₦airaland Forum

Put that 12m in Risevest NairaVault @ 25% between now till 1st june. After 1st june, highest rate will be 23%. Risevest is SEC Regulated

heavenisreal18:
Good morning
I have tried treasury bill and the rate is annoying now with the WHT the removed at maturity. 90k was removed from my capital cos I invested for one year I wasn't expecting it.
Now am on MMF the percentage is not encouraging
Pls I am begging someone to put me through in another high rate investment with low risk .I don't want to put all 12m in MMF

What do you guys think about Risevest?

I don see shege promax for codm & efootball cos of Airtel. I don remove my hands from mtn data plans tey tey. Make I dey manage AirtelSmartcash awoof lai dat

If you get bald head and you no like to barb every 3 days, use face cap regularly, like me. You fit tie bandana under the face cap and add Cuban chain

08168282396: United Capital Customer Service. Call or WhatsApp

gabscity:
Good day all.

Please who can help me with a contact of someone in United Capital.

I need to complete my KYC. They have not been responding to mails since last week. No response from their WhatsApp channel either.

I think their customer service is terrible.

Something we used to beg for before but you politicized it

I didn't initiate withdrawal. I expected prime pro to send it to stash or bank account as instucted upon filling online form

Creditalerts:
I'm just hearing this 🤔 when did you initiate withdrawal?have you tried calling their customer care line?

Trustbanc via cowrywise have paid end of quarter dividend, but Trustbanc via prime pro is yet to pay. Should I be worried?

Creditalerts:
it's gone,the latest upgrade removed other MMF😅they only have cowrywise MMF now ,we are lucky to invest through them with trustbanc because I enjoy their transparency .

How far with trustbanc prime pro? I've not seen anything. But trustbanc cowrywise is processing

Creditalerts:
Guys trustbanc cowrywise have delivered 🙌🏾🕺🏾🕺🏾🕺🏾🕺🏾💥💥💥🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🍾🍹


MMF is sweet and peace of mind

24 hours

sky404:
for those using TrustBanc mmf,
pls how long does it take for money paid for investment to reflect on my Prime Pro TrustBanc mmf Account??

Nigerian presidential elections have always been inconclusive

Gaskiya, I have never seen this direction in my entire life

Go for high mmf rate. Low rate doesn't automatically translate to better economy and low inflation in Nigeria. Now Stanbic and UCAP have been dishing out 15% cos Cardi B...sorry, Cardoso, said inflation is low so he cut down MPR. Dangote just increased fuel price. Barrel of crude just increased cos of the US-Isreali airstrike on Iran. This translates to higher inflation. So why choose low mmf rate?

Why we want high rate is because the 9ja system cannot be trusted. Rate could fall to 5% and 9ja economy will still be worse.

Preator:
Not permanent ooooo. Those rates are a reminder that our economy is doing badly. We need it to come down ultimately so quality of life can improve. In the interim sha, make we enjoy am.

Yes of course. You can charge it with nepa. If you use prepaid meter, your units will not run down fast unlike ceiling and standing fan.

Love800:
I appreciate.

But am not talking about solar.
Can't i use nepa to charge it?

12" lontor table fan is about 40k now. I got them for 20k about 3 years ago when i installed my small solar set-up. The small ones women hold is 2" and cost about 4k. 12" rechargeable table fan is best for small solar set-up

Love800:
How much for those rechargeable fans?
Sabi its the big types, not those tiny types that women usually hold in their hands.

Rechargeable table fan cos of solar gel battery. Much less energy consumption and direct blowing. Ceiling and standing fan can run down solar battery if the solar set-up is small

Very clear explanation. Are these charges deducted everytime I top up my equity fund or is it a one time thing?

Preator:
By the way, always expect a dip when you fund an equity fund.

1. There are charges such as brokerage fees, SEC fees, stamp duty etc that has to be paid from your deposit so it will reduce what you see.

2. Funds have two prices. A buy and sell price. Imagine you enter GTbank to deposit buy USD but to be credited to your account. You will see a sell price (lets say 1450) and a buy price of 1430. The sell price is how much they will sell 1 unit to you. So you pay them 1 unit. But when they credit the 1 unit to gour account, they will show the naira equivalent at the price they will buy from you which is 1430. You still have 1usd in your account, just that the bank will only buy at 1430.

Same thing happens with fund. They sell to you higher but display your asset value at the lower buy price. Quantity remains same. It's a paper loss until u sell.

I get fixed deposit for FairMoney (29%) wey go mature June. Make i begin worry now or later as them no dey sec register?

Creditalerts:
If it is not SEC APPROVED pls no put body o😁

Make una try dey stay one place. Ucap has bad rate (15+%) but N2m redemption takes 2 minutes. I put some money in trustbanc via cowrywise(19+%). I tried 1k5 withdrawal and it took 24+ hours. They even took my N25 bucks to process the N1k5 withdrawal. They are all the same: either they show you shege on withdrawal or customer service or rate or all

FRANKLYex:
I initiated a withdrawal from my STL wallet since yesterday and it has not dropped till now. Any ideal of what I can do?

Stocks and equity are sporty wearing 3 piece suit. I've seen premium shege pro max in the past with ucap equity. I've decided to try again this year with peanuts(100k). Now the game is not about profit but to see how long it will take 100k to finish in cowrywise equity

suckprick:
Honestly all these people doing equity and stocks dey try. To me there's no difference between those things and sportybet. The both have same thing in common which is tendency to loose your money. Stories I have heard about stocks no nice at all. More grease to una elbow. I no dey do pass myself that's why I stick to MMF.😊

Makes a whole lot of sense

Preator:
Frankly, if anyone has funds they dont need till December in MMF, move 90% to an equity fund. You will be better off for it.

The ASI is now over 194.6k today(will likely hit 195k) and is on course to break the 200k barrier. Tap into those gains.

Secondly, there will likely be a rate cut on tuesday by the MPC. This means MMF yields will drop further with investors moving funds to equity further driving equity yields up.

Lastly, gou can catch the dividends bubble between Apr and July when most company's start paying their div. Thats an extra 6-8% yield with a timed entry.

If Trumps attack Iran, priice of nigerian oil giants will go up also pulling the ASI further up. There will be other impact of course including negative ones.

Of course there will be red days, but ultimately by year end, your equity will likely be more than 15% better than MMF.

So that 100k donated on the 17th February 2026 just made 1k5+ in 3 days. This 100k made 1k5 in mmf in 1 month. I love greens but hate reds

With just 58k twice yearly, you go just dey knack raw dey go...no shakings. But if you contract gonorrhea, a Caplet of ciprofloxacin 500mg go free you. Life no supposed to dey hard like that

They should rest with their otp. Cant be checking email everytime i open stl. Otp has been dropping for me the day i opened the account, 16th February 2026. But from 17th till date, i can't even open the website on chrome and i dunno their app. I hate stress

kolamilan:
STL otp is not dropping in mail. Anybody witnessing this ??