Arbitrage's Posts
Nairaland Forum › Arbitrage's Profile › Arbitrage's Posts
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slim147:Yes I do. |
micgray100:Well, you have spoken it all that God should reward me how I spoilt your personality and business potential clients, and I will say a big Amen to that. That, if I never made agreement with you and paid for registration of company with you giving me choice of where to pick up the final certificate and I chose Yaba, which you filled on the form from beginning, but I come here to lie that I did, God will reward me accordingly. If I ever agreed to pay you N35k for just registration filing without stamp duty inclusive (even when I never even know or heard anything about stamp duty before in the process) and I come here on Nairaland to lie that it was everything about company registration certificate I paid you for, may God reward me accordingly as you said. If I ever paid you additional N10k to do only stamp duty for me (aside N35k name search and filing), which you want to refund now, and I come here on Nairaland to lie that it was not so, that the money are N5k addition to your Kaduna lawyer friend for giving me his name and address to use and additional N5k to complete your professional fees, may God reward me accordingly as you said. If you have communicated with me since those months of silence, even talking about refunding any money to me and I came to Nairaland to lie that you rendered me incommunicado for those months, and I damaged your personality and spoilt your thread and potential clients unjustly, may God reward me accordingly as you said. But, if none of these claims and agreements were true nor affirmative, may God of heaven forgive you and pardon all your lack of integrity. Enjoy your N45k as I don't need any refund from you. I do hope we can do better business together in the future that will not be devoid of conscience and true integrity. Thank you. |
micgray100:I am sure you know that if you do not respond again as you said, it will make no much difference as you can see that is the same as your silence of the past 4 months. I only wonder why in all this saga, what bothers you most that you keep repeating is how many potential clients you claimed I made you lose. You said I spoilt another thread for you but you never quoted or stated what I said or did there to spoil it. If it's my asking why I never heard from you since, then may be you should enlighten me on what I should have said in the thread instead. May be I should have lied that you did my registration and you were still in touch with me just as micgray100 lied in that thread. It's really strange that integrity does not mean keeping to terms of agreement again or does not mean giving honest feedback when you cannot fulfil your client's service instead of incommunicado. Now all that bothers you is the loss of potential clients that were discouraged by my questions here and not the business opportunities I missed for not completing my registration nor feedback for 4 months. I wonder what integrity means then. Integrity is not only about giving customer the item he or she paid for (that's a given anyway) but rather still being able to fulfil the order when all odds seem to be against us. So having sold my goods or services to clients here is not only integrity but rather keeping to it within terms and conditions we agreed on with clients. And if such condition changes, carrying them along by giving no room to guesses and suspense. For instance, I was to change Naira to $5000 about 3 weeks ago for a Nairalander and transfer it to his US bank account. We both agreed to N235 per dollar and he sent me the Naira equivalent. By the time I transferred $1500, the exchange rate plus the online charges (upload and withdrawal) of the transfer method I used became much and I had to stop it. I only transferred the $1500 into his US account and told him I won't be able to go ahead because of charges limitation. Then I returned to his naira account the remaining $3500 equivalent at the same N235 rate earlier agreed without even telling him that I lost about N12,000 in fulfilling that $1500 I did for him. I didn't start counting and subtracting the N12k from his Naira balance because I felt I was the one who gave the N235 per dollar exchange rate. I felt I should bear the brunt. It was later I told him that I even lost some money (without mentioning the amount) when he asked of possibility of still doing more. That is business integrity, simple. Not by deducting from him outside his initial agreed rate without his consent or leaving him incommunicado for months expecting him not to question in any thread I open later to advertise same goods or service to others. Even when I raised question in this new thread after discovering you are the same person, do you realise that you refused to respond until someone started challenging you to my question? So potential clients were your concern and focus and not integrity of dealings, right? Now, you claimed that you want to refund me N10k, which I paid you to do stamp duty for me? When did I make such agreement and paid you N10k for stamp duty? So what happened to the stamp duty service that you said was inside the N35k total payment? You said thank God name search and filing were done. Is name search no more the separate N500 you requested initially plus phone call money to your CAC insider before filing was even paid and done at all? When I logged on to CAC to see the filing receipt at N19k and I asked why disparity, didn't you say the stamp duty money is inclusive but for my impatience with you, you have not done all that? So where is the agreement to pay you another N10k (in the N45k total paid) for stamp duty coming from, which you now want to refund? If you refund the N10k from N45k total, what happens to the remaining N35k paid earlier covering registration filing and stamp duty? Or is the agreement no more to register a company? So why did you ask me to pay more while traveling up North if you knew you will not do the registration but will rather do refund later? Well, you have spoken it all that God should reward me how I damaged your personality and business potential clients, and I will say a big Amen to that. That, if I never made agreement with you and paid for registration of company with you giving me choice of where to pick up the final certificate and I chose Yaba, which you filled on the form from beginning, but I come here to lie that I did, God will reward me accordingly. If I ever agreed to pay you N35k for just registration filing without stamp duty inclusive (even when I never even know or heard anything about stamp duty before in the process) and I come here on Nairaland to lie that it was everything about company registration certificate I paid you for, may God reward me accordingly. If I ever paid you additional N10k to do only stamp duty for me (aside N35k name search and filing), which you want to refund now, and I come here on Nairaland to lie that it was not so, that the money are N5k addition to your Kaduna lawyer friend for giving me his name and address to use and additional N5k to complete your professional fees, may God reward me accordingly as you said. If you have communicated with me since those months of silence, even talking about refunding any money to me and I came to Nairaland to lie that you rendered me incommunicado for those months, and I painted your personality black and spoilt your thread and potential clients unjustly, may God reward me accordingly as you said. But, if none of these claims and agreements was true nor affirmative, may God of heaven forgive you and pardon all your lack of integrity. Enjoy your N45k as I don't need any refund from you. I do hope we can do better business together in the future that will not be devoid of conscience and true integrity. Thank you. |
chocolateme:Simply reset the phone to factory setting not minding losing any app you recently added. That will bring your phone back to the state you bought it. |
chocolateme:Simply reset the phone to factory setting not minding losing any app you recently added. That will bring your phone back to the state you bought it. |
good188:But this has been on Quickteller for close to a year now while that of GTBank is several months old too. They both offer option to remit your WU funds into your account without queuing in banking hall. But Quickteller is of more advantage as it offers receiving WU fund into couple of banks while that of GTBank is only into GTBank account. The only shortcoming is still the fact that you cannot receive your fund in the foreign currency it was sent just like you cannot do same by foreign cash in the bank. The exchange rate will also be at the bank's mercy. |
lulukay:Sorry, this happened in which country and city? |
Alexyem:Very many of the suppliers/sellers there will not accept the Aliexpress escrow payment service but will rather ask for payment outside site by telegraphic transfer, Western Union or Money gram. |
henry255:That's serious. |
leo2sexy:If my memory serves me well, you do not require a billing address to register on eBay but a shipping address except you are registering a seller account and may be required to enter card/bank details, which usually goes with billing address. But when billing address comes up in your eBay purchase, that will automatically be the one belonging to your PayPal account since the two are same owner companies. Anyway the two companies are to be separated this month or so. So, while the shipping address can be any address that the seller would want to ship to by his coverage, the billing address must definitely be that of your bank card statement, which is what made it acceptable to PayPal in the first place. Therefore, it makes sense that your eBay address should tally with your PayPal billing address. I don't think you are allowed to change the eBay billing address during checkout but I'm sure of the shipping address as the billing address usually reflects the eBay country. To be practical, I remember that I visited a Chinese website in December to see a ridiculously cheap price on Lenovo yoga ultrabook. Coincidentally, he accepts PayPal, which I thought I could charge back if he disappoints but I actually wanted to risk the money. I registered on that website with my Lagos Nigeria details for shipping delivery but the PayPal account I used was my US PayPal business account, which carries US billing address. While I doubted the seller and forgot the purchase, the seller actually shipped the item to my US business address as stated on the PayPal account instead of Nigerian shipping address I filled for item delivery. I later thought in February to even track the Chinapost number he gave me only to see the item was delivered to my US PayPal address early January. The item was later returned to USPS in late January when no claim from me was made for ownership. Also I could remember my first PayPal account, which I opened in Nigeria but verified in South Africa using my Intercontinental Bank (now Access Bank) MasterCard. The PayPal account would allow me a primary home address as well as other business or additional addresses, which could be other countries for delivery. So I believe you can still do that because the UK PayPal account I mentioned before was used to pay for items on US eBay even though my GTBank naira card is linked to it. Summarily, a US eBay account means that you must have US address registered on it while a UK eBay account will carry UK address during your registration but it is the PayPal account that is being twisted around now. Mind you, I didn't link the UK PayPal to my US eBay account, but immediately I want to checkout an eBay item for payment, I would try the two options it gives, which are to pay by card (US card, of course) or by PayPal. So I usually sign in with the UK PayPal after my US card option failed. I don't bother trying US PayPal account because mine is currently limited but I would choose UK PayPal because I want to use my GTBank naira MasterCard that is linked to it. And because it is UK PayPal, eBay will first show me that this US eBay seller cannot ship to the UK PayPal address. So I just manually choose another US address from my addresses list displayed to me. I guess those shipping addresses listed are from my eBay and not even PayPal profile while my eBay billing address would reflect the eBay country by default. I could also enter a new US address for delivery to complete the checkout if those addresses on my eBay list are not preferred by me, as long as the new one is within the Seller's delivery region. |
Rockyfancino:Whatever you normally look at to confirm any transaction you carried out on your bank account or card is known as your bank statement or transaction history. That is the same thing you are to check up to see the 4-digit expuse code that PayPal is asking you for verification. It is usually part of the transaction description. By default, PayPal will tell you that they will make that verification transaction to your card within 2 to 3 days but the deduction to is usually done within 20 minutes. You can even log in to your bank account or card account to see it showing already within minutes if your bank is the type that alerts/updates/notifies in real time. Some PayPal (and other sites) verification sometimes will involve asking you to confirm how much was deducted, and you can even know immediately if such card transaction passes through 3D MasterCard secure code or verified by Visa (vbv) protocol for authentication. This is because as it takes you to bank page to enter your MasterCard secure code or your vbv (internet pin - ipin), you will see the amount and details on that transition page for banks like GTBank MasterCard. Alternatively, for users of banks or countries that do not have online banking to access and check up or confirm transactions, the alternative is to wait for your regular monthly bank statement before you can see your transaction history except you walk into banking hall to request. So such monthly bank statement people are covered by the 30 days leeway that PayPal mentioned there. You don't have to wait till then to get the 4-digit expuse code that has been done to your card within minutes by PayPal vendor to your acquiring bank. |
Such are not real. You will accumulate funds on such fake survey sites but cannot withdraw. The real ones don't offer or promise outrageous amount and they take time to accumulate handsomely. |
Infinitikoncept:Like how much charge and how fast to transfer $500? |
omoteamac:You mean our banks' POS service charge? I don't see service charge on my card transactions when I use it at the till. Only service charge when I withdraw from ATM or do internet banking transfer. |
Clone2020:If he has business and till there, the POS could have given him additional fund to the $300 ATM limit. |
Dieumerci:Of course the op may have registered for others, I will not say he's legit until he done has what I paid him for. Imagine he did not communicate since April until I saw him here with another username and name on Nairaland. His advert thread then was N35k for everything but I paid this guy N45k total. The problem started when he said he used his details as my company secretary as against my secretary details I sent him. When I rejected such practice as fraudulent, he claimed that's how he does for many of his clients. I refused and by the time he got back to me, he said he was not online when he was telling me that. That he has just checked and confirmed that he actually used my secretary details that I gave him. Without apology for that misinformation, that was how he started saying I should go and carry on by myself, and without mentioning how he will refund the total N35k already paid. When I got to CAC Lagos and discovered there is stamp duty and some lines where his lawyer supposed to endorse, I got back to him that he must finish it up. He said he could give me his lawyer's details that I will put. That the lawyer is his friend that he uses in Kaduna. So he requested for N5k that he will give the guy. On getting back to CAC, I discovered that there is still a stamp duty that must be done in a high court, so I asked him to handle everything as I have paid for it and now already N5k addition has made it N40k paid. He said the stamp duty is normal and that it was even N8k inside the N35k I paid that handles such but he kept saying it was my impatience that made him not to have handled everything as I claimed he's fraudulent to use his details as secretary. When I insisted that he must finish up the work, he further claimed that I will still need to pay another N5k to complete his professional fee, saying that the N35k I paid before is for when he is just giving guidance to clients to do it themselves. So I paid another N5k to make total of N45k to make him do it. After informing him of the payment, he responded by saying he was in a journey to the North at that moment. That he was just on a stopover around Kogi state, and that he would follow it up when he gets to his destination. That was the last communication since April until now that I found him advertising on another thread with another username and name. I just checked his phone contact against the Whatsapp number he gave me to confirm he's the same person. All these special agreements of doing it by myself and knowing his family house or person and refund bank account request are all strange to me. The last communication I had with him in April was to fully register my company while I pick up the certificate at CAC Yaba office. Even if that would change since April/May, I think communication and agreement is very important instead of this forum ceremony back and forth. Only to be shocked as he fooled me into comments in May on that self-praise testimony of micgray100 that TechDensity just exposed. That is neither in consonance with my understanding of business integrity nor typifies painting him black as he claimed. |
TechDensity:You shocked me with this postings from previous thread. It never crossed my mind that it was the same person I was communicating with, who was testifying of himself as if he would mediate between me and the op. How I wish he had done the mediation so that there won't be reason for all this ceremony here again. |
micgray100:You keep surprising me with each post in this new thread as some claims you made sounded strange to me. When did we discuss about refund and bank account that you said I refused in May? Which error did you help me correct after you have warned me of it? May be you sent those messages by Whatsapp or email that I never received, you can show them here. I wonder how you said I painted you black by not keeping quiet after a long communication loss with you. I never paid you to help me do name search and filing (that everyone can do on CAC website), and so I wonder why you keep saying you have delivered on our agreement. I paid you to register a company for me as you advertised on that particular thread in March, and the only leeway from it was that I said I will prefer to pick up the final certificate at Yaba CAC office instead of picking from you or the Ikeja CAC office you also mentioned as their office since Yaba is closer to me. I am even surprised further now after replying someone in the afternoon, who was asking about legitimacy of your service and I thought that I will vouch for you after you complete mine, only for me to log into Nairaland and I saw TechDensity exposing what I never paid attention to. So you were the same micgray100 that was communicating with me on your other thread in May and praising yourself? You (micgray100) even said you would contact him (Onakomaya) for me because he did your registration well, and I believed you. Is that the same integrity you were boasting to me all the time we had disagreement on the CAC paperwork? Am I the one also painting you black there? You claimed you didn't run away with my N35k but delivered as promised on name search and filling of CAC documents, and that you cannot run with my N10k, but that you asked me for refund account. When did we agree on paying you N35k for just name search and online filing for N35k? If that's the case, what was the additional N10k meant for? Did you remember ever telling me that even the stamp duty is N8k embedded in the N35k while I insisted on you finishing the whole registration business but here now you are saying I agreed to do stamp duty by myself? And are you doing all this because of our disagreement in which I kicked against the fact that you said you used your details as my company secretary as against the secretary details I gave you, only for you to later check up and discovered that you didn't use your personal details? You even justified such action by saying you usually do that for your clients before you reconfirmed to see it was my secretary details you used. Since then, you have been proving difficult, claiming I doubted your integrity and called you fraudulent to have used your details instead of mine. As you kept wanting me to go and finish it myself, I kept asking you to finish it up because I paid you for everything and even when I discovered from CAC that stamp duty and solicitor/notary lawyer should sign. You asked me to pay N5k in addition to give me your Kaduna lawyer friend details. That made my payment to be N40k. When I told you stamp duty at high court was again mentioned, you said that was just a normal part of it which accounted for N8k of the N35k but you never talked of refunding for me to go and be doing it myself simply because I insisted on you finishing it up preferably. You always say that it was my impatience with you (on that disagreement) that caused the whole delay. That you normally finish registration in less than 2 weeks. That was when you said again that your professional fee will remaining additional N5k again. That all the N35k money I paid is for only a situation when you guide your clients but when you handle everything, I must add another N5k. Even though I questioned you for not stating out all these fees you were mentioning in your initial thread on Nairaland, I still paid the N45k total because I knew all that change came after I quarrelled with you against telling me you used your details as my company secretary, which you later reconfirmed as not true. After paying you told me you were in transit up north that day and you will follow up after getting to your destination. That was the last communication from you until now in this thread, and you said I am painting you black. I am shocked to know you were even the micgray100 that was testifying to yourself in May except business integrity now has another meaning. |
micgray100:So when are you coming back to Lagos to finish up mine so that I can be on this list? April is quite a long time ago without any update or way forward I think. |
Krak:Sorry my phone and it's BBM has been without internet for sometime now as I concentrated on tablet and ultrabook. It depends on payment method that your website requires anyway. So what funding method are you looking at there? |
legalwealth:Do you mean yes to other countries because PayPal has always been withdrawing to US banks before? Is Nigeria among such wire transfer destination? That's good development anyway. |
RETROSHAWTY:I advise you don't go tonight. From Oshodi to Tafawa Balewa Square (TBS) if there's BRT direct. Or else, join normal transport to CMS/Marina axis and then to TBS. Ask Keke Napep or taxi drivers around TBS and they should be able to direct you as it will likely be on your way from TBS to Obalende. |
legalwealth:I think you can add such ebay address to your PayPal account if an eBay seller insists on same address for both eBay and PayPal. I do buy from eBay USA with my UK PayPal and if one address is not accepted (usually for delivery and not billing address), I choose another address already on my PayPal profile. For instance, some eBay USA seller will not ship to the UK address but eBay UK seller will. So I would choose my US PayPal address for such US eBay sellers. Surprisingly, the UK PayPal is funded directly by my GTBank Naira MasterCard linked to it. So it's more or less like buying from eBay USA using Naira MasterCard. |
kaylobs:Thanks. |
Seun:For those interested in stepping up the game to Blu Ray disc and 3D Blu-Ray discs, let me know so as to help you. |
codedmax:No, I did not. What of you? |
lordkay10:It depends on what he needs the US bank account for. It may be just to use online and not for traditional over the counter banking unless he travels to the States. By the way, I guess the inability to link Payoneer to PayPal may be a recent development because the over $7k I have in my Payoneer came from my PayPal linked withdrawal to Payoneer bank account. |
ymomoh:You cannot receive/store funds into the Nigerian PayPal account. |
Clone2020:I don't think that is possible except it's a recent development. I was only able to add my Naira card to UK PayPal account and Skrill but not USA. |
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