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Foreign AffairsDo Elite Soldiers Fear Becoming Prisoners Of War? by AjalaJ(op): 8:21am On Nov 09, 2016
Soldiers usually do not fear to become prisoners of war, Special Forces are no exception. When you go to war, there is only one big fear that overshadows everything: You might die in combat. All the other fears, like getting wounded, becoming crazy or getting captured have to take a number and wait in line.

Additionally, Special Forces soldiers usually have enemy contact only for a very short, but intensive time in complicated missions. They are too busy trying not to screw up, there is not much time to think about any possible negative outcomes of their mission.

A few words about the SERE(Survival, Evasion, Resistance and Escape) training, that combat soldiers, Special Operations Forces personnel and pilots go through:

SERE training has its limits. In modern conflicts, especially in counterinsurgencies, the enemy uses a multitude of different ways to (mis)treat their POWs and it’s impossible to prepare a soldier for all these possibilities.

Like hand-to-hand combat or NBC (Nuclear, Biological, Chemical) warfare training, SERE teaches you the basics, for the very slim chance that you might need them one day. Its main purpose is to keep a soldier’s mind at ease when he or she deploys to a combat zone.

To survive a POW camp mainly depends on your mental strength and much less on physical endurance or technical skills. Special Forces soldiers go through a number of courses which bring them to their limits, mentally and physically. This is why they are relatively better prepared to survive the hardships of imprisonment.

The short answer: No, elite soldiers don’t fear capture, because they are much too busy and there are worse things to be afraid of.

Source: https://www.quora.com/Do-elite-soldiers-fear-becoming-prisoners-of-war

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RomanceRe: Woman Who Won't Marry You Because You Earn Less Than N200k Is No Wife Material by AjalaJ(m): 11:15am On Nov 08, 2016
Na true talk jare. Even if that job is lost, the woman would go away.



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CrimeWhat Is The Most Ridiculous Lawsuit? by AjalaJ(op): 1:25am On Nov 08, 2016
What are some of the most ridiculous things anybody has been sued for?

This was epic.

On December 23 1985, 20 year old James Vance and 18 year old Raymond Belknap, after a night of heavy drinking and drug usage, decided to enter into a suicide pact. They took a sawed off 12 guage shotgun to a park, placed it under their chins and pulled the trigger. Belknap died instantly but Vance survived for a time, erasing only his face.

Three years later Vance died as well, from what may or may not have been an intentional overdose. Before he died, he stated the suicide pact was the result of a subliminal message in the song “Better By You, Better Than Me”, by the English heavy metal rock band Judas Priest, telling them to “do it”.

The trial, which lasted over a month, was laughable, as experts in various fields debated the legitimacy of the claim.

In August of 1990, the 6.2 million dollar lawsuit against the band was dismissed after determining the subliminal message was nothing more than lead singer Rob Halford exhaling.

Source: https://www.quora.com/What-are-some-of-the-most-ridiculous-things-anybody-has-been-sued-for

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CareerWhy You Should Never Trust Social Media by AjalaJ(op): 11:31am On Nov 07, 2016
Day Traders Confuse Retiring Baseball Player for Bank of Japan's Governor

There was momentary alarm on Japanese social media overnight after a well-known day trader tweeted news of a press conference announcing the resignation of Kuroda. Some day traders jumped to the conclusion that Haruhiko Kuroda, governor of the Bank of Japan, was suddenly poised to step down.

Fortunately, before momentum could build in the yen it became clear that the Kuroda in question was actually Hiroki Kuroda, a pitcher for the Hiroshima Carp baseball team.

The tweet by @okasanman, who has over 77,000 followers, was prosaic enough. It simply cited an "emergency press conference on Kuroda's resignation" — without properly identifying the Kuroda in question. But it was retweeted over 150 times within half an hour by notable Twitter handles, including that of Mika Murata, a prominent day trader.

Soon enough, @okasanman sought to clarify some bewildered followers with a tongue-in-cheek tweet of the baseball player in question.

While the difference between Kuroda, the 41-year old baseball player, and Kuroda, the 72-year old central banker — who is not retiring anytime soon — quickly became clear, the development underscores the waves of misinformation flowing on social media, and the challenge for day traders surfing Twitter for market guidance.

Source: http://www.bloomberg.com/news/articles/2016-11-04/day-traders-confuse-retiring-baseball-player-for-bank-of-japan-s-governor?utm_content=bufferedf39&utm_medium=social&utm_source=twitter.com&utm_campaign=buffer

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Christianity EtcWhy Hasn’t Pope Visited Nigeria Since 1998? by AjalaJ(op): 12:18am On Nov 06, 2016
I wonder why, though I’m not a Catholic. I’ve some Catholics as friends, who’re worthy of emulation.

Nigeria is one of the strongholds of Catholicism in the world.

Since 1998, when I was a teenager, no Pope has come to Nigeria. And there are millions of Catholics here.

They generate huge revenues. They got devout and faithful members. Pope goes around the world, even in countries where he’s not very welcome, yet Nigeria isn’t in their agenda.

Pope is even going to the turbulent South Sudan soon – a country that’s 10 times more dangerous than Nigeria. I sense some kinda possible discrimination. Do they hate us?

When Pope came last, people worshipped him. They made him feel at home. Nigerians are good at welcoming visitors. They’re hospitable. They’re faithful to their religious leaders. Yet, Pope doesn’t come.

I can bet that Nigeria would be the best nation in treating Pope like a god when he comes. Yet, he doesn’t come.

Why hasn’t pope visited Nigeria since 1998?

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Foreign AffairsWhy Do Modern Soldiers Wear Hats Instead Of Helmets? by AjalaJ(op): 12:47am On Nov 05, 2016
A helmet doesn’t protect well from commonly used combat rifle rounds.

Helmets are heavy.

They cannot be easily packed away when not needed.

They don’t protect from any shot in the face or the back of the neck.

About the only thing they are good for is protection from shrapnel, falling debris and some hits on the head from above by a blunt object. If the soldier is targeted by a sniper wielding a .50 BMG or .338 Lapua Magnum rifle no helmet will make a difference.

I once interviewed a French Foreign Legion war dog who was fighting in Bosnia. He told me he never wears a helmet or flak jacket (bulletproof vest) because it slows him down and hinders his movement. He said that the best protection from being shot is to be constantly on the move.


Source: https://www.quora.com/Why-do-modern-soldiers-wear-hats-instead-of-helmets

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CareerWhat Is One Sentence That Can Change A Life? by AjalaJ(op): 9:49am On Nov 04, 2016
What one sentence can change a life?

One sentence did change my life -and eventually, the lives of many others.

My friend -at 18- was getting married and asked me to be her maid of honor. She was from a good family, her mom was mortified because I was a "bad girl”. “Bad” because I dropped out of high school, not that I told anybody why. I'd left home at 16 taking my 15 year old sister with me tl;dr but I winged a year of high school while working 3rd shift to support us before giving up on high school. But anyway, by the time of my friend’s nuptials, I was living in a rented travel trailer with my cat, working 3rd shift at Frito-Lay where I shoveled rotting corn out of the in plant sewers and driving a fork lift. I was looking forward to a life where my greatest aspiration was to move into a 2 bedroom single wide. And I'm not kidding. I'd planned it all out down to the powder blue carpet I was going to have installed in my sister’s bedroom. It wasn't much of a life, I think I was already waiting to die and I was only 18.

But anyway, the bridesmaids gowns had to be made and I said I'd make my own; I'd been sewing since I was 5 (yes, really) not that I told anybody since only poor people sewed in those days and not as tho anyone would ever mistake me for anything but that, but I had my pride to defend. My friend's mom wasn't convinced and began nagging me until I finished it. And then, she insisted on seeing it. That was nearly insulting. But whatever, I took it over and she showed me the bridesmaids dresses she made for the other girls before she looked at mine -in hindsight, I realize she was trying to take me down easy but I thought the dresses looked awful; she'd hand tacked the neckline binding to the bodice and you could see the stitches (albeit tiny ones), that's not what the instructions called for. So she looks at my dress and I swear, her jaw dropped, literally, the only time I've seen that happen in real life. She was speechless.

Then she said, “this dress is better than the ones I made” which was true and not that I'd be so rude as to point that out and then she said —-life changing sentence —— “you should be a pattern maker”. And that's when the heavens opened and the angels started singing. I had no idea there was such a thing. I had never wondered how sewing patterns came to be and that it would be someone's job to make them but as soon as I heard it, I knew that being a pattern maker was the only thing I wanted to be. It turns out, my friend’s mom was a home ec teacher. In an instant, I had an all consuming aspiration - so I asked her how I could do that and she said there was a college downtown where they taught that. Well I couldn't go to college because I hadn't finished high school but she said I should go talk to them anyway.

So I went down the very next day, right after I got off work, not realizing there was dried corn stuck in my hair but I couldn’t get there fast enough. As it turns out, the state of Texas where I was living has some interesting laws. One is that any institution of higher learning that accepts state funding must reserve 5% of their enrollment for people who don't qualify for admission for whatever reason, hard luck and all. The college can impose testing on these back door applicants to prove you can do the work even if you don't have the paper. So that's what I did. I spent most of the day taking tests. At the end of it, the dean, Ruby Herd, took me aside and personally took me around to get me signed up (classes had already started that week). Being new at this whole college thing, I didn’t know how unusual it was; I think now that she felt sorry for me.

I cried when she shook my hand and asked me to make her proud. She gave me an acceptance letter from the college, a half sheet of blue paper with her signature on it. It became my most prized possession. She sent me a letter every semester (because I did not fail to make the deans list) and those letters joined the acceptance letter. Same half sheet of blue bond paper With her signature in blue ball point pen, “"Ruby Herd”, with a flourish, the paper indented from the pressure of her pen. Sounds hokey now but it meant everything to me.

I had the hardest time believing I was a real college student, a situation I had not dared to aspire to. I didn't even have anyone in my social circle who had gone to college (and ended up losing all those friends). Many days, it did not seem real. It was a difficult adjustment, the other students were so happy and carefree, some already had degrees but they all had good families. It wasn't until I got to college that I realized that other parents liked their kids, loved them even, and did nice things for them. Until college, I thought other people were lying about their families if they said their parents were nice to them. People at college were a whole world away from anything I knew, from people I knew. I had nightmares about college for years. In my dreams, I saw myself walking the halls at college and a man (always a man) would come out of nowhere to grab my elbow and yell at me that I didn’t belong here, his spittle hitting me in the face.

Then he’d start yelling to everyone walking by “I’ve caught her! She doesn’t belong here! Come and get her!” And when he’d start dragging me out of the building, I’d wake up crying. Somehow I got through it. I later ended up going to the University of Texas to study economics because I wanted to improve people’s lives. Problem is, although I have good math sense, I had debilitating math anxiety. I took 2 semesters of accounting to get over it. I had dreams about that too, for years. I was awfully insecure for too long and became a straight A student with only 1 B (93.5; a 94 was the A) in my college career.

But I digress. Yes one sentence can change a life. And yes, “you’re pregnant”, “marry me” and all that can change a life but one sentence changed my entire destiny. I am proud of my job. I don’t care if it is deprecated by other people or they think I’m stupid… being a pattern maker was the finest thing I could ever have imagined becoming. I’m proud of being a good tradesman. And I am grateful. Today, my company does a lot of pro bono work to help disadvantaged people (mostly we make coats to donate to needy kids) and the focus of my business is empowering entrepreneurs to start and run sustainable businesses that will create good, well paying jobs. I think I’m the luckiest person I know.

To address common questions:

No, my friend’s mom doesn’t know the positive effect she’s had on my life. I lost contact with my friend but someone has said they may be able to help us reconnect. If we do, I’ll update this.

My sister died of cirrhosis in 2014; previously a brother died when he was 19 (suspected suicide). Of we five siblings, only 2 of us went on to become productive citizens. None of us graduated from high school; I was the only one to attend college.

I’m glad many enjoyed this but I do not plan on writing my life story. I do quite a bit of technical writing, specifically, nearly all the content on Fashion-Incubatorfashion-incubator.com. It is a well respected site in the garment industry. I also wrote a technical book, The Entrepreneur’s Guide to Sewn Product Manufacturing. Currently, I’m writing a sure-to-be crowd pleasing book on Cut Order Planning after which reviewers the world over, will lobby for my Pulitzer.

If I may impose upon you, we host apparel manufacturing boot camps at my sewing factory with two goals in mind. First is to help rebuild good, fair trade factories here in the US. Second, we make products that we donate to needy kids here in New Mexico. The training is free although we must collect a small fee to buy fabric for the products we donate. You can find out more about this project by visiting the Albuquerque Fashion Incubator.

Anyone is encouraged to try it (we have lots of home sewers come). However, even tho you may never have heard of it, it is very popular so sign up sooner rather than later. We only have 2 openings left for the event being held next March 2017. We have a waiting list for the camp scheduled for Labor Day 2017.

Source: https://www.quora.com/What-one-sentence-can-change-a-life

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Christianity EtcHow Is Gratitude Good For Your Well-being? by AjalaJ(op): 10:31am On Nov 03, 2016
Gratitude

Showing gratitude has so many proven benefits—physical, mental, and emotional—that everyone should make it part of their daily life.

How is gratitude good for your well-being?

WHAT MEDICAL SCIENCE SAYS
According to an article in the Harvard Mental Health Letter, “gratitude is strongly and consistently associated with greater happiness. Gratitude helps people feel more positive emotions, relish good experiences, improve their health, deal with adversity, and build strong relationships.”

WHAT THE BIBLE SAYS
The Bible encourages us to cultivate a spirit of gratitude. “Show yourselves thankful,” wrote the apostle Paul, who set a fine example himself. For instance, he ‘thanked God unceasingly’ for the positive response of others toward the message he shared with them. (Colossians 3:15; 1 Thessalonians 2:13) Lasting happiness comes not from merely saying thank you occasionally but from having a grateful disposition. That, in turn, protects us from feelings of entitlement, envy, and resentment, which would alienate people from us and rob us of joy in life.

Our Creator himself has set a fine example in showing appreciation—even to mere humans! Hebrews 6:10 states: “God is not unrighteous so as to forget your work and the love you showed for his name.” Yes, our Creator considers it unrighteous, or unjust, to show a lack of gratitude.

“Always be rejoicing. Give thanks for everything.”—1 Thessalonians 5:16, 18.

How does gratitude improve our relationships with others?

WHAT EXPERIENCE TELLS YOU
When we express sincere gratitude—whether for a gift, a kind word, or practical help—we make the giver feel valued and appreciated. Even strangers respond warmly to people who sincerely thank them for doing a kind deed, such as holding a door open.

WHAT THE BIBLE SAYS
“Practice giving,” said Jesus Christ, “and people will give to you. They will pour into your laps a fine measure, pressed down, shaken together, and overflowing.” (Luke 6:38) Consider the experience of Rose, a deaf girl in Vanuatu, an island nation in the South Pacific.

Rose attended the Christian meetings of Jehovah’s Witnesses but got little benefit from them, since neither she nor anyone else in the congregation knew sign language. When a couple who were proficient sign-language interpreters visited the congregation and saw the problem, they started a sign-language class. Rose was deeply grateful. “I am happy to have so many friends who love me,” she said. Seeing her gratitude and watching her now participate in the meetings is more than enough reward for the couple who helped her. Rose also deeply appreciates the efforts that others made to learn sign language in order to communicate with her.—Acts 20:35.

“The one who offers thanksgiving as his sacrifice glorifies [God].”—Psalm 50:23.

How can you cultivate a grateful spirit?

WHAT THE BIBLE SAYS
Our feelings are closely linked to our thoughts. The Bible writer David said in prayer to God: “I meditate on all your activity; I eagerly ponder over the work of your hands.” (Psalm 143:5) Yes, David was not a distracted, superficial person. His thankful spirit stemmed from his regular contemplation of God’s ways, a practice he cultivated all his life.—Psalm 71:5, 17.

The Bible gives us this excellent advice: ‘Whatever things are true, lovable, well-spoken-of, virtuous, and praiseworthy—continue thinking about these things.’ (Philippians 4:8, footnote) The words “continue thinking about” point yet again to our need to have a thoughtful disposition, which is a prerequisite for a grateful spirit.

“The meditation of my heart will show understanding.”—Psalm 49:3.

Source: https://www.jw.org/en/publications/magazines/awake-no5-2016-october/bible-say-about-gratitude/

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HealthThe Venom From This Snake Will Make Your Life A Living Hell by AjalaJ(op): 12:04am On Nov 03, 2016
The menacingly beautiful blue coral snake preys on other fast moving, venomous snakes. To immobilize its prey, this reptile employs a particularly nasty venom—one that makes the last moments of the victim’s life a living hell.

One quick look at this reptile and it’s clear this thing means business. Found in southeast Asia, the blue coral snake (Calliophis bivirgatus) features a striking neon red head and tail, and electric blue stripes that run down the length of its body. In a new paper published in the science journal Toxins, researchers from the University of Queensland and several other institutions describe this creature’s unique and deadly venom—a poison that delivers a massive shock to a prey animal’s physiological system.

Almost immediately after being bitten, the victim enters into an agonizing catatonic state, with its muscles stuck at full flex. The venom causes all nerves in the body to fire simultaneously, triggering full body spasms. Paralyzed and helpless, the animal is eventually put out of its misery by the killer snake.

It’s nasty business, but evolution has equipped the blue coral snake with this particularly powerful venom for a reason. This highly specialized predator likes to hunt other venomous snakes, which are typically very fast and also exceptionally dangerous. The venom is produced and stored in a gland that extends for one quarter of the snake’s body length.

Scientists have seen this kind of toxin before, but never in a snake, let alone any other vertebrate species. Some animals, like some scorpions and spiders, have evolved similar toxins. The cone snail, for example, injects a similar kind of toxin into fish, causing them to go into an instant paralysis, where they fully tense their muscles in a tetanus-like spasm.

The blue coral snake’s venom does practically the same thing, and scientists say it’s a good example of convergent evolution (where a similar trait emerges independently in different species). Once administered into the body, the toxin causes all the nerves within an animal’s body to switch on simultaneously, causing the prey animal to enter into a frozen state. The researchers refer to this state as spastic paralysis, as opposed to the flaccid paralysis induced by other snake venom. The compounds within the venom prevent the nerves from turning off their sodium channels, which results in the nerve firing continuously. It’s like pressing the nerve’s accelerator pedal to the floor, and then cutting off the brakes.

Ironically enough, this venom—dubbed Calliotoxin—could be used in pharmacology to develop new medicines. Scientists are now particularly interested in its ability to act as a painkiller in humans.

The Snake’s picture is here: http://www.stumbleupon.com/su/29Rx5z/:6K2rL8bf:SFr+EltC/gizmodo.com/the-venom-from-this-snake-will-make-your-life-a-living-1788400721


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Foreign AffairsThis Young Man Was Responsible For World War One by AjalaJ(op): 8:31am On Nov 02, 2016
Who was responsible for World War One?

Gavrilo Princip

Gavrilo Princip (Serbian Cyrillic: Гаврило Принцип, pronounced [ɡǎʋrilo prǐntsip]; 25 July [O.S. 1
3 July] 1894 – 28 April 1918) was a Yugoslav who assassinated Archduke Franz Ferdinand of Austria and his wife, Sophie, Duchess of Hohenberg, in Sarajevo on 28 June 1914.

Princip and his accomplices were arrested and implicated several members of the Serbian military, leading Austria-Hungary to issue a démarche to Serbia known as the July Ultimatum.

This was used as pretext for Austria-Hungary's invasion of Serbia, which then led to World War I.

Princip was a Yugoslav nationalist associated with the movement Mlada Bosna (Young Bosnia) which predominantly consisted of Serbs, but also Bosniaks and Croats.[5] During his trial he stated "I am a Yugoslav nationalist, aiming for the unification of all Yugoslavs, and I do not care what form of state, but it must be freed from Austria."[6]

Please read his complete story here: https://en.wikipedia.org/wiki/Gavrilo_Princip

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TravelWhat Is The Strangest Experience You Ever Had In An Elevator? by AjalaJ(op): 10:12pm On Nov 01, 2016
When I was 19 years old I was in an elevator in a high rise building at night on my way to the 50th floor.

At the 5th floor the elevator stopped and a man got in and pressed the ground floor button. The doors shut and he suddenly grabbed my purse! I stood there, looking at him as he franticly started pressing the first floor button. I told him the car would go all the way up first, he kept pressing the button.

We slowly went up. Old elevator in an old building. No cameras (that I know of). About halfway up I asked if he could take the cash out and leave me the purse so I would not lose my pictures and identification. He said sure, took the cash, handed me the purse. I mumbled thanks.

Then when we got to the top, he said “please stay in the elevator until I get off”. I stood there, we went all the way down to the first floor, he got out and then I went back up to the top floor. He got about $60.

Source: https://www.quora.com/What-is-the-strangest-experience-you-ever-had-in-an-elevator

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PoliticsRe: Sharia Police Arrests 11 Women for Drinking Alcohol, 'Romancing Men' by AjalaJ(m): 10:45am On Nov 01, 2016
They simply want to micromanage people.



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CrimeThis Man Has Killed The Most People In History by AjalaJ(op): 12:50am On Nov 01, 2016
Which individual in all of history killed the most people?

The person which killed the most people, with his own hands. He didn’t order, or make someone kill the person for him. Who was he?

Single-handedly? That title would have to belong to Simo Häyhä a.k.a the white death (yes, that was his nickname). He was a Finnish sniper during WWII who became a legend(he is widely considered to be the most skilled/deadly sniper that has ever lived). The Russians feared him so much that they've put a bounty on his head. After all he had over 500 confirmed kills. One man, responsible for the death of that many Russian soldiers, that was something that they couldn't let slide.

This is what he looked like: (after a Russian soldier shot an explosive bullet into his jaw, literally half of his face was missing upon impact, but somehow he managed to survive that attack).

See his picture here: https://www.quora.com/Which-individual-in-all-of-history-killed-the-most-people


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Foreign AffairsIs Trump Correct In Stating That The Election Is/could Be Rigged? by AjalaJ(op): 10:53am On Oct 31, 2016
“If the election is rigged, I would not be surprised,” he told The Washington Post in an interview Tuesday afternoon. “The voter ID situation has turned out to be a very unfair development. We may have people vote 10 times.”

When I was a young struggling actor in New York City in the late 1960’s, there was an informal group of us who would hang out together (several of that group went on to be well-known performers).

One girl who passed through that group suffered, as Donald Trump suffers, from the mental illness of Narcissistic Personality Disorder. She was convinced, in her own mind, that she was the greatest singer/dancer/actress on Broadway and believed that producers and directors should just be giving her major roles in Broadway shows without her having to audition.

Prior to going to any audition, she would prepare herself by coming up with every possible reason that the audition might be rigged against her - because, in her mind, if the audition was not rigged, she would get the job. If some other actress got the job, it was never that the other actress was better than she was - it was always because the audition was “rigged”.

(Her usual fall-back excuse why she didn’t get the role - the actress who did get the role was sleeping with the director or one of the producers or the songwriter or the choreographer - or all of them at the same time)

Donald Trump is just like that actress. If he doesn't win every time, he has convinced himself that the reason is that things are rigged against him.



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RomanceWhy Are Women Behaving Like This? by AjalaJ(op): 10:10am On Oct 30, 2016
I wonder why women think they’re doing men a favor by giving them their body.

Now, men lose their money, blood, and energy whenever they sleep with a woman. Yes, they lose money because 99% of women don’t open their legs for men free (housewives being exceptions).

It’s common for men to beg women for sex. Many a woman like to hold men to ransom when it comes to sex. Even when they agree to sex, they do so as if doing men a favor.

Women also enjoy sex. They even enjoy it more than men in some cases. As a man heaves and strains on a woman, he experiences only suffering, till the time he releases.

That act of release is only a fleeting pleasure. And that’s the end. The man would start wondering why he’s burdening himself over a woman while all he stands to gain is the sex he now regrets.

Are the men who’re supposed to be giving money to women for sex or are the women who are supposed to be giving men money for sex?

The truth is, women love sex. They enjoy it. But they will demand for money and pretend as if doing men a special favor.

Why are women doing this?


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CareerIncomes Are Getting Lower Every Year. This Will Never Stop (confidential). by AjalaJ(op): 11:05am On Oct 29, 2016
Why Today Is The Day You Have To Reinvent Yourself

It’s going to be a shitstorm and I hope I have my umbrella.

Incomes are getting lower every year. This will never stop.

Since 1993. Income for people ages 18-35 have gone from $36,000 to $33,000. This seems like a small amount.

It’s not. It’s the first time ever that income has gone down over such a long period (more than a year).

This means: relying on a college, job, promotion, security, stability, retirement pension, retirement income == thing of the past.

It’s the death of the salaried employee…and here’s my solution.

Because everything that used to be safe…

It doesn’t exist anymore.

Meanwhile debt has gone straight up. Student loan debt, credit card debt, housing debt.

Even worse: asset values have gone up (houses, stocks, educations, etc). So prices for things you want to buy have gone up but incomes and job satisfaction have gone down.

Of course a key to survival that I’ve written about many times is: don’t buy a house, don’t go to college, don’t contribute to 401Ks that rob your money, and either don’t get credit cards OR stop paying back your debt.

But there’s a more serious problem:

A) Demand has gone down:

Because of outsourcing and automation, the basic equation of all economics throughout history has been reversed.

Supply is almost infinite (it costs nothing now to make an iPhone in China.)

Demand has gone down. I haven’t upgraded a computer or phone in years. They’ve stopped improving for 99% of the features I used to buy for.

For me, personally, I’ve thrown out everything I own.

Many people are, correctly (I have to admit), not going to that extreme but they are realizing the basic equation:

EXPERIENCES > MATERIAL GOODS.



B) Rich are getting richer for a reason…

This is not a political post. Or a revolutionary one. Or a socialist one. Or a whatever. It’s just facts. Every year, the Forbes 400 of billionaires gets wealthier.

Three reasons the rich are getting richer.

1) The bailouts saved the economy. But at a cost.

I won’t get into the technical details. But in 2009, the US Central Bank printed up a few extra trillion dollars.

The theory is that that money would spread throughout the economy. Poor and rich.

It didn’t.

Banks got bailed out. Bonuses went up. And a rich person puts the extra dollar in the bank and a poor person pays the rent.

So the money went into the banks, which then stopped lending money out to “high-risk” people because the Federal Reserve also started paying interest to banks on any excess reserves.

In other words, the Fed gave banks money, then gave incentives not to lend to avoid any lending catastrophes. But it backfired.



2) Some of the extra money went to infrastructure projects that the government did.

This is great.

Doing research to increase the supply of food and the supply of technology is great.

But see above: supply increases without demand increasing. Equals deflation, less jobs, less happy jobs, lower income.



3) Asset prices are going up while incomes are going down.

Rich people make their money off of assets (they buy and sell companies and other assets). They do not make their money from incomes.

This is why often the richest people (Warren Buffett, George Soros, etc) want higher income taxes.

Because they don’t pay income taxes. They pay capital gains taxes, which are significantly lower (20%) than income taxes (39%).

Again, this is not an article about economics. Or about government. Or revolution. Or “the top 1%”.

This is about why I am scared and what I am doing about it.



Here is what I am doing:

A) I can’t rely on any government, bank, or educational institution.

Any institution that makes money when I borrow money.

They will advertise, “improve yourself” and try to lend me money.

They are primarily designed to make the rich richer and the poor poorer.

I do not say this in a political way. I have ZERO interest in political issues. This is simply what is happening. This is what the data is showing.

They will want you to succumb to their pressures:

go to school and get into debt with the government with no guarantee of a job.
borrow money from the banks that got their money from the central bank so you can buy a house where the price will go up slower than your ability to maintain the house.
take a job working for the rich shareholders of massive corporations so you can get paid less while increasing supply for the few who can have access to expensive cancer drugs, driverless cars, robots, etc.
While you are at your job, they want you to put a good portion of your salary into mutual funds or 401Ks that get managed by bankers and you aren’t allowed to touch for decades.

Good luck with that strategy while your income is going down or job satisfaction is going down.



B) Choose Yourself.

Which, of course, I write about. But let’s take it a step further.

I always say it first has to come from within.
Physical, Emotional, Mental, and Spiritual health.

The change you want in the world around you has to start with the world inside of you.

i.e. write down ten ideas a day. Be around good people. Be grateful, etc.

But you also have to really look at an important data point: the IRS says the average multi-millionaire has seven different sources of income.

When you have one source of income (Me, Inc.) – for instance, a single job – you are falling into the trap. You will be one of the masses instead of one of the people who will survive.

There is a tiny circle in society made up of people who have corporate and traditional jobs.

Then there is a much larger circle of people who are no longer civilians. Who have stepped outside the comfort zone and are making money from all of the alternatives.

So you constantly have to be on the lookout for the other sources of income I write about repeatedly.

You have to remove yourself from the civilian (i.e. single corporate job) population.



C) Reinvent yourself

The world is changing quickly. A few years ago we didn’t have tablets or smartphones. Now a billion+ people have it.

A few years ago we didn’t have search engines. Now everyone has all the knowledge in the world at their fingertips.

The greatest artists: Picasso is a good example, reinvented themselves every five years. Mozart reinvented himself every five years. Warhol reinvented himself every five years.

The best careers (Steve Jobs is a great example. Elon Musk another. Richard Branson another), reinvented themselves every few years.

Branson is a great example. He started in the music magazine business. Now he builds space ships.

Five years and you need to start learning new skills, practicing new efforts, trying on new careers for size.

Everyone I’ve ever had on my podcast, 200 successful artists, billionaires, astronauts, athletes, writers, entrepreneurs, inventors, have reinvented themselves over and over.

There is NOT A SINGLE EXCEPTION of the 200 I have interviewed.


Read more lifesaving facts here: http://www.jamesaltucher.com/2016/09/financial-fridays-today-reinvent-yourself/?utm_source=activecampaign&utm_medium=email&utm_term=reinvent-yourself&utm_content=&utm_campaign=investing

Neteller here: www..com.ng
InvestmentWhat The Heck Is Neteller? by AjalaJ(op): 12:28am On Oct 28, 2016
Fast, simple and secure payments
For over a decade, NETELLER has provided businesses and individuals with a fast, simple and secure way to move money online. As one of the world’s largest independent money transfer businesses, we process billions of dollars’ worth of transactions each year.

Trusted by merchants and consumers alike, our financial services span more than 200 countries across a broad spectrum of industries and businesses.

The NETELLER service is operated by Paysafe Financial Services Limited™.

Company
Founded in 1999, Paysafe Financial Services Limited provides businesses and individuals with an online alternative to traditional payment methods.

We help customers get their money where it needs to go securely and privately, and give businesses an option for accepting payments and making payouts in markets where traditional methods may not work.

Millions of customers around the world have used NETELLER to pay and get paid on thousands of sites and to send money around the world. With a host of online and offline withdrawal and spending options; they also enjoy instant access to their cash at millions of point-of-sale, ATM and online locations.

Financial Regulation
Paysafe Financial Services Limited, a wholly-owned subsidiary of Paysafe Group Plc (Company no.109535C) is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (900015) for the issuing of electronic money.

Because we’re authorised by the Financial Conduct Authority in the UK, we maintain the highest standards across our business and services around the world. Our industry-leading physical and electronic security measures and Anti-Money Laundering protocols ensure our members are protected as far as possible from identity theft and fraud.

We also hold over 100% of on-deposit, un-cleared and in-transit funds in independent segregated accounts for your protection. Millions of members from all over the world trust us with their money. You can too.

Services
The NETELLER Account is an online stored-value account that millions of consumers in more than 200 countries have used to add, withdraw and transfer funds to and from NETELLER merchants and other NETELLER customers. When you sign up for an account you gain access to a host of services, including.

Money Transfer
NETELLER Money Transfer is a fast, simple and secure way to instantly send money online. Available through your free NETELLER payment account, NETELLER Money Transfer is an alternative to traditional methods of sending money.

Investors
Paysafe™ Plc operates a group of alternative payment and financial services companies that use and extend the current international banking structure to provide a secure means of transferring funds worldwide for merchants and individuals.

Merchants use the NETBANX® payment processing service to simplify how they accept and settle card, direct-from-bank, and cash payments. The NETELLER Account allows members to add, withdraw and transfer funds instantly to and from NETELLER merchants or other NETELLER clients.

Paysafe Financial Services Limited, a wholly-owned subsidiary of Paysafe Group Plc, is authorised and regulated by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 (900015) for the issuing of electronic money. Paysafe Group Plc is listed on the London Stock Exchange’s AIM market (ticker: OPAY), having achieved its listing as NETELLER in April 2004. Paysafe Group Plc was formerly NEOVIA Financial Plc (ticker: NEO).
Learn more

Sales/Merchant services
If you have a website that could benefit from offering a low-cost, secure payment option that customers around the world can use to pay and get paid, visit our business section to get more information on how we can help grow your business.

For more information on our entire suite of payment solutions, visit the Paysafe website.

Please get full detail here: https://www.neteller.com/en/about

Neteller here: www..com.ng
PetsWhat's The Creepiest Thing Your Pet Has Ever Done? by AjalaJ(op): 9:04am On Oct 27, 2016
I had a pet bird— her name was Lucy.


I’ve written this story before, but it’s so appropriate.

Lucy was 23 when we adopted her. She’d spent the past 19 years at a vet’s office after her first owner died.

She was an asshole.

She was brilliant at mimicry— I would often come running into the room to check on my whining puppy or meowing cat just to find Lucy sitting there with her smug little bird face.

“Meow.”

“Bleep off, Lucy.”

And so it went.

Like I said, 19 years at a vet’s office meant she was good at animal sounds. She could whistle and purr and growl and bark. Her barking sounded just like a terrier— it was impressive.

She could talk. Not much, but she could.

If you’ve ever seen The Shining, her voice sounded just like the kid’s “redrum” voice— gravelly and weird and unnerving.

Lucy would only talk when no one was in the room.

At night, she would wait until the lights were off, then she’d start, quietly at first but growing louder:

“I’m right here I’m right here I’m right here what do you want.”

In that creepy redrum voice.

The first time it happened, my mom came sprinting into the room and flicking on all the lights.

Just to see that stupid, smug bird face.

“Woof.”

“Lucy, I hate you.”

“Meow.”

“Good night, Lucy.”

“I’m right—”

“GO TO BED.”

And so it went.

It was terrifying the first few times.

After awhile, it was:

“I’m right here.”

“Yep. We see you, Lucy.”

“I’m right here.”

“Gotcha. Lucy— right there. Got it.”

“I’m ri—”

“YEP.”

What a bird. We ended up adopting her out to a local animal enthusiast, but our time with her was something else.

Never a dull moment.

Source: https://www.quora.com/Whats-the-creepiest-thing-your-pet-has-ever-done

Neteller here: www..com.ng
FamilyWhat Is The Best Advice Your Mother Ever Gave You? by AjalaJ(op): 8:37am On Oct 26, 2016
Do you feel it has benefited you as an adult?

I used to joke that the best advice my mother ever gave me was to never do my deep-fat frying in the nude. But joking aside, I think the very best advice I ever got from anyone, mother included, was simply that you cannot change other people, you can only change your REACTION to other people. This advice is put to use by me on an almost daily basis, as I encounter one situation after another wherein I would do something completely different or choose a radically different option than what I see others take. What is the best advice you were ever given and in what ways has it added to your success in life?

Originally Answered: What's the best advice your mom ever gave you?
"You don't marry a man, you marry a lifestyle."

Who you marry has the largest impact not just on your emotional life, but also on your lifestyle.

Both the large and small things in your daily life and long term plans will be impacted by your significant other's likes, dislikes, habits, schedule, health, personality, moods, job stresses, financial security, family, and situation.

For instance, how often will you go on vacations, and where will you go? What type of food will you eat, and who will cook it? Where will you live, and how clean will the house be? What TV shows and movies will you watch, and how often? When the toothpaste or toilet paper runs out will your partner get more or expect you to? How much sleep will you get? How many children will you have and how will they be raised? How many cars will you have, and will you lease or buy? Will you be in debt or have a large savings?

Lucky for me, I married my best friend and someone who fits my lifestyle. Jay Wacker, who loves to travel, cook, watch Game of Thrones, take pictures and who can be silly and serious.

Source: https://www.quora.com/What-is-the-best-advice-your-mother-ever-gave-you-1


Neteller here: www..com.ng
PoliticsRe: PDP To FG: Ensure That Fani-Kyode Does Not Die In Detention, Nigerians React by AjalaJ(m): 12:33pm On Oct 25, 2016
Many innocent and poor lives have been lost in Nigerian prisons. What makes this scoundrel's life more important than others?


Neteller here: .com.ng
HealthI’m A Doctor. If I Drop Food On The Kitchen Floor, I Still Eat It by AjalaJ(op): 10:10pm On Oct 24, 2016
You may have read or heard about the study debunking the five-second rule. It said that no matter how fast you pick up food that falls on the floor, you will pick up bacteria with it.

Our continued focus on this threat has long baffled me. Why are we so worried about the floor? So many other things are more dangerous than that.

I first became interested in the five-second rule years ago, when I was a co-author of a book on medical myths. We cited a number of studies showing that food that touched household surfaces — even for brief periods of time — could pick up bacteria or other harmful substances.

This most recent study was similar in that it tested a variety of foods, a variety of substances, for various periods. And, like those other studies, this one found that food touching the floor, even for a very short amount of time, could pick up bacteria.

There’s no magic period of time that prevents transmission. But even though I know bacteria can accumulate in less than five seconds, I will still eat food that has fallen on my kitchen floor. Why? Because my kitchen floor isn’t really that dirty.

Our metric shouldn’t be whether there are more than zero bacteria on the floor. It should be how many bacteria are on the floor compared with other household surfaces. And in that respect, there are so many places in your house that pose more of a concern than the floor.

Perhaps no one in the United States has spent more time investigating the occurrence of bacteria on public surfaces than Charles Gerba. He’s a professor of microbiology and environmental sciences at the University of Arizona, and he has published many papers on the subject.

In 1998, he and his colleagues investigated how well cleaning products could reduce coliform bacteria counts on household surfaces. As part of that research, they measured various locations in the house before any cleaning.

They found that the kitchen floor was likely to harbor, on average, about three colonies per square inch of coliform bacteria (2.75 to be exact). So there are some. But here’s the thing — that’s cleaner than both the refrigerator handle (5.37 colonies per square inch) and the kitchen counter (5.75 colonies per square inch).

We spend so much time worrying about what food might have picked up from the floor, but we don’t worry about touching the refrigerator. We also don’t seem as worried about food that touches the counter. But the counter is just as dirty, if not dirtier.

The same thing happens in the bathroom. I know a lot of people who are worried about the toilet seat, but it’s cleaner than all the things in the kitchen I just mentioned (0.68 colonies per square inch). What’s dirtier in the bathroom? Almost everything. The flush handle (34.65 colonies per square inch), the sink faucet (15.84 colonies per square inch) and the counter (1.32 colonies per square inch).

Things get dirty when lots of hands touch them and when we don’t think about it. We worry about the floor and the toilet seat, so we clean them more. We don’t think about the refrigerator handle or the faucet handle as much.

If we carry this logic out further, there are things we handle a lot and never really clean. One study, for instance, found that about 95 percent of mobile phones carried by health care workers were contaminated with nosocomial bacteria. Of those contaminated with staph aureus, more than half were contaminated with methicillin resistant bacteria (MRSA).

Think about how many people have handled the money in your wallet. A study of one-dollar bills found that 94 percent were colonized by bacteria, 7 percent of which were pathogenic to healthy people and 87 percent of which were pathogenic to people who were hospitalized or who had compromised immune systems. Where do you keep your money? In a wallet or purse? When did you last clean it? It’s probably filthy.

I see people pay for food every day and then eat what they’re handed with no concern that the food might have been contaminated. And the money and the hands that just held it could be much dirtier than the floor.

There are so many studies out there showing that things we touch every day are so, so dirty. Gas pump handles. A.T.M. buttons. Remote controls. Light switches. Computer keyboards.

The dirtiest thing in your kitchen, by far, is likely to be the sponge you keep near the sink. Most people almost never wash or disinfect those sponges. Mr. Gerba found they had, on average, more than 20 million colonies per square inch.

All of this should remind you that it’s always a good idea to wash your hands before you eat. Hand-washing is still one of the best ways to prevent illness.

People react to news like this in one of two ways. One is to become paranoid about everything. Such people start to clean compulsively, worry about all the things they’re touching, and use hand sanitizer obsessively.

The alternative is to realize that for most of us, our immune systems are pretty hardy. We’ve all been touching this dirty stuff for a long time, without knowing it, and doing just fine.

I clearly fall into the latter group. If I drop food on the floor, I still eat it. I do that because the harm I might get from the floor is not worth my concern compared with many, many other things. You may feel differently. Either way, make an informed judgment based on relative risks, not on any arbitrary span of time that one thing has been touching another.

Source: http://www.stumbleupon.com/su/29JYtG/:y0oj7Q29:Y+z63ymi/www.nytimes.com/2016/10/11/upshot/im-a-doctor-if-i-drop-food-on-the-kitchen-floor-i-still-eat-it.html

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CultureWhat Are Some Bizarre Cultural Traditions Of Ancient Egypt? by AjalaJ(op): 7:24am On Oct 24, 2016
Masturbating into the Nile river.

This was both a cultural and religious practice.

Ancient Egyptians considered masturbation to be extremely important and many of them thought that when a God masturbates, it is some kind of…magic? Some even thought that the Nile river was created that way. Why the Nile river? Well, you have to look at God Atum. Many thought that he created the Nile river by masturbating and the flow of the river represented the frequency of his ejaculations. That’s why the Pharaohs had to ceremonially masturbate into the Nile.

Well, that was extremely weird to write. Now I know that Ancient Egyptians and Ancient Greeks were equally weird.

Source: https://www.quora.com/What-are-some-bizarre-cultural-traditions-of-ancient-Egypt

Neteller here: www..com.ng
PoliticsCan Some APC Members Vote For PDP In Coming Elections? by AjalaJ(op): 6:48am On Oct 23, 2016
Can some APC members vote for PDP in coming elections?

In order words, can one party member vote secretly for another political party?

PDP failed Nigeria and APC promised to fix things, and as a result of this, they won the last general elections.

However, things have really got worse…

APC didn’t tell Nigerians that they would find excuses for not fixing things. They should’ve noted that money would be a serious issue when they got to government.

Now, all we have are excuses and blame games. No money to do this. No money to do that.

I don’t blame APC. I don’t blame Buhari. They’re not responsible for the problems in Nigeria, but they can’t fix them either (contrary to the expectations of Nigerians).

Some APC members are even disillusioned with their own party. Simply put, they’re not getting what they expect. Some even suggest that, in the next elections, neither APC nor PDP should be voted for, but a brand new political party.

That’s another topic for another day.

But is it possible for one party member to vote secretly for another party in an election?

Neteller here: www..com.ng
PetsWhy Do Cats Like People Who Ignore Them? by AjalaJ(op): 8:08am On Oct 22, 2016
One of the lessons mother cats teach their kittens is how to recognize when someone is dangerous. The mother toys with a small animal, large insect, or one of the kittens, while the kittens watch. Then the mother turns her back to the prey, and just sits with her back to it, perhaps washing her paws. The kittens are watching, waiting to see what will happen. As long as the mother cat's back is turned to the prey, the prey is safe. Then she turns around to face the prey, and the battle is on again. The kittens have learned that a turned back means no attack.

I've seen my cats turn their back on other cats, on a vulture, and on a deer. It means no attack. "I will not attack you, so you have no reason to attack me." Turning their back is a way to communicate no attack.

I have used this to communicate with skittish stray cats-- I sit on the ground with my back to them, and they understand that I will not attack them. Then they feel safer with me and gradually approach.

Perhaps ignoring a cat is like turning your back to them; in fact it may include turning your back to them. Perhaps that communicates the no attack message. There will be no fight; you are not dangerous.

Source: https://www.quora.com/Why-do-cats-like-people-who-ignore-them

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Jobs/VacanciesDo Recruiters Read Cover Letters? by AjalaJ(op): 8:58am On Oct 20, 2016
Big disclaimer: I am just one lowly recruiter. There are a lot of other people in my profession and I don't speak for us all. But what I'm about to say is what I feel is an accurate sample size of what most of my peers in my field can all agree on.

Hard truth on this one: absolutely not. Not only do we not usually read them, most of the time we don't even open that attachment or give cover letters a cursory glance. It's such a waste of time. Many companies have even stopped asking for them altogether.

But I'll tell you who DOES read cover letters: hiring managers. Not all. In fact, a lot don't, but in the entire hiring equation, were I to assign likelihood, a hiring manager is more prone to read the cover letter than anyone else involved. And even then, I'd add another factor that narrows the field - hiring managers at small companies with lower hiring volume (like a small non-profit) are more likely to read a cover letter than a hiring manager at companies like Amazon or KPMG.

In my opinion, if you want your cover letter to be read, do these things:
Don't apply online but email your resume to a recruiter or hiring manager instead.
Don't make it an actual "letter." Instead, make it the body of the email with your resume attached. When people attach a letter AND a resume to an email, let me just say only one attachment is getting opened, and it's always the resume. So don't even bother.
Keep it short and to the point. Like seriously, five sentences is all that's necessary. If you're in sales or something maybe a few bullet points. But no multiple paragraphs. Long cover letters are simply not going to get read.

Tailor it. Get the name of the company right in the cover letter. When I did campus recruiting for new grads at Expedia, 1 out of 2 times, the candidate got this wrong. They were applying to companies at such volume it wasn't uncommon to see "I'm excited about the possibility of an opportunity at Microsoft or Google or some other company that was not the company for which I worked."

Inject some personality into it...please. If your cover letter sounds like that of everyone else, you have completely defeated the purpose.

Similar to "objectives" on a resume, cover letters are a bit of a throwback to another era in job hunting where we didn't have fancy applicant tracking systems that connected a candidate's application with a tangible job/requisition. But for some reason we want to continue this exercise, so we may as well do it with more flair. I would also say cover letter requirements are industry specific. In tech one of the more evolved industries, I feel like they're totally unnecessary. That may not be the case in finance or management consulting, or any of the "bedrock" industries.

Source: https://www.quora.com/Do-recruiters-read-cover-letters?ref=quartz&rel_pos=1

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ComputersWhat Is The Average Life Span Of A Laptop? by AjalaJ(op): 8:04am On Oct 19, 2016
I have Inspiron Dell N5010. I bought it 4 years ago. I replaced my hard-drive 2 years ago. I am using it without battery for more than 2 years. Now it has stopped working. Is it a better idea to repair it or has it completed its life?

I had a laptop that lasted for only 1 exact year and one that lasted for 6 years and current one will be celebrating it's 3rd problem less birthday this November. My friends had issues in the 1st month of the new thinkpad laptop as well while my boss still uses a 10 year old thinkpad. So the simple answer is - it depends varies from person to person and laptop to laptop.

Now the long answer...
Let me give you a simple analogy - consider an eraser, the one which is used to erase the pencil use. The more you use it the earlier it is finished. If you don't use it at all for years, dust accumulates on it making it useless or the rubber hardens to tearing up the paper still making it useless.

Every electronic item has something I call as Life Period, which is same as that of a human, some have a life period of a mere 5 years and some beyond 80. For electronic example, consider the AI device used in Anti-lock braking system of auto-mobiles. The manufactures of these devices scientifically and technically give the age for them - number of applications etc. etc. After those number of applications the probability of the system breakdown increases to almost 11 (not exact 11).

This is the same case for the laptops, batteries start wearing after 20-25 discharging cycles or even earlier if you use wrong current and voltages to charge them (for ex. outlets in India Railway carriages), the processor starts degrading after a certain number of uses, the sensors/rubbers of the keys/track-pad starts degrading after certain number of clicks or types etc. etc. Besides these there are third party culprits as well - ants, dust, liquids and humans. There are various factors that influence the Life Period of your electronic device or in particular, a laptop.

From my understanding of electronics and from my education in that field, given that we don't consider any technological advancements here, considering the manufactures want to sell more of their stuff, a perfect (without any manufacturing defects) laptop should work without any issues or very very limited wear for the first two years and should extend up to a decade more before it dies out, and hence the average would be around 6-7 years.


Source: https://www.quora.com/What-is-the-average-life-span-of-a-laptop

Neteller here: www..com.ng
FamilyWhat If You See A Homeless Beggar You Know Very Well? by AjalaJ(op): 8:24pm On Oct 18, 2016
What does it feel like to see a homeless beggar and realize that you know them?

Perhaps they were a relative, former schoolmate, co-worker or lover. What did you think and/or do when you recognized them?

I had this type of experience while riding on the L train when I lived in Chicago.

I saw one of my classmates from grade school, who back then was a soft-spoken and mild-mannered guy. On this particular Winter day, however, he was ranting and raving angrily over a cell phone with who was probably his case worker, screaming about why he was kicked out of his last housing situation.

I hadn't seen him in over a decade. He reeked of cigarette smoke and body odor and had the same sort of bedraggled, spun-out look of so many of my patients that suffer from chronic mental illness. He had a certain spinning gaze in his eyes that showed how much his mind was swimming. If I had to guess, he looked like he had been suffering for awhile from a drug-induced psychotic break.

I stood up and put a hand on his shoulder just as his screaming reached a peak and the other riders started to shift about concernedly.

"Ricky," I said (not his actual name), "hey buddy, do you remember me?"

He held the phone to his ear but stared at me deeply. He was still arguing with the voice on the other end but would keep trailing off and looking at me.

"Who the Bleep are you? How do you know my name?" he finally said.

"I'm Matt...we went to school together. I'm here to help you today."

He closed his phone. "How the Bleep do you know my name?" he repeated. I could tell that something about my face was registering with him, but he couldn't tell what.

"We went to school together. I sat next to you in Mrs. Krepp's Science class in 7th grade."

He continued to stare at me, and I could see that the paranoia was growing. I gave up trying to push the point.

"Hey Ricky, everything's cool man. I'm here to help right now. That's why I'm here. Some people on this train are getting scared because you're yelling. I know you don't like to scare people so I just wanted to tell you that...the person on the other end of that phone must be giving you a really hard time, because you didn't even know how loud you were, right?"

"Yeah, they don't...they don't understand what I'm going through right now."

"That's okay man, here let's get off here. Let's get off here at this stop."

We walked out onto the subway platform and up the stairs to the street above. I took him to a diner and let him order whatever he wanted. He ordered three plates of ravioli and combined them into one. Between bites, he kept looking up and staring really intently at me. A few times I thought he even might punch me, but he never did. He ate all the pasta and drank four glasses of chocolate milk. He finally told me he had no place to go.

I walked him to a motel up the street and put him up for the night, then wrote down a bunch of numbers for shelters and low-income clinics and put them on his bedside table. I told him to make sure he called them in the morning. He didn't say anything, he just nodded and tucked himself into bed, clothes and shoes and all. I turned up the heat and walked toward the exit.

Just as I opened the door to leave, he shouted from his bed;

"MATT!"

I stopped, completely surprised that he finally remembered me, and I turned around. He was leaning forward in bed and near tears.

"I wanted...I just wanted to...I want to tell you that..."

He swallowed deeply and then cast his eyes toward the sheets, taking in breaths through his mouth that lifted him up by the shoulders. Finally, he regained his composure and looked back up at me.

"I...wanted to make sure...that you're not going to kill me."

I smiled. "No, Rick. I'm not gonna kill you. Don't forget to call those numbers in the morning. They'll only let you stay here until noon."

I walked into the sharp downtown air and boarded the train again. Last call on the Blue Line back home to Jeff Park Station. I got off and walked toward my apartment. Just as I got to my door I reached into my pocket to get my key, but it wasn't there.

Son of a bitch, I completely forgot: I was on my way to get my key I left at my friend's house. I grabbed for my phone, and of course it was dead. I climbed into my garage through a side window and slept in the corner under a pile of old laundry and my grandpa's wool blanket from WWII.

It was a cold night in Chicago.

Source: https://www.quora.com/What-does-it-feel-like-to-see-a-homeless-beggar-and-realize-that-you-know-them

Neteller here: www..com.ng
BusinessRe: How To Register Your Business In Nigeria by AjalaJ(m): 3:01pm On Oct 18, 2016
There's nothing new here.... But I think it is helpful for those who don't know how to get started. However, people should know that CBN and banks policies are killing businesses.

Neteller here: .com.ng
CelebritiesWhat Happened To Kanu Nwankwo's Heart Foundation? by AjalaJ(op): 12:20pm On Oct 17, 2016
The Kanu Heart Foundation was founded in 2000 by Nwankwo Kanu; Nigeria’s football hero, in the sense of, his God given talent, his resistance to give into the heart defect he was diagnosed as having and his determination to help save underprivileged African children by offering cardiovascular procedures.

The Foundation writes its success story through the numerous lives saved. KHF has had over 415 heart surgeries at an outstanding 98.5% success rate.

Modern medical facilities like the digital cath lab and operation theatre with step-up and step-down ICUs, form an integral part of the healthcare delivery chain.

Their hospital performs both invasive and non-invasive cardiac procedures that include surgical heart transplants, laser surgery, and directional coronary angiogram facility.

This is wonderful foundation. Their aims and objectives are great.

If Kanu was sick and got treated in Nigeria, he would have died. He wouldn’t have realized his full potential. In Nigeria, many people who would have grown up to become super successful in life have died unnecessarily. Poor medical facilities.

The website is: kanuheartfoundationng.com

But these questions remain:

1. Is the foundation still fully functional, especially now that the founder has retired from active football and would be less rich now?

2. Why are no Nigerian rich men not donating generously to this kind of foundation?

3. Are the monies donated to the funds still being solely used for the purposes meant? Are there no parts of the funds being diverted for personal uses?


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Foreign AffairsWhat Made You Join The Military? by AjalaJ(op): 11:03pm On Oct 16, 2016
Not just US Military -- would be interesting to see other nationals' answers.

Any specific reasons to why you first decided to enlist, and why you chose the branch you chose?

Glad you asked the question the way you did.

Why I joined the military.
When I was younger I was in love. I knew that I really didn't see myself in college and I knew that I needed to provide for my new wife. The military had great pay and benefits for a young, smart individual with little skills or experience willing to take on hardships, and especially for a young family. Not to mention that someday I might just like to go to college and coming from a poor family... well, the military financially filled a great deal of holes.

I come from a family where most of the men had served, not to retirement, but had done their time and military was highly respected to us. Grandpa was in Europe for WWII, Dad was a Green Beret, uncle was in Vietnam, so there was a great deal of support when I started thinking about joining. It wasn't pressure, but it was support.

I also thought this would make for a great opportunity to get out there and see the world. Growing up the only nerd in a tiny Oklahoma farm town where there were more livestock than people was agonizing, well boring at the least. There was almost nothing new to do and virtually no cultural diversity. Joining the military gave me the experience of living in a beautiful city, and many experiences with people from other parts of the country, different socio-economic backgrounds, and I even had the opportunity to learn Arabic and have conversations with numerous people from all over the world. I kind of expected that something like that would happen.

Put this together and you see me talking to recruiters.

Why I joined the Marines.
I appreciate honesty. The army recruiter (whom all the other members of my family had been) seemed like he was trying to sell something he didn't have. The air force was trying to convince me that I could have my own jet and that I would retire as the owner of Lockheed Martin. The Marines recruiter told me that boot camp for the Marines was twice as long and twice as hard as any of the others, the jobs are tougher, the people are meaner and the suit is friggin' awesome. He also showed that all benefits are from the the same Department of Defense, so I wouldn't be getting my own jet. I liked that I felt I was getting the truth. I also always had a thing for doing things in the hardest way possible for no real reason. Perhaps it was just that doing something that was harder made me feel more pride in what I was doing. In any case, I am pretty sure that now I would have always felt, had I joined the other services, "Could I have succeeded in the Marines?" After being a part of them for four years, I am now sure that I could have succeeded in the others.

NB: In my country, many people join the military for economic reasons. They know they would collect salaries. If they’ve other options, they wouldn’t join the military.


Source: https://www.quora.com/What-made-you-join-the-military

Neteller here: www..com.ng
Christianity EtcAn Important Question For Atheists by AjalaJ(op): 9:19am On Oct 16, 2016
Atheists are human beings like us, and they’ve their reasons for believing there’s no God. For them the so-called “spiritual experiences” don’t work for them.

But I know the most important reasons we’re religious is because of heavenly rewards, Or because of what would happen to us when we die (because of what would happen to us for eternity). This is the core reason behind Islam and Christianity; all other reasons are secondary.

I’ve seen atheists/agnostics who’re really good. They’re honest, dependable and sensible. They’re happy and successful in life. I’ve seen religious people being dishonest, roguish, and daft. Some of them are failures and unhappy. Yet, they’ve have heavenly hopes.

Now let me ask… Why are there atheists/agnostics that are good citizens, good friends, and good neighbors? One of them once told me that it’s good to be good, but NOT because of heavenly rewards.

Perhaps they’re good to avoid going to jail or tarnishing their family names.

Now, if there are no hopes of heavenly rewards… why do atheist do good things? In their viewpoints, what’s the benefits of doing good and disadvantages of doing bad?


Neteller here: www..com.ng
Foreign AffairsWhy Don't Soldiers Wear A Bullet Proof Suit That Covers Head? by AjalaJ(op): 8:11am On Oct 15, 2016
Why don't soldiers wear a totally bullet proof suit which would cover from head to feet?

Because survival is about more than just being able to resist hits.

This is the Onion Model:

Don’t be…

Detected

Seen

Hit

Penetrated

Killed

What your armour tries to do (in the diagram: Don't be...penetrated) is actually pretty low down the list of preferred options. Crucially, past a certain point stacking more body armour onto the PBIs makes them less mobile and less stealthy, which makes them more likely to be detected, seen and hit.

So there is a point at which adding more armour actually becomes counter-productive. The guys are probably wearing about as much as they can realistically be expected to carry as it is.


Source: https://www.quora.com/Why-dont-soldiers-wear-a-totally-bullet-proof-suit-which-would-cover-from-head-to-feet

Neteller here: www..com.ng

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