Odunharry:

Lol secondary market highest Tenure as at 3rd July did 25%

Pls where did u get this rate?? Which bank or broker??

rotecch77:


They are many like that here posting as clients later turn out to be self acclaimed contractor, builder, engr, etc
They will Labour you in vain by going extra length for them to give quotation and used such to get the work That is the end when they get another job they will come again with different name to get quotation from you.. that is there way of operandi

2-3yrs ago I exposed one of them here.
Let’s see how this goes again

Ok good, please keep exposing them to save fortune

rotecch77:
Some guys believed they are smart here.
Someone here contacted me this new week new month claimed that he is client needs my services on plumbing work for his house.

I asked him what is your username here” he claimed he is just a visitor non registered member. Lies 1.

I asked him again what is your name he gave me name wrong name .. lies 2
NOT knowing to him that I have his contact since 4years ago. Then he claimed he is into digester work that he needs my help In that aspect of work. The name he gave then was totally diff to this new name again.

Lies 3 he changed location.

I now asked him why all these lies you called your self a digester contractor and now you claimed you are house owner and again you said you are into building construction ,which one should we believed now.
You called your self all these name and you can’t prepare plumbing quotation you want someone that will Labour in vain/ scam

If you are reading this I know your username ooo if you talk cheat I will expose you.

When he later discovered that I got all his trick he now said that doesn’t mean anything naa

Scammer

Genuine guys here should be careful of all these type of people
And to the rest of you like him PLS if you don’t have genuine work to do don’t message me oo

U guys should please endeavour to start mentioning their names oo because am beginning to scared of giving out job to anybody here. Mention their names nd save a fortune!

Legendguy:


Bro, it's best you buy from a genuine and registered real estate company

I can link you to their physical and verifiable office in Lagos.
They will take you for inspection, show you the necessary documents like deed of assignments, surver and Ogun state land chart.
Ensure you go with your lawyer when checking documents, this is to proof of the company genuity.
I recently made part payment and will complete the remaining later.
When I went for inspection, I saw Nigerians living abroad that came to buy there too.

Be very careful in land dealings
If you need more information, as to visit the office at Ikeja to make enquiries, email me at emmydon646@gmail.com

Ok thanks chief, I will email you when am ready. More grace

Bovijean:


It’s around Iperu
I understand your fears
But I assure you I’ll deliver

Alright no wahala

Adedward:
sir, I am not stopping him from mention such person, but the best thing is solutions to the matter, u know it's my work, and it's what am doing for living, so I think what matter most for now is to call for solutions and move on, this life is very short, just my advice on it, thanks u very much,

Hmm, no wahala! Left to him to decide if he's mentioning the name or not then

Adedward:
hmmmm, u always talk in parable, but my best advice is that, u should settle with him amicably pls, talk to him, and plan for next move, almighty GOD will be with all of us, amen

Allow him to mention his name to save others from falling victim

Bovijean:
Just finished a job for a nairalander
Location: Sagamu
Clean jobs guaranteed
WhatsApp 08144621993

Which side in sagamu? Just describe the area in sagamu so that we can confirm ur genuity because lots are springing up here as people tends to play smart on clients hard earned money

folmus:


I don't know why @Rawgold300 is shielding him.
Let's know him. If he repents, we can still patronize him.

They might be begging him not to, but our hard earned money need to be judiciously spend

Rawgold300:


This happened because I wasn’t available to ascertained the gauge myself. I actually paid for 5mm my brother but he chooses to use 4mm so as to maximise enough gains ni oo…. This is someone I trusted with my money for months … My advice for people on here is to not trust anyone on here ..

Pls mention the person name

freeman67:


First of all, I am not the author of the attached schedule. It's the DMO who is incharge and that's the actual payment date.

Secondly, that some people chose not to do their work when and how they should do it doesn't not make it correct.

Thirdly, saying the payment is usually between 20-23 is not correct because apart from the first coupon which I didnt collect early because there was a mistake on my account and it did not deliver, this is the the only one I am getting this late. At most, I have get it on the 19th of Dec. Yet, that does not negate the fact that the official payment date is 16th June or Dec except that date false on weekend or public holiday. I just don't want to litter here with proofs. If not I would posted all the alert from June 2021 till date for you to see that you are not correct or that your bank takes time to credit you. Your usual delays for upto 20-23 is not from CSCS.

Well u may be right sha, no wahala

freeman67:


Nooo..The payment should be on 16 June. They just deliberately push it sometimes. You can verify from the calender above.

Shebi u r arguing with me that it's on 16th,? Who's right now, u or me? I saw the sukuk 3 just now nd today is 20th nd it's usually 20-23

Rawgold300:



I wanted to but am trying to give him opportunity to defend himself by coming to my site with other guys in his area of specialisation to confirm what he has done .

Give me few weeks to sort things out with him before I end up calling him out .

Good pls do, it's a life saving things if u can do this for us on this forum. Building is not a joke these days

freeman67:


SUKUK 3 rent payment was supposed to be made on the 16th of June and it was a public holiday shouldn't it have been made first thing today which is the next working day?

Same thing with FG Savings Bond Series 95 yet no alert.

Na wa ooo

Sukuk 3 is always around 20-23 of June

Rawgold300:





Well said my oga. I’ve given job to a numbers of them even my window Aluminium was done by NL resident fabricator, it was brought attention recently that he used a lesser gauge glass for me …. Majority of them are criminals believe me . They can not be trusted at all .

You wouldn’t be believe that the shitty Segcymoor bastard paid a charge and bail lawyer to send me letter that am threatening him and his family . And I was only implying that his family will reap from everything he has sowed out there.

Believe me on this one , I be Mushin guy , they will all pay back no matter how long is going to take me . Thanks for ur advice anyway .

Pls mention the aluminum fabricator name to avoid scamming another person here

Billions123:


This person just listed out materials he needs to make a window just to dazzle you.

Just 15th of last month, 21 casement windows with burglary and net was delivered to me for a 5 bedroom bungalow, total cost 1.690M plus delivery and workmanship (hanging it).

List out the sizes/dimensions of your window let me help you ask for quote from same person that did for me.

The dimensions should be in mm like 900mm*1200mm, 1200mm*1500mm, etc

Please am also interested in this.

Which type of material used?

White, grey or black?

Thick imported, ordinary imported or tower?

Casement windows without burglary?

Thanks in anticipation

Billions123:
Got this materials quote for wiring of a 5bedroom bungalow all ensuite with visitors toilet.

1. 1 coil of 16mm load wire Copper

2. 8 coils of 2.5mm single wire red

3. 8 coils of 2.5mm wire black

4. 10 coils of 1.5mm single wire green

5. 8 coils of 1.5mm red

6. 8 coils of 1.5mm black

7. 2 coils of 4mm single wire red, and black

8. 1 coil of 6mm single wire red

9. 2 coils of antenna wire black


Your thoughts please 🙏

What's the length nd breath of the building?
Try to get electrical drawing layout for the wiring.
From the drawing u should know where ur money is going to.

If u r buying Coleman or nigerchin cables, this is a lot of money running into millions.

I think this is on the high side!

Streetinvestor2:
If I decide to sell sukuk bond of 10 yrs at 13 % then.will I get a buyer.i have collected 3 yrs interest on it.
If someone is willing to buy.what should I be expecting on my principal if you use 1 million as example.
I want to see if I can sell and go for present better yield of 19 %

ajabani4allah:


So if I am buying 10tones of granite it will be 82k

82k should be 5tons

topsy23:


Now I understand you, if your engineer is a civil engineer he might not know the size of cables.. I can bet it with you that the cable bought for your water heater and AC is 4mm.. They collected money for 6mm and buy 4mm cable.

I have seen some electrician recommending 50mm armoured cable for a 2- bedroom bungalow, FOR WHAT??.. Make sure you get expert advice to avoid paying excess money. The recent I got from one of the member here was so crazy.... See below quantity
1.5mm
Red 8
Black 8

2.5mm
Red 5
Black 5

10mm
Red 2
Black 2

Above list are for single 2bedroom flat as quoted by electrician and civil engineer... So if the man did not contacted me he would have bought all the cables and the left over be taken away.

Before you select your supply cables, there is calculation to be done for the total load in the building..

U r absolutely right, that's their doings.
That's y I advice the guy not to follow their quote and he should personally check everything physically if possible he should involve third party engineer to ascertain the quantity.

But in my own case I bought my cables direct from a major distributor myself because Coleman cables prices is not a child's play.

Can you believe me that my electrician quote excess pipping fittings and after day one work on site he went home with keys as against our agreement that he should drop the key for my inspection.

I called him to know y he went away with the keys, he said he forgot to drop it and since he's resuming very early the next day I shouldn't bother. I took spare keys nd was wow at the quantity of materials left bectthe job is already at 75%.

So I decided to do video coverage of all the job he has done nd the left over materials nd gave him voice not to go away with my materials.

After all the job I still have up to some bundles of pipe, U ways, couplers gum and some adaptable boxes.

It's better U crosscheck whatever they quote or even buy 70% of their quote nd monitor the job thoroughly because they make more than their payment from ur materials.

topsy23:


Boss... I studied Electrical and Electronic Engineering and i have been practicing for more than 10yeas now. I design, and also install. I have never design using above 4mmsq cable for split unit. 4mm cable is enough 1hp, 1.5hp, 2hp and 2.5hp and 3hp AC. The only way you can consider 6mm cable is when you are installing 5HP 3-phase AC.

What size of cable did you use for your water heater and AC?

Like I said earlier, I am not an engineer, so I agree with you in totality.

I used 6mm for water heater and ac.

The highest gauge of cables quoted by my electrician is 6mm but like I said I listen to engineers around me nd follow their advice.

topsy23:


4mm is enough for AC and water heater,,,. Buying 6mm or higher cable for AC and water heater is a waste of money. price of cable is not smiling these days... Even 2.5mm at times is used for 1HP .. Do not give him wrong advice

I have engineers around me nd I always listen nd consult them before embarking on anything.

How could you say am giving him wrong advice.

On my own project, I used 25mm recline from pole, 16mm for load from the cutout to distribution board, then 2.5 nd 1.5 for load sharing to sockets nd switches.

Bear in mind no body is an Highland of knowledge.

If u r talking of cables high prices these days it's understandable, especially Coleman and Nigerchin but never u say am giving him wrong advice.

MrKingOvie:
Good Morning everyone,
I am at the wiring stage and got this quotation from my engineer.
I would like the house to scrutinize it..It's a 3 bedroom Bungalow all en suite with 2 water heaters.
STAGE 2
QUOTATION FOR WIRING

(1) 1.5mm² Red(5 coils)
(2)1.5mm² Black (3 coils)
(3) 2.5 mm² Red(2coils)
(4) 2.5 mm² Black(2coils)
(5)1.5mm² Earth's (2coils)
(6) 4.0mm² Red(1coil)
(7)4.0mm² Black (1coil)
(2.5mm² Earth(1coil)
2 PIECES OF FISHING TAPES.
10MM² MEASUREMENT 46 YARDS

FITTINGS
13AMP sockets single (7 PCs)
13Amp sockets double (15pcs)
15amp sockets (2pcs)
1gangs switch (9pcs)
2gangs switch (6pcs)
3gangs switch (9pcs)
Ceiling Rose (9pcs)
Water heater switch (9pcs)
Cooker unit socket (1piece)
TV socket (7pcs)
Bell push and switch
Wall brackets (13pcs)
Chandelier (3pcs)
POP panel light 12watts( 26pcs)
Outside buckets fittings (9pcs)
Earth rod (1)
Earthing salts (3bags)
Long and short BS screw
Black star screw 2" INCH
Blacks tapes 4 pieces
Multiple colours tapes light 4 row, chokes 17 pieces...
Thanks in advance for your assistance

Am not an engineer but my little contribution,

Try to count ur switches and sockets yourself as they are easy to identify. Never buy materials base on these quote, they are funny people. Like I said crosscheck everything physically base on ur building length.

With this load, buy 6mm or higher, 4mm is too small for water heaters and all these air conditioning.

TeetoBolt:
Guys I need your help, my engineer is telling me that my foundation will be this tall due to swampy area, I am scared of the amount I will spend, any suggestions please

U can do bore piling nd pile cap instead. Talk to ur engineer about it

chukzyfcbb:

Same goes for zenith bank
I went to 3 different branches on the island and they couldn't help.
They don't know the difference between primary and secondary market

Seems most bankers these days are learners, I think all the expert left the banking system

Gabrielclint:
Good morning guys,
I called my account officer in Fidelity bank and he told me that there is a new policy from CBN that one can only invest from 50 million naira in treasury bill. I find that difficult to believe . Please can anyone confirm this information please?

Am using N0 3 ( third) account officer this year because of issues like this. Change the account officer or go to another bank

Nakedman:


Me too. You can't be an investor and not be ready to loose some money. There has to be a balance.

Na so!

Foodempire:


15.75 I think. I regret the investment considering the amount involved.

Don't be, I also have 11.2% sukuk III nd d sum is a bit huge.

Sukuk is not that liquid like other investment

Foodempire:


I received mine this morning, it's a kinda loss investment considering the current rates and ten years no be beans.

Pls what's the rate of this your particular SUKUK ??

topsy23:



1.5mm 25500
2.5mm 40000
6mm 91000
10mm 151000

Just slight difference, thanks

topsy23:
Coleman cable reduced price this morning.

Pls take note

Pls how much currently

1.5mm
2.5mm
6mm
10mm

Acidosis:


Not in the way you expect. Inflation affects everything in the same manner. Assume you have N200,000, and you intend to buy an Air Conditioner unit. You visit the market, and the seller informs you that the final price is N220,000. Unable to raise the full amount, you decide to invest in a 2-year bond with the expectation of returning with more funds to buy the AC later. However, you return after two years only to discover that the same AC unit is now being sold for N550,000. The amount you receive from the bond after the 2-year waiting period is only N280,000.

U r right but am not in agreement with ur submission 100%.

Did u consider DEPRECIATION effects on the initial air condition u could have gotten at #220,000 2 years earlier?