₦airaland Forum

Guest911:
I just concluded my 12 months insurance package with wapic at 100,000 per month
And my total accumulated interest is at N41,000 even though the current treasury bill is at 10.6% I honestly feel cheated. Spent half an hour on the phone with their employee and she can’t seem to give me a breakdown of how the interest was calculated. Who else has worked with wapic before?

You are even lucky you got 41k..i was doing 130k Monthly with nsia.. And after a year.. The interest given was 8k plus.. Based on 4% ..it should be above50k..but I was shocked.. And since pulled out.

AlwaysPositive:
This is very true. Tnatel is a subdivision of MBA. I invested with them and this is my 3rd month.

well..i speak based on what MBA posted... It's allrighr though.. Will make more research on this... Please where is their office address in ph.. My cousin wants to invest less than 1k dollars..

iphanyie:
Tnatel a subdivision of MBA FOREX handles all transaction below $1000

This is not true.. MBA forex have discredited this information.. They do not have any subdivision.

ochibuogwu5:
Contd...
I also recall that before the whole issue started, I was discouraged severally that I can never be given prepaid meter due to the outstanding balance on the billing account, I paid no mind to all the people that said that and went ahead with my case.
I got the Prepaid meter for FREE. After a week, bill was brought and boom, outstanding balance has been cleared from 385,000.00 to zero balance.

How did I achieve this?
I mean I didn't pay a dime to anyone and I never for once bribed my way in all my dealings.
I achieved this simply because;

1. I knew my right.
2. I wouldn't settle for mediocrity
3. I never stopped pushing even after several months and it seemed unachievable
4. I was ready to take the matter up anywhere
5. I was informed.
Now imagine how many people are out there who don't even know how to go about such tedious and draining process.

I learnt that a lot of people even paid as much as 40k to get the prepaid meter. Something that's supposed to be free.
Since the prepaid meter was installed in November 27 2017, I have not exhausted the 303 units that came with it which is calculated to be 7,200.00

And I still have 140units left to use.

That's over four (4) months now
Do you now see why these people will never allow dream of every homes having a prepaid meter become a reality?

Because such development will block all holes where the electricity distribution corrupt members of staff perpetrate their fraudulent activities and corruption from.
They know that they will be forced to give light more in order to generate revenue and will not be able to charge people outrageously as they are currently doing and remitting the proceeds of their criminal act to their pockets.

Stand up and Fight for what is your right.
Prepaid meter is your right, fight for it to the letter.

If you believe that your monthly electricity bill do not represent your consumption, make a case.
continues in the next post...

Bro.. I really need this..
I just moved into a new house.. I bought 1k card only to discover I was given just 600 Naira worth of units. Saying that that prepaid meter is owing 172k plus. In this situation.. What do I do?? Any suggestions?

AlexReports:
More

Congrats bro.. Saw the pics via your in-laws whatapp status.. You know her nah.. Queen of pips...
Congrats once again.. Our in-law.. .

AlexReports:
More

Congrats bro.. Saw the pics via your in-laws whatapp status.. You know her nah.. Queen of pips...
Congrats once again.. Our in-law..

Who has God of war 4 to sell in ph??

tobianthony:
What's your PSN ?

I haven't activated that yet.. When I do.. I will let you know..

Mckandre:
fifa is soft,ur chance of scoring when u approach penalty box is pretty high unlike PES,if the wrong angle or the post bar didnt stop u, twill be the leg of a defender from nowhere will put an abrupt end to ur efforts. I've experienced multiple bar hit based on rebound,i concluded the COMs use African technology.

you are spot on.. Let those clamouring for FIFA play pes... At its hardest difficulty.. They will come back to say same you just did. I am currently playing FIFA.. But i love pes more than FIFA.

Dathypebruv:
Oma na abj I base oh,buh if I enter warri when I dey comot I go branch ph for my bruv side then halla you

no probs bro.. Anytime bro..

OJay360:
Some guys here are still having that mindset that fifa is more harder, well...that was before fifa 19.

There was a thread here on nairaland whereby someone was complaining how he will beat teams(psg,etc) 7-0, 8-0, 10-0 in legendary.

When i started playing on PS4 the goalkeepers can't hold even the weakest of shot, they spill it,give you a corner or a rebound. When you out of ideas, you can just shoot from anywhere just outside the 18 and you will surely score if you direct it well and in addition, goalkeepers don't save finesse shots(r2). Passes are very accurate that even an amateur passes the ball fluently,tiki taka style and all these makes the game easy.

exactly..thats what have been saying.. Any good passer of the ball will easily defeat com even at the legendary difficulty

Dathypebruv:
Where be your location na big man ?

I dey ph. What about you

Dathypebruv:
Gbam,confam gee !

Haahhaahaha.. It seems your are a pro too.. Confirm.. I dey find pros too.. �

Mckandre:
all these cons u mentioned about fifa is the same experience i have with PES18, most especially when playing on superstar/legend mode against COM. the annoying part is the COM tends to switch the cursor in an orderly way that will favour it during crucial moment eg when the COM player is in full speed towards my centre half of the field nd i tap RB to switch(xbox) but instead of switching to my defender thats right in front of COMs player,twill switch to either the RMF or LMF that re far apart from the ball encouraging a counter with my keeper thats if ur lucky but if the worst should happen twill switch to CF or SS(striker) thats far behind the COMs player tellme how do u expect a stricker to become a defender at same time at a point i concluded twas a bug.
Not to even mention the tiki taka i experience right in front of my penalty box, my defenders will just be helpless staring at the ball, running around like tadpoles aimlessly doing nothing. What about the aggressive interceptions That one is a cry for help, to pass ball within 2metres na problem for my players sef. What about when they shoot far away from the penalty box,like magic twill squeeze into the net without obstruction not minding the bunch of imbeciles i called defenders in front of the post like a hot knife through butter.

Now the referee,what about the referee? his nepotism towards the COMs is a whole lot of topic on its own.

Nevertheless i still love PES, it puts me on the edge whenever m playing against COM,if ure not careful u myt destroy ur controller or worse ur console due to the teeth gnashing frustration. In all my time with PES,whenever the COM is determined to score, twill surely score i learnt through the hard way countlessly when twas 90+2 to closing time, the COM scored an equalizer from nothing.

I quite agree.. For me.. Pes.. The hardest difficulty is more tough than. FIFA.. I am even looking for more difficulty to add to FIFA..

Dathypebruv:
And that what's we love bout itt

FIFA defines your gameplay if truly you good

Unlike PES where assistance na top grid

Agreed.. But FIFA is not difficult for me... Because masterery of tactics is superb.. It is impossible for me to concede and not score back.. Once I conceed...i use the analog to change my attack to full attack and use the up analog to activate counter attack and the down one to activate team press.. There are other tactical options but the one that gives me goals are the ones I mentioned.. Once I do this.. My attack becomes 4 man attack.. One defender leaves defense to join the strikers.. At that point..all it takes for me to score is pass the ball from defence to attack.. And on the final third of the field where I have 4 strikers waiting.. All. I need do there is multiple 1,2 passes and defense becomes open..
It's down side is that... My defense becomew POrus but I have my ways to manage it..

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I am an expert in both. But.. Pes is more realistic in terms of play as it gives you ability to decide everything. Graphics wise. Pes is better.. I though FIFA was hard... But FIFA to me is easy.. Very easy even at legendary difficulty.i have finished all tournaments including women tournament more than 2 times.. Pes is easy too.. But FIFA seems easier to me. Cos it's passing is always so accurate...

MobileGees:
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niyidenrele:
I like @bolded....My mind will not rest if I didn't add mine .....I started teaching in private school since 2010,with 7k as salary ,a graduate of Agriculture,B.Agric,have taught in over 9 private secondary school before one f my friend,told me that I shd stop full time teaching job ,and start doing it in Part Time basis,then I was collecting 12k(2014),since have switched to part time,2schools a day ,3x a week ,then add home lesson join,@10k and 15k...now am married,yet no hope at sight , forget to say my wife has only OND ,she too teaches in a primary school with a meagre of 8k/month,.... just like one guy above said, continue doing it ,is a big problem,one need to quit, sacrifice and another mighty offer will show ,just a matter of time ,....I pray that God in his infinite mercy ,will give me the will, courage and determination,to dump this wicked job for a better paid ,peace of mind job.....did I forget to mention that this is my 12th private school,yet my salary has not eclipse 20k,..have made it a decision throughout my stay working in private school, that am not going to spend more than a year in all except my 10th one ,cos I need to collect back my salary that they owed me ........

Wow.. I feel you bro.. Personally..i advice people to quit teaching and take up another job.. Even if it's contract banking job.. At least. It pays better.. And with time.. If you succeed.. You become a full staff... Even if you don't.. Along the job.. You would have met good contacts who could help out.. Contract bank jobs are even easy to get.. Give it a try bro.

Gerrard59:
I read from the beginning to the end. Too pathetic and disheartening. Well, SirWhiteFish, you have gotten all what you need as recommendations and advice on the next step forward. The problem is the enormous number of graduates and the few vacancies around, most of which are located in selected states. Unfortunately, the economy is not growing as it should. This coupled with difficulties to run a business in the country make business owners cut corners regarding staff welfare.

My best bet is for you to learn a coding related skill. Stutern is offering such currently (but is based in Lagos). Coding related skills, IMO, are the best to earn a reasonable income sustainably.




Regarding the bold, I've mentioned several times offline and online: never ever do anything financially related with a religious person in Nigeria. The moment you are told: "I'm a God fearing person", run! Such persons are criminals! I've experienced gazillions of them and they possess same criminal characters. It's why I'm very wary of religious people in Nigeria.

You are damn right bro.. Church people.. Those that always mention I am a man or woman or God... Give them a mile

crafteck:
Ok

I am in ph.. where is your location in Lagos.. Would love to have some games installed in my ps4 slim..
How much to install games

Op... I share in your experience .. Some 7 years ago.. I was made to teach agriculture from. Js1 to ss3.. A subject I last learnt in 1997 to 99.i also taught commerce and Econs ss1 to ss3.. All for peanuts.. I worked just a month before resignation for a better job..

The thing is this.. Op... You need to show some urgency to leave that job by double your job application efforts.trust me.. You will get another Better job... If I want a new job.. I make getting a new job a job.. By dedicating at least 3 hrs a day surfing the internet.

By the way.. Are you aware that... Persons who do kpom kpom work earn at least 1.5k to 3k daily?? Way more than those who teach.. Now... You don't have to do odd jobs for ever.. You do for a while to save up while you keep applying for other jobs. Any one that comes first.. Either you saved enough for a business or a better job comes.
I did kpom kpom work with a contractor at gsk agbara... But If you see me.. I leave home dressing coporate and carry laptop brief like am going to office. After the job.. I clean up and head home. Packaging.. I worked in bakery... I worked in a nylon production company.. I worked in hotels.. Bro.. Believe me.. It just keeps getting better and every previous jobs leads to a better one..

On another note.. Employers or business men who carry religion on their head are the worst to work with or do business with.. Any one that works in the financial sector will confirm this..

In all... It will be well with you bro... But up your game... Resign and think outside the box..

Now.. A learning curve from my experience is this.. Any company that delays or owes salary or pays part is a red flag and a sign that you should start planning on your exit.. Cos it gets worse from there..

Peace.

Logobenz1:
bro gimme gist.you know her?
Don't wanna fall again for another disaster.

Hahaaha... You really wanna know??

Logobenz1:
I took this photo of her today at the secretariat while she expressed how tired she was from all the running around.that place be like market walahi
Such flawless,natural beauty I'm super excited.
Wish I could show her off completely but for privacy reasons

hahha..if i tell you about this babe eh,...bro...you are in for it...just wait...

kumulus:
Alright send me a private message on here but you'd need to get telegram later on sir.

ALLRIGHT....thanks

kumulus:
That's great man, send me a message on telegram @lloyd_fx let's talk

I am not on telegram bro.

Kenni700:
Don't be deceived! 90% of them live a fake lives.
Be your own boss nobody will manage your money for you better than you except in some unique occasions and opportunities.

i know a lot of close friends who became multi millionaire through forex.. I also invest in some forex companies duly registered with SEC.. And insured to the tune of 5billion annually.. So am not scared of investing in forex.. And have been reaping it bountifully since last year.. I have different investments in forex.. And willing to do more.. Am already reaping jt as an investor... Trust me.. Some forex gurus make a lot from it..

kumulus:
Are you looking to learn?

Sure... Why not