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Is 300k Enough For A Family Of 4? - Family - Nairaland

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Is 300k Enough For A Family Of 4? by Rubyjade: 8:51am On Mar 10, 2023
Excerpt from married men here on NLers

Even with strict rules 400k is not even enough for a family of 4 (husband, wife and a boy and a girl ages less than 10yrs but not tolders)

Even as a married man with two kids, 300k doesn't feel like nothing even in this present day Nigeria, unless you don't spend wisely.

It's tough even for family of three let alone four.

With the present day Nigeria, that amount is not even enough because currently there is tomatoes scarcity and tin tomatoes is expensive.

You will struggle with that amount if you are based in the island in Lagos or city center in Abuja, PH or Kano

4 Likes 3 Shares

Re: Is 300k Enough For A Family Of 4? by Nobody: 8:53am On Mar 10, 2023
Except that person is living above his means.

The present economy challenges shouldn't be used as an excuse to live above one's means.

Cut your coat according to your cloth.

37 Likes

Re: Is 300k Enough For A Family Of 4? by Rubyjade: 8:54am On Mar 10, 2023
Playmaaker14:
Except that person is living above his means.

What's your definition of above your means?

3 Likes

Re: Is 300k Enough For A Family Of 4? by dobnina(f): 8:56am On Mar 10, 2023
[quote author=Rubyjade post=121622591][/quote]
That 300k monthly is enough for a family of 5 if the wife is not a wasteful spender.

8 Likes

Re: Is 300k Enough For A Family Of 4? by Nobody: 8:56am On Mar 10, 2023
Rubyjade:
What's your definition of above your means?

That's self explanatory ma.

5 Likes

Re: Is 300k Enough For A Family Of 4? by Nobody: 8:58am On Mar 10, 2023
dobnina:

That 300k monthly is enough for a family of 5 if the wife is not a wasteful spender.

When you say spend whose money are you talking about? Her money or her husbands own?

5 Likes

Re: Is 300k Enough For A Family Of 4? by dobnina(f): 8:59am On Mar 10, 2023
Rayban25:


When you say spend whose money are you talking about? Her money or her husbands own?
The husbands money.

5 Likes

Re: Is 300k Enough For A Family Of 4? by Rubyjade: 8:59am On Mar 10, 2023
dobnina:

That 300k monthly is enough for a family of 5 if the wife is not a wasteful spender.
Yeah but most men would disagree because they have
Transportation
Fuel for generator
Data
DStv
Gas
Water
Snacks for kids & possibly tfarre ona daily

7 Likes 1 Share

Re: Is 300k Enough For A Family Of 4? by Nobody: 9:00am On Mar 10, 2023
dobnina:

The husbands money.

What happened to the wife's own money?

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Re: Is 300k Enough For A Family Of 4? by Rubyjade: 9:00am On Mar 10, 2023
Playmaaker14:


That's self explanatory ma.
Explain to us that may not know the meaning Sir.
Re: Is 300k Enough For A Family Of 4? by Nobody: 9:03am On Mar 10, 2023
Rubyjade:
Yeah but most men would disagree because they have
Transportation
Fuel for generator
Data
DStv
Gas
Water
Snacks for kids & possibly tfarre ona daily

My dear 300k monthly is not enough...you've not even talked about what percentage you'll contribute to assist him

10 Likes

Re: Is 300k Enough For A Family Of 4? by Rubyjade: 9:05am On Mar 10, 2023
Rayban25:


My dear 300k monthly is not enough...you've not even talked about what percentage you'll contribute to assist him
Plaiting the daughter's hair, and contributing to the kitchen in area they lack.
Re: Is 300k Enough For A Family Of 4? by Nobody: 9:11am On Mar 10, 2023
Rubyjade:
Plaiting the daughter's hair, and contributing to the kitchen in area they lack.

Are you for real? You think what you mentioned is really beneficial to the man in the marriage?...omo sometimes you ladies dont actually sit down to put yourself in a guys shoes...you think everything is rainbow and sunshine. First of all a lot of men in Nigeria dont want to get married because of the economic situation

Number 2 even if they wanted to get married and have 4 or 5 kids you think his income alone will carry all of you? Unless you're willing to contribute substantially to the marriage just leave this fairy tale fantasy cause only a small percentage of men can afford to make you fulltime housewife with five kids

So please face reality.

16 Likes 1 Share

Re: Is 300k Enough For A Family Of 4? by QuinModah(f): 9:13am On Mar 10, 2023
Rayban25:


Are you for real? You think what you mentioned is really beneficial to the man in the marriage?...omo sometimes you ladies dont actually sit down to put yourself in a guys shoes...you think everything is rainbow and sunshine. First of all a lot of men in Nigeria dont want to get married because of the economic situation

Number 2 even if they wanted to get married and have 4 or 5 kids you think his income alone will carry all of you? Unless you're willing to contribute substantially to the marriage just leave this fairy tale fantasy cause only a small percentage of men can afford to make you fulltime housewife with five kids

So please face reality.
Are you married?

4 Likes 1 Share

Re: Is 300k Enough For A Family Of 4? by saladinnoir: 10:03am On Mar 10, 2023
This needs to be tested by other nairalanders. Nice initiative o.p

1 Like

Re: Is 300k Enough For A Family Of 4? by Berrityga: 10:07am On Mar 10, 2023
Show evidence that you spend 300k monthly don't come here to brag.

9 Likes

Re: Is 300k Enough For A Family Of 4? by talk2hb1(m): 10:50am On Mar 10, 2023

It Depends On Location; if lagos you can still manage depending on different factors (Distance of work from home, rent or owned house, car ownership, partners management skills, etc) forgetting wife’s income Ooo.
Rubyjade:

2 Likes 1 Share

Re: Is 300k Enough For A Family Of 4? by CodeTemplar: 10:59am On Mar 10, 2023
Not at all.
Re: Is 300k Enough For A Family Of 4? by masinga07(m): 11:08am On Mar 10, 2023
How many families even have that 300k monthly.

18 Likes 1 Share

Re: Is 300k Enough For A Family Of 4? by Rickmann: 11:16am On Mar 10, 2023
Rubyjade:
What's your definition of above your means?

Extravagantly he meant to say.

Ideally, with proper planning and budgeting, 300k should be ok for a family of 3-4.

5 Likes 2 Shares

Re: Is 300k Enough For A Family Of 4? by Nazgul: 11:26am On Mar 10, 2023
If the wife is working or doing a business that gives her a net income of over 100k per month, the man's 300k would definitely be ok for the family. Cos they can both manage their financial responsibilities effectively.

4 Likes

Re: Is 300k Enough For A Family Of 4? by remsonik(f): 11:58am On Mar 10, 2023
Yes it's OK, if they manage their spending wisely. On your Gen only at night for 2-3 hours. Refill Gas in two months and get an electric cooker to use when there's light.
Monitor amounts spent on outings, eateries and orders.
Use gotv instead of dstv or buy a lower cost plan for anyone you have.
Put off your data and use data when needed only that will reduce the data bundle you buy monthly.

3 Likes

Re: Is 300k Enough For A Family Of 4? by Nobody: 12:22pm On Mar 10, 2023
remsonik:
Yes it's OK, if they manage their spending wisely. On your Gen only at night for 2-3 hours. Refill Gas in two months and get an electric cooker to use when there's light.
Monitor amounts spent on outings, eateries and orders.
Use gotv instead of dstv or buy a lower cost plan for anyone you have.
Put off your data and use data when needed only that will reduce the data bundle you buy monthly.

You ladies are just quick to say it's okay...for your information all what you mentioned up there isnt what the man is first thinking about so dont speak for us because you are ignorant

3 Likes

Re: Is 300k Enough For A Family Of 4? by Nobody: 12:59pm On Mar 10, 2023
70% of Nigerian families don’t even see 100k per month , don’t listen to clowns on Nairaland

29 Likes

Re: Is 300k Enough For A Family Of 4? by Nobody: 1:18pm On Mar 10, 2023
Rayban25:


You ladies are just quick to say it's okay...for your information all what you mentioned up there isnt what the man is first thinking about so dont speak for us because you are ignorant
That's her opinion, learn to respect people's opinions.

6 Likes 1 Share

Re: Is 300k Enough For A Family Of 4? by remsonik(f): 1:24pm On Mar 10, 2023
Rayban25:


You ladies are just quick to say it's okay...for your information all what you mentioned up there isnt what the man is first thinking about so dont speak for us because you are ignorant
OK clap your hands, spend wisely. He's thinking of building, buying land, car and properties, investing in business, giving children quality education yet if you don't manage your expenses you won't achieve anything.
Earn 300k and don't save anything out of it even the one who earns 150k will achieve more than you

14 Likes

Re: Is 300k Enough For A Family Of 4? by Nobody: 1:57pm On Mar 10, 2023
Playmaaker14:
That's her opinion, learn to respect people's opinions.

First of all.....an opinion can be wrong.do you know that this respect peoples opinion is the major cause of degeneration in our society today? "Respect my opinion has become another way of deceiving oneself from dealing with reality.

Second of all shes not a man, and has no idea of what it is to raise 5 children with an income of 300k and none of them even said anything about the women contributing to the man so biko spare me all that.

5 Likes

Re: Is 300k Enough For A Family Of 4? by Hamachi(f): 3:11pm On Mar 10, 2023
saladinnoir:
This needs to be tested by other nairalanders. Nice initiative o.p
tests ke?

2 Likes

Re: Is 300k Enough For A Family Of 4? by techWriter3: 3:13pm On Mar 10, 2023
highlight proof that you spend 300k monthly don't come here to brag

Please, Check my profile if you need help with your dissertation, personal statement, statement of purpose, thesis, or assignment.

3 Likes

Re: Is 300k Enough For A Family Of 4? by Hamachi(f): 3:16pm On Mar 10, 2023
Berrityga:
Show evidence that you spend 300k monthly don't come here to brag.
A family of 4
School fee two kids 65k per kid =130k
House rent monthly 10k=120k
Nepa post paid max 5k
DStv depending on the package
Filling gas 5k
Lawma 1500
Bag of Rice 35k
Fuel on a daily 3k =22k plus charges
Miscellaneous expenses 10k

3 Likes

Re: Is 300k Enough For A Family Of 4? by Hamachi(f): 3:17pm On Mar 10, 2023
He should use condom and stop all these ranting
Rayban25:


First of all.....an opinion can be wrong.do you know that this respect peoples opinion is the major cause of degeneration in our society today? "Respect my opinion has become another way of deceiving oneself from dealing with reality.

Second of all shes not a man, and has no idea of what it is to raise 5 children with an income of 300k and none of them even said anything about the women contributing to the man so biko spare me all that.

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