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How Much Have You Saved This Year? - Jobs/Vacancies (6) - Nairaland

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Re: How Much Have You Saved This Year? by Much2do: 4:07am On Sep 14, 2022
I save 50k every month,initially it was 30k but I upgraded it.

2 Likes

Re: How Much Have You Saved This Year? by Ayodele951(m): 4:07am On Sep 14, 2022
Have been able to save 600k from my 200k job with a wife and kid

4 Likes

Re: How Much Have You Saved This Year? by sulaak(m): 4:09am On Sep 14, 2022
Ketamine9000mg:
Hello nairalanders!
I am curious and ready to learn because I-AM-NOT-UNDERSTANDING.

I earn 300k monthly, working and residing in Lagos state with a wife(not working yet) and two(2) kids. Despite that, I have been able to save only 220k from January to August. I feel I can do more.

If you are independent and a salary earner,
HOW MUCH DO YOU EARN?
HOW MUCH HAVE YOU SAVED?
HOW DID YOU SAVE IT?

Make person learn and see what can be done for the remaining four (4) months.

You should be investing what you save, probably in properties. If you are earning N300k I will suggest that you put aside N100,000 monthly.

1 Like

Re: How Much Have You Saved This Year? by AgentGoat: 4:12am On Sep 14, 2022
Connected1:

You get expenses?

Two persons can start a job at the same day with same salary structure, one would do better than the other overtime, it's not because he's more prudent but because there are fewer pressures and expenses on him.

I bought my first plot of land while I was earning 20k monthly, then I saved #300k to buy it after 18 months, but since billings come many, even with higher pay, On God na I dae talk.

Make sense

1 Like

Re: How Much Have You Saved This Year? by Blesyn22(m): 4:15am On Sep 14, 2022
Na Jesus save my life ooo
Re: How Much Have You Saved This Year? by emmanuelewumi(m): 5:26am On Sep 14, 2022
ObaloluwaTel:
I didn't have savings but I can point to things I use money do.


You need savings or income generating assets, if not one might be tempted to sell the things we have used money to buy eg land, uncompleted properties etc at giveaway prices when emergency happens

8 Likes

Re: How Much Have You Saved This Year? by MrOkenwa(m): 5:36am On Sep 14, 2022
mrksquare:



Could you elaborate more on putting your money into property? What is the return on investment like ? And what is the timeframe withing which you cash out on the property business?

Putting your money in properties get level.
It depends on your plans, the purpose you want the property to serve and your pocket.

1) Real estate investment: this depends on your pocket, experience, how ‘aggressive’ you want to be involved in the business. So, it’s not one size fits all.
Some buy land and keep for later sale. Some buy acres, split them into units and start aggressive marketing, hiring celebrities and influencers as their ambassadors. You see them in property section. Most of those estates are not habitable yet.
Some build commercial builds like malls, shopping complex, hotels.
Some buy landed properties in strategic areas and rent them out to businesses like car wash, car park.
Developers buy properties, build and resale in units.
There are variations like joint ventures too.
Some simply buy land, build units of apartments and rent them out as short let or annual tenancy.
Just choose the one that suits you and do extensive research on it before putting your money into it.

2) Residential. Some see this as investment, since they will no longer pay rent. Some don’t. This is because the cost of building a house can set up a good business for them or, expand the existing one. Even after building the said house, the location may not be suitable for them, as it may be far from their place of work. Some end up visiting on weekends.
2 of my tenants are landlords. They only go home on weekends.

3 Likes 1 Share

Re: How Much Have You Saved This Year? by rabiudon: 5:49am On Sep 14, 2022
I saved my life
Re: How Much Have You Saved This Year? by smogia1994(m): 6:18am On Sep 14, 2022
Earning 104k saved nothing since jan but the loan I have on my bank app is more than 350k and my rent will expire Nov.
I'm not in my right state of mind now.
My prayer for everyone is we won't see problems ijn and we won't encounter one, my brother and sister I prob come all those your so called savings will be gone.
Now the thing is not that I don't save ooh I do I'm an advocate of savings, I have abt 1.1m by Feb. But the prob came wen btc came down and serious family problem wic I have to sort. Omo ehn by April I just have to resort to borrowing from bank app wic is my faith and I'm indebted in much debt. House rent for my family of 4. Me my wife and children is 500k per year, a one bed room self cont. I wld have gone for a much cheaper but in this Abuja accommodation is really expensive. I pray God sort out this hard time amen �

4 Likes 1 Share

Re: How Much Have You Saved This Year? by ibechris(m): 6:20am On Sep 14, 2022
Drsnives:

300k and you can't boast of 1m in your account, haba, i doubt the 300k tho..
Me earning approximately 50k in a month have about 300k for account


Do u have a family?

Why are u doubting him.

I have three children with a working wife yet my expenses is close to 500k every month. My children's school fees is about is about 930k per annum. Accommodation is 800k for my two bedroom here in Abuja. Food is the cheapest here.

Pls,be cooling down...family no go eat stone and even if they eat stone,won't they sleep at home,diapers and provisions no be here.

I am in that guys shoes,I know what every family is going through in this country now.

It has reached a tipping point.

That is why people are looking for any means to survive. Alot of people are stealing just to survive which is very wrong and bad.

For me,u are trying not until u get married too.

6 Likes 1 Share

Re: How Much Have You Saved This Year? by Tonytonex(m): 6:41am On Sep 14, 2022
Karleb:
You have 3 non working dependants and you want to save. Continue to dream.

Don't go and look for work for your wife.
Open a business for your wife na.
Or let her get a job to support the family.
As for me, my savings is within 50K this year. My salary is minimum wage. And it's through con.
Re: How Much Have You Saved This Year? by everythinggirly(f): 6:44am On Sep 14, 2022
When you don't have a job in this country how can you save?

3 Likes

Re: How Much Have You Saved This Year? by Blupen(m): 6:44am On Sep 14, 2022
nimash:
This topic really touched me.
No work, so it's so sad I can't contribute to the topic
You have already contributed to the topic

2 Likes

Re: How Much Have You Saved This Year? by Tonytonex(m): 6:44am On Sep 14, 2022
ibechris:



Do u have a family?

Why are u doubting him.

I have three children with a working wife yet my expenses is close to 500k every month. My children's school fees is about is about 930k per annum. Accommodation is 800k for my two bedroom here in Abuja. Food is the cheapest here.

Pls,be cooling down...family no go eat stone and even if they eat stone,won't they sleep at home,diapers and provisions no be here.

I am that guys shoes,I know what every family is going through in this country now.

It has reached a tipping point.

That is why people are looking for any means to survive. Alot of people are stealing just to survive which is very wrong and bad.

For me,u are trying not until u get married too.
true sire.
Re: How Much Have You Saved This Year? by drmuchin: 6:54am On Sep 14, 2022
jeromestarks:
I save my life.

You are a lifesaver

1 Like

Re: How Much Have You Saved This Year? by Iyanda13(m): 7:01am On Sep 14, 2022
I save Myself & I with my Life... Éma fi ibere oshi pami.
Re: How Much Have You Saved This Year? by Fapemz: 7:06am On Sep 14, 2022
Trilz:
Omo! Na who get job de save.
For me na on God we dea.
Make we see how e go be before December if Baba God go pick call..


Hello fine people
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I'm here to work remotely for you
You can PM me so we can discuss your project in more detail and identify how my skill set will work best for you.

Best Regards.

Best check my signature for my WhatsApp number

Brotherly, i sell powerbank for Laptop. Holla should you need one....have productive day ahead!
Re: How Much Have You Saved This Year? by Jamesbiodun(m): 7:07am On Sep 14, 2022
I never save anything and I still dey owe loan app 185k angry
Re: How Much Have You Saved This Year? by Ketamine9000mg(m): 7:07am On Sep 14, 2022
blackgoldd:



Throughout 2020 I saved just 4m, 2021 additional 4m, from January 2022 till date 8 have saved additional 8m.

That's really great. How did you manage it?
Re: How Much Have You Saved This Year? by Ketamine9000mg(m): 7:13am On Sep 14, 2022
jogsman01:
I earn a lol bit above 30k as salary, and I do save the whole sum of 30k monthly. My other earnings in a month is another 30k approximately. And I've started saving another 5k per week effective this month. The Weekly contribution na for festive period and maybe to renew my rent, as the spirit leads grin

How do you survive saving almost 100% of your income?
Re: How Much Have You Saved This Year? by Olabode211: 7:14am On Sep 14, 2022
save kee?bet9ja don run me
Re: How Much Have You Saved This Year? by Mrkindness: 7:14am On Sep 14, 2022
Kimiso:
it's not a must you chop bellefull before you save
you are right shaaaa.
Re: How Much Have You Saved This Year? by Ishoola: 7:14am On Sep 14, 2022
Actually, life after NYSC isn't funny, I saved almost all my allawee during my year of service. 2021 was a rough year for me, I used all my life savings transporting from one jobs interview to another, I wasted almost 200k.

This year 2022, I started a business with the little capital I had, though the shop I am using ain't mine, just an attachment, I make 80-120k monthly, and the owner of the shop already eying my business. my business is just 5 months old and All thanks to God business moving on well.

I saved all the money I earn, not marry but I am hoping to do that in year to come.

5 Likes 1 Share

Re: How Much Have You Saved This Year? by ORLAHOLUWA(m): 7:15am On Sep 14, 2022
cucumbar:
you can’t be thinking of depending on a woman nau .
Not trying to depend on woman bt we run things together till it gets better
Re: How Much Have You Saved This Year? by Ketamine9000mg(m): 7:15am On Sep 14, 2022
seansifo:
Good morning bro.

Please if you don't mind, sir can you tell me the nature of your job and if possible with a brief description of your duties. I'm currently filling a form that requires me to state my monthly salary as well as my job duties and it's necessary for me to state reasonable amount like this your 300k grin in order to increase of chances of getting approved.

Please help a brother as I'm not sure if any legit job in this buhari Nigeria that pays such a huge amount.




I am a health care professional.
I basically provide health care services.
Re: How Much Have You Saved This Year? by Parachoko: 7:19am On Sep 14, 2022
Drsnives:

300k and you can't boast of 1m in your account, haba, i doubt the 300k tho..
Me earning approximately 50k in a month have about 300k for account
Are you married?
Re: How Much Have You Saved This Year? by seanwilliam(m): 7:20am On Sep 14, 2022
ibechris:



Do u have a family?

Why are u doubting him.

I have three children with a working wife yet my expenses is close to 500k every month. My children's school fees is about is about 930k per annum. Accommodation is 800k for my two bedroom here in Abuja. Food is the cheapest here.

Pls,be cooling down...family no go eat stone and even if they eat stone,won't they sleep at home,diapers and provisions no be here.

I am in that guys shoes,I know what every family is going through in this country now.

It has reached a tipping point.

That is why people are looking for any means to survive. Alot of people are stealing just to survive which is very wrong and bad.

For me,u are trying not until u get married too.
I just had to ignore the guy. Person wey no get responsibility or person wey Dey see support Dey always think it’s easy to save .
That’s why I’m trying every possibility to get the basic things before I marry and start having children,
I’ll just know that maintenance money , feeding fee and school fee na hin remain.

3 Likes 1 Share

Re: How Much Have You Saved This Year? by Abudu2000(m): 7:21am On Sep 14, 2022
In this time of drastic inflation you are talking of saving? U know nothing about money. My account bal has been fluttering bw high and low balance but I ve got investments. Why will I have 2m in my account, never!

1 Like

Re: How Much Have You Saved This Year? by Doctortest: 7:22am On Sep 14, 2022
Omo na only 700k I get for savings ‘ u belive say I still dey ask people to find me small change cos I no dey touch my savings wey I put for my other bank account no transfer Or atm unless I go bank withdraw am myself ....
Like this now sef I dey find 1k wey I go use buy loud baba
Re: How Much Have You Saved This Year? by Kayczz: 7:29am On Sep 14, 2022
Ketamine9000mg:
Hello nairalanders!
I am curious and ready to learn because I-AM-NOT-UNDERSTANDING.

I earn 300k monthly, working and residing in Lagos state with a wife(not working yet) and two(2) kids. Despite that, I have been able to save only 220k from January to August. I feel I can do more.

If you are independent and a salary earner,
HOW MUCH DO YOU EARN? God grace
HOW MUCH HAVE YOU SAVED? I saved my life
HOW DID YOU SAVE IT? By cutting my coat according to my cloth

Make person learn and see what can be done for the remaining four (4) months.
Re: How Much Have You Saved This Year? by Olumighty123(m): 7:40am On Sep 14, 2022
I'm sha able to save my kids from getting chased out of school, and saving myself, wife and kids from going hungry, plus getting saved from not having shelter nah grin anyway, I and my wife tries to save 3k everyday. I'm an handy man by trade, so nothing is guaranteed.

2 Likes

Re: How Much Have You Saved This Year? by Tosin9119: 7:42am On Sep 14, 2022
Maybe 240k or thereabout.

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