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Career / Re: Should I Chase The Money Or Focus On School by byesense105: 8:05am On Jul 07, 2023
share your bank details
Fstar1:

Good morning sir. Sorry sir for asking of your help as you don't even know me but I'm out of option, I'm in a difficult situation right now.
Right now, I'm penniless and my foodstuffs have finished, hunger is really dealing with me. I don't know how I will survive tomorrow but still on God.
I beg of you sir, Please can you help me with anything just to survive for the meantime. I don't know how to beg you more or what to say to make you believe me.
Please help me sir for the moment till things fall back into place. Anything will be appreciated. Thank you sir.
Jobs/Vacancies / Re: What A Man That Earns 100k+ Told Me When I Wanted To Borrow N500 From Him by byesense105: 2:08am On Jun 28, 2023
Send your details for small support

FeelGoodAlways:
Times are definitely not nice to Nigerians. The streets are not smiling. People are not happy. You could see from their sad faces.

I am an undergraduate working as a security guard at night to help myself financially.

So due to fuel situation and the economic effects, I have been trekking to and fro the place, because no money and the transport is very expensive now. Today, I didn't feel very strong to trek back to the place due to malaria seriously holding me down. I approached my neighbor who is earning over 100k+ salary, minus side hustling to help me with transport fare to go to work. Guess what? He started by laughing cheapishly. When he paused, he narrated how he trekked back from work on Friday, trekked to and fro work today being Monday and not sure how he'll get back to office tomorrow morning being Tuesday. That the new transport fare has eaten deeper into his small earning that even before middle of the month, the salary had long gone. Last night, the children drank Garri to go to bed and this morning, the children left to school drinking only Pap and he put only N100 Akara for each in their lunch boxes. Sad story. He added that due to the economic impact of fuel subsidy removal, retrenchment letters for 3 of his colleagues in the office are ready to be served by the end of the month, and more to go.

Who will rescue us, we don't know? Sad truth is that the money that will be generated from this subsidy removal will not be put to use to the benefit of the commoners. It's just a plot to generate more money for the elites/thieves.

Could you believe that nobody could borrow me N500 in the whole compound? Incredible.

Well, even when I wasn't feeling strong to trek coupled with all I'm passing through financially, I just had to trek which I did.

I picked up this job because instead of sleeping freely at night and when the rent expires, the landlord would come after me + plus all the bills heaped on me, I could rather spend the nights here reading my books, sleep (even though not as recommended) and still earn some money no matter how small.

Finally, I would say do well to help people when you can. People are going through a lot. Not untill the start falling in the street.

*In mama P. voice* - "God will see us through".

God bless all hard working Nigerians no matter the tough times we face.
Family / Re: When Did You Know You Were Loved At Home? by byesense105: 2:50am On Jun 11, 2023
Sorry about that, but you can now strive to be that kind of father, even better!!!

Godspeed my friend!!

NewSoul:


You are lucky. I don’t know what it means to have that kind of father
Family / Re: When Did You Know You Were Loved At Home? by byesense105: 12:23am On Jun 09, 2023
I remember two incidents.

sometime in 2008 during the Forex rave. I told my Dad I wanted to go to Ibadan for a Forex training. He instructed me not to travel. As stubborn pikin way i be, I didnt go, but i left the house all day as if i went, Came back home late at night, and by 6am the following day, left for school in Ogun state.

Two weeks later, my Dad called me that he knows I didnt go, that he has paid for a forex training in lagos, i should come back

Omo boi enter Lagos na, FX trader loading!!!!!!

After the training, i was feeling like Jet Li of Forex. I went to borrow money. Almost 200 thousand, my friends saw me as the next billionaire, so they didnt mind to borrow me money to trade.

I lost the entire funds in 2 trades, mumu pikin, mumu trader

Oya na, where i go see 200k pay gbese.

When the thing choke, i go house go tell my papa. Sir, cultists want to kee your son oh, biko, bail me. My Dad gave me the money. And off course, stubborn shild way i be, i add on top. Use the extra lick bottle.

God bless the man for me.



Second incident

My dad worked for a multinational, so we got to use one of the best hospitals based on his employment. We were using st nicholas at the time. Shortly after he resigned, I had some health challenges. Na in we go hospital, off course, this time we would have to pay. When den bill my mum almost 500k for tests, i am talking about 2004/2005. Me sef know say na to go prepare for last supper.

My mum called my dad and i could hear the conversation, my dad said, no matter the cost, let them treat him, i will pay

Stubborn shild just de there de smile, so this man like me, and e go de pretend, con use belt flog my bombom well

God bless my parents. I hope and pray God blesses me so much i can give them the best

4 Likes

Career / Re: Should I Chase The Money Or Focus On School by byesense105: 9:35am On Oct 27, 2021
OP!!!!!!
Nice of you to be making money while in school....... Kai, if to say money de my hand when i de school, i for scatter....

My friend, u need to understand that your problem is not the school or the business, the primary problem is 'TIME'

Now, someone who is not really liquid will tell you to leave school and focus on the business....

another person who is liquid will tell u that 250k is not worth your education. you may think it is a lot of money now because you are a student and possibly not a bread winner.

but out rightly dropping any is suicidal. so, back to the main problem; TIME

since you are in 300L, just set your mind to a tough 2022 and 2023.

Buy your self some Time, reduce your sleep hours, reduce non essential activities,( football watching and looking at bombom), visiting friends........etc

your case i believe is unique, so your approach must be unique. In my opinion, u must not drop any!!!!!

while in school, allow some room for business to suffer.. Give time to school. Pay to ceazer what belongs to ceazer.

when on holiday or strike, as na naija we de, bury yourself in your business

It may be tough, but marry the both of them... where it is possible, use one to pay for the other.

if u know course way d lecturer go collect raba, ignore that one and set your mind to settling.... take advantage of our dysfunctional system. If na attendance, find class rep something make e find how to cover... nobody holy pass....

and when u see course way require your time, abeg make business suffer small...... try to strike a balance.

i am sure u understand, u na guy man

the world is dynamic o, keep both options alive..........



kayode69:
Dear Nairalanders,

My name is Kayode Sherif, I'm a 300L student of a state university in the country studying a 5 year course.

Last year, (during the lockdown).... I was hell broke(so broke I couldn't even feed)

I had heard of this online business, but I didn't have any guidance on how to go about it, AND I didn't even have money to buy the course available for it.

I decided I was going to find a way to buy the course, so I took a job as a fuel station attendant (I worked there for 6 months) I saved up some money.

I bought the course and started studying and implementing all I had learnt, day and night...

It was as if nothing was working "I was desperate! I wasn't making money."

But I kept on...

Finally this year, I got the breakthrough. I got my first payment.

Fast forward to today, I have been making at least 250k in a month but I can't keep up with my school.

I'm thinking of terminating my school but I don't want to make a decision that will affect me for the rest of my life so I'm seeking for your honest opinion.

Should I quit school and focus more on my online business?
Education / Re: First Class Students Of Ignatius Ajuru Uni Write Test To Prove Their Grades by byesense105: 9:44am On Aug 07, 2021
So what happens to those who fail the exam

You drop them to 2.1 or what?
On what basis?
You reduce their marks in exams they passed?
I don't see the essence.
If the management don't trust the system/process that produced the first class students, then they should close the school and turn it to lesson school

2 Likes

Politics / Re: Boko Haram Releases Pix Of Armoured Tanks, Operation Vehicles Captured From Army by byesense105: 1:29am On Apr 29, 2021
So BoKo Harram killed many soldiers and forgot to upload the pictures

The same Boko Harram that will upload picture when they kill mosquito!

Ambush! No bullet marks on the vehicles!

This was simply a case of the government arming terrorists!

Take it or leave it


dre11:
Boko Haram Releases Photos Of Newly Acquired Armoured Tanks, Operation Vehicles, Others Captured From Nigerian Army



https://saharareporters.com/2021/04/28/boko-haram-releases-photos-newly-acquired-armoured-tanks-operation-vehicles-others
Jobs/Vacancies / Re: Ever Been Offered A Job That You Rejected By Email? by byesense105: 4:42pm On Mar 31, 2021
Pojomojo:
Have you been offered a job. Then had the luxury of sending a rejection email? Tell us about it

This just reminds me to appreciate God for how far i have come...

2014 salary 80k
2015 salary 160k
2018 I rejected a job that offered 450k
2019 I turned down a job that offered 625k
2021.... I give all glory to God.....

7 Likes

Politics / Lagos Is A ZOO by byesense105: 5:48pm On Sep 11, 2020
Lagos is a ZOO

1 Like

Business / Re: Biggest Amount Of Money You Have Ever Lost In Life And Lessons Learnt From It by byesense105: 12:56pm On Sep 10, 2020
skayT:
Uhmmm. Where is that BTD investment guy? Bowofade! An OAU 200 level dropout that scammed guys with B.sc, M.sc and even Phd. Truly, he be things! Life no truly balance!


Nobody know o.
den charge in brother to court sha, based on say na shareholder for the company
case still de on

https://www.bellanaija.com/2018/10/efcc-investigating-brothers-over-n2bn-forex-scam/
Politics / Re: ‘Trader Moni’ Beneficiaries Unwilling To Repay Loans –NSIP by byesense105: 12:44pm On Sep 10, 2020
ogododo:


https://punchng.com/trader-moni-beneficiaries-unwilling-to-repay-loans-nsip/

Also, those that disbursed the money do not have records of beneficiaries like phone numbers and addresses, thus, making it difficult to track them for repayment,” Abdulrazaq-Sanusi said.


these people in government are just mad

1 Like

Business / Re: Biggest Amount Of Money You Have Ever Lost In Life And Lessons Learnt From It by byesense105: 11:55pm On Aug 24, 2020
hmmmm, i have never really sat down to calculate all the money i have lost between 2017 and today, but i' pretty sure it will run into some couple of millions.

MMM first time= 500k
MMM second time = 300k
Btd Investment = 500k
Gethelpworlwide = 200k
Bought Bitcoin and stored it with BTC-e.com, FBI took over the company and swallowed my bitcoin. 1.03Btc
and some, drop 100k for 200k.

Omo boi don suffer for this hustle, but we moveeeee..........

Lesson, know when to quit when in risky bIZ, i lost due to greed.



jaelz:
Getting money is hard and maintaining it is even harder, as such we must be very careful as to how we spend it.

So I was discussing with a friend and he told me the biggest amount of money he has ever lost in his life was when he bought a car of 3million Naira after saving for like 3 years, and he didn't use the car for up-to 3 months before he got involved in an accident that almost claimed his life with the car.

I laughed and told him mine was when I used 100,000 to play betting and lost the money while in my university days. Lessons learnt from him was that car is never an investment instead he should have invested the money, mine was that gambling never pays at all...

Guys please share yours lets all learn and be enlightened

7 Likes

Politics / Re: Highlights Of Buhari’s Meeting With Putin At The Russia-african Summit by byesense105: 10:44am On Oct 24, 2019
And what does Russia stand to gain, You were not called to RUssia to come and collect candy from santa clause

semasir:
President Muhammadu Buhari’s meeting with the Russian President Vladimir Putin at the Russia-African Summit is aimed at strengthening both countries bilateral relationships.

According to the president's Special Assistant on New Media, Tolu Ogunlesi, the following were the highlights of their discussions:

https://twitter.com/toluogunlesi/status/1187115308034736128?s=19

1. Agreement on a Joint Venture between Nigerian National Petroleum Corporation (NNPC) and Russia-based Lukoil, focused on refinery revitalization.

2. Nigeria and Russia agreed to revive and solidify the venture between the NNPC and Russia’s Gazprom for gas Infrastructure development in Nigeria

3. President Buhari request for the return of Russia, on a government-to-government basis, to complete and launch the abandoned Ajaokuta Steel Rolling Mill. Request was accepted by President Putin.

4. Russia agreed to construct a 1,400 kilometer Rail Line from Lagos to Calabar.

5. Discussions moved ahead on Russian plan to establish a nuclear power plant in Nigeria. President Putin said next step should be commencement of construction.

6. President Buhari agreed to renew Nigeria-Russia Military Technical Agreement, “within the shortest possible time.” Agreement will propel Nigeria’s efforts to purchase military hardware from Russia on government-to-government basis, and also underpin training.

7. President Putin agreed to support Nigeria with military equipment, Infrastructure and training.

8. President Buhari assured speedy resolution of entanglements surrounding matter of Aluminum Smelter Company of Nigeria, ALSCON, Ikot-Abasi, Akwa-Ibom State.

9. Russia assured of additional scholarships to Nigerians. Also promised Russian support for Nigeria’s efforts to attain self-sufficiency in Wheat production and fertilizer production. Russia is number one wheat producer in the world; also rich in Potassium.

10. Nigeria and Russia agreed to work to organize a Joint Commission meeting to review and ratify all agreements in Intergovernmental Nigeria-Russia Joint Commission on Economic, Scientific and Technical Cooperation Protocol of November 11, 2016.

11. President Buhari asked President Russia to support Nigeria’s aspiration for permanent membership of the UN Security Council.

Source: https://www.onews.com.ng/2019/10/highlights-of-buharis-meeting-with-putin-at-the-russia-african-summit/
Politics / Re: Isa Pantami Asks Telcos To Slash Data Price by byesense105: 4:26pm On Oct 22, 2019
It will never happen, the telcos operate in a free market where the forces of demand and supply determine the price of goods and services. Therefore, you cannot dictate to them what to charge, except you are willing to subsidize their services.Secondly, the revenue a telco generates may be huge, but when you hear amount spent on running cost, you will be shocked to your marrow.
If government truly wants to have a say in the price of data, they should first provide power, which amounts to almost 30% of operators running cost. then we can have this discussion again


ijustdey:









https://www.thecable.ng/communications-minister-asks-telcos-to-slash-data-price



1 Like 1 Share

Career / Re: How Will The New Minimum Wage Affect My Current Salary? by byesense105: 8:50pm On Oct 11, 2019
I am so sorry my friend for the response of our brothers and sisters, it is quite unfortunate people would rather speak ill than just walk away from a conversation they are not conversant with. Let me see if i can help you. sorry it might be lengthy;

1. Salary review and minimum wage are two different things, although they are carried out simultaneously
2. Minimum wage is the minimum a worker must be paid according to the law. Government is suppose to review the minimum wage every 5years taking into consideration inflation, cost of living,etc
3. Therefore, as you increase the minimum wage, you must review the salary of those who earn above the minimum wage, otherwise, you will be cheating them
4. What the government has signed into law is a 'minimum wage' of 30,000 naira. A 66.7% increment from the initial 18,000.
5. That doesn't mean workers like you get 66.7 % increment, because you earn way above the minimum wage.
6. What government and labour is now haggling is what percentage people like you will earn.
7. The increment is not always the same across board... Take below for example;

Level 8 - Level 10 = 20%
Level 11 - Level 14 = 15%
Level 15 Level 17 = 10%

Note: These are estimates, they are not the actual figures. What the government has confirmed as of today is;
Level 1 - Level 7 = 66.7%
And i understand this is being paid already

8 Therefore, if it goes just as presumed above, you will get an increment of 20% which amounts to 145,200 per month, taking into consideration your current pay.

9. Situation as at today; government has started paying level 1 - level 7 an increment of 66.7%,, but labour and government are yet to decide on what percentage those above level 7 will earn.

10. The next meeting is to hold on the 15th of october, and if there is no resolution, Labour has vowed to embark on a strike from the 17th of october

I hope you will find this helpful and i hope u guys get a reasonable increment......

All the best










cashcity:
It is no longer news that Nigerian government just passed the bill to increase minimum wage from N18, 000 to N30, 000.

I'm currently employed in one of our country's ministry agency 2yrs ago at level 8 on a salary of about N121, 000 per month.

My fellow nairalanders please help me to understand the modalities in the calculations and how the minimum wage increment is going to affect my current salary..

16 Likes 3 Shares

Education / Re: IELTS: Share Your Experience, Ask Your Questions, Tell Us Your Score If You Can. by byesense105: 11:22pm On Dec 29, 2018
Hello, did you eventually go for the remark?
i have a similar result, want to know if its worth taking a shot at the remark

thanks a lot



duvocharrison:
Reading 9
Listening 8
Speaking 7.5
Writing 6.5

Is so sad pls I wrote with idp am very sure of my writing pls if I apply for writing remark wat are my chances and how long does it take.
Business / Re: How Old Were You When You Made Your First Million?, And How? by byesense105: 12:35pm On Dec 27, 2018
Can you please mentor me through this business
i have internet and time, but don't know how to make money off it

thanks a lot


BiafranBushBoy:


You wanna hear some lazy man investments?

Smiles... No...

First I started with affiliate marketing... I set it up while working full time. It took over a year to make $50.

The aim is to keep expenses to the barest minimum while working hard.

Once it started gaining traction. I veered off into blogging and started selling information products.

It wasn't hard to start earning $600 monthly.

I dived into Amazon kindle publishing...

End result was that within 6 months just clocking 25, I was there...

Then I already gain traction. Everything is now automated...

I still kept my 7 - 4 job.

The aim is to keep expenses very low. Do away liabilities like phones, shoes and new clothes and reinvest profit

I don't have any liquid assets, I love making my profits myself and saving the others.
Business / Re: What Is Your Worst Business Investment And How Much Did You Lose? by byesense105: 12:09pm On Dec 27, 2018
Chief, i am so sorry for your loss, but i am sure u will be better off in no time
Can you please helpa brother...
I am interested in learning this online hustles, butt dont know how to go about it
Can you please help a brother out.....
thanks



hahn:
What happened to me this year sef just get as e be.

So I was finally making N25k daily from my website and saved more than N1m and decided to hire a professional SEO company to handle my seo so that I can rank for more keywords and make more money. My target is to make 100k+ daily which is actually what my competition make.

The SEO company charged N150k per month and on the first month we found out that Google had penalized my site because of a Yoast plugin issue. With the Yoast plugin new update they was an option which was usually turned off by default but was on with the new update and thus pages were created automatically using images and no content. Coincidentally Google's new algo or whatever just came out and in it included a rule against pages with only images. And thus I was bleeped.

You can read more about the Yoast issue here https://charlesfloate.co.uk/yoast-mess-up. Many people were affected by this issue. If you go through the comments you will see one guy complaining about how he went from $1,000 per month to $100 because of his drop in traffic.

Also the seo company discovered that for some reason my backlinks created to my website were being removed so now I had to pay for on-site seo and also backlinks. To cut the long story short I spent all my savings trying to resolve this issue and I am still working on building more backlinks.

Daily income has gone down to N5k-N10k daily and yes I am royally bleeped because I have to fuel my gen and run it for 24 hours as we barely have power here. Nepa did not even blink the light throughout the weekend and as I write this the generator is on and making noise. Data, feeding, diapers, baby food etc sef dey there but we are managing.

I don't even know what to call this one. Whether bad investment or simply bad luck but thought to share.

By the way, based on the kind of person I am due to the low traffic I was getting and free time I got I used that spare time to build 3 new websites and now I am working on building them to profitability. Man never back down cool
Politics / Re: Meet Zainab Ahmed, Biography, Profile, Age, Finance Minister (Photos) by byesense105: 3:37pm On Sep 15, 2018
Accountant way no get ICAN.
na accountant be that
Family / Re: 26 And Still Living With My Parents (advise) by byesense105: 1:44pm On Aug 01, 2018
BABA i can relate with you on so many levels.
however, you are going to have to endure for sometime
30k a month wont cut it. Don't know if you are even able to save anything at the end of the month
keep hustling for a better job, and, why don't you just stay at home and expand your online hustle, instead of going out and receiving calls like a call center agent smiley smiley smiley

By the way, please i am looking for any online hustle that can help me make money. Can you help a brother?
donlee235@gmail.com
thanks
Religion / Re: Pastor Sam Adeyemi's View On Tithing by byesense105: 2:50pm On Feb 27, 2018
As anyone realized that this message has been removed from youtube
Why would anyone go all the way to contact youtube to take down a message?
The more you look, the less you see!!!!!111
Family / Re: South African Family Recreates Their Photo Taken In 1992, After 25 Years by byesense105: 10:47am On Jan 22, 2018
Nice family, though i doubt the date of the first picture
25 years in between the first and second picture, and the kids still look like children
just saying

Entvibez:


Source=>>>http://www.lekkigists.com.ng/2018/01/25-years-later-and-still-smiling-south.html?m=1

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