Wetin concern malaria with hearing loss. You are bound to have ear problem if you do work that constantly makes noise into your ear without proper personal protective equipment in place

SalamRushdie:
More inflation on the way ....WTF is wrong with APC heads?

You just don't want people to be happy. What is wrong paying the masses

loganx:
For autistic people, they don't learn it; it comes to them naturally; the answers just sort of flow in; even without the question. They don't know how to do it; they just get it done.

Geniuses are 100% autistic

And they don't lie reason he said he will do it again

Dialpad:
Cant believe the guy is autistic... strange to me

Some autistic are so brilliant that they have picture memory abd learn things very fast

Bubaa:
Hi duchess and the rest of the gurus in the house

I already got my student visa, Can I travel with an expired TB certificate (it expired on the 14th of this month) and I intend to travel on the 18th of January. Will I need to re do a new certificate. Please I will be looking forward to your response

It's not required for entry purpose but if you feel it will make your mind at rest while traveling to the uk you can do it. Peace of mind over everthing

SALLYBERRY01:
The guy go do small giveaway now on twitter everybody go trend the song

Na so politicians and musicians dey press nigerians mumu button

Anyone that ask for japa or not I am always pro japa. Nigeria currency getting weak day by day so your 50 million will soon be 20k usd with the way things are going. I remember back then when I bought a house in Nigeria I sent home 80k usd to buy a house of 32 million in nigeria in 2021. Today if i had held 80k usd liquid it's almost 100 million while the house may not worth up to 30 million naira equivalent of 25k usd.
Japa if you earn in naira from your hustle but stay if you earn in dollars

This will give you idea of how much taxes high income earners pays. Attached is leaked rajeem sterling payslip from man city. Earned 11 million paid 5 million tax in 1 year

Jamesclooney:



Congrats brother! Please I have a question. I want to buy a new build first home as well. Middle of 2024 will make it 2years.

I’m in Nigeria at the moment. I’m liquidating my domiciliary account and want to carry about $12,000 or more cash on me to avoid FX losses when I convert to GBP. It’s legitimate income from employment. Has anyone done this before? What do I need to upon landing? Anything to declare.

Also how do I avoid questions around AML?


Lastly, is money box same thing as Lifetime ISA ? I have an account with Newcastle building society.

Thanks ahead

Cc
@ticha

Use lemonade now called lemify to move your money to uk account to reduce airport stress of how you get the money even if it's legit the time wasted on explaining could get you tired

BoldBrainz:
For a freelancer, you sound like too much of a proper dunce.

For you not to know that almost every item you buy in the nigerian markets is properly taxed and you pay all of it, leaves questions as to how you attained the standard of being referred to as a freelancer..

If you want to travel abroad they will ask you for your tax certificate. So it's a must you pay it even as a freelancer.
Calculate how much you made in a year declare it to tax board and they will tell you how much tax to pay usually around 15 to 20% of your annual income

Stamina777:
Hello nairalanders, please I need your advice on this. I work in a bank as a cleaner and I go on errands for bankers in the bank. Am 24 year old and I only have my school start with me. I have an ambition to further my education though.

So their is this lady banker I like so much. I do go on errands for her. She is in her youthful age too but might be a little older than I do. I love her but I don't know how to tell her. I fear she might cast me if I tell her my intentions or I might lose my self respect.

Moreover, I always feel lonely because I rarely socialize. I go on errands because of the tips I make from it. Nobody gives me money for not doing anything. I feel less cared for but I care more about my loved ones even though I only give to them. I feel lonely all the time

Please what should I do

She has more to lose if she dates you. Colleagues will mock her and family will mock her as well so just abort the mission orgdt job else where and go back to her but not where you both work. Reason am na your wife colleagues go send you on errand in her presence

Jimafe31:
Does the new law prevent me from bringing dependant? I started my course in Jan 2023, going to Naija next week for my wedding

No it doesn't. You have right to bring your family as long as you still have valid students visa and your course started before 2024. The law only begins with 2024 applicants onward

CandidAdmin:
My brain, always thinking. I'm so sorry!

Oh! Body part huh?
Then I'll apologize to my eyes and my legs.
Always walking about. And always keeping my eyes on phones and gadgets.

Modified* Thanks for the likes.

We are on same level. I press phone pass anything for this life

Chreze:


I remember getting those messages 3yrs ago, but I can’t remember if I did change my location. Cos my currency still shows Naira. Not sure, but I think I ignored it. I would like to believe that was what I did cos the only way I withdraw is P2P.

You can wait for another person to reply.

Also be calm with the UK trouble thing, nobody gets into trouble just like that. As long as you are not doing illegal activities (money laundering & fraud) with your binance account, I don’t see any reason to be worried or get into trouble.

If possible avoid using P2P pounds, there use to be crook some years back. Don’t know if they still are. I will guess YES. Some of the p2p experiences in the UK will be traumatizing for someone who’s new to the land.

Welcome to the YouKay

It's even best to avoid uk p2p. What if a drug baron on wanted list pays into your account

oasmart:
how can I correct the red flags? What can I use to back it up?I own the company should I leave the 3m in my current account?

Pay yourself consistent good salary from your company account for 6 months then show your good savings account balance and company balance if you like on your application.

Beautynm1:
Good morning I’m applying for spouse visa but have been going to the Uk since 2022 to visit my husband, come to Nigeria and back again I arrive september this year and apply for spouse visa November. My question is this I submitted 50pictures to the solicitor and I didn’t know only 6photos went successfully and he couldn’t ask me if I only got 6 he just upload just the 6 photos now I’m worried if 6photos is enough proof ?

Next time use computer scan it all side by side

finallybusy:
As repairman dey Nairaland. Wait, we’re coming.

No be everyone dey grow up some dey grow down

Peterpanny:
1 million naira is equivalent to $10,000 going by my rough estimation.
I think $10,000 can take you to most European countries.
That money will actually cover the entire cost of your japaism.

Your maths is not mathing

hustla:



Sounds like it can save some energy bills

Very cheap to use bro. Other ones now oil almost put me to debt at one time I was charged 500 pounds for 1 month energy consumption not including gas. I had to throw it away and bought this one

hustla:



What kind of oil pls

I don't know but that is what they call it. The oil doesn't dry nor spill

SPDAZZY:






Thanks very much!

i use 2 of oil filled heater one for each bedroom, very energy efficient and fast heat so you can off it when the room is warm
https://www.amazon.co.uk/Schallen-Portable-Adjustable-Temperature-Thermostat/dp/B00D8WTRQU

abuhusna1:

i use 2 of oil filled heater one for each bedroom, very energy efficient and fast heat so you can off it when the room is warm
https://www.amazon.co.uk/Schallen-Portable-Adjustable-Temperature-Thermostat/dp/B00D8WTRQU

[quote author=SPDAZZY post=127388314]Hi everyone,

I remember there were some portable heaters recommended a while back but can't seem to find them.

Please any recommendation for an energy efficient bedroom heater will be highly appreciated.

Thanks!
i use 2 of oil filled heater one for each bedroom, very energy efficient and fast heat so you can off it when the room is warm
https://www.amazon.co.uk/Schallen-Portable-Adjustable-Temperature-Thermostat/dp/B00D8WTRQU
[/quote

Typical example of you won't know the value of what you have until you lose it

Biggyman11:
Guy,
My wife's COS will be ready in December And we plan to travel to the uk together. We plan to submit our application in January or February. We hope to get a response from the embassy same month. Will the new rules of not bring dependent affect us even if we enter after April so far our visa was issued before the effective date.

No as long as yoy got your visa before policy changes your existing application won't be affected even after april. Just like student who got in the uk September 2022 can still bring their dependant by January but those who apply by January won't be able to

Chreze:


No worry, we plenty for this table. The risk of trading makes it impossible to want to share anything with anybody. But please look into the tax thing cos you are meant to pay tax for any income to your account. And the fact it gets credited by Uphold means you are into cryptocurrency.

Sometimes it’s best to pay that extra charge and keep a clean sheet. We don’t know where government will move with the whole crypto taxing thing. You know market is lighting up, the news will still start and they will be back to the matter. You know the UK government are looking for money now, they will explore any option to increase doctors salary. If they can insinuate that immigrants funds the increase, I don’t think crypto will be bad to fund it.

Ok

youngsum:
Hello nairalanders rejoys with me


Today the 5th of December I received my first salary in life as a fresh graduate which I was employed as a school teacher last month.


Do you think I will be able to get marry with this salary by next December?

If it was 13 years ago maybe but this time around its not easy but doable as long as you didn't marry a liability.

Chreze:


I don’t know if it was you or someone else that talked about this people before, but my concern is taxing. So I am against the idea of taxing crypto returns considering the risk level of trading already. I am always careful with any payment that can be linked to crypto source.

I believe HMRC would expect you to pay tax for that money as that money can be classified as “return on investment”. And I believe you are to pay tax on investments/returns. The crazy thing about tax is, you can be ignored for 5years and one day you get a letter that you owe some crazy amount of money. That’s just my fear.

This is a perfect process. But I don’t think the company will think twice to respond to request from tax agents for uk based customers.

You can do it the way you wanted as well if you don't feel comfortable with uphold. Lemonade is good too just trying to reduce charges for you reas9n I suggested uphold. I am a crypto investor myself and my money had been in decentralised wallet not ok exchange cos I am very heavy holder. I just cash out whatever I need to uk account. Nothing will ever make me pay tax on my crypto that no government knows how much emotional torture I go through when my portfolio goes down 60%.

Chreze:


Hi guys,

Please I need help and advice from those who have good knowledge on UK finance and banking system.

So I need to raise some money here in the UK. A little bit large sum of money to use first or second quarter next year.

Now the issue is, the money I will be using is in Crypto and because of my fear of “future tax” and also getting paid by someone who is money trafficking(or trying to disperse illegally gotten money), I am not open to using the UK P2P.

I have heard people talk about buying pounds with naira from Lemonade and I am thinking of exploring this option. So basically my plan is to sell my crypto to (naira) Naija, then buy pounds from lemonade. Don’t think there will be much difference as I will be selling USDT in black market rate for dollar already.

My concern is will this be an issue for/with my bank? I believe the fact that I am getting money deposited from lemonade will reduce the risk and make it easier to explain it’s my money coming from Naija.

Please those with the knowledge help with:

1. Is buying pounds from lemonade smooth and easy?
2. Is there a limit to how much one can buy (daily or weekly).
3. What amount will go smooth to my UK account and frequency to avoid raising banking brows?
4. Do you know of a better way to get money to UK from Naija (Naira)?
5. What’s your general advice?

Please bear in mind I work in security and any form of legal issue will dent my record, hence why I don’t mind putting my money in journey for protection.

Please free legal advice 😁. Help a brother.

Use uphold.com to sell and send your money to your bank account. I've been doing that no issue but not more than 2k at a time and less than 10k per month. Start moving them slowly weekly now till the time you will need it so you won't have need to move bulk that can cause yawa

This one ruined life of these people ooo

Lexusgs430:


Legally, you would have to seek consent, from your mortgage provider.........

Can you guess the answer they might render........😁😄

The property is still owned by your lender...... Till you receive your property deed ........😜

And remember, it's called RESIDENTIAL mortgage.......😄

If it's a shared ownership you are permitted to rent out a room from your house as long as you live in that room and not renting everything out.

HenryG:


Thank you. I used UK as residence. I bought Crypto less than £100 but I didn't trade neither did I sell. It was opened on Saturday and I have closed the account on Sunday midnight. Am I safe like this?

Yes. That is nothing significant