₦airaland Forum

for real...

seems dangerous ooo..be safe guys

Onego:
Please call or chat on 08071592504

Your location

fabiano09:
Isn’t that tantamount to stalking ?

Not at all...
I spend all my nairaland hours mostly on car talk.. So I know those whose impact has been felt. ...and she is top 3 on car section...

HeavenlyBang:
Please don't reply him. Don't feed the troll, he's out looking for attention on a Sunday morning.

truth boss

Haha haha.. It seems you don't have anything to post.. No story.. No nothing...

Now...indaboski outta here before you are pahosed

georgeben205:
I have watch dogs 2 and Shadow of mordor now o. And i think the shadow of mordor issa worthy swap, same hack and slash mmorpg adventure with different stories

Really.. Let me look it up on youtube

georgeben205:
Shey na u no wan gve me God of war

Hahahhaa.. Bro... I never even start that game self.. I want start am now self... U no want gree talk nah

tziz:
Sup?
Wat games dyu have?

God of war 4...mk11.... What about you??

Where are the gamers o

CharleyCharley:
I flogged this guy on Fifa16.

Who's next?

I am next.. Come and flog me

Shoodboi:
I am so pissed off right now.

I wasn’t angry when I broke the card. I just wanted to make sure that:

i. I will not be able to use the card or account anymore.

ii. I will be forced to open a new regular bank account.


The Story (in brief)

I suffered a failed POS transaction yesterday.

I sent Wema ALAT a mail and they are yet to reply as of now (almost 24 hours later).

I called them this morning and listened to a recorded message about how my call may be delayed because of COVID-19. I quickly cut the call. Their customer wasn’t effective before the virus came along, so I wonder what to expect now.

I later visited their bank and the customer care rep told me the transaction will be reversed within 14 days, if they were sure that I was really unable to withdraw the money.

14 days? Why is this so?

The money doesn’t even belong to me and the owner is very angry with me right now. Someone sent it to her and she wanted to use someone else's account to receive it, but I convinced her to use me—and then this happened.

Worse, she needs it for feeding and I don't have any money to give her. (She wasn’t paying me for the service in case you’re wondering.)

I suffered the same thing in the hands of GTB. (Their regular customer service email complaints@gtbank.com isn't even working anymore.)

In fact, I opened a WEMA Alat account because of GTB’s failures. I thought Alat will be better since they marketed themselves as a “Digital Bank”, but it appears that I was wrong. They are “digital” in name only.

This should be the third or fourth time WEMA Alat is doing this sort of nonsense to me. And that is without counting the failed mobile and POS transfers.

I am actually not concerned about GTB’s and Wema’s failures. I just hate their terrible customer service.

Failed transactions are one thing. I actually consider them normal. However, poor customer service and unwillingness to quickly solve failed online transactions aren’t. And this is unfortunately common with most banks and businesses in this country.

Now, I’ve have made the decision to stop going cashless. I will start moving around with cash henceforth. I’m sick and tired of all these failed POS transactions and sluggish customer service reps.

I know I will still do some online transactions but that will be occasionally (online shopping, international payments, etc.)

That said, I want you all to answer these two questions:

1. Which bank is reliable for online transactions?

2. Which bank has the most effective customer care service in this country?

I’m thinking of opening a Union bank account since I can see they have revamped their business, but I don't want to jump into conclusions as I did with Alat.

Could you all help me out?

P.S. Please UBA and Skye (if this one still exists) are out of the equation. I used them in the past and can confidently say they are terrible. They steal money.

I don’t want Access bank too. I’ve never read anything good about them. They and fraud are relatives. I don’t want Diamond bank either since they are the new owners of Access bank.

So, any suggestions?

zenith bank have been doing well hence their award for bank of the year..
give them a shot

chypotenti:
Why did you turn down the offer na? Is there anything one should know. Thanks

Well bro.... Pay wasn't great...

chypotenti:
Please who has heard about Jessefield Microfinance bank on Omotayo Ojo St. off Allen Avenue Ikeja.. please it's urgent

I have heard about it... They offered me a job in 2015 but I turned it down...

eezeribe:
This is massive. Thumbs up man!!!

Thanks bro.. We will keep earning while some keep doubting.

eezeribe:
You are indeed the Captain of all MBA investors on this thread.

Hahaha.. Thanks bro.. I appreciate

georgeben205:
lol i need one too oo

Am telling you.. ☺

As one of the pioneer commenters of this thread...first page.. I think second or third comment.. My 4th alert of my 3rd transaction with MBA hit my phone this afternoon..
Doubters should keep doubting...

crafteck:
I cant keep tabs of people i owe sef

Hahhaha.. I understand bro... You are really busy... So.. It's normal... I shall keep reminding you shaa

georgeben205:
Lol i no get that kind strength o Looking for a good PS plus deal sha

Nice..
I don't even have PS plus.. Crafteck is owning me PS plus

georgeben205:
haven't been playing ultimate tho, but I heard it got more difficult after the update

Yes bro.. It did.. And I love it.. In fact.. It hasn't changed me from trashing cpu...been praying for this difficulty increase... Hehehwh

georgeben205:
Ouch sorry. You should have backed up saved data's on an external HDD before u initialize. Btw do u still play ur FIFA 19? my bro wants to buy

Yes bro.. I still do... I just gave away my FIFA 18 and 17 some time ago... How good are you at soccer... Have u seen the new difficulty in FIFA... Ultimate?

My ps4 entered safe mode and kept looping on safe mode.. ..i went online and discovered it's common ..i had to initialize my PS4 and lost all data... And upgraded it to version 7.5 or so.. The latest version that came out on may 27....
It has been fixed now though

kolaxx12:
How much and your location

.ph... 10k each...

naturepride008:
Madam hope u remember to collect those COMPRESSOR and other part removed by your mechanic?

Good points bro.. Always collect parts removed from cars.

radautoworks:
But only men have physically attacked my workers na. Make we leave matter.

Na matter we dey settle this month o.. That's what's trending.. Lol

radautoworks:
The battery is not his fault as a car sitting that long especially with covid delays will likely need a replacement battery. His track record also does not suggest that he would go out of his way to scam you especially for trivial things like an oil change that only costs $19-39 to do here. The biggest thing I see is lack of communication but given the number of views this thread has and the number of requests I suspect he gets, I ain't even mad.

If you're that unhappy return the car as he offered for a refund and I'LL reimburse you what's left over if you provide a receipt. Then I consider the matter dropped.

You are such a wonderful woman. One more reason I follow you everywhere earnestly.. You are doing well aunty radu

Codyella:
The video I sent you shows a mechanic working on the car in my garage. So don't play dumb.

You know what, I'm done. You can say whatever you want but the truth prevails. Thank you for everything.

You earlier said his guys took some stuff from the car.. Kindly mention the items taken... This is vital

Who noticed the new difficulty update on FIFA 19..i love it...

GhettoYute:
I have spiderman , drop your number

Where is ur location.. I need ur Spiderman... To trade with God of war 4

kolaxx12:
Who has God of war, mortal kombat or battlefield for sale??
And price

I have God of war 4..and mortal 11...

georgeben205:
Yes, Game world. Bro swears money no dy hands agn rn

Yeah..rhe guy dey try... Do you still have his number

georgeben205:
na this guy run am for me

The guy at station road?
Bro..My CD is still available o..