₦airaland Forum

Thanks for your insightful contributions. I'm better informed now. But please, I wanna get this straight. On attaining the golden age of 50, how many percent lump sum can one apply for from his RSA?

Some PFA sighted 25% while other Pension Acts outlets quoted 50% lump sum. Please what's the latest update concerning this?

Housing:
That is not gratuity, but withdrawal from your RSA. You can decide to to make the withdrawal, but as for the gratuity it is coming completely from the government purse. The lump sum withdrawal was introduced, as gratuity was stopped with the starts of contributory pension 22 years ago.

Those that retired base on contributory pension in the last 21 years didn't collect gratuity. That is why the Military (Nigerian Army) withdrawal from the contributory pension scheme

I don't know if it has been recently reviewed. But I guess it's 25% lump sum of the Retirement Savings Account after attaining the golden age of 50 or 4 months after one is out of job.

Xammie001:
Your pension is different from Gratuity
When they retire, they get Gratuity and after that they get 50% of there pension immediately after retiring and done with documentation and they get the remaining 50% of their pension monthly till it's exhuasted

I concur with your statement, and it's clear that you have a strong connection to that area.

I'm from Babana myself. Your earlier mention of the Borgu Kingdom's expansion into Kaiama, Borutein, Nikki in eastern parts of the Republic of Benin is spot on.

ShenTeh:
Borgu local government area is no doubt a large place having grown up there myself. Recall that the LGA was previously under Kwara state before IBB re-allgned it to Niger around 1992in his last days in office, I think, because of the hydro electric facilities such as the Kainji Dam, the Jebba power stations and the games reserve, the Fisheries Institute, the Air-force and military installations, etc

The Borgu people are generally spread across the Kaiama and Barutein LGAs in Kwara State and some parts of Nikki in Benin Republic today, speaking different tonal variations of a similar language with shared cultural values.

The governor's reference though is the many ways that every politician make sport of the South East.

I'm interested in this your side hustle. Please, how do I reach you?

akpota:
I have operated a charging station powered by solar because i understand solar so well since 2019.
I basically earn free money when there is no light and no i am going aggresive on my business.
i have upto 20 solars panels i use my knowledge of getting cheap solar and battery building to my advantage. now i am floating it into full tech hub with mobile stations to serve underserved locations that my base isnt located.

Very insightful. Thank you so much. God bless.

TenQ:
You sure have a lot of batteries and it is enough to go offline as long as you don't get too ambitious with power usage by trying to connect your Air-conditioners (these are power gusslers)

Short Answer
Recommended minimum number of panels per battery= TWO 300W panels or ONE 550W panel.

It doesn't hurt a bit to use more if you can afford it. It is actually advantageous as it will make the lifespan of your batteries long

So, For your 15 batteries, that should be a minimum of 30 panels.

This implies that during the day, you can theoretically maximise your inverter power with reduced load during the night. 9,900W

As long as your average load consumption is not greater than 1.5kWH you should be good.

Note:
You don't want to stress your batteries too much because it will shorten the lifespan.

You will be able to do most heavy duty activities from Electronics, Lightings, Ironing to washing machine BUT not Air-conditioners. It will kill your batteries with time except you run it only during the day.



The above is for a total disconnection of your house from NEPA

Morning Bro,

Please kindly advise.

I have 15 batteries 220Ah capacity with a 10kva inverter. The batteries are charged by electricity.

Please how many 250 watts solar panels can power this inverter. I'm planning to disconnect PHCN because it's consuming too much Units while charging the batteries.

TenQ:
1. Too bad, you bought a TOY
2. Sellers of Inverters will sweet talk you into bad purchases
Let me break it down for you
1. Your One Panel 18V 30W:
Means that if the efficiency is 100%, as long as the sun is up, the maximum load it can carry is 30W between 9am and 5pm (8 Hours)
If there is no NEPA (Mains Electricity), it means you can use 60W of power for 4 Hours OR 120W for 2 Hours
2. Your battery capacity of12V 12AH Lead-acid battery
Mean that at full capacity, it can store at 100% efficiency 144W of Energy
it means that at best you can use up to 144W of Energy for 1 Hour OR 72W of Energy for 2Hours
3. Your Inverter of 220V 150W.
Mean that at 100% Efficiency, you cannot plug loads up to 150W without blowing up the inverter. This is the maximum power you can draw from it if your battery capacity will allow it.

Now, you are driving it with a load of 95W OX fan
Laptop at 65W

Let me shock you that the efficiencies of solar panel that is properly optimised is less that 50% from the rating
Your Battery can have 80% Efficiency only when brand new, as you use it (especially when overloading it) the efficiency can drop to 40%

So, don't use your inverter for your fan or laptop, restrict it to giving you lights at night.
Don't even bother augmenting with extra panels or batteries because it will still waste your money



Recommendation: Even though costly
1. Two Deep cycle Batteries of at least 200AH capacity
2. Three to Four Solar panels
3. Charge controllers rated for the four panels with a power not less that 1200W
4. Inverter (Sine Wave) of at least 1500W (Much higher is better)
Less is a waste of investment

My Small Advice!

XieXie:
Is Redmi 13C running on Android 12 or 13?

Came on Android 13 but now upgraded to HyperOS Android 14.

XieXie:
Is Redmi 13C running on Android 12 or 13?

Came on Android 13 but now upgraded to HyperOS Android 14.

It's real!! UBA

The first thing to realize is that money does not guarantee happiness or love. While financial stability is important, it is not the only factor that leads to a successful relationship.

Here are some tips that can help boost confidence and improve the chances of finding a meaningful relationship:

1) Work on building self-esteem: This can be achieved through self-care, self-improvement, and positive self-talk. Exercise, eat healthy, practice good hygiene, develop a skill, explore a new hobby, etc. Speak kindly to yourself and focus on your strengths and accomplishments.

2) Learn to communicate effectively: It is important to express feelings and thoughts clearly and honestly. Practice active listening and be open-minded. Engage in conversations with women you admire and show interest in their lives.

3) Focus on building meaningful connections: Seek out women who share your values and interests. Build connections based on commonalities and shared experiences rather than solely on material possessions.

4) Take risks: It is okay to feel vulnerable and take risks. This can mean asking someone out, expressing feelings, or trying new things. Remember that rejection is not a reflection of your self-worth, and it can lead to new opportunities and growth.

Remember that confidence is attractive, and it can take time and practice to develop it. Focus on building a positive self-image, communicating effectively, and building meaningful connections with others.

Let me share with you my first hand experience during my teaching practice at FGGC New Bussa in Borgu Local Government of Niger State.

Then I was a student of the Federal College of Education Kontagora also in Niger State. I was young and enthusiastic teacher in training, and joined the staff of the all-girls secondary school.

I felt a bit nervous as it was my first time teaching in an all-female school.

As soon as I entered my assigned classroom, l noticed a group of giggling teenage girls waiting to hear me speak. They were staring at me and whispering among themselves. I took a deep breath, walked up to the front of the class, and introduced myself.

As i began speaking, i noticed that the girls were not paying attention. Instead, they were busy passing notes to each other and chatting secretly.

Even my attempts to ask questions and engage them in discussions were met with unenthusiastic responses.

I started to feel frustrated. I wondered if my teaching style was not resonating with the all-female class. I also started to doubt myself and my abilities as a teacher.

However, i was determined to win them over. I decided to take a different approach. I started relating to them on a personal level and asked them about their interests.

Within two weeks, I used different teaching techniques, including group discussions and debates, to keep them engaged.

Slowly but surely, I began to see a change. The girls started to participate more in class, and l noticed a growth in their academic performance.

The School Management felt proud of what I had achieved during my brief stay and proved to other experienced senior teachers that, with perseverance, we all could succeed as a teacher in an all-female school.

Alhaji.... I hope this helps!!

uwuana:
Ilorin and New Bussa in Niger state

I dey Senior Camp. Let's have Meetup around Monday market.

zacwale:
Since two weeks the phone have arrived but no global ROM for redmi note 13 pro plus now

Maybe dis month or next month global ROM will be launch

I order redmi note 12 turbo too 16+1t I have change it to global ROM

WOW.... ... Please let's chat on WhatsApp 0813 497 6787.

Kingdemu:
Ordered on the 28th of last month and from tracking, I'm expecting delivery of one of the items today or tomorrow, in Bauchi State. That's 2weeks or there about.

Glad to see you here. Please can we connect. I'm based at Wuntidada.

zacwale:
Chinese version I order but I will change it to global rom when d phn land

Chairman, hope you're doing good. Just following up on your order. Have the phone arrived? What review can you give on the phone please?

Please, when are you listing Redmi note 13 Pro??

macbeyland:
Macbeyland Gadgets Updated Price list 20/10/2023

PAYMENT ON DELIVERY/NATIONWIDE DELIVERY AVAILABLE

Pickup available in Lagos and Port Harcourt.
************
REDMI A2 PLUS, 2+32GB =₦55K.

Xiaomi POCO M4 5G 4+64 =₦88K

XIAOMI POCO M5 6+128GB =₦ 125K

REDMI NOTE 12 6+128GB = ₦145K

Redmi Note 12 8+256GB = ₦160K

REDMI NOTE 12S 8+256GB = ₦185K

Redmi note 12 Pro 8+128gb=₦210K

Redmi Note 12 Pro 8+256GB =₦225K

Xiaomi Redmi Note 12 Pro 5G 8+256GB =₦250K

Xiaomi Redmi Note 12 Pro Plus 5g 8+256GB =₦310K

Xiaomi Poco F5 Pro 12+512GB = ₦450K

—----------------------------------------
Mi TV Stick 2k= ₦26K

Mi TV Box S 4K 2ND GEN=₦45K

OEM Xiaomi 33W Charger =₦8K

OEM Mi 67W Charger +Cable =₦16K

Mi 67W Charger+Cable =₦11K

Mi 120W charger +Cable =₦15K

JBL TUNE Headphone T520BT =₦ 30K

Redmi Buds 3 Lite (Black/White ) =₦15K

Redmi Buds 3 PRO =₦30K

Mi True Wireless Earbuds 2s Gaming =₦16K

Redmi Buds 4 Pro =₦45K

XIAOMI 30K MAH POWER BANK =₦28000

Redmi 20k MAH POWER BANK =₦18,000

Redmi 10k MAH POWER BANK =₦10K

Xiaomi 10K MAH 22.5W Power bank= ₦ 12K.

Call/Whatsapp 08062907289.

zacwale:
Chinese version I order but I will change it to global rom when d phn land

WOW.... that's smart of you. Please kindly share purchase store link.

zacwale:
Order redmi note 13pro plus 16+512 from china today will be ship next week

Please don't take offense.... Is this the Global version? I recommend reaching out to the seller for clarification.

As far as I know, the Chinese version is the only one available at the moment.

davolas:
Brand / Sealed new Redmi Note 12
6/128gb Variant

130k

Call or whatsapp 08033093001

Can it go for N120k? What's your location please ?

$300 Clean Neteller funds needed. Buying at N500/$.

[quote author=TOM208 post=113863175]$800 fnf PayPal funds is available
DM [/quote6]

Rate please

Borgu for real?? Bisan, Boko, or Kambari? Which please? I'm from Gufanti.

Easy6597:
Is like you are only stock in one area of Niger State, am from Borgu LGA also close to agwara LGA, I just wish you will come over here and see the kind of crowd that man Bago is pulling around here and you will know how popular he his, PDP is not even existing here o. Am just getting to know that PDP is even having a governorship aspirant called kutigi now.

amdman:
2006 Honda Civic

No fault

162k miles

N1.3m

N900k cash!!

Vixx:
I have a neatly used 2003 camry for sale at 980k..call or whatsapp 08163283341

Sorry Sir, your Camry is too low for the rough road leading to my area. God bless you Sir.

This would be my first ride. I have saved N900k. I need a clean vehicle, preferably pontic vibe or something along that line. This is because of the nature of the roads in my area which is waterlogged during the rainy season.

Please kindly advise!!

Hello guys... I have over 5k coins on AliExpress App, but I don't know how to use these coins. I want to utilize them this Black Friday. Please help me understand how one can use them in making purchases. Thanks

Tell us what to look out for in bidding for any type of vehicle. What clean or salvage title means. Best Ports to ship our Vehicles, cost of shipping, legit dealers in this business etc.

4m please

2010 Lexus ES 350
2013 Lexus ES 350 with complete papers please!

greggng:
Whatsap me 08062593234 if you care

That's not the answer to my question Sir! I'm trying to find out if this individual is legit or not please.