₦airaland Forum

dayokanu: http://www.deloitte.com/view/en_GB/uk/industries/sportsbusinessgroup/sports/football/deloitte-football-money-league/5aa11261e7c5c310VgnVCM3000003456f70aRCRD.htm

https://i.dailymail.co.uk/i/pix/2013/04/17/article-2310615-195A55F8000005DC-291_625x253.jpg

that's the latest forbes list released barely a week ago. whatever old link you are bandying is as outdated as VHS! arsenal are richer than bayern!

The same Kompany of Hamburg is the same Kompany that was sodomised by Gundogan, Gotze and Reus. Heck even a mediocre sub like Scheiber rimmed Kompany and Hart together
This same Kompany na him we dey talk abi another one
https://i.dailymail.co.uk/i/pix/2012/12/04/article-2243055-1659F903000005DC-474_634x354.jpg
Kompany ko PLC ni

see this mumu......
he goofed kompany is the reigning best player in the english league and he's still the same fool saying kompany was sodomised. are you retardëd? kompany is not better than johnny evans but he's improved from the kompany in bundesliga.

we all saw how a 6th placed team undressed bayern in bayern's backyard barely a year ago. at least english players have won on the continent in the last 13 yrs. german players have won nothing in the last 13 yrs....club competition or internationals.

manny4life: Ok Coogar,
This argument leads no where, if you honestly believe a big job will solve your problems, GOOD LUCK on your thoughts. For me, big job doesn't, you need discipline ... PERIOD. This has worked for me, I'm a good testimony to it, I've seen many others who have witnessed same thing, therefore, we may not share same ideologies but this is MINE. OP is at the discretion to decide what he wants, as for me, I've said my own.

big job worked for me.
i earn so much more than i can ever spend in a month. there was a point i was stuck too. by the time i take out my expenses from my wages, the remainder is so little so i went for the kill. did few certification courses and i got the big job. life hasn't been the same since then - my only regret is the time wasted in my ex-company. i should have seen the light much earlier.

dayokanu: Can you show us where the argument was about German players or about Bundesliga? Same old story everyday. Dont have any point clutch to straws

which point? your league is rubbish!
no champions league trophy in 13 years is enough proof! spain, england and italy have all shared the spoils in this period but germany is still in the doldrums.

Who would take a league where Podudski scored 9 goals and assist 9 in his debut season starting 20 games serious

podolski is playing for arsenal - a bigger club than bayern in terms of fanbase, money and the state of the art facility. how won't he score 9 goals and 9 assists when he's now playing with better players and a better manager than what he used to have?

Imagine a league where Vincent Kompany is the reigning best player. I laff in Gurumaharaji

van persie is the reigning best player - stop lying! van persie was last year PFA player of the year. besides, you would be a complete nutter to think kompany who's now surrounded by world class players in man city is the same as that of hamburg!

Kompany who was chased away from Hamburg

show us your champions league trophy in the last 13 years instead of foaming in the mouth. the last time any german club won the champions league, the twin towers were still standing in new york! jonathan goodluck was still a headmaster in my village.

dayokanu: Who was marko marin in the Bundesliga? A player who even lost his spot in a relegation bound bremen

story......

Or isnt the same EPl where a relegated Podolski And other Bundesliga rejects like Demba Ba, Papiss, Cisse, Hleb, Berbatov, Santacruz took a monster dump on in their debut seasons.

trust dayokanu to drive the argument off the chart!

Demba Ba collected EPl player of the month, Pappis scored the goal of the season, Berbatov won available awards in English league, Santacruz scored 19 EPL goals in his debut season,

so which of the players on this list is german?

Ballack joined Chelsea as a retirement ground. Any club expecting a 30yr old Ballack to be their saviour is obvio0usly living in Lalaland

makelele must have joined chelsea at the age of 21.

Let Welbeck come to Bundesliga I am certain he would be in the Youth team of most clubs never making first 11

welbeck would räpe the bundesliga - he's far better than any of his age-mates in the bundesliga. the only snag is the club he plays for where he's the 4th in pecking order. but then no german striker can bench rooney or van persie or hernandez - so welbeck's situation is perfectly understandable. mario gomez would sit on the bench at old trafford!

Ogbeche77: Giggs in the starting line up again
I give up on SAF

giggs deserves to be there
the season is over.....

MUFC
de Gea

Rafael
Jones
Evans
Evra

Valencia
Carrick
Giggs
Kagawa

Rooney
van Persie

SUBS: Lindegaard, Ferdinand, Buttner, Cleverley, Nani, Welbeck, Hernandez.

dayokanu: Kroos and Gotze have dominated the topmost teams in Europe.

Go watch how Kroos and Gotze in succesive seasons bossed Madrid.

Only a lunatic a flaming one rabid one would compare Gotze to Welbeck.

The fact is that German youths are way better than anything England would ever produce for the next 10yrs

welbeck scored against madrid at the bernebau and he was united's best outfield player on the night so all your rants are in the recycle bin. we all saw his performance in euro 2012 as well, spearheading the attack of one of the worst english squads in a tournament and he did very well!

goetze and kroos would be anonymous in the premier league like marko marin is finding out. bundesliga is a shyte league - it's far easier for any player to dominate there especially if he plays for bayern or dortmund! let kroos come to the premier league and showcase his talent and he would be easily found out!

michael ballack was supposed to join chelsea and become their zidane - we all saw he cleaned up PFA awards whilst he was here, didn't we?

manny4life: Again, you can get paid $1million and still be in debt without savings --------> FACT.

even for a disciplined employee?

Office Assistant or CEO, it does not matter, whatever level of income you make, you should be able to put something to the side and readjust other things. I gave you an example of U.S. and China, the average worker in China earns 10x less than their counterparts here in the U.S., but the average Chinese worker has 3x more saving than their U.S. relative. Did you see the income and saving disparity?

if you subject your workers in the US to the working conditions of that china then you would go to jail for various offences. besides, the cost of living and the minimum wage of both countries also play a big role. you can't compare the two!

Did you say dignity? There's no dignity in working for someone else and receiving insults regardless of your position. You work to earn a living, integrity and respect is important but don't pay the bills. As for favors, that's a personal thing, like I said, you go to work to do a job, and earn a wage ---- Contract. Please, let's not bring social work issues into the topic, let's stick to savings/income.

i am not talking about the insult you receive from your employers - i am talking of the insults you would get from your fellow colleagues while trying to he a free loader. you and i work in the same department, earning the same pay and you expect me to buy your lunch and drop you home everyday because you want to save? na yam?

Like the OP stated what he spends on, again, my point is not lavish spending that's why I said "wants and needs", two different terms people confuse very often. You want to buy a t-shirt for work, do you need the t-shirt, YES, do you need a $100 t-shirt whereas a $30 can serve same purpose, NO. This is not lavish spending like clubbing or vacationing, but drawing two terms of wants and needs. I gave an example, my co-workers spend an average of $8 daily on lunch, do they need lunch daily, YES (NEED), do they have to spend $8 daily to buy lunch yet you're broke, NO.

your examples are quite funny!
who's talking about t-shirts or lunch? there are necessary expenses. rent, transportation, utility bills, etc. how do you manage that? sleep on the streets or sleep at the back of the bus? switch off your light at all times to evade high gas bills or use urine instead of petrol to power the car?

My point is, sooner people begin to identify differences between want and need, the better.

at the bottom level, needs = wants!

montelik: ^^ What are you smoking? Better than Kroos and Goetze.

yes!
better than kroos and gotze!

it's very easy to underrate the players in this league cos it's a tougher league with more quality opposition than the bundesliga. kroos and goetze face teams that are not better than nottingham forest and leeds 95% of their season and the assumption is hey, they must be very very good!

michael ballack(their baba) joined chelsea and he never got into the PFA team once!

manny4life: You guys are the ones who brought in salary, the topic was about savings though. Regardless of whether he has several sources of incomes other than salary, my bottom line is, if he's not disciplined enough to SAVE, then it doesn't matter.

that's another argument!
the op is disciplined......and his fiancée is not demanding!

manny4life: Perhaps he hasn't tried everything and thinks he has tried it all, more reason why he needs to go through savings/coaching class. The only way to manage deficit/debt is through efficient debt management - either your restructure your debt or consolidate it, better yet, if you're lucky, it's written off. As anyone knows me, I'm not a fan of "debt" but I welcome prudential spending.

you cannot spend below a cut-off point as well.......that is my point!
he's learned with the potential to increase his income, why must he underutilize himself? we are not talking about an office cleaner or an office assistant here - we are talking about an employee who can advance his career and get more income!

If you earn $1,000 monthly and your cost of living is $990, then you have a problem. Like I previously stated, saving before spending is very important. If he's forced to live within $800, bet me, HE WILL. It may not be the perfect situation, but he will.

he won't!
some sort of dignity comes with working in a professional environment too. if we are working in the same company and earning the same wages - how would you feel if i keep coming to you for yeye favours? come on - think clearly! if one has to lower himself to the level of a vagrant to save money then we should all give up then and take to the streets and do corporate begging!

If you like raise it to $10,000 and give him all the bonus available, his problems WILL NEVER STOP. Problems never end, you end problems.

you are mixing issues.....
if the op had said he spends lavishly on unnecessary things then i can understand. financial indiscipline is not the problem - his income is just too low to fit his profile. the only solution is to freeze the expenses and increase the income!

dayokanu: Danny Welbeck was born in 1990

Below are 10 Bundesliga players born in 1990 and below way better than Danny Welbeck

Mario Gotze Born 1992
Toni Kroos Born 1990
David Alaba Born 1992
Julian Draxler Born 1993
Ilkay Gundogan Born 1990
Marc Andre ter Stergen Born 1992
Son Heung-Min Born 1992
Sead Kolasinac Born 1993
Sebastian Rode born 1990
Sebastian Jung born 1990

welbeck is better than every name on this list!
he's miles better than them including gotze and kroos. while at sunderland on loan some 2 seasons ago, his performance there outclassed any name on the list you have provided. it's only when you compare welbeck to van persie or rooney that he seems inferior - if you assess him in isolation, he's worth the hype in gold!

[quote author=Alaba_Slim]I laugh wen faaanz pretend they don't want a SUAREZ/BALO in their team. In as much as messi (cool-headed) is one of the best 2 eva grace the game, the lyks of suarez/balo/edmundo/zidane are as good & most good playas hav both the good/bad package.[/quote]i don't want balotelli and suarez in my team.
their talents are not even worth the bad press they would give the club they play for.

Pennywise: And if that mouthwatering job doesnt come, you wallow in abject poverty? Nonsense advise.

you are a miserable cünt....
so degrading himself like a pauper is his only means of saving money? are you a slave of money or money is your slave?

No amount of money is ever enough if you are not prepared to sew your coat according to your cloth

the op is not careless with his money
read his comment very well - he said no matter how hard he tried he finds it difficult to save at the end of the month. indiscipline is not his problem, the income is the problem.

Twenty5: I just discovered that no matter how hard i try to save in a month other things of necessities must come up,i am not even talking of my wife to be who is not even demanding.I have read books on finance.i have applied them and it works but within the past three months have not being able to maintain this useful principles i derived from books.

Can someone help me out on what to do and also share with me any story of yours that can help?

read more and pass more exams!
it's obvious your lifestyle and your remuneration are not in sync. i don't believe in suffering myself in order to live a good life. if it's not enough, have it at the back of your mind you can make more money - follow that pathway and the mouthwatering job shall be yours!

maclatunji: Maybe he was attracted by you "badosky" nature or is it alter ego? Doesn't make it right though. What are you ladies going on about? Many of you are quick to portray yourselves as wild and morally uninhibited. You think people don't notice? If you want quality and not garbage, present yourself as a quality person wherever you find yourself- online or offline.

Talking in general terms here. Idowu your post just triggered the thought.
That is how I see it.

it's nothing to do with online presentation.......
single women should grab their destiny with their own hands and stop whining. the decision to be or not to be with a married man lies entirely with the woman. personally, i don't buy into this cheap hypocrisy that men are the evil bastärds!

freecocoa: You no well o, you really had to spot that out? Yeye

the eye of an eagle.....

armyofone: @ cougar,
laughing in Mil language

who dash monkey banana
keep deceiving yourself that you have wmd
have you seen the latest on QVC, beat yours
they need to have QVC in Nigeria.

they are not as good as what naija men carry....

joke aside, married men should focus on their wives and children.
I will never go for a married man or be a second wifey, never!

wait till i start hounding you......
i shall make you my 4th wife.

freecocoa: I will call your name all I want, inshort tpia tpia tpia tpia tpia tpia tpia tpia tpia tpia tpia tpia tpia tipa tpia tpia tpia tpia x1zillion, now do your worst.

It goes both ways so don't come here and talk like you are certain the OP and I infact, gave married men our digits, daz all.

i like this.

freecocoa: Coogar, you never jam, try me first.

thank you for this rare opportunity -
time to celebrate.....

https://stream1.gifsoup.com/view/760779/carlton-dance-o.gif

freecocoa: Abeg hound me sef make I show you say, a woman can take all a man owns without him seeing her pants, you think say I be tasha, walai I go wreck you .

be deceiving yourself.....
go and ask jenifa's friend - naija men would do you wrongly like a dentist fixing your IUD string.

Ofcourse you will agree with Tpia today because you both are on team #married-men-are-the ones-being chased-by-young-girls#. That's not even my wahala, my own is that she should get that a man can get a lady's number if he wanted to without asking her.

tpia is a rabbi. she knows it all when it comes to the modern naija women and their uppity ways.

armyofone: no no, don't come near. I don't need your money and thanks, twister can do the same work
where is my gun self. Wouldn't hesitate to use it

twister? who is twister?
be deluding yourself a piece of toy can replace the WMDs God bestowed on naija men.

Idowuogbo: Henhen? Cougar, stop checking bebe-idi awon Iyawo le!!! Stop it!!!!!

i don't check anything o! abeg....
single women are yet to satisfy my huge appetite na married women i go dey check out?

Btwn, ngbo? I hia u sef dey follow Iya oni protein dey do cyber *coughs* Emm..u no na

till now, i don't know what mama protein means.....
my educated guess would be ujujoan, ileoba or sisiskill and i don't talk to any of them off the forum.

armyofone: wow!

armygirl, i am a married man - will you marry me?

freecocoa: I give up on you, defender of infidelity.

you cannot give up on me cos as a married man, i am about to start hounding you.

freecocoa: Had it been I just got to know you today, I'd have been surprised at this rubbish you spewed here but its you na so no biggie.

Someone says one thing and your negative\tiny brain interpretes another, where in my post did I say I gave the said person my number? Keep giving gala sellers your digits, after all they are your spec .

i don't always agree with tpia@ but she's right on the money today!
women should take all responsibility when it comes to married men checking them out. thu have the most to lose - from both ends.

Ujjoan: Get a life . . . fool!

you people should not fight now - make love not war!
why must you guys ruin the flow of this thread with cheap insults? abeg, you people should get a dark room.

biolabee: Some of these single girls.. if u see them manhandle their drivers or househelps you will know they are true daughters of Katherine the shrew
But when the money man rolls in ala The Lion and the Jewel, they will Sidi up and be fuzzy about the person's marital status

that's the pretence that i cannot stand.
the attitude of a single woman to a married poor man is way different to that of a married rich man. it's easy for them to tell the poor man off but when it comes to the rich married man, they cannot tell him off. all sorts of excuses would start flying out!

coogar: most married women get big yansh na.........

biolabee: stop stereotyping
the modern married ladies now are chicks.. mehn

slim and sultry
if u see them on the streets, you will not even know they are after 2

most is the operative word, biolabee!

Idowuogbo: i think i no d craze woman.
she get big yansh?

most married women get big yansh na.........

Idowuogbo: haba..Cougar, 35 lohun lohun? i b baba-YONce ni?

for where? you are rihanna!

freecocoa: Yeah right, investigate ko, what don't you understand? The fact that these men keep pressing on even after being told no or the fact that they don't even come for marriage but for kpekus choping?

i really don't see what the problem is.
if a married man comes knocking your door - tell him no as firm as possible. direct him to the nearest whörehouse in the district!

Genuine men who want 2nd wives go ahead and marry them before any other thing commences and with the consent of their families o, they don't go masking as unmarried men to lure innocent ladies into their traps.

you mean these men don't date and court, they just snatch the woman off the streets and marry her? be deceiving yourself. most times, the mistress must have gotten pregnant before moves are made to marry her.

Incase you don't know, it is the so called christian men that go chasing young girls shamelessly about often times.

when women learn how to say no, the men would stop coming!
where there's no market there won't be buyers.

Idowuogbo: for real?
well,i blame her not!

some men are DOGS!!!!!

it was with the consent of her husband
she would log in with his account - play nice to the "innocent" single women, take them offline and they fell for it! they all knew the man is married!

Ujujoan: So not the problem is that she's being open about it
She should keep it inside and not make 'noise' about it . . . I see!

she should go handle her business in private.
idowu claimed 35 married men have hit on her and yet she didn't put a single thread on the forum to denigrate married men. tashamania must be a 12-year old girl with a cobra face.

biolabee: That is why the lady has to say NO
They will back off and look for more acquiescent ladies
But when she dey collect the gifts and trip to dobuy for shopping
married money no good that time

don't mind uju!
they know how to slap an okada man trying to make moves but when it comes to wealthy married men the excuses keep flying out - "they are too persistent"

Ujujoan: My dear coogar, I agree that young girls date married men. But this young girl is NOT interested.
Please tell Pataki and co to leave her alone!

she didn't have to come to NL to tell us that.......
as you can see, some other women have come here to claim they have experienced the same ish on this forum. tashamania should clean up her attitude that makes married women run after her like flies attract faeces!

Idowuogbo: trying to be nice? iLaugh! d old fart started off wiv indirect jabs, all of a sudden from jokes to "idowu, u a big gal.. gals ur age do it". U sabi d persin u get na, d epe kabiti kabiti wey i use design hin yim dat day hen? d guy sign out strx. nansense!

damn!
by the way, how did you know he's married? see eh, i know some men are horrible but they are in the minority. for all you know, the person asking you out on YM could have been his wife trying to test your decency levels. things have happened on this forum. last year, i was a told a certain wife of a prominent member of this forum baited so many ladies and majority of them played ball with her.

freecocoa: I never said married men on NL propose to me, I'm talking about real life and I'm even sure if I paid mind to the countless pms I get on here, some will definitely be from married men.

of course - some would be married men looking for 2nd or 3rd wives.
unfortunately, it's legal in our society to be polygamous! what's the big deal? it's your responsibility to do your due diligence and investigate the man asking you out. google his name, facebook, keek, etc.

Abegi, as if you don't know that most openly polygamous men in Nigeria are muslims, if a man believes in polygamy then he should not hide when he is unto another woman(which is how they operate). You know deep down that these men hide from their wives when playing their games, you are just covering for them. Then there are the ones who lie about not being married, how do you explain this one?
No be only sudanese passport na congolese id card, I dey vex abeg so I no wan laugh.

and there are no muslims on nairaland, i suppose......

[quote author=tpia@]I think its a well known fact these days, its actually more common to see women chasing married men, than the other way round.

Some married men of course will chase women no matter the number of wives they have at home, whether 1 or 100, but the excessively high levels of women who will literally do anything to hook a married man, is an open secret.[/quote]thank you very much.........
women like ujujoan would keep defending the indefensible........there are economic reasons attached to this trend. go to federal universities and see young women cuddling men with grey hair. how old do they think those men are? 19?

freecocoa: This is not always true, some married men are just something else and will keep pestering even after countless "I'm not interested(s)".

perhaps you are not firm enough!
show the same aggression you would display if a boko haram member attempts to lure you into planting bombs in onitsha market!

Idowuogbo: Cougar, na today married men for NL dey hound babes for NL? Don't get me talking o! If I vex,dis place go scatter, gba! imagine,one oloriburkurious agama lizard like dat(mod),get pikin wey senior me wiv like 5yrs o! still d Asiere dey chase Bado.If I cough na, hin padis go say "Idowu is immature". Azzhole!

i don't believe this.........
married men trying to be nice with online buddies should not be misconstrued as wanting sex. i find such allegations irritating. did he actually ask you to meet him at onitsha premier hotel or what exactly transpired?

Ujujoan: She said married men in real life and nairaland . . and you know what, I believe her . . . I have no reason whatsoever to doubt her because it's has a 100% chance of being true!
So let the married men go after the single women looking for aristos and leave the poster alone.
Simples!

i believe her too - the faceless, nameless, married men.
guess what? married women are hounding me too - they come in different shapes and sizes. help meeeeeeee!