Opzyyy:
Hello experts. I saw a post on some upcoming tbills. I would love to invest in it. Your guide will be highly appreciated. It's 450k I have, please lemme know if it's feasible. Thank you.

To add to what @emmasoft said, you can also look the way of our Ziing mobile app.
With the Ziing mobile app you can get as high as 10% per annum. (Guarantees both capital and ROI)

emmanuelewumi:



To maintain your normalcy as the landlord, the man should have a steady 9 to 5 job, the wife must have an income which can also be from a full time job, part time job, business, trading, Investments etc

You initially said both spouses must have steady incomes (AKA 9 to 5 jobs) and can’t be businessmen, traders, contractors, etc

Looks like you have changed your mind. Means say there is still some hope for common man to rent house in Naija provided he has a ‘guaranteed’ job and can open small shop for him wife to keep her busy and stop her from gossiping and causing trouble in the compound

Will be interesting to see the TBill stop rates at next Wednesday's auction.

Lazyyouth4u:


You initially said both spouses must have steady incomes (AKA 9 to 5 jobs) and can’t be businessmen, traders, contractors, etc

Looks like you have changed your mind. Means say there is still some hope for common man to rent house in Naija provided he has a ‘guaranteed’ job and can open small shop for him wife to keep her busy and stop her from gossiping and causing trouble in the compound

Spouse must have a source of income. Sole source of income from the steady 9 to 5 job of the husband is dangerous for the rent forecast by the landlord

emmanuelewumi:



Spouse must have a source of income. Sole source of income from the steady 9 to 5 job of the husband is dangerous for the rent forecast by the landlord

Okay boss. Good to know that wife now only needs a source of income and not steady 9 to 5 job for both spouses as you mentioned earlier. There is hope for man pikin afterall

I still don’t understand how the employment or income earning status of the wife of a well paid tenant with a steady job should concern a landlord. As a landlord, am I not better off with a tenant that has a steady job that pays very well who has a stay at home wife vs a tenant situation where both spouses have steady jobs/income with not so fantastic pay/income?

The house wife gossiping theory is kind of funny and weird at the same time.

They usually say when everyone including your plumber is talking about a particular type of investment, then you know it is time to exit. Crypto is now in the lips of everyone, does it mean there will be premium tears for those who enter late.
Na so everybody start to de talk about stock market around 2004 to 2007 until 2008 happened

Good morning oga Emma

Ahiboilandgas and everyone

Please I have these just arrived Scania 2010 Trailer head with five trailers. very good engine and suspensions plus very ok transmission. Injector type fuel system. Trailer head is 9m, trailer is 5m each

Inspection can be done anytime even today self

emmanuelewumi:



Spouse must have a source of income. Sole source of income from the steady 9 to 5 job of the husband is dangerous for the rent forecast by the landlord

Lazyyouth4u:


Okay boss. Good to know that wife now only needs a source of income and not steady 9 to 5 job for both spouses as you mentioned earlier. There is hope for man pikin afterall

I still don’t understand how the employment or income earning status of the wife of a well paid tenant with a steady job should concern a landlord. As a landlord, am I not better off with a tenant that has a steady job that pays very well who has a stay at home wife vs a tenant situation where both spouses have steady jobs/income with not so fantastic pay/income?

The house wife gossiping theory is kind of funny and weird at the same time.

Real funny. Gossiping is normally in face-me-i-face-you type of accommodation. Who gossips in a flat based accommodation when sometimes you might not even run into your co-tenant in three months.

Lazyyouth4u:


Okay boss. Good to know that wife now only needs a source of income and not steady 9 to 5 job for both spouses as you mentioned earlier. There is hope for man pikin afterall

I still don’t understand how the employment or income earning status of the wife of a well paid tenant with a steady job should concern a landlord. As a landlord, am I not better off with a tenant that has a steady job that pays very well who has a stay at home wife vs a tenant situation where both spouses have steady jobs/income with not so fantastic pay/income?

The house wife gossiping theory is kind of funny and weird at the same time.

Purely for risk management, income from different sources is better than income from one source


I will rather have 10 tenants who pay 500k per annum, than just a tenant that pays N6 million per annum.

A couple whose combined income is N10 million per annum, is better than a family that has a sole provider that makes N12 million per annum

What's your point?

ojesymsym:
They usually say when everyone including your plumber is talking about a particular type of investment, then you know it is time to exit. Crypto is now in the lips of everyone, does it mean there will be premium tears for those who enter late.
Na so everybody start to de talk about stock market around 2004 to 2007 until 2008 happened

NL1960:


Real funny. Gossiping is normally in face-me-i-face-you type of accommodation. Who gossips in a flat based accommodation when sometimes you might not even run into your co-tenant in three months.

They are many in Lagos

yazga:
They are many in Lagos

They don't know anything. Association of housewives will meet when they drop the children in school to gossip in the school for hours, some of them are currently gossiping after the morning service at a church near my house...as I am typing.

The devil finds work for an idle hand

emmanuelewumi:



They don't know anything. Association of housewives will meet when they drop the children in school to gossip in the school for hours, some of them are currently gossiping after the morning service at a church near my house...as I am typing.

The devil finds work for an idle hand

I took my wife second car out about 2 weeks ago, a full house wife who lives next door called my wife and said what happenned to Oga's car ? I saw him in the bank with your car. My wife said who told you it was my car, because my husband doesn't drive it doesn't mean he is not the owner of the car

That was how, she shut up the woman.

Imagine what would have happened if a side chick was with me

ojesymsym:
They usually say when everyone including your plumber is talking about a particular type of investment, then you know it is time to exit. Crypto is now in the lips of everyone, does it mean there will be premium tears for those who enter late.
Na so everybody start to de talk about stock market around 2004 to 2007 until 2008 happened

Is it your tears. Tears is part of the learning process. At least it will make one a better, sober and humble investor

emmanuelewumi:


I took my wife second car out about 2 weeks ago, a full house wife who lives next door called my wife and said what happenned to Oga's car ? I saw him in the bank with your car. My wife said who told you it was my car, because my husband doesn't drive it doesn't mean he is not the owner of the car

That was how, she shut up the woman.

Imagine what would have happened if a side chick was with me

The bolded is funny . But I won’t call it gossip na. Just a woman looking out for a fellow woman.

It’s the same way men have caught cheating wives when their fellow beer parlour member called them to inform them of their wives activities with their side boys

Gossip is just idle nonesense talk and decent women don’t engage in such rubbish with strangers in their compound. I hope...

emmanuelewumi:



They don't know anything. Association of housewives will meet when they drop the children in school to gossip in the school for hours, some of them are currently gossiping after the morning service at a church near my house...as I am typing.

The devil finds work for an idle hand

emmanuelewumi:



They don't know anything. Association of housewives will meet when they drop the children in school to gossip in the school for hours, some of them are currently gossiping after the morning service at a church near my house...as I am typing.

The devil finds work for an idle hand

VERY true

Thats pokenosing we women sabi tafia

Lazyyouth4u:


The bolded is funny . But I won’t call it gossip na. Just a woman looking out for a fellow woman.

It’s the same way men have caught cheating wives when their fellow beer parlour member called them to inform them of their wives activities with their side boys

Gossip is just idle nonesense talk and decent women don’t engage in such rubbish with strangers in their compound. I hope...

emmanuelewumi:


I took my wife second car out about 2 weeks ago, a full house wife who lives next door called my wife and said what happenned to Oga's car ? I saw him in the bank with your car. My wife said who told you it was my car, because my husband doesn't drive it doesn't mean he is not the owner of the car

That was how, she shut up the woman.

Imagine what would have happened if a side chick was with me

*Busted Niyen*

emmanuelewumi:
Food for thoughts

Oga enjoy sometimes,problem no dey finish.
Going by your theory,say a young boy that is working that have saved say 20m in lagos ,of course this money wont buy him any reasonable solid asset in lagos that can generate consistent revenue,so he shouldn't buy a car because he don't have no asset to pay it off abi?
Later when one chance robbers catch am because e dey fly cab and collect all that money now,what will you say?

I fear if it is peaking or already peaked and perhaps late comers can wait a bit to enter assuming there will be a dip.
I am just being curious and careful.

yazga:
What's your point?

SeaTrade:
Oga enjoy sometimes,problem no dey finish.
Going by your theory,say a young boy that is working that have saved say 20m in lagos ,of course this money wont buy him any reasonable solid asset in lagos that can generate consistent revenue,so he shouldn't buy a car because he don't have no asset to pay it off abi?
Later when one chance robbers catch am because e dey fly cab and collect all that money now,what will you say?

What was shared is not meant for everyone, it is for less than 5% of the population.

emmanuelewumi:



What was shared is not meant for everyone, it is for less than 5% of the population.

Then you have agreed with me that money/wealth has no standard formula,ie what works for one person might not work for the next,hence posting all these cliches aren't necessary or atleast ,reserve it for that 5% of the population which I'm sure you don't even have access to upon all this wealth preaching.
I'm sure Dangote was trekking when he was still building his empire,what a joke!

SeaTrade:
Then you have agreed with me that money/wealth has no standard formula,ie what works for one person might not work for the next,hence posting all these cliches aren't necessary or atleast ,reserve it for that 5% of the population which I'm sure you don't even have access to upon all this wealth preaching.
I'm sure Dangote was trekking when he was still building his empire,what a joke!

The Dangote's are less than 0.01% of the population ie about 20,000 Nigerians.

The 4% about 8 million Nigerians are those who are to an extent financially independent, not referring to politicians or criminals.

They lived within their means, delayed gratification, thereby things got better over the years and maintained their standard of living, knowing that slow and steady does.

Government won't do it for them, prayer and fasting won't do it for them, tithe and offering won't for them .

They just have to take their destinies in their own hands

emmanuelewumi:



The Dangote's are less than 0.01% of the population ie about 20,000 Nigerians.

The 4% about 8 million Nigerians are those who are to an extent financially independent, not referring to politicians or criminals.

They lived within their means, delayed gratification, thereby things got better over the years and maintained their standard of living, knowing that slow and steady does.

Government won't do it for them, prayer and fasting won't do it for them, tithe and offering won't for them .

They just have to take their destinies in their own hands

A car is an asset to most people,but then they've been brainwashed a lot to think that it is a liability.
Where it becomes bad is if a person buys a luxury car he doesn't need at the time.
No take because you dey save one one naira because of motivational quotes go enter one chance people their hand or waste all of your productive time and energy flying molue .
That is not financial literacy,it is outright stupidity.
I got my first car in 2nd year uni and funny enough I never still make the list of sad Nigeria statistic.
Wealth creation has no formula,period.

SeaTrade:
A car is an asset to most people,but then they've been brainwashed a lot to think that it is a liability.
Where it becomes bad is if a person buys a luxury car he doesn't need at the time.
No take because you dey save one one naira because of motivational quotes go enter one chance people their hand or waste all of your productive time and energy flying molue .
That is not financial literacy,it is outright stupidity.
I got my first car in 2nd year uni and funny enough I never still make the list of sad Nigeria statistic.
Wealth creation has no formula,period.

The post was not for you, different strokes for different folks.
Some have picked some things from the post, do you have any problem with that?

Anyway, you have been noticed.

Thank you very much and have a great day

emmanuelewumi:



The post was not for you, different strokes for different folks.
Some have picked some things from the post, do you have any problem with that.

Anyway, you have been noticed.

Thank you very much and have a great day

The bolded is not a priority for me,it comes naturally as I am a tall guy.
Your screenshot was saying ooo buying a car with money was stupid bla bla bla...,and I asked you how many billionaires were trekking and using public transport before they blow ,you started foaming in the mouth.
Basic things are meant to be bought and used so as to help hit your goals in time,irrespective of whatever any wealth preacher says.

Things are definitely looking up in the bond Market at FMDQ.

As shared by a bond dealer today.


You will need N500 million to buy them

emmanuelewumi:
Things are definitely looking up in the bond Market at FMDQ.

As shared by a bond dealer today.


You will N500 million to buy them

Can we say double digits are achievable for Treasury Bills by June 2021

SeaTrade:
Oga enjoy sometimes,problem no dey finish.
Going by your theory,say a young boy that is working that have saved say 20m in lagos ,of course this money wont buy him any reasonable solid asset in lagos that can generate consistent revenue,so he shouldn't buy a car because he don't have no asset to pay it off abi?
Later when one chance robbers catch am because e dey fly cab and collect all that money now,what will you say?

If the young chap puts that 20m in some mutual funds/bonds, he can get 7 to 10% income of 1.4m to 2m which can buy him one better small car

By the way, why the new moniker?

Lazyyouth4u:


If you put that 20m in some mutual funds/bonds, you can get 7 to 10% income of 1.4m to 2m which can buy one small car for the young chap

By the way, why this your new name?

Could u elaborate on the type/name of mutual fund or bond that gives 7-10% dividend in this period of low yield investment instruments?