullshit cock and bull kindergarten lies.. Go pay up!

See them loan shark worker. Na now all this Chinese loan shark dey use.

Danonym:
Hi everybody, I collected Loan from addmoney.

A loan of N31,000...I made a transaction and it went horribly wrong, so I had to borrow from another app and pay them their 37k, they said they did not receive it...I contacted my bank and nothing yet..

Now my loan has been 4 days overdue and I am to pay N40,000, I've been hustling and trying to pay back but to no avail

Just yesterday they called my family and insulted them, the thing just weaken me, they promised I will go viral....I am just currently lying down, weak..nothing to do..
Also this is my first post

Let them go ahead, they have already done it and you can't kill yourself

Ohh wow, I hate to hear stories like this. how do we let people use just the verified loan platforms in the country that will not stress or debt shame you? I use Fair money to take loans and run some other side stuff, I use fair save to keep my money so I can get interest on the money. I have heard of other platforms sha but I have not tried them.

Fact! FairMoney's fairsave is actually a good thing. instead of keeping my money in a place I just leave it in fairsave and I collect interest on my money.

chumsfortech:
Ohh wow, I hate to hear stories like this. how do we let people use just the verified loan platforms in the country that will not stress or debt shame you? I use Fair money to take loans and run some other side stuff, I use fair save to keep my money so I can get interest on the money. I have heard of other platforms sha but I have not tried them.

Cmanforall:

He could get advice on better ways to increase his profits. Moreover, I can also send him the 30k debt

You don't need his hustle to assist him. If people tell you what they do for a living. E go shock you bro

So, first things first Nigerians need to be sensitized on the kind of loan platforms they should use, there are lots of genuine platforms out there, we have fair money, carbon, shara, etc

PastorFire:
You can blow grammer all you want. A company that came through the back door violating extant laws on microfinance lending policy in the country and extorting the sufferings of Nigeria to milk them dry through illegal and unreliasable interest rates should ask themselves if they have the moral standing or obligation to criticize their debtors.
If we were a country with systems that works, they won't exist in the first place to cast aspersions on Nigerians.

yes o, if you want to join Fairsave, just download Fairmoney on your phone and move your money to fairsave to start earning interest as high as 10% PA

aramanda14:
Fairmoney imo have the best rate, Asides their loan and banking platform their savings platform too is topnotch, they are trying with Fairsave fr

yes o, if you want to join Fairsave, just download Fairmoney on your phone and move your money to fairsave to start earning interest as high as 10% PA

aramanda14:
Fairmoney imo have the best rate, Asides their loan and banking platform their savings platform too is topnotch, they are trying with Fairsave fr

Please try and pay back.
You would not understand what it means to loan money to people and how frustrating it is to get them to pay back, unless you run a loan company yourself.

Their action is as a result of the fact that most Nigerians are known to be very stubborn, though your case is different.

Put your money in places that yield interest, interest that can go as high as 10% per annum. If you want to know more you can ask sha let me show you way.

PARADIZEPRIEST:
STOP BORROWING FROM THOSE SICK LOAN APPS. GO JOIN COOPERATIVE SAVE AND GET LOANS.
AND STOP USING BANK APPS FOR TRANSACTIONS,INSTEAD FOCUS ON DIRECT BANKING OR USSD

Nebulax:
Oh boy

31k to pay 40k within how many months?

Some loan companies won't make heaven aswear

The longest of their loan is one month. Me that will pay total of 12k on top 180k loan in 8 months! And 150k on top 1.5m in 12 months! People just don't know their Maths, otherwise they wouldn't be finding themselves in situations like this.

Show us way boss, I have been seeing people talk about Fair money and fair savings, piggyvest, investtrips. which one should we use.

techboss1313:
Put your money in places that yield interest, interest that can go as high as 10% per annum. If you want to know more you can ask sha let me show you way.

PARADIZEPRIEST:
STOP BORROWING FROM THOSE SICK LOAN APPS. GO JOIN COOPERATIVE SAVE AND GET LOANS.
AND STOP USING BANK APPS FOR TRANSACTIONS,INSTEAD FOCUS ON DIRECT BANKING OR USSD

What's direct banking? And how is ussd better than banks apps? I want to learn

You have a point tho!
People don't also know who to patronize when it comes to loan.
Did you build your credit score for you to be able to take longterm loan?

maasoap:


The longest of their loan is one month. Me that will pay total of 12k on top 180k loan in 8 months! And 150k on top 1.5m in 12 months! People just don't know their Maths, otherwise they wouldn't be finding themselves in situations like this.

I just started putting my money in fairmoney's Fairsave, I have been reading good reviews so far, so I'm keeping my fingers crossed.

joeytrib:
Show us way boss, I have been seeing people talk about Fair money and fair savings, piggyvest, investtrips. which one should we use.

Hmmm, this is genius thinking .
What I do with fair money is that I borrow money and try as much as possible to pay back within 15 days so that way I don't have to pay interest.

maasoap:


The longest of their loan is one month. Me that will pay total of 12k on top 180k loan in 8 months! And 150k on top 1.5m in 12 months! People just don't know their Maths, otherwise they wouldn't be finding themselves in situations like this.

Fairsave is the way o. that is the future. 10 percent pa and easy withdrawal

jerryidinoba:
I just started putting my money in fairmoney's Fairsave, I have been reading good reviews so far, so I'm keeping my fingers crossed.

guy imagine a world where all you have to do is to just keep your money in a place like fairsave, nobody is deducting your money, and instead they are giving you extra money for keeping/saving money. must be nice

greychris:
Fairsave is the way o. that is the future. 10 percent pa and easy withdrawal

Don't pay them shit. They are stupid and don't follow CBN regulations.

Lol who still pay back loan he or she collected from all these loan sharks?
Their threaten messages doesn't freak guys again.

Wish I can even collect more loan from all these loan sharks but unfortunately I can't collect any further loan from them.

I noticed this as well

EnglandAmaka:
They don't call your contacts again. They will keep on calling you begging you to pay.

Talking out of experience. They don't call your contacts any more.

LCredit, Oxloan, Fairmoney, Ease Cash, True Naira. These ones here for sure don't call your contacts again.

Don't ask me how i found out

Really

BabaIbo:
I don't even know what to say...


If not for humans dubious nature I would have started a loan giving scheme because these guys are making lot of money o.

31k to pay 40k ke?

they called me begging me to take 50k I told them it's small, they called again and increased it to 65k. These guys must be making money for them to be asking someone to take their loan

goodheart01:

Shut up biko. You’re always going off key and hardly make sense. Can’t u drop an advice and return to your vulture grilling??

Mynd44 Justwise Dominique.
Rule 2