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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by abuhusna1: 5:07pm On Jan 04
I need head up on my council tax. I set a direct debit for the council and they deduct their 250 pounds monthly all through 2023 but this 2024 January they only deducted 21 pounds. Could that be an error or a bonus. Do I need to call them to ask why.
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by abuhusna1: 11:16pm On Dec 30, 2023
DaveWonder:


Thanks boss, we keeping applying till I get the mail that will turn through story around
Networking and socialising with local community especially nigerians and africans in general can get you jobs faster than online applications. Almost every work place have in house referral systems that wants their workers to bring in their trusted person to work for them and they get paid for the referral.

5 Likes

Business / Re: Nigeria To Begin To Supply Gas To South Africa From 2024 by abuhusna1: 4:37pm On Dec 28, 2023
Haydens:
When they are sell 1kg of gas for 1.2k ?

Nigeria is a joke, something wey we never get finish naim the wan dey export.

Just get small change and flee from this goddamn CUNTry.
Where you are fleeing to gas doesn't come cheap. Per month you pay almost 250k for gas 200k for electricity abroad. 1200 is just 1 usd
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by abuhusna1: 12:59am On Dec 27, 2023
cbn4main:
Elders in the house, I thought having a well managed CCs is a good way to building one's credit score. Why is my case different na? Here is my journey so far:

I and my partner arrived the UK in August last year. I tried to get CCs for both of us but were denied by AMEX, monzo and Lloyd's. Luckily for us, it didn't affect our Credit score. My partner is a full time worker while I was a student working part-time.
I decided not to apply again until last month.
My partner got accepted by two CC companies (zable and Capital one) while I applied for only Zable and got as well. Whenever we use the CCs we pay back latest after 1 to 2 days. We try to maintain a zero balance.

I recently checked our Credit scores on Transunion, they were OK. But to my greatest surprise, my partner's score on Experian had dropped by over 100 points within one month of using CC and reported a credit balance of just £28 out over £400 credit limit. While mine reported zero balance but dropped by only 1 point. My experian credit score remain Fantastic.

My question is, elders in the house, does it mean it's better not to have a CC? How would they drastically reduce my partner's credit score when im no get any due repayment (just £28 she spent and she paid back the next day or so ).

Make una help biko
Their is a link on experian called experian boost let him click it and link to his uk accounts. As long as he has series of direct debits it will boost his records by up to 50%. I did and it worked for me

1 Like

Business / Re: Naira Weakens To 1,233/Dollar At Parallel Market by abuhusna1: 6:25am On Dec 26, 2023
And some ignorants were saying its binance that is making dollar price go up against naira. As I type 1 usd is 1190 on binance but your local parallel market is 1230

16 Likes

Travel / Re: Beautiful Christmas Decoration In New York by abuhusna1: 10:12am On Dec 25, 2023
jaksmillioniar:
show me pix or leave dis blog cos I wont answer u again as u love to waste time with silly arguement. Naija is not clean Dan new york
Peace out.
Travel / Re: Beautiful Christmas Decoration In New York by abuhusna1: 10:02am On Dec 25, 2023
jaksmillioniar:
will Google snap d pix.is it google dat snap dis pix is it not a human being. Abeg jare
Are you not checking this on internet as posted by third party, go check that too on internet.

1 Like

Travel / Re: Beautiful Christmas Decoration In New York by abuhusna1: 9:58am On Dec 25, 2023
jaksmillioniar:
why u Neva snap it even if did snow fall in Victoria island dat u are shouting
Google is closer to you than Victoria Island. You know what I mean

1 Like

Travel / Re: Beautiful Christmas Decoration In New York by abuhusna1: 9:56am On Dec 25, 2023
LegacyB:

Don’t mind them I was about typing this. I am abroad and I honestly wonder the crazy hype we give abroad and disparage our own country. To be candid Xmas is far more interesting in Nigeria than anywhere abroad .
I swear down. No movement nothing to enjoy like say covid 19 dey

1 Like

Travel / Re: Beautiful Christmas Decoration In New York by abuhusna1: 9:46am On Dec 25, 2023
marlow1962:

You have not seen civilization, guy hustle money and travel out.
What I have seen in this life if you see 1/10 of it you will be glad. I am based abroad but don't like it when people try bring Nigeria down by all means.

4 Likes

Travel / Re: Beautiful Christmas Decoration In New York by abuhusna1: 9:42am On Dec 25, 2023
marlow1962:

How long will the decorations last?
No where in the world they leave decorations forever. They remove it every year and replace during yuletide

2 Likes

Travel / Re: Beautiful Christmas Decoration In New York by abuhusna1: 9:34am On Dec 25, 2023
marlow1962:
Can never happen in Nigeria
Go to Victoria Island and see good decorations Zenith bank did on the whole street

94 Likes 9 Shares

Travel / Re: She Was Denied USA Spousal Visa. What Can She Do? by abuhusna1: 11:52am On Dec 24, 2023
NiceLegs:
Hello everyone.

Please I need you inputs on this.

My Uncle who is a Citizen in USA filed to bring his wife in Nigeria whom he married in 2020 to the United States in that same year 2020.

Luckily after a very long wait time, the USA Embassy in Nigeria called the wife for interview after 2 years in the year 2022.

She went for the interview and was not given the Spousal visa or Green card or whatever they call it undecided

They told her to get more evidence of their marriage as the Visa Officers were not convinced they were married.

They fixed her to come after 2 months from the first interview date.

Before the second interview date, my Uncle in USA fell terribly sick were he could not speak atall.

They could not communicate with themselves at this stage.

She went for the second interview after the two months and was not given visa again.

My Uncle's case got worse that he was even brought back to Nigeria in January 2023.

Now my question is this, in such case, can the wife still get the USA Spousal Visa on her own at this stage?

What can she do to still get the Spousal Visa from here?

My Uncle is still in Nigeria as we speak.

Experienced USA migration experts, what can she do?
She should stay in nigeria take care of the sick husband first. Humanity first

2 Likes

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by abuhusna1: 10:31pm On Dec 23, 2023
moshuur:

Is it not late already (at this period)?
I wouldn't know but they need lots of staffs at the moment as many of their staffs have travelled. You might be lucky for quick call
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by abuhusna1: 9:48pm On Dec 23, 2023
Lilymond:
I hold a dependent visa
Searching for any job at all.
Can make many Nigerian dishes, data Analyst, hair stylist, Farmer. Was a public health worker before I left Nigeria. But don't wanna venture into that cos I lack the necessary trainings, so I need a job that requires little or no training so as to save up money for the necessary trainings. For now, I have no choice doing any legit work, hence it pays my bills. Thanks
Apply to angard for mail sorting job for royal mail .

2 Likes

Health / Re: Anti-malarial Medicine Blocked My Hearing by abuhusna1: 5:27pm On Dec 23, 2023
Wetin concern malaria with hearing loss. You are bound to have ear problem if you do work that constantly makes noise into your ear without proper personal protective equipment in place
Politics / Re: Tinubu Orders Payments Of 9 Months Arrears For 400,000 N-Power Beneficiaries by abuhusna1: 10:34am On Dec 23, 2023
SalamRushdie:
More inflation on the way ....WTF is wrong with APC heads?
You just don't want people to be happy. What is wrong paying the masses
Foreign Affairs / Re: GTA 6 Hacker Sentenced To Life In Hospital Prison Until He's "No Longer A Danger by abuhusna1: 11:29am On Dec 22, 2023
loganx:
For autistic people, they don't learn it; it comes to them naturally; the answers just sort of flow in; even without the question. They don't know how to do it; they just get it done.

Geniuses are 100% autistic
And they don't lie reason he said he will do it again
Foreign Affairs / Re: GTA 6 Hacker Sentenced To Life In Hospital Prison Until He's "No Longer A Danger by abuhusna1: 11:27am On Dec 22, 2023
Dialpad:
Cant believe the guy is autistic... strange to me
Some autistic are so brilliant that they have picture memory abd learn things very fast
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by abuhusna1: 3:22pm On Dec 18, 2023
Bubaa:
Hi duchess and the rest of the gurus in the house

I already got my student visa, Can I travel with an expired TB certificate (it expired on the 14th of this month) and I intend to travel on the 18th of January. Will I need to re do a new certificate. Please I will be looking forward to your response
It's not required for entry purpose but if you feel it will make your mind at rest while traveling to the uk you can do it. Peace of mind over everthing
Celebrities / Re: Naira Marley Announces New Album "God's Time Is The Best" by abuhusna1: 2:31pm On Dec 18, 2023
SALLYBERRY01:
The guy go do small giveaway now on twitter everybody go trend the song
Na so politicians and musicians dey press nigerians mumu button

1 Like 1 Share

Career / Re: Should I Japa Or Stay In Nigeria? by abuhusna1: 2:25pm On Dec 18, 2023
Anyone that ask for japa or not I am always pro japa. Nigeria currency getting weak day by day so your 50 million will soon be 20k usd with the way things are going. I remember back then when I bought a house in Nigeria I sent home 80k usd to buy a house of 32 million in nigeria in 2021. Today if i had held 80k usd liquid it's almost 100 million while the house may not worth up to 30 million naira equivalent of 25k usd.
Japa if you earn in naira from your hustle but stay if you earn in dollars

2 Likes

Career / Re: Is This True About Salaries In The UK. by abuhusna1: 2:09pm On Dec 18, 2023
This will give you idea of how much taxes high income earners pays. Attached is leaked rajeem sterling payslip from man city. Earned 11 million paid 5 million tax in 1 year

1 Like

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by abuhusna1: 1:23am On Dec 17, 2023
Jamesclooney:



Congrats brother! Please I have a question. I want to buy a new build first home as well. Middle of 2024 will make it 2years.

I’m in Nigeria at the moment. I’m liquidating my domiciliary account and want to carry about $12,000 or more cash on me to avoid FX losses when I convert to GBP. It’s legitimate income from employment. Has anyone done this before? What do I need to upon landing? Anything to declare.

Also how do I avoid questions around AML?


Lastly, is money box same thing as Lifetime ISA ? I have an account with Newcastle building society.

Thanks ahead

Cc
@ticha




Use lemonade now called lemify to move your money to uk account to reduce airport stress of how you get the money even if it's legit the time wasted on explaining could get you tired

1 Like

Jobs/Vacancies / Re: How Do Freelancers Pay Tax? by abuhusna1: 2:41pm On Dec 16, 2023
BoldBrainz:
For a freelancer, you sound like too much of a proper dunce.

For you not to know that almost every item you buy in the nigerian markets is properly taxed and you pay all of it, leaves questions as to how you attained the standard of being referred to as a freelancer..
If you want to travel abroad they will ask you for your tax certificate. So it's a must you pay it even as a freelancer.
Calculate how much you made in a year declare it to tax board and they will tell you how much tax to pay usually around 15 to 20% of your annual income

3 Likes

Romance / Re: What Can I Do About This by abuhusna1: 10:28am On Dec 16, 2023
Stamina777:
Hello nairalanders, please I need your advice on this. I work in a bank as a cleaner and I go on errands for bankers in the bank. Am 24 year old and I only have my school start with me. I have an ambition to further my education though.

So their is this lady banker I like so much. I do go on errands for her. She is in her youthful age too but might be a little older than I do. I love her but I don't know how to tell her. I fear she might cast me if I tell her my intentions or I might lose my self respect.

Moreover, I always feel lonely because I rarely socialize. I go on errands because of the tips I make from it. Nobody gives me money for not doing anything. I feel less cared for but I care more about my loved ones even though I only give to them. I feel lonely all the time cry

Please what should I do
She has more to lose if she dates you. Colleagues will mock her and family will mock her as well so just abort the mission orgdt job else where and go back to her but not where you both work. Reason am na your wife colleagues go send you on errand in her presence
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by abuhusna1: 11:44pm On Dec 15, 2023
Jimafe31:
Does the new law prevent me from bringing dependant? I started my course in Jan 2023, going to Naija next week for my wedding
No it doesn't. You have right to bring your family as long as you still have valid students visa and your course started before 2024. The law only begins with 2024 applicants onward
Forum Games / Re: Apologize To A Body Part That You Have Overused by abuhusna1: 2:49pm On Dec 15, 2023
CandidAdmin:
My brain, always thinking. I'm so sorry!

Oh! Body part huh?
Then I'll apologize to my eyes and my legs.
Always walking about. And always keeping my eyes on phones and gadgets.

Modified* Thanks for the likes.
We are on same level. I press phone pass anything for this life

1 Like

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by abuhusna1: 6:11pm On Dec 14, 2023
Chreze:


I remember getting those messages 3yrs ago, but I can’t remember if I did change my location. Cos my currency still shows Naira. Not sure, but I think I ignored it. I would like to believe that was what I did cos the only way I withdraw is P2P.

You can wait for another person to reply.

Also be calm with the UK trouble thing, nobody gets into trouble just like that. As long as you are not doing illegal activities (money laundering & fraud) with your binance account, I don’t see any reason to be worried or get into trouble.

If possible avoid using P2P pounds, there use to be crook some years back. Don’t know if they still are. I will guess YES. Some of the p2p experiences in the UK will be traumatizing for someone who’s new to the land.

Welcome to the YouKay
It's even best to avoid uk p2p. What if a drug baron on wanted list pays into your account
Travel / Re: General UK Visa Enquiries - Part 5 by abuhusna1: 6:34pm On Dec 13, 2023
oasmart:
how can I correct the red flags? What can I use to back it up?I own the company should I leave the 3m in my current account?
Pay yourself consistent good salary from your company account for 6 months then show your good savings account balance and company balance if you like on your application.

2 Likes

Travel / Re: General UK Visa Enquiries - Part 5 by abuhusna1: 6:29pm On Dec 13, 2023
Beautynm1:
Good morning I’m applying for spouse visa but have been going to the Uk since 2022 to visit my husband, come to Nigeria and back again I arrive september this year and apply for spouse visa November. My question is this I submitted 50pictures to the solicitor and I didn’t know only 6photos went successfully and he couldn’t ask me if I only got 6 he just upload just the 6 photos now I’m worried if 6photos is enough proof ?
Next time use computer scan it all side by side
TV/Movies / Re: Dstv Wahala (Photo) by abuhusna1: 11:48am On Dec 11, 2023
finallybusy:
As repairman dey Nairaland. Wait, we’re coming.
No be everyone dey grow up some dey grow down

21 Likes 1 Share

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