Bad business for both parties.

The OP is one of this loan shark. Why did you generalize it? So all Nigerians are wicked including you. There is no right way of using the wrong means to recover your money. If you the loan sharp go throgh process registering your company government will help you recover your money through their BVN. OP did not even say anything about the interest. Please ask yourself this question- are they obeying the constitution guilding loan in Nogeria? If the andwer is no, then loan shark are the problem of themself.

Before them go collect money from you, them go beg. Oya go collect your money back na.

kay29000:


Palm Credit can and will defame you. 100%. Take that from me.

No bro.. they can't defame you. They can only threaten you. Take that from an ex-staff

kay29000:


But Palm credit sends message to contacts. 100% fact.

They don't bro..
I'm an ex-staff. They will continue threaten you on WhatsApp and calls but they won't defame you.

kenlolly75:
Happened to me, since on Monday. Bank debited me. But I didn't see the airtime.

I lost 5k loading someone’s MTN with an Airtel recharge through bank app. Can I get this back?

Nigeria don't make use of the data they have.
Once something like dis happens, if it is a country that have good data base and knows how to make use of it, they will just blacklist this defaulter.
He can never get loan from any institution.
He can not even renew any of his documents.
Can't even recharge his light once it finishes

Some of these restrictions will force him to go repay the loan.
Useless boy. He may have taken the loan to flex with women and drink.

kay29000:

LMAO

oga kay longest time. bless your boy

EroticJane:
that's why I will never deserve a good leader. supporting evil up and down

erotic jane!

e choke!

if the so called disgrace is all they can hope on,the will endup with bad debt and foldup!are these loanapps legit?

generalwo:
All the loan apps should leave 9ja...they gave room for serial defaulters in the first place..... Why will you give someone 10k to pay 17k in 14 days??

Some fools will want to ask why did the defaulter take the loan in the first place..... Idiots... The loans are seen as a means to an end...... When one is desperately in need, then he results to any available means to sort out that need...... Soap no dey enter the eyes of people wen dey stay near river.....

If you want your money, play fair...... It's as simple as that.....

Some born by mistakes will want to condemn loan defaulters when they steal from their offices, are yahoo Boys and have stolen from someone before.... Woe betide you all...... Nigerians have learnt defensive techniques..... So defame me all u want... Just give me the money..... Who get shame again for 9ja?? Ogun kee all of you!!!

baba don vex

obembet:


Once u threatening me or send messages to my contact, just forget about the Money

Please Obembet...can u post on about this topic ... u can research it...it just came out today... people will love to discuss it

mooremoney:
Before u borrow from those loan app make sure u don't have any phone number saved in either ur simcard nor ur phone. That way they can't contact anyone or embarrass u. Or at most pay off on time too

if you payback as and when due they won't embarrass you

hahaha... do you realize airtime is indeed like "air" it cost the network absolutely nothing. basic programming.

Ahmback:
me na mtn and glo i wan borrow from. Then i go break dat sim.
those bast.ards too dey rob in broad day light

New007:
Hahaha ha
I haven't laughed this hard in a while!
Damn. That guy is ice cold!

very meant.

DryMouth:

No bro.. they can't defame you. They can only threaten you. Take that from an ex-staff

Speak on what you know. They sent defaming messages to my contacts... I'm still now recovering form it. And I was even paying the debt gradually, but they still went ahead to send messages to my contacts, saying I was on the run with company money.

DryMouth:

They don't bro..
I'm an ex-staff. They will continue threaten you on WhatsApp and calls but they won't defame you.

They did to me.... Last year.

Cyntie55:
it will be reversed back to your account soon. Besides don't call the money small change because you worked for it.

Do you know you can go to the bank and lay serious complain about that money you called "small change" and you'll be attended to carefully.

Your money will definitely be reversed to your account

I pray so. Thanks

Edoziesmart:
Na Mumu dey pay back loan to all these loan shark companies.

Aswear!

valentineuwakwe:
Its time some of this debtors are arrested....
Make them use one person do example, how will u borrow money and not repay back...dats wicked!

Ode come and arrest us and see who goes to jail, stupid people with crazy interest

Collect 50k pay 90k

Kobicove:


The fact that a lot of people actually liked this comment is a testament to the fact that Nigerians are innately dishonest!

How can we be honest when our government too is a debtors?

Make we dey borrow as we like had it to government debt

kay29000:


They did to me.... Last year.

Do you still have the agent's number?

kay29000:


Speak on what you know. They sent defaming messages to my contacts... I'm still now recovering form it. And I was even paying the debt gradually, but they still went ahead to send messages to my contacts, saying I was on the run with company money.

They defamed you and you are still paying the debt?
Oga when i was with palmcredit, they don't defame pple. I worked there for almost 2years

DryMouth:

They defamed you and you are still paying the debt?
Oga when i was with palmcredit, they don't defame pple. I worked there for almost 2years

Why won't I pay the debt. No be me carry my head go borrow the money. I just had a little issue at the time and couldn't come up with the money, so I paid some part of it... And I paid in full after they sent out the messages. Now, imagine, they keep calling me to come and collect loan again. Lol.

DryMouth:

Do you still have the agent's number?

No. That was a traumatic time in my life and I wish to forget it.

Edoziesmart:

Kwikkash
Kuda
Branch
Opay
And other mushroom apps i can't remember.
N/b I haven't collected loan since 15 months now and counting. I want to concentrate with my life but I ain't paying the once I already collected.

You can also make a lot from palmpay,
It's far better than any other FinTech app.

What's app
@8 021169 4 34

For making 3000 daily

Cyntie55:
do you know I can sue you for defamation? Tarnishing the image of first bank.

If your brother stays in Benin, he should come to our first bank branch at ring road tomorrow morning, let us track his 5k and refund him back his money.

We can even pay him extra for being so unprofessional at our job.

You want to sue me for defamation but you think I can't sue your employers for illegally holding my money.

Yes he stays in Benin and he is not coming to any Bank tomorrow because he's been going and nothing has been done..

Yes, first bank is a useless Bank tell your employers I said so.

In case you care to know they also refused to release my late grandma's money in her account citing that all her children be present even though the only next of kin in her account was present. So your employers expected my uncles and my mum abroad to fly in to Nigeria because of 300k.

Now what happened to the money? If that's not scam I wonder what is

kenlolly75:
Happened to me, since on Monday. Bank debited me. But I didn't see the airtime.

Let that first Bank staff be yarning dust. I can't even count the amount of money I have forgo for banks and network providers.

kay29000:


Why won't I pay the debt. No be me carry my head go borrow the money. I just had a little issue at the time and couldn't come up with the money, so I paid some part of it... And I paid in full after they sent out the messages. Now, imagine, they keep calling me to come and collect loan again. Lol.

Don't ever pay back a loan that you've been defamed for

moneylatalks:



You can also make a lot from palmpay,
It's far better than any other FinTech app.

What's app
@8 021169 4 34

For making 2400 daily

I'm using palmpay already. I guess the 2400 daily is just from referral and nothing more

d3cod3r:
You read and agreed to the terms and conditions.
You applied for loan.
You got credited.
You used the money to solve your problems.
You started giving excuses when it is time to pay.
You are a criminal.

Na so....

The normal procedure is to report to credit bureau, but they cannot do it because they cannot abide by the requirements as stipulated.

So who is the criminal?

SenecaTheYonger:


Every thing is tied to your BVN which you will submit. Embassy wey dey ask for social media account to vet you, e come be BVN Mtcewww

As if the loan apps has the ability to even report sef otherwise be deceiving those wey never apply for visa before