Can I get a copy. Regards

Lindakam:
Hi. I am new here. Although I have been following as a guest. A situation whereby you have the funds in naira but you proceed to buy dollars from black market due to fluctuating Naira rates. Would it fly? I don't intend to spend the dollars. If yes, which SOA do I use?.. Thank you


quote author=WeAreDLucky1s post=96370823]

Hey AyeeshaB,

CAVEAT: I AM NOT A VO neither do I process applications for people, but like most people in this thread, I have applied for this, I want the best for everyone and surely, my application is in good stand. So, whatever is written below is an unbiased interpretation of what is on the IRCC's website alongside proven personal experience and knowledge from this forum.

I am particularly taking a keen interest in this question even if it has been answered multiple times before. This is because I delayed my "plugging" into the pool for almost 2 years searching for how to gather the POF, how to meet the requirement while ensuring that I abide by their rules (since 2017). Also, I feel it would be quite informative if I pour out all I know about it and the "general" confusion surrounding POF AND THE SIX MONTH SOA (Statement of Account).

I see the majority of your questions centers around POF, as such let's take a quick view of what qualifies in order to present an acceptable POF. (no sentiments attached)

So, I made a quick road trip to the IRCC's portal on the page with the sub-header "WHAT WE ACCEPT AS PROOF"; Link HERE. Image below.

In the image, I made some inkings with 4 Colours; - let me explain;
1. RED: What you cannot use - in your case, this has no effect, so we will skip it since you'll be using "Money in the Bank" (let's call it Cash). This by all means is the easiest form to prove because it is the sole form that meets their requirement 100%.

2. YELLOW: Borrowed Funds. Well, the only way the VO can prove that the money is not borrowed by you presenting ONLY A LETTER (This is what is requested) is by ensuring you have a history with the bank or financial institution, thus, the reason for the AVERAGE BALANCE FOR THE PAST 6 MONTHS. Note: this will be low if you just recently dropped a lump sum or rarely use the account. - A red flag. Also 6months Average is not 6Months SOA, in fact, you're actually giving the VO work to do by converting your raw data (cash entries) into 6months Average. - Sorry, no yellow inking on Nairaland

3. GREEN: Readily available cash for settlement aka "everyday spending". This is where "CASH IS KING" got its entitlement and the edge over every other means for POF. Remember - CASH IS KING. I am a witness to this.

4. BLUE: How to Prove your money. This, clearly stated with 5 bullets and 4 sub-points what is required to effectively prove you have the minimum required money needed for settlement in Canada.

Now that we know what and how to prove a POF, let's have a deep dive into your questions.

1. Is it okay if the bank letter/ statement is up to 3 weeks old before the application submission date or what is a safe acceptable timeline?
- Please let's assume you stick with what is requested - A LETTER - NOT STATEMENT OF ACCOUNT! In this case, if you have always had your money since forever in that account, you may just pull up a recent letter that meets those requirements in the bullet. Note, recent here is subjective, however, if you can get a letter of 3weeks old in their requested format, I doubt it will be an issue.
ANS: It is Okay. There is no "safe acceptable timeline" per the information on the IRCC page.
Mine: First POF - a week old, Second: 2 weeks plus. - Never got ADR for Fund. - Never! (FYI: Submitted POF twice because of the new addition, although my first already covers for the new addition(new baby), I just prefer to make documentation easy for the VO - Choice)


2. In a case where I want to include salary inflows into my account do I need the whole account statement for the duration or I can take a screenshot of the exact inflow days?
No one really asked for SOA (Statement of Account). This is just a conception someone coined possibly to avoid unnecessary suspicion and probably to explain some certain inflows. Well, today it has gotten general acceptance - I blame no one.
ANS: There is absolutely no need to highlight or screenshot specifics. If you want to add SOA, it should be because you want to "sleep well or at least give yourself the benefit of doubt" that you were able to prove your POF or cover your tracks, as the case may be.
MINE: First - Only the official letter from Zenith Bank - Savings Account, Second - Only the official letter from Zenith Bank - Savings Account! No SOA whatsoever - Na! I don't buy that. I believe in the simplicity of my application. Note: both letters at the 2 Instances met their bullets - I ensured I drafted it for the bank and had them give me in that format. - You can PM me if you want a copy - signed/stamp and on their Letterhead. - Never got ADR for Fund. - Never! (My application was confirmed approved in 3months, if not for Corona wey come pour sand inside my garri, and now baby come join I no go kill myself nah )


3. Do all the addresses on all my documents need to be the same (current address, PCC, bank statement/letter, Pension letter). I have not updated my addresses in some of my banks.
ANS: Hey, worry less! The majority of these documents do not even have your past, current, or future address lol. Seriously, don't worry about all these. There are days ahead where you'll pray to sleep only because of endless thoughts about your submitted application and the wait. Please don't start this way. No Nah. Please get your document and upload it.
PCC - Purple page - No address, Bank Letter - No address, RSA/PFA - No address. So, why the headache.


4. Is it okay after application to move money from where it was, I do not intend to spend it, I just want to Invest it while I wait for PPR because it has been lying in my dollar account for months with no interest.
ANS: Please do not make things complicated, in fact, try to make it simple for you, yourself, and everyone. What I would advise you is to put on a scale, the benefit of both decisions - That is, if you leave your money the way it is in the bank VS if you move it. Trust me, if you do the latter it throws a red flag should they mistakenly ask for Schedule 4A - ADR for POF (You've got only one shot away from straight rejection - surely, you don't want to be in this situation) or even if your application has been approved and you fly, how do you want to explain to any "overzealous" CBSA officer at your POE.
My advice is please leave the money there, after all, unless you plan to stay ONE YEAR after PPR before you travel, then you can invest after PPR, the ROI on most investment isn't that glorious, anyways! When you reach your apartment for obodo Canada, you can make it the first in your TODO list
MINE: Family of 4 yet, I allow the money to stay stupid there in the bank by now (11months) it would be close to another Million if invested in ordinary yeye 12% Mutual Funds self. But 1M isn't worth a rejection abeg, only IELTS self take almost 600K from me. Biko I cannot come and settle fight with VO wey no like to hear word.

Once again, I personally want to say the issue of POF is one that has hindered many, caused rejection, and has caused many headaches to plenty. Like all issues of Money, always remember the easier it is to explain the better it is to convince, anyone.

_{I hope this has been informative and helpful, and I'll like to thank you for reading.}

Anyone gotten PNP cert not listing their family as accompanying and later listing them as accompanying after getting the 600 points?

Long time guys. Pls a quick one now

Rrspect and greetings all.

I didn't find a thread so I thought I could just ask here. I have read all the billings method and what have u.
A girl is a blessing bla bla, I know all those too.

We need to conceive male child, how do we go about it, and those who have tried with success rates could share. Thanks

Guccigucci:
Hi house pls my WES profile just showed this pls what does it mean biko??

Pls had ur WES been verified

Pls what does this mean.

WES timeline changed to this few days after my school verified WES.

I am confused. Is this supposed to be showing like this.
Its been like this for one week now

Pls I have a question, from when your school verified your WES till when the results came out, how long did it take.
Also what updates on the page will you see

Reply for more pix

Need money asap. Need to sell this car.

gbemmyg:
Send me a message

How to do that

Has anyone applied for transcript in UNILAG since August & got it sent. I have used two contacts now and spent much money and nothing yet

Unilag two months transcript not sent

Pls a quick one. I had evaluated my degree in 2018, then nothing like WAEC required. Now I am evaluating my MSC. And they notified me of WAEC.

Will I create a WAEC profile too in WES or just d MSc.
When WAEC sends d transcript will it be there or I still need to create a secondary school profile.

I'm confused. Cos its just Msc profile I created under upgrade Evaluation

Unilag transcript for MSc
Cost and and all? Anyone?

haywhy80:


I have read a number of times that WES delivers a soft copy of ECA. Saving that money will go a mile. Others can equally advise.

Will I still be able to track progress using the $7 route.

Pls which is better in WES

$7 compared to $85

Me I have patience.
Who has used d $7 route before and what was the outcome

Igbo girls are smart. So if u ain't, stay clear.


Plus if u no get money, hide ur face.
Know ur intention with her and follow it thru and very fast. If not its stories that touch.

An Igbo usually will never settle for less be it a female or male. .

The longer the relationship, the harder it is to convince her to settle down with u, especially if you arent considerably rich or have prospects to be. So act fast.

Her father and brothers mostly are well to do at least so why should she be moving downwards instead of upwards.. Our culture is capitalist from pre colonial and not socialist like d other cultures. Respect each other culture. Its d way it is.

GAZZUZZ:


Vehicles that require a repair manual to fix.

This is funny, and quite explanatory that u are not an experienced mechanic when it comes to volkswagen. You need no repair manual to fix a VW. All you need do is to plug a system for diagnosis. And vuala, that's it. The system tells u the fault, not loke Japanese cars that dont have good shocks and mechanic can cheat u with a Japanese car. But with a volkswagen, the system already tells what's faulty.
Vw has the cheapest shocks, and very cheap parts at Itire (by Ladipo), same mushin axis.
Car with more balance, stronger engine and everlasting shocks.

(Since i was born and now i am still getting young; i have never seen danfo or this volkswagen park someone up on the road; brothers have u seen)

God bless you

Emmasonic4me:


Nice one. In fact, I have reasons to believe it's the examiner that grades you too. During my "second missionary journey", the examiner recognized me and asked why I'm appearing again. I told him its the listening that's messing me up. He said something like... "Okay, I'm sure most of the candidates I examined last month didn't get lower than 7.0. Anyways, I wish you luck in your listening test tomorrow."

What does that suggest?... Your guess is as good as mine.

Nice one. .


I guess the interviewerrs in nigeria sre Nigerians?

You will receive one copy of your Test Report Form*. (*Those applying to Citizenship and Immigration Canada (CIC) will receive two. You will need to provide the test centre with proof of application to CIC.)

Read this on Bri Council's Cameroon IELTS test taker's page online..
Pls who understand's this or isn't it applicable in Nigeria

Morning to the babas in the house.

GAZZUZZ:


I am sorry if you are offended. I will pay for car if it in good condition.

Apologied accepted.

Had u asked me, would have told u it was an emergency sale. The fund is needed urgently.

Location of car: Bode Thomas.

Modified

GAZZUZZ:


It is either a scam, or vehicle is meniacaly bewildered with issues e.g a toyota engine and transmission inside.

Read my history on nairaland. Woildnt expectsuch from you.
I am legit and been on nairaland since 2011 with no dent to my name.
Are u suprised at the price.
Pr that u are just too poor to believe its possible.
Poor fool thinking he has money cos he owns a small show shop.

Kindly if u are interested in buying anyone do let me know.
Car is in perect condition. U can verify my adress from the govt and driver licence autencity from the government. Thanks

Sold

One

£150, London iTunes gift card for sale

nonogoodgirl:


No light in unizik. I paid a contact someone gave me to get it done. Mine got to them in September and was verified on October 25th. Same day I paid. Meanwhile, na email verification ooo

Pls can I get the contact, cos I keep getting stories, about it

What's happening in UNIZIK, taken more than 3 months to verify WES. Anyone going thru same?

laykhorn:
Anybody here has $200 bitcoin available for sale?

Yelse