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Ayommyjay's Posts

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CareerRe: What People Dont Know About Bank Contract Staff. by ayommyjay(op): 7:11pm On May 06, 2013
Jarus: Contract position is better than none, you know.
None Iڪ beta than it,because Ĭ§ modern slavery n none will force to create job rather than enslaving urself.
CareerWhat People Dont Know About Bank Contract Staff. by ayommyjay(op): 9:41am On May 04, 2013
Let ♍ε̲̣̣̣̥ start like this,as a customer in a bank Ɣ☺ΰ will never know different between core staff A̶̲̥̅πD̶̲̥̅̊ contract staff because they all dressed corporate,they are working in †ђε same environment,working for †ђε same goals A̶̲̥̅πD̶̲̥̅̊ objectives. But what Ĭ§ after 6 Ĭ§ more than 7 for contract staff.
As a contract promotion will never come your,no matter †ђε number of yrs u may use,A̶̲̥̅πD̶̲̥̅̊ your number of yrs as a contract in one bank will not take as experience to secure a core banking job in another place.In a nutshell no career prospect.
As a contract staff your take home pay cannot be write about,despite †ђε fact that bulk of work fall to †ђε head of contract staff(especially if u are a teller),†ђε cash officer do nothing than gives instructions but earned half of your annual income in just a mth.
As a contract Ɣ☺ΰ will hardly allow to contribute to issue during †ђε meeting(ds depends,some branch don't send who u are )Because u re just bank worker not Banker.
As a contract staff Ɣ☺ΰ are not entitle to maternity leave(u can proceed but no pay for three mths).This Ĭ§ †ђε agreement btw †ђε bank A̶̲̥̅πD̶̲̥̅̊ outsource coy.This Iڪ very common to one of †ђε coy that outsource for Ecobank.
As a contract staff u can be used as a scapegoat for any misconduct of your superior officer(core staff).when issue happen Ɣ☺ΰ will not be given fair hearing. Let ♍ε̲̣̣̣̥ give u example .Dry deposit Ĭ§ a crime,your cash officer or your Head of operation can orde Ɣ☺ΰ to quickly make a deposit for him that he will give u D̶̲̥̅̊ cash later being your oga n u don't want their memo insuborditn u obliged,in D̶̲̥̅̊ process ur internal control caught u ,u re gone nothing will happen to your oga at D̶̲̥̅̊ top.

As a contract staff,pple see u as a big boy even your family member,with ds Ɣ☺ΰ buy more enemies than friends calling Ɣ☺ΰ different names stingy man,we don't know what Iڪ doing with his money,see his colleague(core staff)driving big car.
As a contract staff Ɣ☺ΰ face a lot of humiliation ,embarrassment A̶̲̥̅πD̶̲̥̅̊ insult especially frm socalled core staff even in D̶̲̥̅̊ present of customers.A̶̲̥̅πD̶̲̥̅̊ †ђε funniest part of it ,core staff are trained by contract staff how to use bank applications.
Contract staff are excempted from other jolly jolly benefit like staff loan,cola,profit sharing .contract bank work Ĭ§ very challenging A̶̲̥̅πD̶̲̥̅̊ irritating because u tend to go exral miles to get customer satified for †ђε purpose of getting financial reward like N500 if u re like u can get N1000.At least that will take care of lunch A̶̲̥̅πD̶̲̥̅̊ transport for D̶̲̥̅̊ day.

It Iڪ very important for any one seeking contract work not only in D̶̲̥̅̊ banking sector to check †ђε terms A̶̲̥̅πD̶̲̥̅̊ conditions before going into it.
CareerRe: Credential Vs Potential by ayommyjay(f): 1:38pm On May 03, 2013
Donald Yusuf: CREDENTIAL VS POTENTIAL

One thing that has killed the productivity of many Nigerian graduates and put them permanently on the unemployment queue is the excessive emphasis and dependence on paper (academic) qualification at the expense of potentials. Credential is good, but in this present economic time your credential alone might not sustain you in the real world. If you depend solely on the fact that you graduated with a good grade, then you might end up frustrated in life.
This over-dependence on credentials has (so much) affected the youths that most of them do not care to know if they posses any abilities that could be developed into a career, all they care about is how to go to school, graduate and then join the unemployment queue in search of unavailable white collar jobs.

This tradition is a major cause of graduate joblessness in the country; graduates that are supposed to develop their potentials and use them to affect humanity are busy moving from one company to another submitting CVs and hoping to get a job.

On a practical note, it is not your credential that matters but your competence and ability to carry out tasks. A result-focused employer is not really concerned with what you graduated with, but his interest is on whether you have what it takes to move his organization forward.

I believe school should be a place where potentials and talents are refined and developed, and not merely a place for acquiring paper qualifications. Paper without potential makes you a liability, which is why there are lots of graduates with papers that are liabilities.

If you want to work in the bank it shouldn’t be because you are a graduate of Banking and Finance or Business Admin, but it should be because you have the potential to deliver as a banker and not just another employee. If you are just ‘another employee’ you will be sacked or retrenched in no time.

Let me tell you the truth; there are academic bankers as well as talented bankers. An academic banker only adds to the bank’s payroll, with very little contribution to the Bank’s growth; while a talented banker is one whose potential is able to impact to a large extent, on the bank’s growth. The talented banker is an asset to the bank, and they are the ones that climb faster on the corporate ladder.

The difference between the academic and talented banker is in their level of intelligence. Intelligence here doesn’t refer to having good grades in school or being able to cram long theories. “Intelligence is the ability to provide practical solutions to practical problems”.

So, our talented banker here is one that is intelligent enough to provide practical solutions to practical banking problems. He depends on potential, natural intelligence and abilities unlike the academic banker whose strength is just on his paper qualification. People like Jim Ovia and Tony Elumelu, former CEOs of Zenith Bank and UBA respectively, are intelligent bankers. They could never have risen to their positions merely because of their paper qualifications.

Though I’ve used banking as an illustration, it also applies to other fields-Technology, engineering, business etc. Majority of mechanical engineering graduates cannot fix a car engine, while most mechanics are not graduates of any university or polytechnic. Most of the so-called Mechanical engineering graduates just have their heads filled with formulas and theories which have turned their heads into warehouses of unproductive information.
Don’t deceive yourself; it is not about what you know, but what you can do with what you know. Would you hire someone to fix your car just because he is a graduate or because he can actually fix the car perfectly? Life is about delivering value.

It is this credential-mindedness that has affected the economy of the country negatively. Why can’t we develop our potentials like the Americans, Japanese, Chinese or Indians? A large number of the major corporations owned by Americans were started while the founders were still in school; companies like Microsoft, Dell, and Facebook were started in school, likewise Google and Yahoo which were actually research works.
These entrepreneurs were able to achieve this feat because they concentrated on their potentials and abilities and not just on their academic credentials.

There should be a massive shift from job search to job creation as witnessed in America, Japan, China and India. Our focus as youths and graduates shouldn’t be in what we studied in school or the grade we graduated with, but on what we can do. Concentrate more on your potential and its development than on your academic credential. I don’t like talking much about the government, but I think they have a part to play in this transition, by encouraging talents and entrepreneurs. The enabling environment should be created and funds should be made available for startups in the country. The SURE-P programme should be focused on youth entrepreneurship, with funds taken out of it to support startups in a very transparent manner.

This will encourage youths to explore their creativity and bring out ideas that will shake Africa and the world. Nigerian youths are intelligent and ingenious; all we need is just a little support and encouragement. Let SURE-P focus on youth empowerment and see where the country will be in just 5 years.
If I am saying you should focus more on your potential than your credential, does it mean I’m against acquiring degrees? Heavens no!

Going to school and becoming a graduate is a good thing, but I’d like you to understand that there is a difference between ‘Schooling’ and ‘Education’. Education is the general process of knowledge acquisition and self-development, while schooling is just a subset or aspect of education.

It is actually possible to be educated through other means like ‘self-thought’, apprenticeship and experience; in fact there are lots of successful people in the world today that are self thought. They never passed through any formal school system, while some even dropped out of school (e.g. Steve Jobs, Larry Ellison of Oracle Corporation).
While I was in the university studying Chemistry, I realised that most of the Text books my lecturers were using to lecture me were written by people who were NOT graduates, and some even had only weeks of formal education-they were self-thought. Also, most of the theories we were taught were propounded by these same ‘unschooled’ men; in fact someone like John Dalton, who is a major authority in the study of Atom, had just weeks of formal education.
This is to tell you that it is not necessarily about academic credential but about your potential, creativity and determination to succeed in life and make impact.

If you were able to go to school and now you are a graduate, I say congratulations. But one thing you should know is that there is more to being educated than just ‘schooling’. It is actually possible to be schooled and still be uneducated; there are lots of “uneducated graduates” in Nigeria. They are schooled but not educated.
I call them “uneducated graduates” because although they are schooled, they just have their heads filled with all manner of things which they crammed in order to pass their examinations. Outside the examination hall, they are liabilities because they don’t even understand the courses and their application to real life. They were only interested in passing exams so they knew just enough to get the grades. That is not education!

While in School and after graduating, you should embark on the journey of self-development by reading non-academic materials such as motivational/self-help books, profiles and biographies of successful individuals, Magazine, general information, news, etc.
It is not all those theories you learn in school that would sustain you in real life, especially if you are a graduate of certain science disciplines from some of our Universities, where students are not put through practical education.
The real world is a jungle where you are not placed in a class and then given examinations at the end of every semester; life is more practical with lots of obstacles, challenges and battles to be fought.
Schooling shouldn’t just be an avenue for you to acquire degrees, but you should use the opportunity of schooling to discover yourself and develop your potentials. I used my University days to develop my writing skills, business intelligence and consulting skills.

It’s not unusual for your potential to be different from what you studied in school; imagine a comedian studying Chemistry in the University; a graduate of medicine becoming a musician (Dr Sid); a graduate of Chemistry becoming a successful entrepreneur and founder of an internet company (Jason Njoku of iROKO TV).

Most of the times, it’s not what you actually studied in school that matters, but what you can do. I studied Chemistry in the university but today I do business consulting, develop business proposals and business plans for people; I write; and I also run a Computer & Internet services company. That’s what potential can do.

My advice to you is never to allow your potential die, but look out for ways to develop it and build a career out of it or blend it with what you studied in school. Developing and living on your potential would give you satisfaction.
If you are supposed to be a Lecturer in one of the Universities exploring your teaching potential, but rather you forced yourself into a banking job, you might not find satisfaction there. And when you don’t find satisfaction in what you do, you don’t put in your best, and when you don’t put in your best, your productivity suffers and consequently, your chances of rising through the ranks.

If you wake up on a Monday morning and you suddenly feel ill just at the thought of going to work, then that’s a clue that you are in the wrong career. Don’t allow your credential to kill or hinder your true potential from being expressed.

Do you want my candid advice as a fellow graduate? This is it! Develop your potential and either look for a job or create one that relates to it.

-Donald Yusuf


This Ĭ§ really  point.It Ĭ§ in *NG* u ll see a graduate roaming around D̶̲̥̅̊ street looking for job that he did'nt keep any where.Somebody that cannot get job with 1st degree still proceed for master instead to go A̶̲̥̅πD̶̲̥̅̊ learn work A̶̲̥̅πD̶̲̥̅̊ finally package it with post graduate in D̶̲̥̅̊ field of D̶̲̥̅̊ work he has learn.
CelebritiesRe: Nse Ikpe-etim And Clifford Sule’s Traditional Wedding In Akwa Ibom by ayommyjay(f): 6:52am On Apr 05, 2013
ijebabe: Nollywood actress Nse Ikpe-Etim has today, concluded traditional wedding rites with her hubby, Clifford Sule.

The two exchanged vows in front of family members and guests today at the St. Stephen Primary School, Ikot Etobon, Akwa Ibom where the event held.

Dressed in her traditional wedding attire, she danced happily to the tunes of singer, Waje as she met with her hubby.
Apart from Waje, who’s one of Nse’s closest friends, also in attendance were OAP-actor, Katherine Obiang, actor, Bishop Ume and few other dignitaries.
She Iڪ waiting for Akpabio's jeep gift,as usual she Iڪ frm akwa ibom,she Iڪ daughter of D̶̲̥̅̊ land n she Ĭ§ also a celeb.wat Gð for goose Iڪ also Gð for gender
http://thenetng.com/2013/04/first-photos-nse-ikpe-etim-and-clifford-sules-traditional-wedding-in-akwa-ibom/
InvestmentRe: Website For Analysing The Nigerian Stock Market? by ayommyjay(f): 3:22pm On Feb 13, 2013
zinosleek: Please I have shares certificate of some banks in nigeria. I would like to know how to go about registering them. Thanks guys
.first D̶̲̥̅̊ particular certificate need to b verify through cscs (central security n clearing system )which will b done by a stock broker,it takes about 3mths.then after D̶̲̥̅†̥ U̶̲̥̅̊ can sell through Ūя̲̅ broker.U̶̲̥̅̊ can call ♍ε̲̣̣̣̥ for more details07033361014
Nairaland GeneralRe: Headlines You Will Like To See This Year 2013? by ayommyjay(f): 7:04pm On Jan 03, 2013
Justosaus: 1. Super Eagles Win AFCON Nations Cup.
2. Unemployment Rate Hits An All Time Low.
3. Top Politician Refuses N10billion Bribe, Says ''I'm Born Again.''
4. Electricity Generation Hits Record High of 7,000MW!
5. State Hospital Renovated to
International Standards, Governor Boasts, ''Expect More.''
6. Pastor Sells Private Jet to Feed The
Poor In His Church.
7. Nigerian Artiste Wins Grammy Awards.
8. Top Terrorist Group Surrenders, Leader Says ''We Want Peace.''
9. Petroleum Pump Price Stabilises at N100/Pitre, Presidency Says No More
Increments Until 2020.
10. Nollywood Movie Wins First Ever Oscar Academy Awards...
11. Nigeria Tops List of Safest Countries to Do Business In - Transparency International.
12. Minister Steps Down Over Alleged
Money Laundering Scandal...

With God all things are possible.
. 1.patience jonathan divorce goodluck for obasanjo 2.Revolutn in *NG* n claims D̶̲̥̅̊ lives of all politicians
BusinessRe: SCAM ALERT!!!Chibuzor Eze IS A SCAM!!! www.biz4naija.info his site. by ayommyjay(f): 1:34pm On Dec 23, 2012
donziko: Good day Nairaland users...please and please listen to what i have to say.
There's this internet marketer,his name's Chibuzor Eze,and am very sure he also is a member of this site,and he deals in cars.He is a scam,you can track him with his number 08123412784. He brought up some sort of laptop offer(Toshiba laptop)I am a subscriber to his site www.biz4naija.info So one day he came up with an offer to sell his laptop for 30k exactly due to a reason that it was his birthday on that day,and his wife had bought him a brand new laptop of a higher configuration.So as of good intentions he decided to give out his toshiba laptop for 30k.In this offer he told all his subscribers that anyone who wishes to buy the laptop should hurry and send the money to his Gtbank account number.But before such person does that,he should call to check with him if the laptop was still available as it was still a clean laptop,just 14months old,so i called him precisely on the same day i sent him the money which was on 20th November 2012,i sent him 30k cash by then he had already told me the laptop was still available.He also promised on his webpage where he had placed the offer that he would send the laptop within 24hours of bank confirmation to the first person to send him the money anywhere he is in Nigeria.So i waited for the 24hours deadline and i didn't hear a word from him,i called and he told me to be patient,which i was for like 2days,then i called him again but this time he no longer picks my calls,i messaged him but no reply,i was pissed off and also afraid i had fallen into the hands of a scammer,all my fears came to pass as now its being 2weeks he still hasn't sent the laptop as he promised.Since then i've being calling and texting all to no avail.I trie
d another thing,i called him with another line and as soon as i asked him of the laptop,he cut the call and switched off his phone.I've being trying all things possible to reach this guy but he no longer picks my calls nothing.Please people,beware of this guy,cause he's also a member of this site,he is out here to do evil unto people,to steal and to acquire money of hardworking people of this country,i told you before that he mostly deals in cars.Beware of Chibuzor Eze with this airtel number 08123412784,you can track him with that number on nairaland.This is even evidence that am not just bluffing,this is the deposite slip i used to send him money from Gtbank,i scanned it so that people will know that am saying the truth.God will judge him for that money,he shall loose in 10 folds cause my hardwork and sweat on that money shall never go in vain.You can click on this site to see how he put everything on the webpage http://biz4naija.info/birthday by the way his name on nairaland here is Kingsale.
. Ds Iڪ a very simple case,I belief we ve many bankers in ds nairaland wt Gtb D̶̲̥̅†̥ can help us to check if D̶̲̥̅̊ buyer really made D̶̲̥̅̊ deposit.A̶̲̥̅πD̶̲̥̅̊ if D̶̲̥̅̊ deposit was made n D̶̲̥̅̊ seller found guilty D̶̲̥̅̊ buyer sud go to Gtb n make complain D̶̲̥̅̊at D̶̲̥̅̊ account duped him D̶̲̥̅̊ bank will provide his details frm his kyc file which can Be use to trace him by efcc,our efcc re more interested in little amount of money thieves big ones.gbam
Christianity EtcRe: Is It Right For Jonathan To Kneel At Redeemed Camp by ayommyjay(f): 6:39pm On Dec 16, 2012
[quote author=pimp_lucious ]How silly Of President Jonathan To Go On His Knees At Redeemed Camp Again

I am watching Channels TV News@10 and the sight before me is highly disappointing!!!!!

After waving and smiling sheepishly to the crowd and delivering his score-card speech, the shoeless fool once again knelt down with all of his Presidential anointing in PUBLIC before Pastor Adeboye. VERY DISGUSTING!!!!!!

Does this man knows the implication of that singular action on the psyche of the 150M Nigerians, many of whom are muslims and men of other faith, whose sovereignty he holds for them in trust?

This man is truly very foolish and a clown[/quote]GEJ Iڪ a clown knelt down b4 man,ds Iڪ a clear evidence D̶̲̥̅†̥ ds guy cannot rule ds nation he lack self esteem n boldness.he also display Iڪ hypocrite n clueless to D̶̲̥̅̊ whole world to see D̶̲̥̅†̥ Iڪ confused n incapable to rule ds nation,don't be surprise D̶̲̥̅†̥ ds clown contribute largest part of private jet money to all ds pastorpreneur.
PoliticsRe: Mukhtar Ramalan Yero To Become Kaduna Governor by ayommyjay(f): 1:58pm On Dec 16, 2012
Keneking: Which religion is he - Xmas or BH?
Mumu,U̶̲̥̅̊ surpose to say private jet worshiper or muslim.
PoliticsRe: Azazi, Yakowa Die In Helicopter Crash? by ayommyjay(f): 11:45pm On Dec 15, 2012
[quote author=ediko5]let me not assume that you are a senseless human. Is it only in GEJ regime that plane crashes happen?[/quote
Ds yeye jonathan ll soon set up a committee dt ll never bring Gð to investigate D̶̲̥̅̊ crash.D̶̲̥̅̊ drunkard don't no more than committee
PhonesRe: Blackberry Phone Becomes A Source Of Shame For Users by ayommyjay(f): 9:33pm On Oct 17, 2012
Pinging continues on my BB2.Gbam lo ba tan...
CelebritiesRe: Psquare Takes Over Zimbabwe.(pictures) by ayommyjay(f): 10:11am On Oct 15, 2012
Dats my boyz. Kudos guyz
PoliticsRe: From The Governors, Fashola Is The Only One Fit To Be President. by ayommyjay(f): 10:09am On Oct 14, 2012
Gbawe: Indeed. We say this all the time but many simply don't care to listen. We are all failing. That is the sad truth. We need our best administrators to be involved in the effort to turn Nigeria round. Of course Fashola should be a very strong candidate to be President if Nigeria is a Country where simple things are not deliberately made complicated. Alas this is not the reality. Nigeria does need a "man of ideas" as you put it but there are powerful people and a very entrenched patronage system not interested in that concept. They prefer their 'establishment boys, who are always mindless and mediocre stooges, to keep occupying Aso Rock.

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