Investment › Re: Mutual Funds by Batman2412(m): 1:52pm On May 26, 2025 |
Disciple1234: Good morning. I observed that throughout last week, the interest on Optimus APF mutual fund was nil/very low. Please did anyone experience this Yes, same experience with Ucap. It's like whenever 'cardi b' announces that naira is stabilized, banks are fortified and inflation is reduced, all fund managers drop mmf rate by 2%. No be say naira stabilize nor inflation reduce for real life oh |
Investment › Re: Treasury Bills In Nigeria by Batman2412(m): 12:52am On May 24, 2025 |
Calm down. Guys that bought land facing main road are fighting state government in court. State government sequestered their land. I bought mine inside cos I don't have strength for state government wahalla. I was heavily into straight tbills but now do tbills, cp, fd via mmf. No regrets. Everything is moving fine. Just let people do whatever they like. OCTAVO: Don't just buy land anyhow. Is your land facing main road?? I mean a tarred road. Someone I know bought land for 23m just this last December 2024. They are offering him 30m for same land now about 6 months later. Can TB give you that? LAND pass land bro. Land banking is cool. You have to be strategic! |
Investment › Re: Mutual Funds by Batman2412(m): 11:57pm On May 14, 2025 |
No challenges. Just maintenance. Try now. It's opening Rhyah: Did anything happen to United Capital? Haven't been able to login for daysss now...only to log on and my MMF portfolio is at 0. I didn't request withdrawal.
Are they experiencing any challenge, any communication I missed or what? |
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Investment › Re: Mutual Funds by Batman2412(m): 4:38am On May 08, 2025 |
Yeah, hence weakening earned interest on 10m in 4 places bassdow: ...but management fee is a percentage of earned interest on invested capital |
Investment › Re: Mutual Funds by Batman2412(m): 8:10pm On May 06, 2025 |
10m in one asset management firm incures 1 management fee, but in 4 asset management firms of same product, same 10m incures 4 management fees bassdow: some times are like that. It's same with other providers.
Reason I maintain multiple providers. Rather than put 10-Million naira with a single provider e.g Stanbic, I could split it into 3 or 4 providers |
Phones › Re: How Much Do You Spend On Data In A Month? by Batman2412(m): 8:52pm On May 04, 2025 |
0 naira. I use Airtel and MTN free Facebook. When I exhaust them, I switch to VPN for some free MTN. After that, I switch to another vpn for some free MTN and Airtel. No be my money telecoms go use increase the number of ACs and solar panels for their offices |
Romance › Re: Is It A Sin Not To Bear Children... by Batman2412(m): 5:45pm On Apr 27, 2025 |
Jesus did not get married nor have kids. God didn't even create wife for Himself. Satan himself refused to get married nor have kids. Africans love sex too much they make you think the only commandment God gave is "go into the world and multiply." They feel God owes them something for getting married and having kids. When you marry and have kids, you gain nothing as a man. It is the women, the society, the church, the politicians that gain. So when they see strong men that decide to go their own way by staying single and childless, whether rich or poor, they psychologically blackmail them, shame them and make them believe God will punish them. No lose guard |
Travel › Re: Newlywed Couple Laid To Rest Following Otedola Bridge Explosion by Batman2412(m): 10:42pm On Mar 24, 2025 |
Otedola bridge again? This bridge should be investigated cos I've never read any good news about this bridge. Each time I see otedola bridge on the news, I'll be like "tanker don explode again?" |
Investment › Re: Tesla Stock Tumbles As Elon Musk’s Political Role Grows More Divisive by Batman2412(m): 5:15pm On Mar 11, 2025 |
Should I buy the dip? |
Politics › Re: Islam Does Not Mandate Closure Of Schools During Fasting – Minister by Batman2412(m): 5:14pm On Mar 11, 2025 |
Seems Islam of northern Nigeria is different from Islam of Saudi Arabia |
Investment › Re: Mutual Funds by Batman2412(m): 8:46am On Mar 11, 2025 |
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Politics › Re: Why Retailers, Marketers Dump Dangote Refinery Petrol For Import – Stakeholders by Batman2412(m): 8:40am On Mar 11, 2025 |
Market forces modaf**kas, market forces! Adapt or divert to palm oil business....w!cked marketers |
Politics › Re: Marketers Condemn Fuel Price Reduction, Back Importation by Batman2412(m): 8:34am On Mar 11, 2025 |
W!cked people everywhere |
Politics › Re: I Removed Fuel Subsidy To Protect Unborn Generation - Tinubu by Batman2412(m): 7:52am On Mar 11, 2025 |
How was GEJ able to pay subsidy and still made economy soft and vibrant?
BAT should continue to protect unborn generation while making the born generation go into extinction |
Phones › Re: The Phone Charging Mistakes That Are Killing Your Battery –And How To Avoid Them by Batman2412(m): 10:41pm On Feb 20, 2025 |
20/80 charge is just unnecessary stress. The lithium ion batteries are intelligent, hence they know when to stop charging, especially when they reach 100%. What kills your lithium ion battery is heat and high voltage, not 100% charge. Whether you charge to 100 or 80, your battery will degrade overtime. So why stress yourself? |
Investment › Re: Mutual Funds by Batman2412(m): 5:48pm On Feb 17, 2025 |
temi4fash: This norrenberger guys are really on top of their game.
StanbicIBTC is really frustrating me, am just regretting putting my money in there.
Make them give me back my money, i no do again..
Asking for utility bill with my name on it, where them won make i see am. Do i owe a house.
Inshort... Those guys are very nonsense...
I cant wait to get my money back and just stick to FBNQuest and norrenberger.
Just had to vent.. Am so pissed you can give them NIN slip or Rent Receipt as utility bill |
Investment › Re: Mutual Funds by Batman2412(m): 6:32pm On Feb 12, 2025 |
GodgraciousR: Good afternoon. Please can I invest with fBN mmf without having an account with them? Yes, you can. Its FBN quest asset management that runs mmf, and not FBN |
Business › Re: Are ATMs Becoming Obsolete In Nigeria? by Batman2412(m): 5:28pm On Feb 06, 2025 |
ModifiedI remember those famous lines those days..... * Are you the last person? Please I'm behind you. ( I wonder where dem dey always waka go) * Is it dispensing?  * Abeg nor withdraw everything finish o * What are you still doing there na? If your card is not working let me try my own. Add yours........  [/quote] *I am in front of your back |
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Politics › Re: US-based Nigerian Doctor Kills Self Over $15,000 Child Support by Batman2412(m): 8:34am On Feb 02, 2025 |
Marriage for man is 2 weeks of s3x and a lifetime of misery |
Politics › Re: FG To Spend $600 Milion Yearly On Electricity Subsidy by Batman2412(m): 8:31am On Feb 02, 2025 |
When you use solar power, you wouldn't have need for pseudo electricity subsidy |
Romance › Re: Pressure To Get Married by Batman2412(m): 6:50pm On Jan 31, 2025 |
If getting married will benefit you, nobody will pressure you. |
Romance › Re: Life As A Bachelor! by Batman2412(m): 8:55pm On Jan 25, 2025 |
I like you man. I retired in 2017. I'm into mutual funds. So I spend most of my time in my 3 bedroom flat alone playing video games, listening to music and watching movies. I warn my babes that I'm not interested in marriage. They have reduced to 2. They are matured and just want knacking. My neighbors rarely see me except by mistake. I go night shopping so I won't have to relate with my neighbors. I have disowned my relatives that try to pressure me to marry. I can't imagine leaving this soft life to take care of a woman, listen to her and have her little friends disturb my peace LoneSoldier: Dear Esteemed men, please share your experience of how you became a bachelor, and also share the benefits and challenges that comes with it... I will start with mine, years ago when I was little I thought marriage was a thing of blessing and doesn't require a man to suffer, but little did I know that marriage is a bondage, so fast forward to when I was a teenager (Am a grown ass man now, that was then!) I started seeing things more clearly, let's take Nigeria for instance.... 90% of married men across Nigeria as a whole are suffering and smiling, why because marriage wasn't what they thought it was, some where even forced to marry by family members, some just wanted to try marriage out thinking is a thing of joy ride not knowing it is an everlasting torture.....
A country where everything is left for the man to do, and to worsen it more, economy is not smiling and men are dropping dead everyday due to high BP of so many budgets in a man's mind, a wife you think is a blessing is just a load of suffering, a liability that leaves the man to cater for everything, even though she also brings little by little it doesn't change the fact that she is a burden of suffering on the man's shoulders....
Well let me conclude here, there are more to write but let me conclude with the benefits and challenges I faced as a bachelor.....
BENEFITS AS A BACHELOR:
I always have time for myself, I do whatever I want whenever I want to do it.... No liability as a wife to dictate how my life should go, I eat whatever I want to eat, no kidding am a good cook... So I don't need a woman for that, when am Hørny.... I masturbate myself to stupor, I have a decent job (Remotely) so I have time for myself indoors, the only time I go out, is when I want to get food items......
CHALLENGES AS A BACHELOR: Not so much tho, but it came to some point I got pressured by my stupid family (father and mother excluded) to get a wife, I boldly told them NO!
Planning on disowning them very soon, but that is a topic for another day...!
So esteemed men, this is my experience.... Share yours! |
Investment › Re: Treasury Bills In Nigeria by Batman2412(m): 10:32am On Jan 10, 2025 |
Thanks a lot Allboiz: The rate has even dropped today. It's now 27.89%. For the ucap app, it's opening here. I'd suggest you should update the app on your app store. |
Investment › Re: Treasury Bills In Nigeria by Batman2412(m): 10:23am On Jan 10, 2025 |
Its low risk and you need minimum of N50m to open. Help me check if your ucap app is opening now. Mine refused to open since last night Allboiz: Please what's your thoughts on this Unitedcapitals stable income fund at 30.89%? Hope the risk is low. |
Romance › Re: Why Does Society Condemn Only Male Masturbation, What About Females? by Batman2412(m): 4:54pm On Jan 08, 2025 |
African god hates male masturbation. But he is okay with men fornicating and women masturbating. When his worshipers hear that you masturbate, they will condemn you and insist you should carry a PR0stitute to a hotel instead. Bookhub: Why is the bias in condemnation of masturbation accrued to only males? Infact I think women masturbate more than men considering the fact that they even masturbate with technology, they have more masturbation machines than males, dildos, vibrators etc but men almost have none.
When men masturbate you will hear pastors, imams, native doctors all condemning it, calling it abomination but I have never heard them anywhere condemning female masturbation.
It seems women are seeing as saints in the society why the bias? |
Investment › Re: Treasury Bills In Nigeria by Batman2412(m): 6:29pm On Dec 30, 2024 |
Yes its safe. Note that your tbills fund won't be with I-invest but rather with CBN. vanvickie: Thanks for your reply, however, I am a bit skeptical about the I-INVEST APP, is it safe to use, are the funds as safe as they would be if is done via the bank? |
Investment › Re: Treasury Bills In Nigeria by Batman2412(m): 7:45pm On Dec 28, 2024 |
With tbills via I-invest app, you get interest and capital upon maturity. But traditionally, via bank, you get interest upfront and capital upon maturity vanvickie: Hi guys,
Please can I opt for my interest to be paid at the end of the tbills tenor (so as to get the implied yield) in both primary and secondary market? Or is secondary market always debited at the discounted rate? |
Investment › Re: Mutual Funds by Batman2412(m): 7:38pm On Dec 11, 2024 |
They are alright. I used to do redemption via email without any issues. I later started doing redemption via app and website. No issues. They are alright parisbookaddict: does anyone use united capital (invest.now). i have been having issues with redemption. what are your opinions about invest.now |
Politics › Re: Aba Disco Applies For 123% Increase In Electricity Tariff by Batman2412(m): 1:13am On Dec 11, 2024 |
Wahalla for who no wan harness this 9ja sun take generate power off-grid |
Nairaland General › Re: Help!! Is My Inverter Running Normally At This Capacity? (PHOTOS) by Batman2412(m): 9:03pm On Dec 10, 2024 |
Normal inverter Love800: Is it the normal inverter or solar generator? |