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Have you ever wondered why Glenfiddich is one of the most respected whisky brands in Nigeria and around the world?

Whether you are new to whisky, looking for a premium bottle for a special occasion, or searching for the perfect gift, chances are you have come across Glenfiddich. It is a name that commands respect among whisky lovers because of its rich history, exceptional quality, and wide range of aged expressions.

But what exactly makes Glenfiddich special? How did it become one of the world's best-selling single malt Scotch whiskies? What are the different types available, and how much do they cost in Nigeria? By the end of this article, you will have a clear understanding of why this iconic whisky remains a favorite among whisky enthusiasts.


Key Takeaways
Glenfiddich was founded by William Grant in Scotland in 1887.

The name Glenfiddich means “Valley of the Deer.”

Glenfiddich is one of the few major Scotch whisky brands that remains family-owned.

The 12-Year-Old is ideal for beginners entering the world of single malt whisky.

The 15-Year-Old is famous for its unique Solera Vat maturation process.

Premium expressions such as the 21, 23, 26, and 30 Year Old offer luxury experiences for collectors and enthusiasts.

Authentic Glenfiddich whisky can be purchased from trusted retailers such as LiquorETC in Nigeria.


What is Glenfiddich?
Glenfiddich is a premium single malt Scotch whisky produced in Scotland. The name “Glenfiddich” comes from the Gaelic language and means “Valley of the Deer.” This is why the brand's famous logo features a stag.

Unlike blended whiskies that combine spirits from multiple distilleries, Glenfiddich is a single malt whisky. This means it is produced from malted barley and distilled at a single distillery.

Today, Glenfiddich is one of the most awarded and recognized single malt whisky brands in the world. It is produced by William Grant & Sons, a family-owned company that has maintained its commitment to quality for more than a century.


The History of Glenfiddich
The story of Glenfiddich began in 1886 when William Grant decided to fulfill his dream of creating the finest whisky in Scotland. With the help of his seven sons and two daughters, Grant spent months building the distillery by hand. Their hard work paid off when the first spirit flowed from the stills on Christmas Day in 1887.

Over the years, Glenfiddich continued to grow despite economic challenges, world wars, and changes in consumer preferences. One of the biggest turning points came in the 1960s when Glenfiddich became one of the first single malt Scotch whiskies to be actively marketed internationally. At a time when blended Scotch dominated the market, this was a bold move.

The strategy worked. Today, Glenfiddich is sold in more than 180 countries and is regarded as one of the world's most successful single malt whisky brands. It remains family-owned, a rare achievement in the whisky industry.


Types of Glenfiddich Whisky
One of Glenfiddich's greatest strengths is its extensive range of whiskies. Let's take a look at the most popular expressions.

1. Glenfiddich 12 Years Old
The Glenfiddich 12 Year Old is the entry-level expression in the Glenfiddich family. It is matured in American oak and European oak sherry casks for at least 12 years. The result is a whisky with fresh fruit notes, subtle sweetness, and a smooth finish. This whisky is ideal for beginners because it is easy to drink and not overly smoky.

Tasting Notes:
Nose: Fresh pear, citrus, and floral notes.

Taste: Sweet fruit, malt, and light oak.

Finish: Smooth and refreshing.

2. Glenfiddich 15 Years Old
The Glenfiddich 15 Year Old is known for its unique Solera Vat maturation process. After aging in different oak casks, the whisky is married together in a large Solera Vat inspired by traditional sherry-making techniques. This process creates a richer and more complex flavor profile.

Tasting Notes:
Nose: Honey, cinnamon, and dried fruits.

Taste: Rich spice, raisins, and vanilla.

Finish: Warm and lingering.

Many whisky lovers consider this expression one of the best value-for-money single malts available.

3. Glenfiddich 18 Years Old
The Glenfiddich 18 Year Old offers greater depth and complexity. It is matured in Spanish Oloroso sherry casks and American oak casks, resulting in a whisky with elegant fruit and oak characteristics.

Tasting Notes:
Nose: Baked apple, dried fruits, and oak.

Taste: Dates, candy peel, and spice.

Finish: Rich, warm, and long-lasting.

This expression is often chosen for celebrations and special occasions.

4. Glenfiddich 21 Years Old
The Glenfiddich 21-Year-Old is a luxurious whisky designed for experienced whisky enthusiasts. After 21 years of maturation, it is finished in Caribbean rum casks, giving it a unique character.

Tasting Notes:
Nose: Toffee, banana, and exotic spices.

Taste: Rich caramel, vanilla, and tropical fruits.

Finish: Smooth and warming.

5. Glenfiddich Grand 23 Years Old
The Glenfiddich Grand Cru 23 Year Old is one of the most prestigious expressions in the Glenfiddich range. It spends 23 years aging in American and European oak casks before receiving an additional finish in French cuvée wine casks. This creates a luxurious whisky with remarkable elegance and complexity.

Tasting Notes
Nose: Apple blossom, baked bread, and citrus.

Taste: Rich fruit, brioche, and creamy sweetness.

Finish: Long and sophisticated.

6. Glenfiddich 26 Years Old
The Glenfiddich 26 Year Old, also known as Grand Couronne in some markets, is made for collectors and connoisseurs. This whisky delivers remarkable depth and refinement after decades of maturation.

Tasting Notes:

Nose: Rich toasted oak, dried figs, sweet brioche, and hints of brown sugar.

Taste: Layers of dark fruits, vanilla, spice, roasted almonds, and subtle oak.

Finish: Long, luxurious, and exceptionally smooth with lingering sweetness.

7. Glenfiddich 30 Years Old
The Glenfiddich 30 Year Old is among the brand's most exclusive offerings. Aged for three decades in bourbon and Oloroso sherry casks, it delivers extraordinary richness and complexity. It is often purchased as a collector's item, investment bottle, or luxury gift.

Tasting Notes:

Nose: Sherried fruit, dried raisins, oak, honey, and gentle spice.

Taste: Rich layers of dark chocolate, dates, dried fruit, nutmeg, and toasted oak.

Finish: Exceptionally long, warming, and complex with a velvety smooth texture.

Why is Glenfiddich So Popular?
There are several reasons why Glenfiddich enjoys widespread popularity.

1. First, it offers consistent quality. Every bottle is crafted using carefully selected casks and traditional production methods.

2. Second, Glenfiddich provides options for every type of whisky drinker. Whether you prefer a youthful and approachable whisky or an ultra-premium aged expression, there is a Glenfiddich for you.

3. Third, the brand has built a reputation for innovation. It regularly introduces unique expressions and experimental releases that appeal to both collectors and casual drinkers.

4. Finally, Glenfiddich is widely available in Nigeria, making it easier to find compared to many other premium single malt whiskies.


Latest Glenfiddich Prices in Nigeria
Prices may vary depending on location, retailer, exchange rates, and availability.

Glenfiddich Variant

Unit Price in Nigeria

Glenfiddich 12 Years Old

₦17,350

Glenfiddich 15 Years Old

₦25,450

Glenfiddich 18 Years Old

₦38,550

Glenfiddich 21 Years Old

₦148,250

Glenfiddich 23 Years Old

₦182,970

Glenfiddich 26 Years Old

₦429,050

Glenfiddich 30 Years Old

₦421,700


The figures above are based on recent market listings and retailer information. Prices in the Nigerian market are subject to change based on import logistics and vendor stock.

It is always recommended to check with trusted retailers for the most up-to-date pricing before making your purchase.


How to Choose the Right Glenfiddich
Choosing the right Glenfiddich depends on your experience level and budget.

If you are new to single malt whisky, start with the 12 Year Old.

If you want richer flavors and excellent value, the 15-Year-Old is an outstanding choice.

For gifting, the 18-year-old strikes a balance between prestige and affordability.

For luxury occasions, consider the 21-Year-Old, 23-Year-Old, or older expressions.


Buy Authentic Glenfiddich in Nigeria at LiquorETC
Looking for authentic Glenfiddich whisky in Nigeria?

LiquorETC offers a wide selection of premium Glenfiddich online in Nigeria, from the classic 12-Year-Old to rare and luxurious aged editions. Whether you are shopping for yourself, planning a celebration, or searching for the perfect gift, you get genuine products, competitive pricing, and reliable delivery.

Don't settle for less when it comes to premium whisky. Visit LiquorETC today, explore the Glenfiddich collection, and order your favorite bottle with confidence.


https://www.liquoretc.com/post/glenfiddich-history-types-and-prices-in-nigeria

For years, Pesa has been helping people move money across borders with ease. Whether it’s supporting loved ones back home, receiving payments from abroad, managing multiple currencies, or running a business across countries, the goal has always been the same: make money movement simple, secure, and accessible.

Today, we’re excited to announce a new chapter in that journey.

Pesa is proud to welcome award-winning Nigerian singer, songwriter, and cultural icon Adekunle Gold as its official brand ambassador and the face of our newest campaign, The Gold Standard.

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Introducing The Gold Standard



The Gold Standard is built on the simple idea that, when it comes to moving money across borders, there should be no compromise.

For millions of people around the world, international money movement is part of everyday life. It is how families support one another across continents. It is how entrepreneurs pay suppliers and receive payments. It is how professionals working abroad manage responsibilities in multiple countries.

Yet despite how common these experiences are, sending, receiving, converting, and managing money internationally can still be expensive, complicated, and time-consuming.

At Pesa, we believe people deserve better. Better rates. Better security. Better experiences. And most importantly, a platform they can trust.

That commitment is reflected in everything we do, from zero transfer fees and competitive exchange rates to products designed for people who live, work, earn, and build across borders.

Why Adekunle Gold?
When considering who would represent this next chapter for Pesa, the answer became clear. Adekunle Gold has spent years building a career that transcends borders. From his early beginnings in Nigeria to becoming an internationally recognised artist, he has consistently demonstrated authenticity, creativity, resilience, and excellence.

And those values closely mirror the journey of many people within the Pesa community.

Every day, we serve customers who have moved abroad in search of new opportunities, built businesses across continents, supported family members from thousands of miles away, and created lives that span multiple countries and currencies.

Like them, Adekunle Gold represents a generation that thinks globally while remaining deeply connected to home.

Speaking on the partnership, Adekunle Gold shared:

“Over the years, I’ve had the opportunity to work, perform and connect with people across different countries and cultures. When your life and career span multiple markets, moving money isn’t something you think about occasionally; it’s something you deal with all the time.

“If you’re receiving payments, supporting family, paying collaborators or managing different currencies, you need a platform you can trust.

“What stood out to me about Pesa was how focused they are on solving those everyday challenges for people. They’ve built a platform that makes money movement simpler and safer. I’m excited to be part of that journey and help more people discover what they’re building.”

His perspective reflects the reality of millions of people navigating life across borders every day, and that’s exactly who Pesa exists to serve.

Watch More

More than just remittance
Pesa customers can do much more than send money. Users can receive, hold, convert, and manage funds across multiple currencies from a single platform. Personal account features include a UK sort code and account number, a dedicated Euro IBAN, and Canadian-dollar receiving capabilities via Interac.

For people managing finances across different countries, these tools provide the flexibility and convenience needed to operate globally without juggling multiple financial providers.

Earlier this year, Pesa also expanded into Kenya, enabling users there to receive money into their KES wallets and manage local transfers more easily.

We also launched Pesa Business, a solution designed to help businesses send international payments, settle supplier payments, and manage cross-border payroll from a single platform.

Together, these milestones represent an important step toward Pesa’s broader ambition: becoming the financial platform of choice for globally connected individuals and businesses.

One account for the global citizen
At its core, The Gold Standard campaign celebrates the millions of people building lives across borders. And these are who we do it for:

The entrepreneur sourcing products from multiple countries.
The student studying abroad while supporting family back home.
The professional earning in one currency and spending in another.
The parent sending money to loved ones every month.
The creator, freelancer, or consultant working with clients around the world.
These are the people shaping a more connected future, and they deserve financial tools that move as seamlessly as they do.
“Every transfer, every customer interaction, and every product we build is guided by one belief: trust is earned,” said Tolu Osho, Co-founder and CEO of Pesa.

https://www.pesa.co/blog/pesa-welcomes-adekunle-gold-as-brand-ambassador

Nairobi does not come up in the same conversation as Bali, Lisbon, or Medellín when digital nomads discuss their next base. It probably should. Africa's most prominent tech city is quietly building a reputation among remote workers who have actually been there, and those who stay for a month or two tend to stay much longer than they planned. But Nairobi is also a polarising destination. This guide gives you an honest, complete picture of what life as a digital nomad in Nairobi actually looks like.

Why Nairobi is on the digital nomad map
Nairobi has faster average coworking Wi-Fi speeds than many European capitals, a cost of living well below Lisbon or Bali, and a coffee shop scene that rivals any remote-work hotspot on the planet.

The city sits at 1,795 metres elevation, keeping temperatures at a civilised 18–26°C year-round, no tropical heat sapping your concentration, no winter keeping you indoors. Fibre internet reached most of the upmarket residential and commercial districts years ago. The shilling has been weak enough against the dollar and the euro that your foreign income goes a long way.

The reasons nomads overlook Nairobi are mostly inertia. Bali has the brand. Lisbon has the tax deal. Medellín has the hype. But ask anyone who has actually based themselves here for a month or two, and the answer is consistent: Nairobi converts people.

What you need to know about the Kenyan visa
Kenya does not yet have a dedicated digital nomad visa as of early 2026. Most remote workers enter on the standard tourist eTA (Electronic Travel Authorisation), which costs USD 34.58, is processed online within 72 hours, and grants 90 days on arrival. It is extendable for another 90 days at the Department of Immigration on Upper Hill Road. The eTA permits tourism and transit. You are not legally permitted to work for Kenyan clients on a tourist visa, but working remotely for foreign employers is widely practised.

Apply at least two weeks before your intended travel date to account for any processing delays.

Cost of living in Nairobi
This is the part of the Nairobi conversation that surprises most first-timers, and not always pleasantly.

In practice, several estimates converge: for a single person in Nairobi, the total cost of living, including rent, revolves around $800 per month. For a family of four, it is about $2,043 per month.

On an international scale, Kenya is a relatively inexpensive country. The cost of living is about 46.6% lower than in the United Kingdom and around 54.4% lower than in the United States. However, once you factor in the lifestyle expats and digital nomads typically pursue, secure housing, reliable internet, and eating at restaurants rather than roadside stalls, the numbers climb faster than expected.

Here is a realistic breakdown of monthly expenses:

Rent for a one-bedroom apartment ranges from $180 to $450 per month in neighbourhoods like Kilimani and Westlands. A nicer one-bedroom can cost between $400 and $800 per month, while a two-bedroom apartment costs between $600 and $1,200 per month.

Food at mid-range restaurants costs approximately $4.50 to $9 per meal. Street food costs between $1.80 and $4.50. Matatu (minibus) rides cost $0.90 to $1.80 per journey, while Uber rides run $9 to $18.

Utilities for a small to medium apartment, including electricity, water, and cooking gas, generally cost between $31 and $62 per month. Fast, reliable internet adds $23 to $47 per month for unlimited data plans.

The honest reality: living expenses in Nairobi for an expat or digital nomad are comparable to those in many European cities. The five main reasons for this are overpriced rent in expat-friendly neighbourhoods, lack of good public transport forcing you to rely on Uber or Bolt, imported groceries with high duty taxes, expensive national park entrance fees for non-citizens, and a dining scene that skews toward restaurants rather than cheap street food, averaging $8 to $15 per meal.
https://www.pesa.co/blog/should-you-move-to-nairobi-as-a-digital-nomad

The United Kingdom is one of the world’s leading remittance-sending countries because of its large international population and strong financial system. Every year, billions of pounds leave the UK through remittances as migrants send money to support their businesses, communities, and households that depend on the funds sent for education, healthcare, food, housing, and investments.

These transfers play a major role in the global economy and are especially important for developing countries that rely heavily on money sent from overseas workers. In recent years, digital payment platforms, mobile apps, and fintech companies have changed how people transfer money internationally. Transfer costs have fallen, digital remittances have grown rapidly, and more people now prefer mobile-based transfers instead of traditional cash services.

This statistical report spotlights the UK remittance in detail, including market size, sender demographics, top destination countries, transfer costs, industry trends, digital adoption, and future forecasts. The figures and insights are based on data from the Migration Observatory at the University of Oxford, Statista, Pesa, Remitly, and market research reports.


Top UK Remittance Statistics

1: The UK digital remittance market is forecast to grow at a 16.7% compound annual growth rate (CAGR) between 2025 and 2030
2: By 2028, the market is expected to surpass $12.5 billion
3: As of late 2025, non-bank providers control over 85% of the UK outbound remittance market by volume
4: Nigeria & Ghana receive the lion's share of UK-to-Africa flows. In 2024, remittances to Nigeria accounted for nearly 1% of Nigeria's total GDP
5: The UK digital remittance market generated approximately $1.53 billion in revenue in 2024
6: According to estimates from the Migration Observatory, migrants in the UK sent approximately £9.3 billion abroad in 2023
7: The market is currently expanding at a CAGR (Compound Annual Growth Rate) of 2.2%
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Overview and Market Size of the UK Remittance
The UK’s position is unique due to its historical ties with Commonwealth nations. This creates thick remittance corridors, high-volume routes between the UK and countries like India, Pakistan, Nigeria, and Ghana, which allow for more competitive pricing and a wider variety of service providers than in many other European nations.

As of 2026, the UK remittance market continues to grow. While the global economy has faced inflationary pressures, the UK’s migrant population's commitment to supporting families abroad remains unwavering.

1: Projected Value: By 2028, the market is expected to surpass $12.5 billion.
2: Total Annual Outflow: Current estimates place formal remittance outflows from the UK at approximately $11.46 billion (£9.1 billion)
3: Market Growth: The market is currently expanding at a CAGR (Compound Annual Growth Rate) of 2.2%.
4: The UK is one of the largest remittance-sending countries in Europe. According to estimates from the Migration Observatory, migrants in the UK sent approximately £9.3 billion abroad in 2023. This represented a recovery after the pandemic slowdown, although inflation-adjusted remittance levels remained below pre-pandemic figures.
5: The UK also receives inward remittances. In 2023, the country received around £3.6 billion from overseas senders. However, outward remittances remain significantly higher than inward flows.
6: Remittances from the UK accounted for approximately 0.34% of the country’s GDP in 2023. While this may appear small, it still places the UK among the major global remittance source countries.
7: As of late 2025, non-bank providers control over 85% of the UK outbound remittance market by volume.

https://www.pesa.co/blog/uk-remittance-statistics

The economy is very volatile right now, and creators are diversifying their income and taking their talents beyond the shores of the countries they live in.

With the instability of currencies like the Naira, creators and freelancers in Nigeria understand the importance of earning in foreign currency to establish some stability in their finances and mitigate against the stress of living day to day and surviving on income that is often less than enough.

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For people earning in Naira, the math often doesn’t math. Nigeria’s minimum wage currently stands at ₦70,000 per month (about $46), an amount that barely covers basic living expenses. That’s why those with transferable skills, writers, designers, developers, marketers, and content creators, are increasingly seeking part-time gigs in countries like the US, UK, Canada, and the UAE, where earnings are higher, and work is often remote-friendly.

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The dream of many people is financial stability, and that dream is more quickly actualised when multiple streams of income are available. Your single income might make you rich, but multiple incomes will make you rich quicker, and it’s not always about luck; it’s about knowing where to look, how to position yourself, and what tools to use.

Whether you’re just starting or looking to add another income stream, this guide is for you.

Why do you need a part-time gig?

1: Buffer against the economy: While a few hundred dollars might not mean much to someone living abroad, it will be the equivalent of a few hundred thousand in Naira, which will be able to tide you over against the economic instability, giving you some room to save more, and also grow your investment and meet your needs with ease.

2: Flexible hours: One of the main reasons people get side gigs is the advantage of flexible work hours and the ability to do many other things alongside them. Many international gigs are remote, which means you’ll be able to balance them with other responsibilities.

3: Global experience: Working with clients abroad will give you an edge in the job market, improve your confidence and increase your hireability.

4: Professional growth: Working with teams across the world will introduce you to people from diverse cultures and time zones, teaching you how to collaborate effectively, while also increasing your value.


Step 1 — Know what you can offer?

Before you start your search, get clear on what you can offer. Ask yourself these questions:

What skill(s) can I use remotely?
Do I have a portfolio, resume, or previous work experience to show?
What time do I realistically have to commit to a part-time gig?

Some in-demand remote-friendly skills include:

Graphic design
Social media management
Video editing
Writing and editing
Customer support
Virtual assistance
UI/UX design
Web development
Data entry
Marketing and email automation
Teaching/tutoring

Read the rest of the article here: https://www.pesa.co/blog/how-to-find-part-time-gigs-in-foreign-countries

Are You Ready to Discover the Best Service for Your Money Transfers?
When it comes to sending money to India, choosing the right service can feel like discovering a hidden shortcut in a maze—suddenly, the path is clearer, faster, and far less expensive than you ever imagined. With countless options available, how do you determine which is best for you? Whether you want to send money to India from the UK or elsewhere, it’s essential to consider various factors such as fees, exchange rates, and transfer speed. In this crowded marketplace, three names frequently come up: Pesa, Remitly, and Ria.

Each of these services offers distinct advantages and disadvantages, which can make it difficult to decide on the best way to send money to India. Let’s unravel this mystery together and see which service stands out in the competitive landscape of money transfer services.

With various features, fees, and user experiences, this article will help you navigate your options. Let’s dive into a detailed comparison of Pesa, Remitly, and Ria to determine which service truly provides the best experience for sending money to India.

How Do Pesa, Remitly, and Ria Compare for Sending Money to India?
1. Fees: What’s the Damage?
When considering the best app to send money to India, understanding the fee structure is crucial. Pesa generally charges customers nothing to facilitate transfers, often making it an economical choice for sending money to India from the UK. In contrast, Remitly charges a flat fee, which can vary based on the payment method, making it slightly less predictable. Ria tends to have competitive rates but can surprise you with higher fees for smaller amounts.

Pesa: No transfer fees.
Remitly: Flat fee structure that varies with payment methods.
Ria: Competitive rates but can have higher fees for smaller amounts.
2. Exchange Rates: Who’s Got the Best Deal?
When you send money to India, the exchange rate you receive plays a vital role in how much your recipient ultimately gets. Pesa typically provides competitive GBP to INR rates, ensuring that your loved ones receive a better deal. Remitly also offers competitive rates, but they can fluctuate significantly based on market conditions. Ria’s rates are generally decent but may not be as favourable as Pesa or Remitly.

Pesa: Competitive exchange rates, maximising the amount received.
Remitly: Fluctuating rates based on market conditions.
Ria: Decent rates, but not the most competitive.
3. Transfer Speed: How Fast is Fast Enough?
Speed matters when you need to make a money transfer to India quickly. Pesa offers real-time transfers, meaning your recipient can often access the funds almost instantly. Remitly provides two options: a slower transfer at a lower cost or a fast option with higher fees. Ria also offers a fast service, but the speed can vary depending on the transfer method chosen.

Pesa: Real-time transfers for instant access to funds.
Remitly: Fast and slow options depending on your budget.
Ria: Transfer speed varies based on the chosen method.
4. Transfer Methods: How Do You Want to Send It?
Flexibility in payment options is another factor to consider when choosing your money transfer service. Pesa supports various methods, including bank transfers and mobile wallets. Remitly allows payment via bank account, debit/credit cards, and cash pickups. Ria provides similar options, including bank transfers and cash pickups, but might not be as extensive as Pesa's offerings.

Pesa: Offers diverse payment methods, enhancing user flexibility.
Remitly: Supports multiple payment options, including cash pickups.
Ria: Similar options, but slightly less extensive than Pesa.
5. Customer Experience: Who’s Got Your Back?
Customer service can make or break your experience when sending money to India. Pesa shines in this area, offering responsive customer support that assists users in real-time. Remitly has a comprehensive help centre and live chat options, but user reviews indicate occasional delays. Ria provides customer support, but experiences can vary, making it less reliable than Pesa and Remitly.

Pesa: Responsive customer support for a smooth experience.
Remitly: Comprehensive help centre but occasional delays reported.
Ria: Customer support can be inconsistent.
6. User Interface: How Easy Is It to Use?
An intuitive interface can greatly improve your experience. Pesa’s platform is known for being user-friendly, with a straightforward design that simplifies the process of sending money. Remitly also offers an easy-to-navigate app, but some users have reported minor complexities. Ria’s interface can be slightly clunky, making it less appealing to those seeking a hassle-free experience.

Pesa: User-friendly interface that simplifies the transfer process.
Remitly: Easy to navigate but with minor complexities.
Ria: Clunky interface that may deter some users.
7. Reputation: Is the Service Trusted?
Reputation matters when it comes to the safe money transfer from the UK to India. Pesa has built a solid reputation for reliability and trustworthiness in the industry. Remitly has also garnered a positive reputation, though some users have reported issues. Ria has been around for a while, but user reviews can be mixed, which might cause some hesitation.

Pesa: Established a reputation for reliability and trust.
Remitly: Positive reputation with some reported issues.
Ria: Mixed reviews that might raise questions for potential users.
8. Promotional Offers: Can You Score Some Deals?
Many services offer promotional deals that can make sending money to India even more affordable. Pesa frequently runs promotional offers, helping you save on fees. Remitly has promotional rates for first-time users, which can be a great way to test their service. Ria also offers promotions but often lacks the frequency that Pesa provides.

Pesa: Regular promotions that can lower transfer costs.
Remitly: Offers first-time user promotions for initial savings.
Ria: Less frequent promotions compared to Pesa.
Why Pesa's Multi Currency Feature is the Future Model for International Remittances
Given how far cross-border payments have evolved, managing multiple currencies seamlessly has become crucial for anyone sending money internationally. Pesa’s multicurrency feature isn’t just an innovation—it’s setting the standard for the future of remittances. Here's why:

Hold and Manage Multiple Currencies: Pesa’s multicurrency wallet allows users to hold multiple currencies at once, whether it’s GBP, USD, EUR, or INR. This flexibility lets you decide when to convert currencies based on the best exchange rates, putting more control in your hands.
Avoid Double Conversions: Traditional services often force you to convert your money into intermediary currencies, costing you extra in hidden conversion fees. With Pesa, you can send funds directly from one currency to another, eliminating the need for expensive double conversions.
Future-Proofing for Frequent Transfers: If you're sending money regularly or to different countries, switching between currencies on Pesa is hassle-free. This level of flexibility is essential for anyone navigating today’s unpredictable currency fluctuations, helping you maximise the value of your transfers.
One Wallet, Many Opportunities: By enabling users to hold funds in different currencies, Pesa empowers you to take advantage of favourable rates, saving on fees and optimising the timing of your transactions.
A Step Toward Digital Currency Integration: As the world inches toward digital currencies and borderless financial ecosystems, Pesa’s multicurrency wallet is a glimpse into the future. It provides users with a dynamic and evolving tool that could easily integrate with future technologies like cryptocurrency.
Conclusion: Why Pesa is Your Best Bet for Money Transfers!
After diving deep into the comparison of Pesa, Remitly, and Ria, it’s clear that Pesa stands out as the superior option for sending money to India. From its fee-free transfers to its competitive exchange rates, real-time speeds, and innovative multicurrency feature, Pesa provides unmatched convenience and value. Whether you’re making a one-time transfer or planning regular transactions, Pesa offers a seamless experience that puts you in control.

Why settle for less when you can enjoy the best? Try Pesa today for easy, fast, and secure money transfers to India.
https://www.pesa.co/blog/pesa-vs-remitly-vs-ria-which-money-transfer-service-reigns-supreme-for-sending-money-to-india

The world is now much smaller, so many people and businesses need to send money to other countries." Living in another country and sending money to your family?

Or maybe receiving money from parents in a different country? Doing business internationally? You'll need a good app for your international money transfers.

Thankfully, there are now many great fintech apps available. Some examples the top money transfer apps include Wise, Revolut, and Pesa.

These money transfer apps have made international money transfers simpler: They also offer competitive exchange rates and swift delivery times. This article discusses the best fintech apps for sending money internationally.

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Why Use Fintech Apps for Cross-Border Payments?

Sending money overseas through banks can be expensive because of high fees, slow processing times, and poor exchange rates. Traditional financial institutions often charge hefty fees for international transfers. Additionally, the processing times for these transfers can be lengthy. Moreover, the exchange rates offered by these institutions may not be favorable.

Fintech mobile apps, on the other hand, leverage technology to offer faster, more transparent, and cost-efficient alternatives. These apps help users have more control and see their international transactions better by using digital infrastructure.

Top Fintech Apps for Sending Money Abroad
1. Pesa (Formerly Pesapeer)
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Pesa is an app that allows people to send and receive money in over 40 countries.

The app is user-friendly and easy to use. Pesa does not charge any fees for transactions. This makes it a good choice for saving money. Pesa also provides competitive exchange rates to ensure users receive the best value when sending money abroad.

Pesa is popular among users for its fee-free transactions, competitive exchange rates, and other key features.

easily track your transactions and view transaction history within the app, providing transparency and peace of mind. Furthermore,
Fast and secure transactions ensure that funds transfer quickly and safely to recipients.
seamlessly hold and manage multiple currencies and convert with ease
Pesa is a reliable and efficient app for sending and receiving money globally. Pesa is a reliable app for sending and receiving money worldwide. It has no-fee transactions, competitive exchange rates, and user-friendly features. This makes it a top choice for people who want to transfer funds internationally easily.

Pesa has registered as a Money Service Business in Canada and the US. The company focuses on security. They offer features like facial verification and password encryption.

You can send money internationally for free with a highly competitive exchange rate. The service supports many currencies such as CAD, INR, NGN, PHP, GBP, GHS, KES, UGX, EUR, and more.

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Send money with Pesa
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2. Wise
TransferWise, rebranded as Wise, is popular in the fintech industry, offering borderless accounts and low-cost international transfers. With Wise, users can send money abroad at the real exchange rate with fair fees. The platform supports over 160 currencies and provides fast, transparent, and secure transfers.

3. Revolut
Revolut is a digital banking app that lets users hold, exchange, and transfer money in different currencies. With Revolut, you can send money to other countries without any extra fees. You can also get good exchange rates and use helpful tools like instant transfers and budgeting features."

4. PayPal
PayPal is a widely recognized payment platform that also facilitates international money transfers. Users can send money to friends, family, or businesses abroad using PayPal's secure and convenient platform. While fees may apply for international transfers, PayPal offers flexibility and accessibility for users worldwide.

5. Skrill
Skrill is a digital wallet and payment platform that enables users to send money internationally with ease. With low fees and competitive exchange rates, Skrill provides a reliable solution for cross-border payments. Users can transfer funds to bank accounts or other Skrill users globally.

6. Remitly
Remitly specializes in remittances, catering to individuals who need to send money to family and friends abroad. The platform has competitive exchange rates and fast delivery options. It offers various methods for sending money, such as bank deposits, cash pick-up, and mobile wallet transfers.



Read more: https://www.pesa.co/blog/localising-cross-border-payments-top-fintech-apps

Sending money from Canada to India is among the most common international transfers worldwide. With a population of over 1.4 million, the Indian diaspora in Canada is one of the country’s fastest-growing and most urbanised communities, and remittances have never been higher.

Thankfully, the options available in 2026 are better than ever. The challenge is knowing which one is right for your situation, because the difference between the cheapest and most expensive provider on any given transfer can be significant.

This guide covers the best ways to send money from Canada to India,what to look out for, and how to ensure your recipient receives as much as possible.



What to look out for when sending money from Canada to India
Before comparing specific services, it helps to understand what actually determines the cost and quality of an international transfer. Two things matter most:

The exchange rate (CAD to INR). Most providers do not offer the true mid-market rate — the rate you see on Google or XE. They apply a markup, which is essentially a hidden fee baked into the rate itself. A provider advertising "zero fees" may still be making money on a worse-than-market exchange rate. Always compare the final amount your recipient will receive in Indian rupees, not just the advertised fee.

The transfer fee. Some providers charge a flat fee per transfer, others charge a percentage, and some charge both. Fee structures vary widely, and what looks cheap on small transfers may become expensive on larger amounts — or vice versa.

Beyond cost, also consider:

Transfer speed — how quickly does the money arrive?
Delivery method — bank deposit, cash pickup, or mobile wallet (such as Paytm)?
Ease of use — app or online platform quality
Regulation and safety — is the provider registered with the Financial Consumer Agency of Canada (FCAC) and licensed to operate?
Transfer limits — some providers cap how much you can send per transaction or per day.
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Read more
[url]https://www.pesa.co/blog/best-ways-to-send-money-to-india-from-canada [/url]

What annoys you the most when sending money internationally? And which app has given you the best experience so far?

Choosing the best business banking app in Nigeria has become a critical decision for small and medium-sized enterprises (SMEs). With rising operating costs, cashless payments, and faster business cycles, Nigerian businesses need more than a traditional bank account; they need a digital banking solution that works at the speed of business.

In this guide, we’ll explain what makes a great business banking app, the features Nigerian SMEs should prioritize, and how to choose the right platform for long-term growth.

What Is a Business Banking App?
A business banking app is a digital platform that allows businesses to manage their finances electronically. Unlike personal banking apps, business banking apps are designed to support higher transaction volumes, business payments, settlements, record-keeping, and growth-focused financial tools.

In Nigeria, the best business banking apps typically support: - Business bank accounts, fast transfers and settlements, POS and card payment integration, transaction tracking and statements and access to business-focused financial services



Why Nigerian SMEs Need a Dedicated Business Banking App
Many Nigerian SMEs still rely on personal accounts or manual processes, which can limit growth. A dedicated business banking app helps businesses:

Separate personal and business finances
Improve cash flow visibility
Accept digital and card payments easily
Reduce delays caused by manual banking processes
Operate efficiently in a cashless economy
As digital payments become the norm, businesses without proper banking tools risk falling behind.





Key Features of the Best Business Banking App in Nigeria
When evaluating the best business banking app Nigeria has to offer, SMEs should focus on the following features:

1. Fast and Reliable Transfers
Businesses need to send and receive money without delays. A good business banking app should offer instant or same-day transfers with minimal failures.

2. POS & Card Payment Support
The ability to accept card payments through POS terminals is essential for retail and service-based businesses.


Read more https://moniepoint.com/blog/best-business-banking-app

A lot can happen in a decade…

A decade ago, the downstream sector was in a different phase of its evolution. Petrol retailing was a growing business with steady demand and a sense of predictability. The supply chain was simpler, margins were wider, and operational planning felt more straightforward.

Many independent marketers were expanding, new stations were opening across major cities, and the downstream sector felt like an accessible path for entrepreneurs willing to invest. Most stations ran almost entirely on cash, and record-keeping was manual via ledger books, calculator tapes, and handwritten shift reports. Payment delays were expected; transfer confirmation could take hours, sometimes longer.


Read more about the storyhttps://moniepoint.com/blog/on-fueling-a-nation-how-moniepoint-powers-nigerias-oil-and-gas-industry

Moniepoint Microfinance Bank (MFB), Nigeria’s definitive and trusted business and personal banking platform, has launched its new brand campaign, “Made for Your Progress,” reaffirming its commitment to powering the dreams of millions of Nigerians.

To signpost this message of aspiration and achievement, Moniepoint also proudly announces the appointment of Nigerian football star Victor Osimhen as its brand ambassador.

The “Made for your Progress” campaign establishes Moniepoint MFB as the financial partner for Nigeria's huge aspirational, ambitious, and gritty doers across all spheres of human endeavour.

At its core, the campaign celebrates the real people making real moves on their journey to success. It spotlights the small, medium, and big everyday victories that lead to customer growth, underlining Moniepoint's commitment to being a reliable, sophisticated, and approachable financial partner.

“At Moniepoint, we have always believed that the ambitions of Nigerians are the bedrock of our economy, as evidenced by the informal economy’s contributions to GDP. We celebrate the people behind the many businesses we serve, and the individuals who have created value with our personal banking service, ” said Babatunde Olofin, Managing Director of Moniepoint MFB.

“'Made for your Progress' is our promise to every Nigerian with a dream - that we will provide the financial comfort, confidence, and freedom they need to focus on building those dreams. We exist to recognise and power their journey.”


Read more about the Moniepoint MFYP


https://moniepoint.com/blog/moniepoint-mfb-launches-made-for-your-progress-campaign-unveils-prolific-striker-victor-osimhen-as-brand-ambassador

LIQUOR ETC is a liquor store in heart of Lekki looking to be positioned as a go-to brand for her clients to think of when they need seamless customer service getting their favorite liquors and liquor accessories. Hence, LIQUOR ETC, meaning Liquor and more.

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Purchasing drinks from our online store https://www.liquoretc.com/ is one of the easiest and seamless ways to shop for all your drinks and drinks accessories as LiquorETC is the largest online distributor of cognac, spirit, wine, and accessories in Nigeria.

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Established in 2021, our convenient, fast, and reliable service, has contributed to us becoming the fastest-growing drinks supplier throughout Nigeria.

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You can buy online from the convenience of your home/office or simply place a call through to us to place your order. Cheers!

For many job seekers, the frustrating reality is not about being unqualified for roles, but about not making it past the first hurdle—getting an interview invite. Often, this happens not because they lack the skills or experience, but because their CVs do not effectively align with the job description.

This gap between talent and opportunity is more common than many realize. For instance, we once mentored a candidate applying for a Product Manager role. Despite having the relevant skills and experience, the candidate’s CV failed to highlight them in a way that matched what the employer was looking for. As a result, they were overlooked, even though they could have been a strong fit for the role.

To solve this problem, we created the MyJobMag CV Job Description Matcher—a smart tool that helps job seekers understand how their CVs compare to the job descriptions of roles they want to apply for.

Here is the tool. Try it out: https://www.myjobmag.com/cv-match

Does anyone know how to load an IKEDC token for a prepaid meter easily?

Anytime I'm trying to load, I have to punch in my meter number a couple of times before it connects to the meter, and even the,n sometimes I have to punch in my token number once or twice before it loads successfully.

I feel this is extremely annoying and stressful.

Please, any idea how to load the IKEDC token seamlessly?

For the third consecutive year, we’ve been listed by the Financial Times as one of Africa’s fastest-growing companies.

As has been done every year so far, the list was compiled in collaboration with Statista through a rigorous screening process. Companies were ranked based on 2020-2023 data for their (i) absolute revenue growth rate and (ii) compound annual growth rate (CAGR).

This is an important milestone for us, but it represents something even more transformative for businesses in Nigeria—that they’ve had an ecosystem of reliable financial products to grow and scale fast. As a business banking leader and payment provider, our growth is tied directly to the growth of the people and businesses we support.

In the past year, we’ve hit several key milestones as a team. We now process over 1 billion transactions monthly for ten million businesses and individuals across Nigeria.

We also recently raised funds to scale these efforts, with the closeout of our US$110 million Series C fundraise in October and subsequent investment from global digital payments leader Visa. We’ve used this to expand our services to Africans in the diaspora who need to support their family, friends, and businesses back home.

Our mission remains clear: to create financial happiness for every African, everywhere.

Oily skin can be a frustrating and challenging skin type to manage, but with the right skincare products, it is possible to achieve a healthy, balanced complexion.



Oily skin is characterized by an overproduction of sebum, the natural oil produced by the skin’s sebaceous glands.



This excess oil can lead to shiny, greasy-looking skin, clogged pores, and an increased risk of acne breakouts.



In this comprehensive guide, we will explore the best skincare products for oily skin, including cleansers, serums, and moisturisers, to help you achieve a flawless, shine-free complexion.




[s]
The 10 Best Skincare Products for Oily Skin
[/s]

1: The Ordinary Salicylic Acid 2% Solution
2: The Ordinary Glycolic Acid 7% Toning Solution
3: Neutrogena Oil-Free Acne Wash
4: Good Molecules Niacinamide Brightening Toner
5: The Ordinary Niacinamide 10% + Zinc 1% Serum
6: Zapzyt Acne Wash
7: Panoxyl 10% Benzoyl Peroxide Acne Foaming Wash
8: COSRX BHA Blackhead Power Liquid
9: CeraVe Foaming Facial Cleanser
10: COSRX Low pH Good Morning Gel Cleanser



1: The Ordinary Salicylic Acid 2% Solution


Active Ingredient: Salicylic Acid



Why it’s good for oily skin:

Salicylic acid is a beta-hydroxy acid (BHA) that is known for its ability to penetrate deep into the pores and effectively remove excess oil, dead skin cells, and other impurities. This helps to unclog pores, reduce the appearance of blackheads and blemishes, and prevent future breakouts. The Ordinary’s Salicylic Acid 2% Solution is a potent yet gentle formula that can be used as a spot treatment or all over the face to control oil and improve the overall appearance of the skin.



2: The Ordinary Glycolic Acid 7% Toning Solution


Active Ingredient: Glycolic Acid



Why it’s good for oily skin:

Glycolic acid is an alpha-hydroxy acid (AHA) that exfoliates the skin, removing the top layer of dead skin cells and unclogging pores. This can help to reduce the appearance of enlarged pores, improve skin texture, and prevent the buildup of excess oil and impurities.https://deoset.com/product/the-ordinary-glycolic-acid-7-exfoliating-toning-solution/ The Ordinary’s Glycolic Acid 7% Toning Solution is a gentle yet effective formula that can be used a few times per week to achieve a more refined, radiant complexion.



3: Neutrogena Oil-Free Acne Wash


Active Ingredient: Salicylic Acid



Why it’s good for oily skin:

Neutrogena’s Oil-Free Acne Wash is a classic drugstore product that effectively cleanses the skin, removing excess oil and impurities without over-drying. The salicylic acid in the formula helps to unclog pores, reduce the appearance of blemishes, and prevent future breakouts. This gentle, foaming cleanser is a great option for those with oily skin who are looking for a reliable, affordable product to incorporate into their daily routine.



4: Good Molecules Niacinamide Brightening Toner


Active Ingredient: Niacinamide



Why it’s good for oily skin:

Niacinamide is a powerful ingredient that can help to regulate sebum production, minimise the appearance of pores, and improve overall skin tone and texture. The Good Molecules Niacinamide Brightening Toner is an alcohol-free formula that can be used after cleansing to help control excess oil and prevent the formation of blemishes. This toner can also help to brighten the skin and reduce the appearance of discoloration or uneven skin tone.



5: The Ordinary Niacinamide 10% + Zinc 1% Serum

Active Ingredients: Niacinamide, Zinc



Why it’s good for oily skin:

Like the Good Molecules toner, The Ordinary’s Niacinamide 10% + Zinc 1% Serum is formulated with niacinamide, which helps to regulate sebum production and minimise the appearance of pores. The addition of zinc in this serum also helps to reduce the appearance of blemishes and control excess oil. This lightweight, fast-absorbing serum can be easily incorporated into a daily skincare routine to help achieve a more balanced, shine-free complexion.



6: Zapzyt Acne Wash




Active Ingredient: Salicylic Acid



Why it’s good for oily skin:

Zapzyt’s Acne Wash is a budget-friendly option that effectively cleanses the skin, removing excess oil and impurities while targeting acne-causing bacteria. The salicylic acid in the formula helps to unclog pores, reduce the appearance of blemishes, and prevent future breakouts. This gentle, foaming cleanser is a great option for those with oily skin who are looking for a reliable, affordable product to incorporate into their daily routine.



7: Panoxyl 10% Benzoyl Peroxide Acne Foaming Wash

PanOxyl Foaming Acne Wash – Maximum Strength 10% Benzoyl Peroxide





Active Ingredient: Benzoyl Peroxide



Why it’s good for oily skin:

Benzoyl peroxide is a powerful ingredient that helps to kill acne-causing bacteria and unclog pores, making it an effective treatment for oily, acne-prone skin. Panoxyl’s 10% Benzoyl Peroxide Acne Foaming Wash is a strong yet gentle formula that can help to reduce the appearance of existing blemishes and prevent future breakouts. This cleanser is a great option for those with severe oily skin and persistent acne.



8: COSRX BHA Blackhead Power Liquid


Active Ingredient: Betaine Salicylate



Why it’s good for oily skin:

COSRX’s BHA Blackhead Power Liquid is formulated with betaine salicylate, a gentle yet effective alternative to traditional salicylic acid. This ingredient helps to deeply cleanse the pores, removing blackheads and preventing future buildup of oil and impurities. The formula is also infused with botanical extracts that help to soothe and nourish the skin, making it a great option for those with oily, sensitive complexions.



9: CeraVe Foaming Facial Cleanser
Cerave Foaming Face Wash, Face cleanser for Normal to Oily Skin 16fl oz( 473ml) ( US Version)







Active Ingredients: Ceramides, Hyaluronic Acid



Why it’s good for oily skin:

While CeraVe’s Foaming Facial Cleanser doesn’t contain any specific acne-fighting ingredients, it is a great option for those with oily skin. The formula is gentle, non-irritating, and effectively removes excess oil and impurities without stripping the skin of its natural moisture. The addition of ceramides and hyaluronic acid helps to maintain the skin’s barrier function and prevent over-drying, making this cleanser a great choice for those with oily, sensitive skin.



10: COSRX Low pH Good Morning Gel Cleanser




Active Ingredient: Betaine Salicylate



Why it’s good for oily skin:

COSRX’s Low pH Good Morning Gel Cleanser is another great option for those with oily skin. The formula contains betaine salicylate, which helps to deeply cleanse the pores and remove excess oil and impurities. The low pH of the cleanser also helps to maintain the skin’s natural pH balance, preventing the overproduction of sebum. This gentle, non-irritating formula is a great choice for those with oily, acne-prone skin who are looking for a reliable, everyday cleanser.

With the prevalence of acne among adolescents in Nigeria as high as 30%, finding the best skin care products for managing acne effects is a top priority among young adults.

Acne is a common skin condition and depending on your skin type can be frustrating to deal with, especially if you have acne-prone skin.



That is why our skincare expert has carefully selected the following products for acne-prone skin.



1: CERAVE Skin Renewing Night Cream:

The CeraVe Skin Renewing Night Cream is a facial moisturizer that is suitable for all skin types.

It features a complex of biomimetic peptides, hyaluronic acid, and three essential ceramides that work together to lock in the skin’s moisture and help restore the skin’s protective barrier overnight.

The cream is non-greasy and intensely moisturizing, designed to soften and renew the look of tired skin. It is formulated with niacinamide, which has many benefits and is safe for all skin types. Niacinamide can help to calm the skin and help strengthen the skin’s moisture barrier. The cream is also formulated with patented MVE technology, which encapsulates ceramides to ensure efficient delivery within the skin’s barrier and slow release over time.

The CeraVe Skin Renewing Night Cream is recommended for hydration and rejuvenation and is designed to be used at night as part of a skincare routine that includes cleansing, toning, treating, and moisturizing.

It is formulated with hyaluronic acid, which helps to hydrate and calm the skin, and ceramides, which help to restore the skin’s protective barrier. The cream is also formulated with peptides, which help to improve the appearance of fatigued skin.


2: PanOxyl Acne Creamy Wash

PanOxyl Acne Creamy Wash is formulated with 4% benzoyl peroxide, a dermatologist-recommended acne-fighting ingredient. This daily control wash is designed to cleanse the skin effectively, unclog pores, and manage acne on the face, chest, and back.

It works by removing dirt, excess oil, and impurities to help clear existing breakouts and prevent new blemishes from forming. The creamy formula is gentle enough for everyday use while being strong enough to combat acne effectively.

PanOxyl Acne Creamy Wash is beneficial for acne-prone skin due to its potent yet gentle formulation. It contains benzoyl peroxide, which is known for its acne-fighting properties, including reducing acne-causing bacteria, preventing clogged pores, and promoting skin shedding to keep pores clear.

The wash is recommended by dermatologists and is suitable for daily use to help manage mild to moderate acne. It is designed to combat acne quickly and effectively, making it a valuable addition to an acne treatment routine.




3: Cetaphil Gentle Skin Cleanser

The Cetaphil Gentle Skin Cleanser is a popular and well-regarded facial cleanser known for its gentle yet effective cleansing properties. It is designed for all skin types, especially sensitive and dry skin, offering a non-irritating and hydrating cleansing experience.

The cleanser uses micellar technology to remove dirt, makeup, and impurities without over-drying the skin, helping to maintain the skin’s natural pH balance. Formulated with hydrating glycerin, panthenol (vitamin B5), and niacinamide (vitamin B3), it helps to hydrate, soothe, and preserve the skin barrier.

The product is hypoallergenic, soap-free, fragrance-free, paraben-free, and sulfate-free, making it suitable for even the most sensitive skin. The Cetaphil Gentle Skin Cleanser is clinically proven to cleanse while providing hydration and maintaining the skin’s moisture barrier, defending against signs of skin sensitivity like dryness, irritation, and a weakened skin barrier.

Overall, it is a gentle and effective cleanser that has garnered positive reviews for its ability to clean without irritating, making it a trusted choice for many individuals looking for a mild yet efficient facial cleanser.


4: CeraVe Renewing SA Cleanser

CeraVe Renewing SA Cleanser is a gel cleanser that transforms into a foaming lather to gently exfoliate the skin, remove dirt, oil, and impurities, and deliver smoother skin.

It contains salicylic acid (SA), a beta hydroxy acid (BHA) known for its exfoliating properties that help remove dead skin cells and promote radiance. The cleanser is suitable for normal skin and acne-prone skin, providing gentle exfoliation without harsh microbeads that can irritate the skin.

Formulated with essential ceramides (1, 3, 6-II), hyaluronic acid, niacinamide, and vitamin D, this cleanser helps restore and maintain the skin’s natural barrier while keeping the skin hydrated and soft.


5: Neutrogena, Oil-Free Acne Wash, Pink Grapefruit Facial Cleanser

The Neutrogena Oil-Free Acne Wash Pink Grapefruit Facial Cleanser is formulated to clear breakouts and visibly reduce post-acne marks. It contains naturally derived grapefruit, vitamin C, and salicylic acid, which work together to treat and prevent breakouts, even blackheads.

The maximum-strength salicylic acid in the cleanser helps to exfoliate the skin, remove excess oil, and reduce inflammation. The cleanser is oil-free and rinses clean without over drying, leaving the skin feeling fresh and hydrated.

The key ingredients in the Neutrogena Oil-Free Acne Wash Pink Grapefruit Facial Cleanser are salicylic acid, grapefruit extract, and vitamin C. Salicylic acid is a beta hydroxy acid that helps to unclog pores, reduce inflammation, and prevent breakouts.

Grapefruit extract is rich in antioxidants and has anti-inflammatory properties, which can help to soothe the skin and reduce redness. Vitamin C is a potent antioxidant that can help to brighten the skin, reduce the appearance of post-acne marks, and protect the skin from environmental stressors.

Read more about the remaining 6 best skincare product for acne prone skins https://deoset.com/blog/best-skincare-products-for-acne-prone-skin/

With the Moniepoint USSD code, you can perform the following transactions:

Transfer money: By dialling the code *5573#, you can make payments and transfer funds from your Moniepoint account to another Moniepoint account or any other bank in Nigeria. Easily transfer funds to your friends, family, and vendors without the challenge of a hanging network connection.

Check Account Balance: Stay informed of your financial details and conveniently retrieve them anytime. You can check your Moniepoint personal or business bank account balance by dialling the USSD code.

Block and Unblock your Account: Are you offline? Your peace of mind is guaranteed. You can easily block and unblock your account with or without your phone by dialling *5573*911#. We’ll explain further as you read on.

Buy Airtime: Keep your conversations going. Dial *5573# and buy airtime for yourself and your friends speedily. The best part is that you do not need an internet connection. You can easily top up your airtime on any network providing service in Nigeria.

Top-up Data: No data to buy data? You can easily purchase data for yourself and anyone else by dialling *5573#. Always stay in touch and updated.

Reset PIN: Forgot your PIN? No worries! You can securely change and reset your transaction PIN, even while offline, and stay in control of your financial security.

Instantly Retrieve an OTP: Scale through extra security even without an internet connection. Simply dial *5573# to retrieve OTP and enjoy banking on point.

You can activate the USSD banking feature by navigating to the settings in your personal or business app and selecting 'USSD BANKING.'

https://moniepoint.com/ng/moniepoint-ussd

Are you a Pitbull owner curious about how big your furry friend will grow?

Check out our Pitbull Weight Forecaster! https://thepitbullcenter.com/pitbull-weight-chart-and-weight-calculator/

This simple and easy-to-use weight calculator will help you predict the adult weight of your Pitbull based on its current age and weight.

It's perfect for owners who want to monitor their pet’s growth and manage their diet and exercise accordingly.

Whether you're a new Pitbull parent or a seasoned owner, this tool is a game changer in ensuring your pooch grows up healthy and happy.

Use and share your results and experiences with us!

It’s the season of love, and the pressure is getting “worser and worser.”

You’re probably considering how to surprise your loved ones with a memorable gift or experience, but the problem is Nigeria’s inflation rate, right?

Relax; I’ve got you covered with a list of practical and cost-effective activities you can do this Valentine’s season.

You can plan that perfect date, movie night, or prepare memorable activities without breaking the bank.

Ready to move beyond matching red and white outfits to creating cost-effective and unforgettable moments?

Let’s explore!

1. Movie Date Night
The classy date move is to visit a cinema or a hyped-up restaurant for a lovely time, right? However, reality check shows that the prices of movie tickets and meals are hitting the roof.


You can skip the noise of overcrowded eateries and cinemas by creating a cosy movie environment with candle lights, blankets, and good old romantic movies.

You can binge-watch your favourite romantic series by subscribing to your favourite streaming platform using your Moniepoint Debit Card https://moniepoint.com/ng/personal/instant-debit-card details shown on your Moniepoint Personal Banking app.

While everyone else struggles to navigate the traffic of a busy February 14th, enjoy homemade meals and cuddle up in front of your lit-up television screen.

2. Prepare a Home-made Dessert for Your Partner

You can treat your partner or loved ones to special homemade desserts like pastries, cakes, ice cream, shawarma, or pizza. Look up an easy dessert recipe and without spending much on dessert shops, you can prepare your partner’s cravings at home.

3. Plan a Game Night
Who doesn’t love a friendly competition in the air? With affordable board games such as Ludo, scrabble, monopoly, etc., you and your partner can play fun games.


You can also add a touch of romance by creating a lover’s treasure hunt with cute love notes as clues to the final price.


4. Spa Night
Spa night is a fun and cost-effective activity to do this Valentine’s season with your partner. Gather your skin care products, watch YouTube spa tutorials, and give your partner a relaxing spa treatment from the comfort of your home.



You can also spice the moment up by taking selfies and videos to post later on your social media pages.

5. Take a trip down Memory Lane

Do you see that box that contains old album photos of your partner’s chubby cheeks and bulgy eyes as a baby? Go through those pictures while laughing together.

You can recreate old love sparks on this special day by returning to old love letters, text messages, and Google photo archives of your first date.

Furthermore, you can go the next mile by writing heartfelt love notes to your partner that you can look back on in the future.


6. Slow Dance to your Favourite Playlist


You can create a playlist of your favourite love songs or even Afro beats and dance carefree to its melody. You can enjoy a memorable moment by subscribing to streaming platforms like Spotify, iTunes, Boomplay, etc., using convenient and reliable cards like the Moniepoint debit card.

From loud karaoke to intense slow dance movements, you can make this Valentine’s season special and affordable.


7. Go Together on Volunteering Activities

Nothing beats the feeling of sharing love with the underprivileged. You can visit orphanages, hospitals, and the streets and share gifts, your services, or your time. Doing this allows you to bond with your partner and give back to the community well.


8. Paint Together

Awaken the artistry in you both by painting together. You can paint portraits of yourselves, beautiful views, or even your future dreams, anything involving bonding times and paint brushes.

9. Cook a Meal Together



Find the secret ways to each other’s hearts by cooking a delicious meal together. You can get help from online tutorials or cookbooks to create magic in the kitchen.

What matters is the time you spend together laughing, cutting, frying, and bonding over hot, boiling soup.

Wrapping Up

You don’t have to spend a fortune showing love to your family and partner this Valentine’s season. You can create a memorable Valentine’s celebration by simply re-creating romantic indoor dates, playing games, and watching movies together.

Remember to be intentional with your finances this season by opening up a secure bank account like the Moniepoint personal bank account. This way, you can make quick and smooth transactions that won’t spoil the love mood this season.

Have you ever considered turning your knowledge and skills into a profitable online course?

The digital education market is booming, and there's never been a better time to share your expertise with the world.

Whether you're a seasoned educator, a passionate hobbyist, or an expert in your field, your knowledge is valuable.

And the best part? You can make a significant income by doing what you love!


Why Create an Online Course?

Creating an online course offers unparalleled flexibility and potential. Not only can you reach a global audience, but you also have the freedom to design your curriculum, set your own prices, and teach on your schedule.

Imagine impacting lives worldwide while generating a steady stream of passive income. From enhancing your professional brand to securing financial freedom, the benefits are endless.


Why Choose Qataloog.com As Your Prefered Online Course Platform?

Enter Qataloog.com – your ultimate partner in online course creation. Qataloog stands out in the crowded online education space for several compelling reasons:

1: Ease of Use: With Qataloog's intuitive platform, creating and launching your course is a breeze. You don't need to be tech-savvy to bring your vision to life.
2: Customization: Tailor your course to match your unique style and preferences. Qataloog offers a range of tools and features that let you design courses that truly stand out.
3: Monetization: Qataloog understands the importance of your financial goals. With transparent revenue models and efficient payout systems, you're in full control of your earnings.
4: Supportive Community: Join a vibrant community of content creators and educators. Share insights, gather feedback, and grow together in a supportive environment.


Start Your Journey with Qataloog Today!

Don't let your potential go untapped. Whether you're aiming to supplement your income, transition to full-time online teaching, or simply share your passion with others, Qataloog.com is here to make it happen.

Visit https:///3OK2dyL now to take the first step towards turning your knowledge into profit.

Alright. Now you have a prepaid meter — finally, a relief from “estimated bills” that were squeezing your neck. You’re in full control because having a prepaid meter means you can now control the amount of electricity you use daily.

Now you might be wondering how to recharge a prepaid meter. Don’t worry! You’re in the right place, and I’ll show you the best ways to recharge your prepaid meter. I’ll also show you how to get the meter, install it, and recharge it so you enjoy its full benefit.

If there’s one cool thing about using a prepaid meter, it’s that you can monitor your expenses and make the right spending decisions, especially in our current economy.

Differences Between Prepaid and Postpaid Meter
Let’s dive into the differences between prepaid and postpaid electricity meters.

1. Usage Management
Prepaid power is more efficient than postpaid power as it gives you control over the recharge amount. On the other hand, you don’t have as much control when using postpaid electricity.

2. Payment Methods
Before you can use your prepaid meter, you have to make a payment for an electricity token which you input to access power. Whereas, with a postpaid meter, you make payments at the end of the month through a monthly bill brought to you by your local electricity company.

3. Late Penalties
If you pay your monthly bill after the due date using postpaid electricity, you will receive a late bill payment fee. Alternatively, using the electricity token system, prepaid customers will not receive late fees. However, if the electricity token runs out, they will experience a power cut.

Procedure for Getting a Prepaid Meter and Postpaid Meter
It’s time to take the upper hand on your light bills, right? You can easily apply for either a prepaid or postpaid meter through the following steps below:

Log on to the electricity distribution company website.
Click on the “Download Application Form” menu to download the application.
Fill out the form carefully, providing all of the necessary information
Submit the completed form to your local electricity distribution offices.
Follow up on your application forms to ensure that your prepaid meter arrives on time.


There are different methods for loading your prepaid meter. You can load it online yourself.

Here is how to load your prepaid meter online from the comfort of your phone


1. Go to Google Play Store or Apple App Store and download the moniepoint mobile app.

2. Once downloaded, open it and create an account if you are a new user. If you already have an account, log in to your personal Moniepoint bank app.

3. Select the “Pay Bills” icon.

4: Click on Utilities. It will take you to a page where you can select your electricity provider.

5. Then enter your Meter Number.

6. Input the amount of electricity you want to buy. The amount will be deducted from your Moniepoint account. If you are using a postpaid meter, you can input the amount stated on your bill.

7. After successful payment, you will receive your electricity token for the prepaid meter. Go ahead and input the token into your prepaid meter.

8. For a postpaid meter, you’ll need to keep the proof to confirm your payment with the electricity official.

Read more https://blog.moniepoint.com/how-to-recharge-your-prepaid-meter/

What is your biggest bike logistics delivery service challenge?


1: Safety of Package
2: Speed
3: Cost
4: Timely Delivery
5: Customer Experience

Nigeria’s financial system has come under renewed scrutiny against the backdrop of the increase in the value of electronic payment transactions in Q1 2023 and the challenges posed by bad faith actors who exploit gaps in the payment systems even as Nigerian financial institutions have reported ₦159 billion ($201.5 million) lost to fraud since 2020.

There is need for all players in the financial services sector to come together in tackling these challenges.

This was the thrust of position made by Group CEO, Moniepoint Inc., Tosin Eniolorunda during a courtesy visit to the Chief Executive Officer, Fidelity Bank, Nneka Onyeali-Ikpe in Lagos. Onyeali-Ikpe, who welcomed the Moniepoint boss used the opportunity to apologize for the inconveniences experienced during its recent banking channel integration optimization with some neobanks which resulted in service disruptions and inability of customers to receive financial inflow.

Eniolorunda used the occasion to stress the point that Moniepoint as a responsible and compliant organizations takes customer KYC very seriously. “We are not one of those businesses who open accounts without BVNs. All accounts created on our platform have BVN verification and in addition to this we perform a liveliness check at the point of onboarding. This is a comparison of the account holder’s life picture and the BVN image as a way to reduce impersonation,” Eniolorunda maintained.

He continued, “we have zero tolerance for fraud and typically go all out to ensure that we track fraudsters and fraudulent transactions on our platforms. We have deployed and utilize advanced fraud detection systems and technologies that can analyze patterns, identify anomalies, and detect suspicious activities in real-time. These systems which employ Artificial intelligence (AI) and Machine Learning (ML) can help identify potential fraud incidents and trigger alerts for further investigations.”

Moniepoint and Fidelity agreed to work closely together and develop a tightly knit mechanism to fight fraudulent transactions in the ecosystem.

Learn more here: https://blog.moniepoint.com/what-is-a-savings-account-infographic/

A savings account is a deposit account designed to hold the money you don’t plan to spend immediately.

This is usually different from a current account that is designed to be used by businesses for everyday business transactions.

Savings accounts are important because they help you save towards your personal financial goals.

Have you ever found yourself in a situation where you tried to use your debit card only for a “Switch Not Available” response at the ATM.

I am sure this has happened to you before.

Well, it happened to me again last week.

I was on my way home after a busy day at work. My plan was to withdraw TP money from the bank close to the Ojota bus stop near the pedestrian bridge.

On getting there, I tried my ATM debit card, and the next message I got was “Provider Not Available”.

I was furious.

I was furious not because of the message “Network not available issues ” even though that sucks as well, but I was furious cos I had promised myself that this would never happen to me again.

You see, sometimes I can be carefree with the total amount of cash I have on me. My wife always tells me that one day, I am going to run into an issue where I would need cash and I won’t have cash to get me out of the situation.

I thought to myself.

This is going to be the day.

I simply can’t walk all the way from Ojota to Berger. There was no way I was going to do that.

So I simply sat down there waiting for the network to be back.


If you have experienced a scenario where you had no cash on you and you were stuck at the bus stop, you would understand my plight.

I either have to trek, go to the bus stop to beg for alms or simply wait there for the network to be back.

I chose the last option.

Don’t mind me, even if I don’t have money for it, I still have some pride left. I am not going to the bus stop to beg or just enter a bus and pretend to the conductor that I just lost my wallet.

I mean, I don’t want any tooth to be missing.

I still had a lot of days ahead of me and I was not going to ruin my face even if I didn't have a penny on me.

As I sat down there, I thought to myself “Will we ever get to a situation in this country, where your debit card just works”.

A savings account serves as a secure repository for your hard-earned money, allowing you to earn interest on your deposits while maintaining easy access to funds.

Whether you’re just starting on your financial journey, planning for a big purchase, or building an emergency fund, opening a savings account is a fundamental step towards achieving your financial goal.

In this guide, we’ll walk you through the process of opening a savings account. Not only that, we will also discuss the benefit of a savings account and how to select the right type of savings account that aligns with your needs.

What Is a Savings Account?

A savings account is a foundational financial tool offered by banks and financial institutions that enables individuals to securely store their money while earning a modest interest on their deposits.

How to Open A Moniepoint Saving Account

With Moniepoint, you can open a personal bank account in minutes on your phone while binge-watching your favorite show.

Step 1: Visit Play Store or App Store. Click install.



Choosing A Saving Account: What to Consider

While opening a savings account might seem like a straightforward task, there are several important factors to consider before you make your decision.

Different financial institutions offer a variety of savings account options, each with its own features, benefits, and potential drawbacks.

To ensure that the savings account you choose aligns with your financial goals and preferences, here are some key considerations to keep in mind:

1. Fees and Charges:
Before opening a savings account, inquire about any fees or charges associated with the account. Common fees could include monthly maintenance fees, ATM withdrawal fees, overdraft fees, and fees for falling below a certain minimum balance.

2. Minimum Balance Requirements:
Many savings accounts have minimum balance requirements that you must maintain to avoid fees or qualify for certain benefits. Consider your typical account balance and choose an account with a minimum balance requirement that you’re comfortable with. Keep in mind that some accounts might offer better interest rates or additional perks for higher minimum balances.

3. Accessibility:
Evaluate how accessible your funds will be in the account. Look for features such as online banking, mobile apps, and functionality across ATMs and POS systems. If you need to regularly access your savings, ensure that the account provides convenient options for withdrawals and transfers.

4. Account Restrictions:
Some savings accounts come with restrictions on the number of withdrawals or transfers you can make within a given period. These restrictions are often in place to maintain the account’s status as a savings vehicle rather than a transactional account. If you anticipate needing frequent access to your funds, consider an account with more lenient withdrawal limits.

5. Customer Service and Reputation:
Consider the reputation and customer service of the bank or financial institution you’re considering. Look for reviews and ratings to gauge the quality of their service and their commitment to customer satisfaction. A reliable and responsive customer service team can be invaluable if you encounter any issues or have questions about your account.

Can I Open A Saving Account Online

Opening a savings account online has become a popular and accessible option, allowing you to initiate and complete the account setup process without setting foot in a physical bank branch.

Those who are more comfortable doing their banking in person might be better off with a bank that offers branches.

Reasons to Open A Savings Account.


Still not decided if you need a savings account? Opening a savings account can be a strategic step towards securing your financial future.

Here are several compelling reasons why you should consider opening a savings account:

1: ATM Card:
One of the main reasons for opening a savings account is an ATM card that you can use as a preferred means of payment and getting a card rather than relying on cash transfer or carrying bulk cash around which is risky. With your debit card, you can easily make payments for your regular services such as Netflix, and do a whole lot more.

2: Building an Emergency Fund:
Life is unpredictable, and unexpected expenses can arise at any moment. A savings account provides a dedicated space to build an emergency fund, which acts as a safety net in times of crisis. Having readily accessible funds to cover medical bills, car repairs, or other urgent needs can help you avoid going into debt.

3. Financial Security:
A savings account offers a level of financial security that goes beyond just keeping money in cash. Funds in a savings account are typically insured by the government up to a certain limit, providing you with peace of mind knowing that your money is protected even if the bank faces financial difficulties.

4. Interest Earnings:
[/b]Unlike funds in a checking account, which usually don’t earn interest, a savings account allows you to earn a small amount of interest on your deposits. Over time, these interest earnings can accumulate and contribute to the growth of your savings without requiring any active effort on your part.

[b]5. Achieving Long term and Short-Term Saving Goals:
Whether you’re saving for a vacation, a new gadget, or a special event, a savings account can help you reach your financial goals. By setting aside money in a dedicated account, you’ll have a clear visual of your progress and can avoid dipping into funds intended for other purposes.

Conclusion:
Opening a savings account offers a multitude of advantages that extend far beyond the simple act of stowing away money. It serves as a cornerstone for building a sturdy financial foundation, allowing you to weather storms, achieve goals, and secure your dreams.

Source:https://blog.moniepoint.com/how-to-open-a-saving-account-in-nigeria/

If someone had told me that a day would come when someone would accuse me of stealing, I would have argued. But it did, and all it took was a plate of rice and chicken, and I couldn't even argue.

This nightmare happened two weeks ago after I ordered rice and chicken from an online food vendor. At the point of delivery, I paid via transfer to the dispatch rider and even showed him the receipt.

After 15 minutes of waiting for the money to show in the dispatch rider's account, the dispatch guy mumbled something about banks and their network. We both figured it was a typical banking wahala.

And so the rider left hoping that the money would reflect at some point in the day. Na here my problem start.

The dispatch rider called me the same night to mention that he hadn’t seen the money. Money that had left my account since.

The following day, the rider woke me up with the same claim. I was like my guy go to your bank, its not my fault.

The shocker, however, was when I opened my door a few days later to see the dispatch rider, the vendor, and one guy thrice my size standing there.

I showed them the proof of payment on my app, email, and even a text message. But this vendor no gree believe.

Even with all the evidence. I explain tire that day o.

The vendor was already threatening to rain fire and brimstone on me while the big guy was already giving me one kain look.

I was still explaining when I got a text only to see that the root of all the problem, “the money,” had been refunded.
Come and see how I ran to the nearest POS to withdraw cash.

The thing is funny now but that day my chest wanted to cut. I remember how my friend almost died of laughter when I gisted him. The goat was just shouting shebi I told you to open a Moniepoint personal bank account so you can collect a card that works. Card wey no dey ever disappoint person.

Moniepoint has the fastest transfer with their network that flies. An account that you would have opened on your phone in less than 5 minutes.

Omo, he didn’t have to say much.

I have sha respected myself and opened a Moniepoint personal bank account. I even ordered for a card on Monday, and it was delivered the same day. E shock me. I activated it in the app without leaving my house.

See soft life.

Avoid shege: Get your own account o https://moniepoint.com/ng/personal/banking