₦airaland Forum

enque:
FGN savings bond is now available.
Got a mail from meristem today

Av bn trading with Stanbic bank but recently I don't understand them again. The last time they lost their FGN bond bid in December nd dey couldn't buy FGN bond for me in the secondary market by posting me for a week after I choose the tenor I want from available list sent to me nd I even fund my stockbroking account. My account officer number is switch off since December 15th 2023 till now nd I can only bid tru him in the primary market nd yet they didn't change him for me after several calls and mails.

Is there any alternative or chance with this meristem? What's are the dos and don't with meristem? How secured are they? Pls walk me through this meristem stuff.

enque:
FGN savings bond is now available.
Got a mail from meristem today

Thanks for not forgetting me, I will prefer FGN BOND.

Pls let's watch out for FGN bond together.

Thanks

RayRay06677:
Been checking DMO website every day but no update so far.

Alert the house whenever it's out.

Thanks.

Checking too, no wahala

Good day house, pls when is the next FGN BOND 2024

RockOfAgesAlumi:
Good evening sir
:-Sliding window with
•permanent net
4 x 4=35k

•With sliding net
4 x 4=45k
Thanks

4*4 casement is how much?

emmanuelewumi:
They are all good, just that I don't like bonds whose durations are 12 years and below.



Where did you get this

STANBIC BANK

Pls if the yield of this 2049 is 15.26% what is the effect of settlement at dirty price on the face value invested

emmanuelewumi:
Find out the bank rate, the average babkrate for 10 years bond is 15.5% to 16%

Good day House,

I was given secondary market today in the attached image below. Which one of this is the best.

@Oga Emma, freeman nd other chief in the house

freeman67:
So far, SUKUK has been auctioned once yearly since it's inception in Nigeria in 2017. The auction for 2023 was in Oct 2023. So, I don't think there would be any auction this year again.

I seldom use Fintech except Opay. I have not done tried investing there but from feelers, their interests is not extra ordinarily great.

Thanks for the timely response chief,

Appreciate

Good day house, the 2038 fgn bond I opted for from Stanbic did not fly, any hope of sukuk bond this year ending?

Some of this Fintech app are offering mouth watering % like 18-20%.

Which of these Fintech app is a sure bet to invest in?

emmanuelewumi:
Find out the bank rate, the average babkrate for 10 years bond is 15.5% to 16%

Thanks always Oga Emma,

Av bn following up with them since, the attached screenshot image is the response I got from them.

How true is this custodian percentage rate?

emmanuelewumi:
Find out the bank rate, the average babkrate for 10 years bond is 15.5% to 16%

Ok I will, thanks nd I appreciate

emmanuelewumi:
You deal directly with you Relationship Manager, it the RM that deals with the team at the head office

Good morning Oga Emma,

As adviced yesterday, I contacted my account officer nd the bellow attached response is the feedback from him.

Is this the normal route, the mail said if am coming with less than 50million, I need to go with bank rate.

This is not also different from secondary market, I need enlightenment pls biko

IamR:
No, that is SUKUK VI.

Ok

IamR:
I just saw it (15.75% FGN OCT 2033) in my CSCS account now. You can contact your investment house.

Is it an offer for subscription?

dammybrite:
Mail your account manager and copy Doyinsola.Ogunbiyi@stanbicibtc.com while doing that.

Am doing that immediately, thanks chief

emmanuelewumi:
You deal directly with you Relationship Manager, it the RM that deals with the team at the head office

Thanks for the swift response Oga Emma,

Av bn buying fgn bond from secondary market. Just to send mail to their mandate office nd it's done.

Am sending mail to my account officer now nd will feed the house back with my outcome.

emmanuelewumi:
What to expect

Good day Oga Emma,

I saw this below attachement on dmo website nd av called Stanbic but was surprised dey don't deal in primary auction at the head office bank except I visit branch.

Though I don't av 50m as stated, but is it possible to bid in the primary market with below 50m.

If possible, pls shed more light on the steps

rockok:
How does bullying affect someone in an environment especially academic environment. I am actually in an academic environment and I am being bullied. I believe it is having an impact on me.

I am thinking of leaving but I have spent a lot of money and don't want to leave. I want someone opinion on what to do?

U can't leave because of bullying. Or is it abuse? They are different. If its not a kind of threatening of life in form of abuse or physical assault, don't leave school because of them

U need to Chanel that energy towards ur performance nd make sure u succeed by outperformed them.

U should also start looking down on them! See those bullying as nothing but just bitter fellow. WE CALLED THEM AFAIMONI SENI IN YORUBA LANGUAGE. which means someone who is bent on doing bad to u despite not bn related or close to u.

They are everywhere. Those u r seeing now would not b last set of pple u will meet in ur life. Where are u running to. After school, u will meet their type as neighbors, co-workers, street dwellers, passerby, association members and so on.

The fact remain, everyone cannot be ur friend.

Even if u r the most handsome boy in that ur vicinity, some pple would still hate u nd b showing it to u how much they hate u.

I had this experience through a colleague who thought he's better than me by talking down on me everytime. I showed him how am equal or even better than him in a surprised ways that he fell sick due to the fact that he was shocked with my performance on the same line of activities with him. All his ego nd bossy stuff disappeared nd he had to runaway nd always avoiding me.

Like I said above, u can't escape them, they are everywhere nd u will continue to encounter them.

Start resisting them now earlier by learning how to fight them with ur inner spirit.

U don't need to talk to them to proof them wrong.

Use non verbal communication to pass ur message through to them via ur accomplishments through hardworking, read nd do more research nd come to the top of ur department. It's achievable, get ur self sit at the top of ur grade, score 4.0 or 3.5 and above in ur CGPA.

If I were u, I will even go and show them my results willingly as a form of retaliation.

One day I told a bully how I am fluent in English than him nd he could not defend it nd was surprised and speechless.

Calm down nd show them results in form of retaliation. U will continue to meet their type everywhere, running away is not going to work out.

keeper303:
5th October, 2023 through Jaiz Bank.

Mail jaiz bank or go there in person, u should be advised by now. U can also call to know the status of ur bidding.

Good day house,

Pls when is the next FGN bond?

keeper303:
Please anyone with information about the 6th fgn sukuk bond? I have not heard any news since I made payment.

When did u subscribed?

Abolarin91:
Aah! The difference is too much . Pls where is your location?

Without burglary is how much?

cash1115:
yes 4days

Ok no wahala, I go Hala u.

cash1115:
3bags of cement, won't need much sand

Is it d same price for the big and small
window? What is the duration?

cash1115:
it can be done before and after that 7 windows in total

Yes

cash1115:
how many windows?

4*4 (3nos) 4*3 (2nos) 2*2 (2nos)

Is d design before or after plastering?

cash1115:
water sand and cement. Yes casement needs to be done

How many bags of cement for one window?
4*4 feet's window. Sharp sand or plaster sand?

cash1115:
window is 3000 per one

What are the materials involved for one window? Is it after or before casement?

cash1115:
location?

Ogun state

cash1115:
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How much is window nd door simple design?

sonnie10:
That is not how cancer happens Sir. Anything mutation takes time. Sometimes years before the effect is evident.
This is called the stochastic effect. .
Have you done any follow up long term study on those eating the fish?

Well u may b right, if that b d case, we need to know the long time effect of those chemical on humans, either casinogenic or mutagenic

sonnie10:
These whiten tanks are not made for certain conditions and for storing portable water. No matter how you wash them, the chemical composition used in making them will still degrade under certain environmental conditions. The residues could be cancarnogenes. Think of free radicals and harmful ions. These are things you can’t see nor even smell.
Not all plastics should be kept and exposed to weather elements while storing portable water in them.
The stability of the chemical composition of the material at this unintended use conditions is the real issue.
Be safe out here!

I think the imported one are safe because pple use it for rearing catfish and so far they are surviving it's environment, then it's safe for human consumption too.