moneywoman74:


Please is longer tenure better than shorter tenure? Please you people should put me through i am learning.

It all depends on when you need your funds back..
It's all about planning...!!!
Invest in a tenor that you are sure you won't liquiate your funds abruptly.
Example,if you are planning to use your funds this coming January 2019 on a project,you should invest in @ 90days tenor.
You see,it's all about planning and timing..
I prefer longer tenor(364 days) because I'm always sure i have no use for the invested funds.

Gavrelino123:

It all depends on when you need your funds back..
It's all about planning...!!!
Invest in a tenor that you are sure you won't liquiate your funds abruptly.
Example,if you are planning to use your funds this coming January 2019 on a project,you should invest in @ 90days tenor.
You see,it's all about planning and timing..
I prefer longer tenor(364 days) because I'm always sure i have no use for the invested funds.

when u buy longer tenure at high rate and rate drop u can sell for profit

ahiboilandgas:
when u buy longer tenure at high rate and rate drop u can sell for profit

Still don't understand how this works

aremso:


Still don't understand how this works

if u buy at 15 then rate drop to 10 and u choose to sell before maturity u will make profit ,but if u buy at 10 and rate jump to 15 and u choose to liquidate u loose money

Moses247:
Na waooo So no one can guide me on secondary market bidding! I want to know if I can go for d secondary market tomorrow??

Yes you can to your bank for secondary market tomorrow (Monday 3rd). Ask the customer care officer that you want to invest in TB and will guide you accordingly. Its that simple.

Feel free to ask any other specific question, we are here for you.

Hope this helps

Moses247:

park well Mr man. someone here also attest to the fact he was told the least amount for Tb is 1m in first bank .....so what are u now trying to prove like u are rite, others don't??

Who said anything like being right

I said those staff are liars . and I showed a screenshot of a response I got when I sent them a mail about it sometime ago and they said it’s 100k.
Next second you jumped on me and started asking me is change not constant anymore because I got the mail in June
Now you’re talking about how someone attested to it .
I bet you only selected what you wanted to hear cos I don’t know why you decided to ignore this person that responded to your question almost immediately

lancee:
It's a lie , i was told u can start from 100k ..u can as well subscribe for secondary market

But you decided to pick that person that said she was told the same thing .
Who am I to tell you what to do with your money .
Go do whatever you want boss man.

ahiboilandgas:
when u buy longer tenure at high rate and rate drop u can sell for profit

Kindly forget that method..!!!
It's never advisable..☄☄
It's not worth it...
What about the liquidation charges..?
At the end,you will find out that you gained little or nothing after the whole stress....
The bank will be on an eagle-watch☄☄
and can decide to rip you off...!!!!,

irookie:


Yes you can to your bank for secondary market tomorrow (Monday 3rd). Ask the customer care officer that you want to invest in TB and will guide you accordingly. Its that simple.

Feel free to ask any other specific question, we are here for you.

Hope this helps

thanksssssss

Gavrelino123:

Kindly forget that method..!!!
It's never advisable..☄☄
It's not worth it...
What about the liquidation charges..?
At the end,you will find out that you gained little or nothing after the whole stress....
The bank will be on an eagle-watch☄☄
and can decide to rip you off...!!!!,

nope it been traded daily on the index that where investment house and banks make the main money

ahiboilandgas:
nope it been traded daily on the index that where investment house and banks make the main money

We are talking about individual suscribers,not banks or investment houses.....!!
You will gain little or nothing liquidating your T.B as an individual suscriber..☄☄
You will always be at the mercy of the bank if you try liquidating your TB prematurely.

Gavrelino123:

We are talking about individual suscribers,not banks or investment houses.....!!
You will gain little or nothing liquidating your T.B as an individual suscriber..☄☄

u seem faaaaar from understanding the game......when rate went from 18.5 to 11 cool money was made that a difference of 7.5 percent...

The billions from secondary markets where do u think it coming from?hmm

ahiboilandgas:
u seem faaaaar from understanding the game......when rate went from 18.5 to 11 cool money was made that a difference of 7.5 percent...

Lol..,our financial institutions will rip you off based on your gains...!!!
I understand you lucidly......
You should also understand that the people who are privileged to gain from this full are banks and investment houses......!!!!
As a customer who wants to liquidate his/her TB,the banks will tell you the rates they can buy from you,resale at the Secondary markets to an impending customer...

ahiboilandgas:
if u buy at 15 then rate drop to 10 and u choose to sell before maturity u will make profit ,but if u buy at 10 and rate jump to 15 and u choose to liquidate u loose money

Many Thanks BOSS

Rates jump to 14.99% on Wednesday and Sunday, the thread is on fire!
Election madness everywhere!

Imagine foreign reserves loosing several billions of dollars in just 3 months!

That our finance minister needs to go and join Davido at NYSC camp O!

Economy shaking mad!

Guess it's time to pull out from mutual fund and position for next T-bills offer, right?

Chiscomax:
If i have 1,000,000 naira why should i invest it in treasury bills for 1 year and get a return of maybe 100,000 naira profit when i can invest it into something like poultry and earn more?

Hi, saw ur request for investoo videos, i can give you all those vids and more (over 7 gig) if you want, for a token, affirm if you want or decline asap

Moses247:

Oga this thread has over 550pages.....where do I start frm?? d time u used in replying me is the same time u would have used to solve the equation. wisdom is profitable Mr reader.

Lovely, am here to make money and nothing else. Wish you the best in your desires.

RealityShot:
Rates jump to 14.99% on Wednesday and Sunday, the thread is on fire!
Election madness everywhere!

Imagine foreign reserves loosing several billions of dollars in just 3 months!

That our finance minister needs to go and join Davido at NYSC camp O!

Economy shaking mad!

Guess it's time to pull out from mutual fund and position for next T-bills offer, right?

14.99% .!!.
hop this info is accurate boss ??

pls bosses wat is d difference btw d stop rate n true yields in t-bills calculation ??

Ikmontana1:
14.99% .!!. hop this info is accurate boss ??

It's actually 13+.......... The 14.99% is for True Yield..

pls bosses wat is d difference btw d stop rate n true yields in t-bills calculation ?? cos it seem d true yields rate is usually higher dan d normal rate

Gavrelino123:

It's actually 13+..........
The 14.99% is for True Yield..

tanx boss ..
but pls can u give me a calculation of d true yield of 14.99% at 13% rate on an investment of #1million??

RealityShot:
Rates jump to 14.99% on Wednesday and Sunday, the thread is on fire!
Election madness everywhere!

Imagine foreign reserves loosing several billions of dollars in just 3 months!

That our finance minister needs to go and join Davido at NYSC camp O!

Economy shaking mad!

Guess it's time to pull out from mutual fund and position for next T-bills offer, right?

Boss, sometimes this election madness is good oo cos it always the period of wealth transfer from the rich to the poor. In as much as our great country will not break up, after the election comes the grt harvest. So let the election madness continue while it last and let money keep coming into all my ogas pockets

Ikmontana1:
pls bosses
wat is d difference btw d stop rate n true yields in t-bills calculation ??
cos it seem d true yields rate is usually higher dan d normal rate

True Yield is your actual return on investment..
Your yield becomes even higher if you reinvest your upfront interest instead of consuming it..
Divide the tenor you invested by days 365...that is your true yield..
You are investing your upfront interest to its lowest ends....

Gavrelino123:

Your yield becomes even higher if you reinvest your upfront interest instead of consuming it..
Divide the tenor you invested by days 365...that is your true yield..
You are investing your upfront interest to its lowest ends....

tanx boss
u da best

Ikmontana1:
tanx boss ..
but pls can u give me a calculation of d true yield of 14.99% at 13% rate on an investment of #1million??

If you invest 1,000000 at 13% your interest will be=
1,000000 ×13/100 =130,000
Your actual interest is 130,000
☄☄ STEP 2
True Yield
1,000,000 - 130,000=870,000
Then,divide 130,000/870,00=0.1494%
Finally, muliply 0.1494% by 100=14.9%

Ikmontana1:
14.99% .!!.
hop this info is accurate boss ??

https://www.cbn.gov.ng/rates/govtsecurities.asp

See for yourself

RealityShot:
https://www.cbn.gov.ng/rates/govtsecurities.asp

See for yourself

yh boss, v understood it, tanx

Gavrelino123:
If you invest 1,000000 at 13% your interest will be= 1,000000 ×13/100 =130,000 Your actual interest is 130,000 ☄☄ STEP 2 True Yield 1,000,000 - 130,000=870,000 The,divide 130,000/870,00=0.1494% Then muliply 0.1494% by 100=14.9%

big ups boss

Ikmontana1:
big ups boss

You are welcome.... we are all here to learn.