₦airaland Forum

I have been considering running an investment on some funds,and after weighting the options,i went to the banks to invest it.
After much hassling i got a bank to give me 13% for that amount (ranging about N1.2m)for a 3 months fixed deposit account.which i plan to run for one year.
What i'm asking is if there are viable investment companies,banks and established asset/fund managers that can give between 7 and 10% monthly not yearly on an investment.because i've a list of interested investors who want me to research these investment options before they invest.
P.s online busines,forex traders and people without offices in major states in nigeria please don't bother replying.Also this is not open for business partnership as we are looking at investments not businesses ventures.

Alright this is a poll to find ideas that would be easy for people to start,has been researched and can yield a good monthly income.
P.s all online so called businesses please keep off,
because we are talking business not fraud.

Which area specifically cos,we got those in business of red oil selling,those that mill the red oil,those that sell the palm nuts uncracked and those that crack the palm kernel,those that sell the husks for fertilizer and the kernel shells for construction
or are you interested in the crack palm kernel,for supply to processing plants around the country,or are you interested in processing palm kernel for the kernel oil or for shoe brakes or for cattle,pig and chicken feed.
As you can see it has a lot of uses and a lot of business opportunities,so which area are u interested in cos i can get you a plan on all of them.
You can call me on 017308706 if you want to talk more.

Which area specifically cos,we got those in business of red oil selling,those that mill the red oil,those that sell the palm nuts uncracked and those that crack the palm kernel,those that sell the husks for fertilizer and the kernel shells for construction
or are you interested in the crack palm kernel,for supply to processing plants around the country,or are you interested in processing palm kernel for the kernel oil or for shoe brakes or for cattle,pig and chicken feed.
As you can see it has a lot of uses and a lot of business opportunities,so which area are u interested in cos i can get you a plan on all of them.
You can call me on 017308706 if you want to talk more.

I've an earlier post on oil palm business on the topic starting a business.check for it there.

I have found that most nigerian's dream of being in their own business.Being self employed and making tons of money daily.
Its possible only if your ready to put in the sacrific needed at the beginning to put the business afloat.This will involve a lot of brainstorming,thinking and research to know the best business area,product or service for you to start with.
But if your ready to put your mind to work,and start now,the best bet for you would be either being a service provider or a broker(check it up in a dictionary)in your location.
Basic tools you will need are
1. A computer
2. A printer
3. A business card that proclaims your business name and its services
4. An office,of which your home address if the best starting point.
Now for your service of product you want to render to the public.
As my mentor would say,read books,read people and just look around you for what is lacked or needed by most people.
Please don't use a day to do this.Take a pen and paper,sit,observe and write down what you saw or heard,spend between 1 and 4 hours a days,at choice times morning afternoon or night for as long a period as you require.
Ask questions from the people around you to find out what they lack or what they want.
What you don't know can be googled up.if you got access to the net,don't spend time chatting or on facebook,spend it googling up info on you business area,or research and read what you find.
When you feel you have gathered enough intel and know all.Your next move will be to put a plan around what you have learnt and where you want your business to grow to.(google up business plan).
Finally just start the business following what your plan outlines.
I hope this helps all you wanna be entrepreneurs,if you need more detail,mail or chat with me on cjpumping2020 yahoo.or call 017308706

I was working on something pertaining to that.But its still a long way off till i finish.
So in the spirit of sharing a bit of detail.let me enlighten you on what bankers need to do to.
Nigeria is changing so are nigerians.if a marketer can think of any other way to market apart from hitting the streets and referrals,then they might as well park up.With so much competition in the land,one has to be as innovative yet as cunning as the other.
I know most of marketing targets for bankers mean simply find customers to open accounts,but aren't there accounts that you think can benefit the clients.
When booking a meeting wit a prospect is it all about opening an account or how an account will help will help the clients business and even you proffering advise and solutions to minor business or investment problems for a business owner or investor.
Do you draw a plan of strategies when you cold conference for clients and keep trying each till you get one strategy that works or do you go wit no plan at all.
Also do you spend time to think about the problem,brainstorm on it for solutions and find out from other professionals what the feel about your findings.
If you still need help,feel free to im me cjpumping2020 or call 017308706

i just sent you a mail

Hey folks,i need to activate my zain sim i bought last year.
I called their customer care and they say its activated but i never got a message from them.
I've sent a text to 232 but no reply for 3days now.
Anyone out there who can help.
Please constructive replies not fb promotions.

When i said buy laptops,i meant buy them outright.
My cousin got his tosiba sat pro for £240,your £1k is arm robbery for a sony viao.
The kind of laptops you should be looking for are those sold online and are on sales.
Also try looking for a chinese or japanese contact to get the laptops cos they are far more cheaper there but they don't come with guarantees or warrantees.
Same applies for the phones.
Buy brand names.
Now as for whether there is a market for that,the answer is yes.
Currently computer villa is experiencing lack of patronage for laptops as sellers can sit for a week at most wit no sale.
If you can build a list of interested buyer and present your prices to them,you will get sales.
This is what my firm handles for some of our partners in computer villa,we get clients for their products,they deliver to the clients,we pay them.
I won't go into the process.Cos it took us time to get it right.
My advise if you decide to dabble into it is,build a list of client who are interested in your price.
Which if you are getting the laptops are £210 upwards will give u at most 15k gain after import,tax and sale.

Our firm(VIC NIGERIA UNIQUE PARTNERSHIP) provide the answers to those recurring questions of a business newbie.

By providing new and available areas,thoroughly researched ideas and business plans,be it in the product or service sector,online or offline arenas of the economy for individual entrepreneurs new or existing to easily start and achieve their financial freedom.

Also by providing a pool of investors and funds readyly available for those seeking to actualise their dreams of being self employed and owning their own business.Open to serious business minds of all ages.

Our firm is a unique partnership seeking to provide an avenue Nigerians to achieve their dreams of being self employed there by creating employment for others around them.

For information call

Brian 07035803388

Chuks
07029437074

or mail
vicnigeria@gmail.com

It most have an area for a business brief.
Show the estimated outline of the business growth,from start to finish.
Should have areas and spaces where future improvements can be added.
Show show the process of marketing,managing and financials of the business.
Contain a blueprint of the business.
Use google to find other details

You can get quality business cards from printers in oshodi,ikeja,palm groove and surulere.
If you have a design for the cards,a quality card laminated won't cost you more than N2000 or less for a 100 cards, the more you print,in batch of 100 the cheaper they are.
If you don't have the designs,it will cost you between N800 and N2k for a graphics designer to design it for you.

Oh recharge card printing business is a business where u buy the pins and print by yourself then sell to the public.
The good thing is that the pins are a bit cheaper than the ones sold on paper.
The bad part are
1.you have to buy paper and print the pins,which when estimated via paper and printing,costs more or same as those sold by dealers
2.can only print 100 and 200 naira cards,
3. 2 or 3pins out of a batch might not work
4.you have to find a market for your pins as most phone stands buy from dedicated dealers in their area.
5.opportunity for making money here depends on the pins you get and your ability to find a large pull of clients you will supply to.

Well look at the good side
If you come home and go for nysc,you would be working and getting paid,little as that may seem.
That presents an advantage,you can possibily start a business with that funds at where ever nysc posts you.
Ok,about investments i did say if you had 10k pounds best bet would be a fixed deposit for de duration of your service year 12months,find a bank that will give u between 10 and 14% per 3months.
Give the bank the money and complete your nyse by which time you will have gain some more money ontop of your initial investment.
Or you could find an importable product that can fly well in nigeria and bring them in as you come back,say laptops or phones.
If your interested in the business part,hit me on cjpumping2020 on yahoo so we can chat later.

I hear alot of people talk about having money but no business idea.Or that the have an idea but no money.
Those are not what really matter,as most just want a business that they will do little or nothing and suddenly their bank accounts are reading 1m daily.
The truth is that yes there are ideas that can yield large returns and require little effort.BUT before the yield returns there must be an initial growth,which will require large amounts of effort and time.
The final reward can only be acquired throught dedication.
Being in business means having a plan,goals and being dedicated to those goals and plan no matter the situation.
Being in business,means if offer be,going to bed by 11pm and getting up by 5am and being happy to be at it each day.
Being in business means,believing in your business even when your broke and have to walk a distance just to get there.
Being in business means work.
If you think you can't handle any of the stress involved.Then you have no right starting a business.

This is the year where,if you have a shop and you don't look for your customers,you might just have to close down.
Business has gone mobile this year,where young business owners are out looking for clients not waiting for them.
Even those in home business,laptop,printer and N1500 business cards.Are out looking for clients to patronise them.
So all you shop owners,get off your lazy butts and go find your customers.

Investing in a stock or in a business.
If its stocks you want to invest in,then listen to radio and watch 9pm news there are alot of options there.
But if its a business you want to invest in,then check out firms like kpmg,zenith bank,gtbank,uba,generis and bigplus.
They all have business ideas and businesses that one can become a partial owner of.
You might want to stay clear of some of them cos invest deposit can be as high as 10m.

Thats great,you got the funds and you have the office.
Now you need to sit down and think up an idea that is business worth.Once you find one,do the research to know its viability and its financials.
I'll give you some ideas but you will have to research them to know how you will start and how you will plan it,dedicate your time to it and run it.
1.BE A BROKER: as in,connect a service,business or product to a client.
2.OFFER TRAININGS: look for a new area that people want to know about and employ a trainer to teach them.
3.OFFICE RENTALS:there are alot of people looking for office space to use for meetings or client calls.
4.START A SERVICE:look at your area and start a service that people can't seem to do without.
I could go on and on.
If your smart you will think these throught and do a research into them.
If not you should be confused at this point.
If your confused,then there is only one option for you.Use the money to go study a course in IT that you can do business with,or spend it on something worthwhile,Cos business ain't for you.
If your smart and need help with the research,then give me a call 07035803388 let me enlighten you more.

If you need a laptop for 30k upwards y don't you just ask.

If you ever get a mail requesting you to fill in your atm details online,please ignore it.
The newest scam on the block,specially for Nigerian's involves them sending you a a request mail with the address webpay@interswitchng.com, notice the interswitchng instead of interswitch.com.ng.
The mail will request that some error in your last atm transaction either online or via an atm machine has caused an error that you need to authenticate your card by clicking on the link webpay.interswitchng.com/webpay(click here to view the page and possibly play with it).
The link opens and your asked to put in your name atm card number and pin.Then you will be asked to click on the verify button(to given them the details they need to empty your account).
Now you know this new scam,if you have gotten a mail from these idiots,you now know what to do.
P.S SPREAD THE WORD.

If you ever get a mail requesting you to fill in your atm details online,please ignore it.
The newest scam on the block,specially for Nigerian's involves them sending you a a request mail with the address webpay@interswitchng.com, notice the interswitchng instead of interswitch.com.ng.
The mail will request that some error in your last atm transaction either online or via an atm machine has caused an error that you need to authenticate your card by clicking on the link webpay.interswitchng.com/webpay(click here to view the page and possibly play with it).
The link opens and your asked to put in your name atm card number and pin.Then you will be asked to click on the verify button(to given them the details they need to empty your account).
Now you know this new scam,if you have gotten a mail from these idiots,you now know what to do.
P.S SPREAD THE WORD.

A supplier of petroleum products in the lagos area,is in need of buyers and suppliers in need of daily supply.
Interested persons should call
08075060512
07035803388

our offering prices are highly attractive.

A supplier of petroleum products is in need of buyers for 10 metric tons of gasoline.
Interested persons should call
08075060512
07035803388

our offering prices are highly attractive.

After a little research,i found that the little penguin shines well than a windows on all things wireless and network but learning that little guys language is like pitting a bull fight with ms dos commands.
So for all you guys that want to learn better install a linux os or download nimblex os and try learning the commands through it.

That means that the ip address of the router has been changed and the default ip is being used to log users into the network and the internet.
Not much u can do about that cos the network is now linked to a ticket server that gives u a ticket or token to access for a time period.
You next move would be a port scanner,this can tell u which ports are open so u can test it thru the ip of the login page
eg 192.168.1.1:80 or wat ever port.
That can be gruelingly long.as there r a lot of ports.U can try googling about it,as i'm sure someone would have written about how to bypass that,if i find out more about it,i'll let u know.
Hey router man,do u know of any network security tools that work with windows for wireless.

Once your in the router check the security option.
If you still can't get a key use airodump on aircrack suite to see what u can get,feed it the information and the mac address of the router.
Or just reset the router for the fun of it.

I also found that the ip address 192.168.1.1 or 1.50 or 1.30 or 1.200 works on most linksys wireless routers.To use it u start ur windows explore or opera browser or firefox and enter the ip address into the address bar and press enter,a screen will pop up prompting u for a username and password which are usually both "admin".This will give u full access to the wireless router.i've tried this on 5 wireless networks and two cybercafes,for the wireless networks it works fine giving me access to change anything and boot out everyone.For the cafes i had to go through run,cmd and type ftp check.Check phenoelite.de for the full username and passwords for most networking devices.
This only works if the net admin forgot to change it when the device was installed,and if i know nigerian net admins well enough,they will forget to change it.

For most of you who own a laptop with a wireless card and know how to search for wireless networks and have even connected to wireless networks to browse the internet.
Please be extremely carefull when next you connect to one cos someone with the right softwares and tools can have full access to your laptop.
If you do a search on google u will find tools like aircrack suite can easily bypass any wireless network security be it no ssid,wep64 or 128 or 256 even wpa security types can be bypassed by these tools and a dude who has the patience to use them.The only disadvantage is that the aircrack suite is not compatible on windows,only linux meaning u need to learn the unix commands to use them.Also not all wireless cards work with the aircrack ng suite.i notice most broadcom and intel wireless cards that come with dell and hp don't work as these softwares need a card that can monitor and inject packets into the network.
I'm still into the process of working with these softwares and learning the commands.

A top flight media and event management firm, seeks to employ individuals who are passionate to build a career in events management and planning.

Vacancies available

Event planner
Project manager

Please interested applicants should send a message with format

Name
Email
Age
Qualification
School

e.g emeka emeka1@yahoo.com 22 bsc marketing OAU

To 08023814156, 07035803388, 08054752313,

Applications closes 13-2-2009
All candidates will be contacted for test via email by 13-2-2009

VIC NIGERIA UNIQUE PARTNERSHIP, seeks the services of passionate self motivated and result oriented persons for the position of ASSOCIATE FUND MARKETERS to drive our partners/client(An innovative financial product company) product and services.

Their products and services include

Funding business start up
Venture Capital outsourcing
Business support services
Business planning
Business plan/proposal drafting
Building business ideas
Ideas meets opportunities and available capital

This vacancy is only open to prospective clients and marketers who are able and willing to drive the company products and stay within Lagos, Ibadan and other states in the west.

Allowance (based on individual weekly output)
Commission = N70,000 per month

All interested candidates should seek a copy of their resume to vicnigeria@gmail.com,on or before 11-2-2009

Interview and orientation will be communicated to successful candidates
Call 07031517266, 08023814156, 07035803388