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Batman2412's Posts

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Crime › Re: Damian Okoligwe Sentenced To Death For Murder Of His Girlfriend, Justina Otuene by Batman2412(m): 7:18pm On Nov 28, 2025
Forgive him, rehabilitate him and enrol him into the Nigerian Army. This type will not relay sensitive information to t3rrorists
Travel › Re: Nigerian Man Sells His House In Lagos For N60m, Relocates To UK by Batman2412(m): 5:04pm On Nov 26, 2025
Peace of mind go wound am there
Family › Re: His Father Is Edo; His Mother Is Saudi-Irish & He Wants To Visit Edo State by Batman2412(m): 5:02pm On Nov 26, 2025
Make we tell am?
Politics › Re: Boko Haram Members Found In Army Recruitment List - Ahmed Idris Wase by Batman2412(m): 4:54pm On Nov 26, 2025
If police look for you say you sign as guarantor for person wey thief motor, them go catch you no matter the cave wey you hide. But you see b00k h@r@m, army/ navy/ airforce/ police no fit catch them. That na to tell you say government no wan catch them cos them dey inside government and inside military
Investment › Re: Mutual Funds by Batman2412(m): 6:39pm On Nov 24, 2025
Minimum of 50million to start
KingCassy:
What do you guys think of united capital stable income? How does it work
Romance › Re: “i’m Better Off Alone” – Man Says After Spending Over 100K On A Date by Batman2412(m): 6:38pm On Nov 24, 2025
A babe told me she will prefer a public place for a date instead of my house. I recommended a very big Catholic Church Cathedral. We met there, talked, got to know each other. When the date ended, she was like, "I thought we will be going to a posh restaurant when we meet in church." I told her the church is main venue and very safe. Well, she blocked me later
Romance › Re: Do Women Really Marry Who They Love — Or Just Who Is Ready? by Batman2412(m): 6:02pm On Sep 30, 2025
Women marry for survival, not love
Investment › Re: Mutual Funds by Batman2412(m): 11:17pm On Sep 09, 2025
emmasoft:
A quarter is every three months, which makes us have 4 quarters in a year. Jan- Mar, April to June, July to Sept., and October to December.

Hence, reinvestment is done on 31st March, 30th June, 30th Sept, and 31st Dec.
Very clear
Investment › Re: Mutual Funds by Batman2412(m): 11:16pm On Sep 09, 2025
emmasoft:
Irrespective of the fund managers, except for Stanbic, which does monthly reinvestment, once you pick the reinvestment of interest option during registration, it will be reinvested automatically at the end of each quarter, and September is the end of the 3rd quarter.
thanks, I got it now
Investment › Re: Mutual Funds by Batman2412(m): 7:46pm On Sep 09, 2025
Am I supposed to expect end of quarter mmf reinvestment this month or next?
Celebrities › Re: Chike Says He Has No Plans For Marriage, Calls It A “Stupid Step” by Batman2412(m): 10:52pm On Aug 16, 2025
Why buy a cow when you can get the milk for free?
Investment › Re: Treasury Bills In Nigeria by Batman2412(m): 10:59am On Jun 26, 2025
luciouscookie:
Good morning, please I invested in treasury bill last week and I currently have have some money in the same account. Can I also invest it or is TB a one off thing that I have to wait till maturity to invest again.

Please help a newbie.
You can invest it. You can invest as many times as you want but you're gonna have different tbills accounts. You don't have to wait till maturity before you invest in tbills. You can even invest 3x in 1 day and have 3 different accounts.
Nairaland General › Re: Something You Tried Once And Instantly Knew It Wasn't For You by Batman2412(m): 4:25pm On Jun 17, 2025
Crash games like aviator, Jetx etc in bet apps (bet9ja, Msport, Betking and football dot com). Them no dey try these ones once. They allow me to withdraw my winnings once or twice and make sure I don't win again. I've deleted all of them. They are not for me. They are rigged against me. I now play Ludo Naira. No matter how much they try to rig, I still beat their bots and cash out. If una know any good and fair Naira paying app with skill games, make una let me know, abeg. For now, I only have Ludo Naira. No call MPL cos them dey craze
Phones › Re: Do You Know That Whatsapp Has This Feature And Why? by Batman2412(m): 4:16pm On Jun 17, 2025
I once chatted a babe and she asked if it's really me cos my profile asked her to pay for something I don't even know about. I said it's me but I don't ask for any form of payment online. That was when I knew someone used my photo to b0mb. I removed all my online photos and decided to go anonymous. So, it's good Whatsapp makes it impossible to take screenshots of profile pictures. I've known about it for a while now
Phones › Re: How Long Does Your Battery Last by Batman2412(m): 4:03pm On Jun 17, 2025
I don't even check. Mine is a very old device: Gionee m7 power. I only change screen and pouch once and fixed charging port once. I use it for virtually everything.... entertainment, investment, online gaming (paying ones now), nairaland etc. battery is 5,000mah. I use 200ah battery for my solar system though. When I wanna sleep and phone battery is less than 50%, I just plug it. When I wake and I see like 83%, I unplug and start using. I don't allow my battery to reach 100%. According to accubattery app, health is 85%. I don't believe in upgrading phones until they stop working and can't be fixed. I use a Huawei y3 1A charger I got 2016. I've blown several new fast chargers and I've decided not to buy again
Investment › Re: Mutual Funds by Batman2412(m): 7:49pm On Jun 14, 2025
Is it alright to play with Fairmoney MFB @ 26% while running mmf in asset management firms?
Investment › Re: Treasury Bills In Nigeria by Batman2412(m):
Is it alright to play with Fairmoney MFB @ 26% while running mmf/tbills?
Investment › Re: Mutual Funds by Batman2412(m): 7:38pm On Jun 14, 2025
Jeoma2024:
please is united capital the same as investnow
No, United Capital and InvestNow are not the same, but InvestNow is a product of United Capital. United Capital is a leading African financial and investment services group, and InvestNow is their online investment platform. United Capital is the parent company, a broader financial services group.
InvestNow is the online platform developed and managed by United Capital, offering investment services to users.
United Capital is the bank, and InvestNow is the online banking portal that allows you to manage your accounts and investments.
Properties › Re: We Will Build Bamboo Houses For Low-income Nigerians -- FG. by Batman2412(m): 1:55pm On Jun 13, 2025
My problem with FG is "we will..." It's not as if this bamboo house idea makes sense, but "we will...." Meaning them never even build 1 to see as e dey for their eyes
Politics › Re: Running For Senate Now Costs Over N1.2bn – Alibaba Alleges by Batman2412(m): 1:49pm On Jun 13, 2025
How much last for presidency? Na there my eyes dey
TV/Movies › Re: Have You Cried Watching A Movie? Please Drop The Movie Title For Others To Watch by Batman2412(m): 6:58pm On Jun 12, 2025
Sholay (Indian 1975). Ending where Jay asked his friend veeru to take his babe into the village and bring more ammo and weapons while he fights off Gaba's men with limited ammo. Jay blew up the bridge by shooting a dynamite while receiving bullets from Gaba's men. When veeru came back with ammo and villagers, Jay was dying from gunshot wounds. Jay was like "see, I blew them up." Jay died, veeru wept, I cried! That was in 1984.
Investment › Re: Treasury Bills In Nigeria by Batman2412(m): 8:04am On Jun 12, 2025
yekini007:
United Capital is it belong to UBA bank .....?

And what is the rate.....?
No, United Capital Group Plc (UCAP) does not belong to United Bank for Africa Plc (UBA). While UCAP was formerly known as UBA Capital and a subsidiary of UBA, it has since become an independent entity. UCAP was spun off from UBA in 2002 and subsequently changed its name to United Capital Plc.

See mutual fund year to date returns

Investment › Re: Mutual Funds by Batman2412(m): 8:02am On Jun 12, 2025
yekini007:
United Capital is it belong to UBA bank .....?

And what is the rate.....?
No, United Capital Group Plc (UCAP) does not belong to United Bank for Africa Plc (UBA). While UCAP was formerly known as UBA Capital and a subsidiary of UBA, it has since become an independent entity. UCAP was spun off from UBA in 2002 and subsequently changed its name to United Capital Plc.

See mutual fund year to date returns

Investment › Re: Mutual Funds by Batman2412(m): 8:44pm On May 30, 2025
Tolu2024:
Please has anyone use this Cowrywise before are they legit and what guarantee do I have if I invest ? Or should I go to normal banks .
They are legit

Investment › Re: Mutual Funds by Batman2412(m): 1:52pm On May 26, 2025
Disciple1234:
Good morning. I observed that throughout last week, the interest on Optimus APF mutual fund was nil/very low. Please did anyone experience this
Yes, same experience with Ucap. It's like whenever 'cardi b' announces that naira is stabilized, banks are fortified and inflation is reduced, all fund managers drop mmf rate by 2%. No be say naira stabilize nor inflation reduce for real life oh
Investment › Re: Treasury Bills In Nigeria by Batman2412(m): 12:52am On May 24, 2025
Calm down. Guys that bought land facing main road are fighting state government in court. State government sequestered their land. I bought mine inside cos I don't have strength for state government wahalla. I was heavily into straight tbills but now do tbills, cp, fd via mmf. No regrets. Everything is moving fine. Just let people do whatever they like.
OCTAVO:
Don't just buy land anyhow. Is your land facing main road?? I mean a tarred road.
Someone I know bought land for 23m just this last December 2024. They are offering him 30m for same land now about 6 months later. Can TB give you that?
LAND pass land bro. Land banking is cool. You have to be strategic!
Investment › Re: Mutual Funds by Batman2412(m): 11:57pm On May 14, 2025
No challenges. Just maintenance. Try now. It's opening
Rhyah:
Did anything happen to United Capital?
Haven't been able to login for daysss now...only to log on and my MMF portfolio is at 0. I didn't request withdrawal.

Are they experiencing any challenge, any communication I missed or what?
Investment › Re: Mutual Funds by Batman2412(m): 4:38am On May 08, 2025
Yeah, hence weakening earned interest on 10m in 4 places
bassdow:
...but management fee is a percentage of earned interest on invested capital
Investment › Re: Mutual Funds by Batman2412(m): 8:10pm On May 06, 2025
10m in one asset management firm incures 1 management fee, but in 4 asset management firms of same product, same 10m incures 4 management fees
bassdow:
some times are like that. It's same with other providers.

Reason I maintain multiple providers. Rather than put 10-Million naira with a single provider e.g Stanbic, I could split it into 3 or 4 providers
Phones › Re: How Much Do You Spend On Data In A Month? by Batman2412(m): 8:52pm On May 04, 2025
0 naira. I use Airtel and MTN free Facebook. When I exhaust them, I switch to VPN for some free MTN. After that, I switch to another vpn for some free MTN and Airtel. No be my money telecoms go use increase the number of ACs and solar panels for their offices

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