Crime › Re: I Caught Baba Ijesha With CCTV - Comedian Princess Reveals, Breaks Down In Tears by Baba40(f): 8:30pm On Apr 28, 2021 |
Bluesearoll: The man has a car but cant afford to pay for WAEC? ....? It's possible son |
Politics › Re: Frank Ibezim Sworn In As Senator Representing Imo North Zone by Baba40(f): 2:35pm On Apr 27, 2021 |
TotoGame: ibezim is just a puppet to uzodinma Everyone is a puppet to you idiots... How would you grow without others? |
Politics › Re: Governor Abiodun Posts Lawyers To Police Stations To Curb Illegal Detention by Baba40(f): 3:11pm On Apr 24, 2021 |
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Romance › Re: Ghanaian Naval Officer Caught Airforce Personnel Having Sex With His Wife by Baba40(f): 12:13pm On Apr 13, 2021 |
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Politics › Re: Performance Survey: Rate Your Governor by Baba40(f): 9:49am On Apr 11, 2021 |
Abia 0.0000000000000001% Edo 0.000000000000000000001% Lagos 8% Ondo 5% |
Politics › Re: 'Buhari Must Go Protesters' Flogged In Kogi For Defacing Public Assets (Video) by Baba40(f): 11:47am On Apr 06, 2021 |
madridguy: You leave your state come enter Kogi begin dey carry yeye banner dey spoil people wall The koboko enter their body small.  Is this AKIN? @cbngov on Twitter? Samething he wrote on Twitter |
Politics › Re: Ondo Youth Group Passes Vote Of No Confidence On Senator Borrofice by Baba40(f): 7:35pm On Apr 05, 2021 |
That man is a waste.... would love to join the group though |
Celebrities › Re: Toyin Abraham Teaches Mercy Johnson To Kneel Down & Greet Her Husband Prince Odi by Baba40(f): 3:32pm On Mar 26, 2021 |
RedAlert08: lmao... you wan compare yoruba with igbo in terms of hygiene? This is beyond delusion The igbo in my flat are pigs... 4 elderly fat single women so full of inferiority complex. |
Technology Market › Re: Professor On Any Type Of Generator. by Baba40(f): 1:48pm On Mar 26, 2021 |
Justine24: I service my generator every three, three weeks and I use original spare parts Is there anything like original spare part in lagos? If yes, address pls |
Christianity Etc › Re: Kwara Hijab Controversy: Bishop Oyedepo Tells Muslims To Build Their Own Schools by Baba40(f): 6:57pm On Mar 25, 2021 |
RightChannel: Daddy G.O please fund these people to build there own Schools. Had it been it is for another purpose like where to train teenagers in fighting jihad, Saudi Arabia will be of help to them in Nigeria Saudi Arabia do not do that kind of shit, infact, they dont give muslims from other countries permanent residence permit |
Politics › Re: 2023: APC Power Blocs Battle For National Chairmanship Position by Baba40(f): 5:47am On Mar 21, 2021 |
DuBLINGreenb: Moomoo people
The only person wey try get sense na Amaechi all the rest have failed woefully including fashola
Oga Fashola whereare the houses you promised Nigerians in every state? They even posted it online I applied for the housing scheme e Don reach 2 years now forget the fact that they haven't said anything to us the applicants we haven't even seen the houses being built, in PH, in Abuja, in Lagos nothing at all is ongoing. Ministry of housing just scammed us.
Efcc will not pursue dem oh na small boys wey dey find money chop from abroad dem go pursue leave the big big fishes Did they collect money from you? |
Autos › Re: Why You Should Look Underneath Before Purchasing A Car by Baba40(f): 10:31am On Mar 06, 2021 |
Pio44: When buying ur car carry ur mechanic go Story..... those unfortunate sey of people |
Politics › Re: Top 10 Nigerian Politicians Who Want To Be President In 2023 by Baba40(f): 10:53am On Mar 04, 2021 |
thisisnews: REVEALED: TOP 10 NIGERIAN POLITICIANS DESPERATE TO BECOME PRESIDENT IN 2023 Who named Amosun? |
Business › Re: Obtaining A Mortgage Loan In Nigeria by Baba40(f): 2:37pm On Mar 02, 2021 |
How long does it take to get a mortgage loan approved? |
Properties › Re: Paying For Mortgage Is Better Than Paying For Rent by Baba40(f): 1:23pm On Mar 02, 2021 |
drewe20: In most cases, buying a property usually requires a large capital outlay. Real estate is not cheap in Nigeria, especially in Lagos and Abuja. These days, real estate firms give their customers the option of paying a certain percentage of the total cost of the property and spreading the balance over a short period of time by making monthly payments. This works well for people, especially salary earners because they have a consistent monthly income.
Another way of purchasing a property by paying only a percentage of the cost is through a mortgage. According to Wikipedia, a mortgage loan or, simply, mortgage is used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose, while putting a lien on the property being mortgaged. So, for example, if you want to purchase a property worth N25 million, the mortgage bank may ask you to pay N10 million and they will pay the rest and the property is yours. You will repay the mortgage bank the N15 million with interest over a period of time – often 10 to 20 years.
The good thing about a mortgage facility is that you will take possession of the property immediately and the repayment period is usually long.
Repaying a mortgage is better than paying for rent because if you pay rent in a property for 15 years, after the 15 years, the property still belongs to the landlord! But if you are repaying a mortgage with repayment tenure of 15 years, after the 15 years, the property is yours.
The federal government gives mortgage loans via Federal Mortgage Bank of Nigeria (FMBN) and from Lagos State government through Lagos Building Investment Company Plc (LBIC). You can also access mortgage loans from commercial and mortgage banks all over the country.
www.oticsurveys.com/blog
Follow us Twitter @oticsurveys Instagram @oticsurveys How long does it take to get a mortgage in Nigeria banks |
Politics › Re: Petrol To Sell For N230 Per Litre In March –marketers by Baba40(f): 3:18pm On Mar 01, 2021 |
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Family › Re: My Aunt's Husband Is A Monitoring Demon. by Baba40(f): 5:27am On Feb 28, 2021 |
zedegit: The man doesn't provide for her. He's a loafer; always in one betting shop or the other but feels entitled to food.
He bares her from coming home after 7pm and often locks her out of the house.
Yet same nincompoop comes home anytime he wants. What should she do?
She's tired of his nonsense. You will chase your aunt out of her marriage |
Properties › Re: Our Landlord Is Torturing Us by Baba40(f): 5:50pm On Feb 27, 2021 |
ikechukwu21: Hi all, I'm sorry I don't know the exact section to post this but hopefully the mods will help in moving it to the right section. Thanks.
I'm gonna go straight to the point.
I moved into this small house in Abuja due to pressure from the people I was staying with before now which required that I moved out quickly from there. After searching for a house to stay in within the shortest possible time, I finally settled for this one I'm staying in right now. I paid fully for the house in the presence of about three witnesses that is to say I am not owing a dime.
As with every house, there are agreements binding the tenants and landlords and some of mine includes Paying of water and light bill. Now the issue is that whenever we pay our light bill, after about a week or two it gets disconnected due to the outstanding balance of about N50,000 which is small compared to what so many people are owing in Nigeria but still have their electricity intact and from what I heard he was the one who kept refusing to pay the bills whenever it was given to him by past tenants and hence it accumulated.
The landlord promised fixing prepaid metre when I was moving in but until now he still hasn't and we the tenants have been suffering dearly for this. Everytime the PHCN guys come around, he fights and insults them and this I believe is the reason they have refused to be linient with us which is what he has been doing to us, the tenants too. At a point I even reported him to the police for subtly threatening me verbally and angrily and he was picked up for questioning and ever since then he started avoiding having any confrontation with me.
Now the issue is that we haven't had electricity for over a month now in our compound while our surrounding neighbors constantly have light in their houses. This has made us suffer greatly. Note that we don't owe light bill. We pay whenever there's a new bill and like I stated before, just after a week or two, we get disconnected again and we go ahead to buy wires, get and pay the person to help reconnect it. This has been going on since I moved in here. I later heard that other tenants suffered same with him. I can't remember the last time I ironed my clothes in my house, charged my phone or even watched TV all because of this guy's cruelty.
I had to resort to getting a generator to enable me get light and enjoy a bit of fan whenever I get back from work. My fridge has been lying dormant as I no longer use it to store cooked food. All these has cost me and is still costing me money. I now buy fuel almost every time, eat out because I can no longer cook and store the food in my fridge. He lives in the compound and doesn't care.
My question is this: what can be done to get us out of this misery this heartless guy has put us into? Please we need all the help we can get. The other two tenants are already overwhelmed with the whole situation. Please we need all the help we can get. Location is Abuja. Thanks. You guys should try contribute and pay the outstanding or part of it gradually.... it's just 50k not much |
Politics › Re: 2023: 6 Former Governors Eyeing APC Chairmanship Seat by Baba40(f): 4:14pm On Feb 27, 2021 |
Kashim Shettima or Tanko AlMakura |
Politics › Re: Lagos To Acquire 24% Stake In TBS, Lagos International Trade Fair by Baba40(f): 7:44am On Feb 25, 2021 |
Rugaria: Tinubu has been desperate to control the Trade fair so he can add to the budden of the traders there! Since the inception of this regime, there has never been any shortage of tricks to find ways of hyjacking the place. This started during the Jonathan regime but was not allowed to happen. First they refused to renew the contract of the guy in charge of the place before. Then they left the management in the hands of the vee pee. Now, they feel the coast is clear and they want to concession the place off for 30 years!!! So that subsequent governments can't change that..Most investments there were done by the traders! Trying to tax the life out of struggling traders shouldn't be the only aspirations of the Lagos government.. “In some states of Nigeria today, where we have highly intelligent people, highly educated people, very enterprising people, like Abia, they are governed by drunkards. The governor of Abia is a champagne drinking man.- Senator Smart Adeyemi ''Abia people are impoverished more than ever before. Abia people are unfortunate.” - Senator Smart Adeyemi |
Politics › Re: Lagos To Acquire 24% Stake In TBS, Lagos International Trade Fair by Baba40(f): 7:42am On Feb 25, 2021 |
AFONJACOW: Crooky thiefinubu and family buying up Lagos properties as if nah only them dey there “In some states of Nigeria today, where we have highly intelligent people, highly educated people, very enterprising people, like Abia, they are governed by drunkards. The governor of Abia is a champagne drinking man.- Senator Smart Adeyemi ''Abia people are impoverished more than ever before. Abia people are unfortunate.” - Senator Smart Adeyemi |
Politics › Re: Lalong: Don’t Blame Herdsmen Alone, Farmers Also Carry AK-47 For Self-Defence by Baba40(f): 10:10am On Feb 23, 2021 |
Hypicrites.... Lalong is a sellout just because they made him chairman of northern governors forum |
Crime › Re: Hakeem Odumosu Vows To Tackle Domestic Violence As Husband Beats Wife To Deat by Baba40(f): 7:50am On Feb 18, 2021 |
Kekerefunmi:
this man should be thrown in jail forever. No woman deserves to be beaten talk less of beaten to death  Please read! |
Romance › Re: Man Exposes Lady Cheating On Her Boyfriend In Calabar (photos) by Baba40(f): 8:45am On Feb 11, 2021 |
The girlfriend and the flatmate lack selfcontrol... That's all. |
Crime › Re: Adamu Uwar, Notorious Kidnapper Arrested While Collecting Ransom In Plateau by Baba40(f): 7:13pm On Feb 08, 2021 |
He was arrested twice for kidnapping? Who let him out? |
Crime › Re: 20-Year-Old Lady Caught 2 Months After She Stole Alaba Lawson's Phone by Baba40(f): 7:05am On Feb 06, 2021 |
dominique: What if she bought the phone not knowing it was stolen? I don't think people steal phones for their personal use, they steal to sell Did you read at all? |
Politics › Re: Tinubu Cannot See Presidency Gate In 2023 - Wike by Baba40(f): 1:59pm On Feb 05, 2021 |
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Career › Re: Why Do Judges Destroy Their Pen After Pronouncing A Death Sentence?? by Baba40(f): 10:09am On Jan 24, 2021 |
Deborah98: I'm not a lawyer but the act is called Breaking the nib. It means such a pen was used to sign the death of person and shouldn't be used for such judgement again. Copy and paste |
Politics › Re: CAN This is A Christian Member Of Boko Haram by Baba40(f): 2:55am On Jan 19, 2021 |
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Family › Re: Adekunle Okunuga Suspended As A Doctor In 2015 For Flogging Son In UK Reinstated by Baba40(f): 7:31am On Jan 18, 2021 |
Farki: They are the ones that brought that culture or beating here. They would beat your ancestors with whips, planks and any other device to keep them in line like good little slaves.
Many of the things Nigerians carry on their head, like Christianity, were brought by the same whites. What does Christianity do to you? Better or worsen ? It betters Nigeria especially the southwest. Islam is the reason the North is still under-developed |
Politics › Re: Nigeria Is One Of Bisi Akande's Sons: Tinubu Celebrates Akande At 82 by Baba40(f): 6:20am On Jan 16, 2021 |
ajokebelle: "You are an exceptional human being and Nigeria is proud to have you as one of its sons”, Tinubu said in a statement on Friday.
Where did Tinubu say Nigeria was one of Akande's sons.
The person that wrote this headline is high on Cheap weed. Most of our youths lack comprehension skill |
Travel › Re: Petrol Tanker Inferno On Lagos Airport Road Quelled by Baba40(f): 7:15am On Jan 08, 2021 |
addexx:

Well lasema is just by the corner.
If na anoda place, the fire go burn tire Like Ogun State abi |