₦airaland Forum

The following verses are from the English Standard Version (ESV) Bible.

John 16:33

"In the world you will have tribulation. But take heart; I have overcome the world."

Isaiah 41:10 (NIV)

"So do not fear, for I am with you; do not be dismayed, for I am your God. I will strengthen you and help you; I will uphold you with my righteous right hand."

Philippians 4:6–7 (NIV)

Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God. And the peace of God, which transcends all understanding, will guard your hearts and your minds in Christ Jesus.

Psalm 34:4–5, 8

I sought the LORD, and He answered me and delivered me from all my fears. Those who look to Him are radiant, and their faces shall never be ashamed. Oh, taste and see that the LORD is good! Blessed is the man who takes refuge in Him!

Romans 8:28

And we know that for those who love God all things work together for good, for those who are called according to His purpose.

Joshua 1:9

"Have I not commanded you? Be strong and courageous. Do not be frightened, and do not be dismayed, for the LORD your God is with you wherever you go."

Matthew 6:31–34 (NIV)

"So do not worry, saying, 'What shall we eat?' or 'What shall we drink?' or "What shall we wear?' For the pagans run after all these things, and your heavenly Father knows that you need them. But seek first His kingdom and His righteousness, and all these things will be given to you as well. Therefore do not worry about tomorrow, for tomorrow will worry about itself. Each day has enough trouble of its own."

Proverbs 3:5–6

Trust in the LORD with all your heart, and do not lean on your own understanding. In all your ways acknowledge Him, and He will make straight your paths.

Romans 15:13 (NIV)

May the God of hope fill you with all joy and peace as you trust in Him, so that you may overflow with hope by the power of the Holy Spirit.

2 Chronicles 7:14

"If my people who are called by My name humble themselves, and pray and seek My face and turn from their wicked ways, then I will hear from heaven and will forgive their sin and heal their land."

Philippians 2:3–4

Do nothing from selfish ambition or conceit, but in humility count others more significant than yourselves. Let each of you look not only to his own interests, but also to the interests of others.

Isaiah 41:13

"For I, the LORD your God, hold your right hand; it is I who say to you, 'Fear not, I am the one who helps you.'"

1 Peter 5:6–7

Humble yourselves, therefore, under the mighty hand of God so that at the proper time He may exalt you, casting all your anxieties on Him, because He cares for you.

Psalm 94:18–19

When I thought, "My foot slips," Your steadfast love, O LORD, helped me up. When the cares of my heart are many, Your consolations cheer my soul.

Revelation 21:4

"He will wipe away every tear from their eyes, and death shall be no more, neither shall there be mourning, nor crying, nor pain anymore, for the former things have passed away." And He who was seated on the throne said, "Behold, I am making all things new.

1. If you speak too much, you will lie.

2. If you think too much, you will be depressed.

3. If you cry too much, you will lose your sight.

4. If you love too much, you will be lost.

5. If you care too much, you will be taken for granted.

6. If you play too much, you will not be taken serious often.

7. If you trust too much, you will be betrayed.

8. If you work too much, you will die of stress.

9. If you eat too much, you will be obessed

10. If you sleep too much, you will be idle.

11. If you spend too much, you will have no future.

12. If you wear make up too much, you will lose your beauty.

13. If you look too much, you will lose your focus.

14. If you pursue life too much, you will lose everything.

And lastly...

15. If you expect too much, you will be disappointed. Don't be too much because that too much can hurt you so much.

Zxcvbnmghtr:
Such sentiment makes the poor happy, it's a mockery and a mischievous envy of the rich. You will never hear the poor say to his fellow poor that life is vanity when he dies, but are quick to saying so when the rich dies.

This is because of the value placed on money and wealth by humans

The society feels that when a poor man dies,he nor his family loses nothing ,even the society doesn't feel much impact unlike a wealthy individual

We need a president that is working 'SMART' and not a workaholic without any tangible results

DLuciano:
You are just talking very childish...

He made a valid point

When you think about Africa, the immediate thing that hits you is the massive stash of natural resources it boasts – from oil and cobalt to diamonds, platinum, and uranium.

Africa's proven oil reserves constitute 8% of the world's stock, and those of natural gas amount to 7%.

Thanks to these resources, Africa has become a crucial trading ally with various nations, including the United States and a bunch of other countries like China, Europe, and India.

Over the years, Africa and America have been swapping goods like minerals, agricultural produce, and crude oil. It's been a trade dance that has boosted the economies of both sides, even though it hasn't been a flawless fit all the time.

Not every African country also has the gear or setup to refine their crude oil at home. So, what happens is they export the raw crude and, in a twist of irony, bring in refined oil products to power up their own energy needs.

The costs and complexities associated with oil exploration, extraction, and refining often make it more feasible for these countries to import oil from global market players like America.

Below are 10 African countries that import the most oil from the U.S. according to Wisevoter:

Rank Country US crude oil import Global rank

1 Nigeria 125 Mbbl/d 11th

2 Libya 91 Mbbl/d 14th

3 Ghana 51 Mbbl/d 17th

4 Algeria 40 Mbbl/d 19th

5 Angola 36 Mbbl/d 25th

6 Egypt 32 Mbbl/d 28th

7 Cameroon 4 Mbbl/d 45th

8 Equatorial Guinea 2 Mbbl/d 52nd

9 Liberia 1 Mbbl/d 60th

10 Republic of the Congo 1 Mbbl/d
62th


The continent's proven oil reserves constitute 8% of the world's stock, and those of natural gas amount to 7%.

Thanks to these resources, Africa has become a crucial trading ally with various nations, including the United States and a bunch of other countries like China, Europe, and India.

When it comes to crude oil, for instance, trade goes back and forth. Even if certain African nations have their oil reserves, many still choose to import to bridge the gap between what they produce at home and what they need.

mrvitalis:
What wrong with paying 35% tax

The VAT you are paying monthly is more than 35% plus the oil revenue and tariffs

SoNature:
Story for the gods.

Do you have data to back up your claim?

Nigeria was doing better before the discovery of oil

Nigeria was exporting cocoa and other cash crops then,

There was no debt of budget deficits

zuchyblink:
There are more poor people living in Nigeria than the entire population of these countries.

visit these countries then you will see abject poverty, the poorest .

Nigeria has infrastructures more than these countries

Svoboda:
Most landlocked countries tend to have poor resources. Access to a long coastline opens up a flourish of large deposits of oil and gas.

Of all the countries listed above, only 3, namely Liberia, dr congo and mozambique, have a considerable access to intl waters. The rest are landlocked countries situated in the heart of africa.

you made a valid point

mrvitalis:
Which resources? Lol we don't have resources relative to our population

We all must learn to pay 35% of what we earn as tax if we want development

Nigeria exports 1.3 million barrels of crude everyday and a barrel sells for $82.77

That's about one hundred million dollars a day just from oil exports alone

SoNature:
Thank God for oil and gas. If not, Nigeria would be on the list...

God blessed Nigeria with abundant natural resources but it was mismanaged by the government

Deepthoughts:
you don't seem to get the point,yes the dollar is the currency for international business by most countries but the individual exchange rates for the various currencies to the dollar varies unlike the euro or CFA zone countries that has fix exchange rates to the dollar,(remember that the CFA is tied to the french franc which is also tied to the euro),now will it make sense to compare the power of a 12 year old to a 20year old?,the exchange rate of the euro or CFA to the dollar has been relatively stable for the past five years or more,can the same be said of the naira in just two years?, certainly no,so the comparison is senseless,last time the government argued that because there was a higher price for fuel in neighboring countries that was why there was snuggling n so so the fuel price has to go up because it was cheaper in Nigeria,now that the CFA has overtaken the naira,ask the same voodoo economics in Nigeria to adjust the price of fuel to be at par with the neighboring countries n see grammar?

Those Francophone African countries using CFA uses dollars to pay for their imports,even if CFA is pegged to French franc ,they do not use it for international transactions.

CFA is tied to the French franc,and it is relatively stable,but it doesn't impact on the economies of the Francophone African countries as they are still the poorest in the continent

Smaller nations in challenging regions, like Liberia and Chad, struggle with limited resources, weak financial sectors, and unfavorable tax regimes, hindering foreign investments.

Larger countries, including the Democratic Republic of the Congo and Mozambique, still struggle with poverty due to internal conflicts, political instability, and inadequate infrastructure, hampering economic progress.

Despite widespread global affluence, some nations face enduring poverty, as indicated by their low Gross Domestic Product (GDP) per capita rankings.

GDP measures a country’s annual production of goods and services, but for a holistic view of prosperity, consider GDP per capita by dividing the GDP by the total population.

However, this may not offer a complete perspective due to variations in the cost of living and inflation rates. Then Purchasing Power Parity (PPP) factors in local costs and inflation rates for a more accurate comparison of living standards across nations.


Some countries might have artificially inflated GDPs due to being tax havens. GDP per capita PPP is a helpful tool to pinpoint the poorest countries in the world.

According to the International Monetary Fund (IMF), Here are the 10 poorest countries in Africa by GDP per capita (PPP) in Africa 2024 – IMF as of February 22.

South Sudan – GDP Per Capita: $492

South Sudan, the youngest country in Africa, faces severe economic challenges exacerbated by conflicts, political instability, and reliance on oil exports. The country’s economy is highly vulnerable to external shocks, making sustainable development a formidable task.

Burundi – GDP Per Capita: $936


Burundi has struggled with political unrest and economic difficulties. The country relies heavily on agriculture, and issues like land scarcity and political instability have hindered economic growth.

Central African Republic (CAR) – GDP Per Capita: $1138

CAR continues to face economic hardships due to political instability, armed conflicts, and a lack of infrastructure. The country’s economy heavily depends on agriculture, and efforts to diversify have been impeded by ongoing challenges.

Democratic Republic of the Congo (DRC) – GDP Per Capita: $1565

Mozambique – GDP Per Capita: $1653

Mozambique faces economic hurdles due to factors like high debt levels, natural disasters, and inadequate infrastructure. The country is working to attract foreign investment and diversify its economy beyond agriculture and mining.

Malawi – GDP Per Capita: $1712

Malawi, heavily dependent on agriculture, faces challenges such as food insecurity, limited access to education, and a lack of diversified industries. Efforts are being made to address these issues and promote sustainable economic growth.

Niger – GDP Per Capita: $1729

Niger confronts economic challenges such as a rapidly growing population, low literacy rates, and dependence on agriculture. Addressing issues related to education, healthcare, and infrastructure is crucial for sustainable development.

Chad – GDP Per Capita: $1863

Chad faces economic difficulties stemming from its dependence on oil exports, political instability, and security concerns. Diversification efforts are crucial for mitigating the impact of fluctuating oil prices and promoting economic resilience.

Liberia – GDP Per Capita: $1881

Liberia, recovering from years of civil war, faces economic challenges such as a weak infrastructure, limited access to education, and high unemployment rates. Sustainable development efforts focus on rebuilding institutions and fostering economic diversification.

Madagascar – GDP Per Capita: $1988

Madagascar struggles with economic challenges including political instability, deforestation, and inadequate infrastructure. Efforts are being made to promote ecotourism and sustainable resource management are vital for economic growth.

Nigeria will get better,but not now,it will happen in the future generation when this set of currupt and greedy leaders are phased out

Caaz:
You ve been dropping some life hacks lately.

thanks for the observation

Nobody is real in this world. Everybody has a dual face.

People respect the money. Not the person.

The person whom you love the most will hurt you the most.

When you are happy, you enjoy the music, but when you are sad, you understand the lyrics.

In life, two things define you—your patience when you have nothing, and your attitude when you have everything.
People like good looks, not good thoughts.

First, failure slaps you in public, then success hugs you in private.

A poor person has no friends. If he/she has any, he/she has no fake friends.

Trust means everything, but once it is broken, sorry means nothing.

Deepthoughts:
These kind of comparison is misleading and mischievous,how can you be comparing the minimum wage of countries with varying currency strength?,it more sensible to make this comparison amongst the European union countries or amongst the CFA zone countries,most this comparison is only use to deceive the people n justify negative government policies, this has been used repeatedly in Nigeria for years now especially in the oil sector to justify fuel price increase.

It is not,the currency used for comparison is the dollar, which all the countries in Africa including nigeria are using in doing international business.

Why don't you ask yourself why the CFA is stronger than the naira and also why Africa has the lowest minimum wage in the world

Imagine, even the 30k minimum wage in Nigeria,many States are still unable to pay it despite the increase in federal allocation

Nigeria has the resources but only few has access to it

ElasmoBranchii:
You no fit see Naija for this kind of list but if it is for countries without stable electricity supply you will see them...Gaint of Africa

Not at all, nigeria has been destroyed to it very foundation by successive leaders

longayink:
In Nigeria, minimum wage is about $20.
Who did this to people in Nigeria?

The NW and the SW regions who have ruled Nigeria at apex political leadership level since 1970.

Nigerian leader don't want to empower the masses so that they won't have the mental, physical and spiritual strength to revolt

BRICS member Russia announced the creation of a new blockchain-based payment system on Tuesday. The blockchain and cryptocurrency-based payment mechanism will be an independent system for trade settlements. The new BRICS payment system will position itself as an alternative option to the US dollar.

The payment system aims to be friendly to governments, businesses, and even common citizens. Therefore, if the system becomes a success, a variety of hierarchies from governments to the average man could benefit immensely.

Russian diplomat Yuri Ushakov confirmed that the new BRICS payment mechanism will boast state-of-the-art technology that will incorporate digital assets and cryptocurrencies on the blockchain.

BRICS could take on the US dollar with the payment system allowing member nations and other developing countries to settle cross-border transactions in the new mechanism. The development will add pressure on the US dollar making its supply and demand dip in the global market. Read here to know how many sectors in the US will be affected if BRICS ditches the dollar for trade.

Ushakov stressed that the specific task for BRICS this year is to enhance its global presence in the financial system. The payment system will be the first step in pushing the alliance on a new track of global dominance.

“We believe that creating an independent BRICS payment system is an important goal for the future, which would be based on state-of-the-art tools such as digital technologies and blockchain. The main thing is to make sure it is convenient for governments, common people and businesses, as well as cost-effective and free of politics,” he said to Tass.

However, Ushakov did not reveal a tentative timeline for the launch of the new BRICS payment system. It’s most likely that the new mechanism will be brought to light at the 16th summit in October this year.


Watcher Guru
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Rolings:
Seychelles, Gabon, equatorial guinea , Lesotho, Cape Verde...... All these countries wey no reach Oyo state in size and population.
News like this at times make me wish Nigerian break up ..... The new countries formed will be far richer than most countries listed above

Togo is small,does that makes it to be in the list.IS AMERICA not a big country yet they are among the top three in the world

Nigeria problem ain't her size and population

HugeElephant:
You sound dumb. Perhaps you should read the thread topic properly

You are the dumb and broke fela here, forming big boy

Balablue64:
They will give you green light, infact they will nearly toast you and when you now gree they will begin to bill you.
Hehehe, Tinubulation wan pai our Nigerian hoes o.
I just experienced one myself, on Friday this girl gave me green light in my neighborhood, normal the girl na like my friend o, she said "i have been greeting you since but you no even look my side"
So i collected her number and decided to probe her case, omo today like this now see billing. And me normally i am a selfish and stingy man but bxtch i wasn't interested in the first place you are the one that nearly toast me o.
See me see problem, like this right now i am enjoying my rice and chicken after this food i will delete your number you are just my ordinary friend if i want to fork i carry two thousand naira go brothel.
God bless you all.

You don't have money why do you collect a lady's phone number.

You should have ignore her

Nigerians don't want to spend money on security,at the end, they will lost more valuables than the money they think they are saving

The thieves took advantage of lack of security in the area.

What will it cost them to secure the service of vigilante both day and night fully armed

These would have scare them away

Seychelles boasts the highest estimated minimum gross monthly wage, standing at $465.4.

In Africa, minimum wage rates are among the lowest globally, and this ing that many of its countries are still developing. However, it's worth noting that even on the continent, there are variations, and workers in some countries have a better shot at earning higher wages compared to others.

According to a Wisevoter report, Seychelles boasts the highest estimated minimum gross monthly wage, standing at $465.4. Following closely are Libya and Morocco in the rankings.

Below are 10 African countries with the highest minimum wage:

Rank Country Global rank

1 Seychelles $465.4 38th

2 Libya $321.83 45th

3 Morocco $314.7 47th

4 Gabon $270.5 50th

5 Equatorial Guinea $211.54 58th

6 Algeria $140.14 72nd

7 Cape Verde $139.46 73rd

8 Kenya $130.57 75th

9 Mozambique $113.8 79th

10 Lesotho $109.62 80th

https://africa.businessinsider.com/local/markets/10-african-countries-with-the-highest-minimum-wage/lw9glf1

© 2024 africa.businessinsider.com

MoonWater:
I always demand that people should put a level of clarity and moral in number 17

Life itself is a risk.The risk you take in life is proportional to what you get in life

Nbote:
Some of you will just open mouth and spit will just be dripping everywhere

Agadez in Niger is a transit route for those trying to go to Europe through Libya. Most of them end up as sex slaves in Libya while the lucky ones escape back to Niger. Make una try get sense. Oh na who get sense get brains

Agadez is in Libya and not Niger

1. Use workouts to gain muscle, diet to burn fat and cardio to improve your overall health & longevity.

2. Eat a high protein diet comprised of whole foods for the best body composition.

3. When lifting weights, use your mind to muscle connection to increase muscle contraction.

4. Upon waking drink water before coffee.

5. Delay coffee for 1-2 hours upon waking. This lets cortisol clear out adenosine, which can lead to sustained energy into the afternoon.

6. Use your nose for smelling & breathing. Use your mouth for talking, tasting & eating.

7. Mouth breathing disrupts sleep, ruins oral health & can cause sleep apnea. Mouth taping at night helped me solve this.

8. Mouthwash is the biggest dental scam. Kills your oral microbiota. Avoid.

9. Avoid fluoride in your toothpaste. Use ones that have hydroxyapatite.

10. Sleep at the same time every day. Align your body with the rising & setting of the sun.

11. The 321 method for better sleep. No eating 3 hours before bed. No liquids 2 hours before. No screens 1 hour before.

12. If you look at screens at night, wear blue light blockers.

18. You sleep for 1/3 of your entire life. Learn how to optimize it and make it make it as awesome as possible.

14. Memory is fallible. When you have a good idea write it down immediately.

15. Your best ideas come in the shower, walking or in the gym. Keep a notepad ready.

16. Peel a boiled egg by rolling it around your plate for awhile until all the shells are cracked. This makes it easy to remove the complete shell in one shot.

17. Close the toilet bowl when flushing to avoid particles of filth sprouting up into your bathroom atmosphere.

18. The more you criticize others, the more you criticize yourself. If you want to judge yourself less, judge others less.

19. Stay away from people who always complain. They are energy vampires.

20. Stay away from people who gossip. They are most likely gossiping about you.

21. Learn a martial art to increase discipline, confidence & release stress.

22. Seek rejection daily. This numbs you to the feeling. Also, you only get what you ask for.

23. Take complete ownership for every result in your life. The only constant in every result is you.

24. When someone is walking in your path look at their shoulder closest to you. 8 times out of 10 they will move out of the way.

25. Be in rooms where you're the dumbest person. Work out at gyms where you're the least fit person.

26. When you feel an emotion don't numb it. It'll only make it feel worse later. Feel it fully then let it go. Emotion is energy. We must let it pass.

27.Youcan tell a lot about someone's character by how they treat service staff.

28. Money & alcohol amplify who a person is at their core.

29. When someone shows you their true colors believe them.

30. A few months a year go monk mode. Eliminate all distractions & vices and use that energy to build your health & business.

31. Who you choose as a partner will determine your level of peace, wealth & happiness.

32. Your perception is reality. If you want a better reality change your perception.

33. You'll never be as young as you are now. Do what you feel you're meant to do.

34. Your best decisions come from stillness. Stillness is amplified in nature & meditation.

35. You can only get stronger when you face problems in life. Embrace the fucking struggle.

36. Show up, do the work & seek ways to grow. Do this every day & watch what happens.

37. No one cares. Work harder.

38. Trust people who say “| don't know" more than the people who have all the answers.

39. Seek feedback from those in the arena. Not from the ones who are boo'ing from the cheap seats.

4O. Instead of giving your kids what you wish you had, teach them things you wish you knew.

41. Keep a small circle. It's better to go narrow & deep than wide & shallow.

42. True wealth is about being physically & financially healthy while living in a household full of love.


Quora
https://yahiyaalisspace3philosophy.quora.com/

Lakebib:
I have been on this job for a while now, and while I have tried my best to live within my means, I somehow always end up in debt. The past few months have been worse; the prices of everything have tripled, and I am struggling to cope. I was paid on the 29th, and after clearing a backlog of bills, I am left with almost nothing, and I haven't even gotten food yet.

I've been working for two years with nothing to show for it. I can only boast of dilapidated foam in a rather empty room; I haven't bought anything new for myself in ages, and at the age of 32, it gives me serious cause for concern. I only have 2k on me to guide for the month, and I don't know what to do to improve my financial situation. I would appreciate any suggestions and ideas on how I can break free from this york of poverty.

What you wrote up there shows you are living more than your income which has led you to be embroiled in debt,

You virtually eats all your salary before it arrives.

If you can't manage 40k you can as well unable to manage 400k

Your attitude towards money must change,if you desire to improve your finances

You have to make a lot of sacrifices and clear all your debts.

Yes,things are expensive, but draw out a modest budget for the month in line with your salary and follow it judiciously,so that you will have something left.

With time you Will get used to it

At least 14,917 Nigerians from across Africa and Europe voluntarily returned to the country between 2021 and 2023.

This is according to Sunday PUNCH analysis of data obtained from the International Organisation for Immigration under its Assisted Voluntary Return and Reintegration programme for the years under review.

It also includes more than 1,000 Nigerians who received protection and reintegration support from the government to return home under the initiative, Cooperation on Migration and Partnership for Sustainable Solutions.

Launched in 2021, COMPASS is being implemented by the International Organisation for Migration and the Ministry of Foreign Affairs of the Kingdom of The Netherlands.

COMPASS noted that it had facilitated the “dignified return of 1,013 Nigerians stranded in Mali, Lebanon, Morocco, Dubai, Libya and Niger. About 110 have received mental and psychosocial support. Over 600 victims of trafficking received the necessary attention for their protection, while 19 unaccompanied migrant children were reconnected with their families.”

The reports capture all AVRR of the migrants, mostly fleeing harsh conditions in their destination or transit countries.

According to the IOM, the main source of stress for returnees who find themselves in a state of regret and limbo between what they planned to achieve and what they have at hand upon return is ‘often the uncertainty about their future, source of income and their place within the community’.

Within that period, the number of Nigerians who voluntarily returned home rose by 291 per cent, from 1,408 in 2020 to 5,783 by December 2022.

However, that number pales compared to over N10,000 Nigerians who have died since 2017 while illegally migrating to Europe through the Mediterranean Sea and the deserts.

The breakdown shows that 1,408, 6,656 and 5,783 Nigerians returned home in 2020, 2021, and 2022, respectively.

The data also showed that most returnees were fleeing the State of Libya and the Niger Republic.

In the last two decades, Libya has served as a destination and transit point for millions of Nigerians embarking on the desperate journey to Europe through the Mediterranean.

Since the ousting of its former leader, Muammar Gaddafi, in 2011 and the ensuing instability, there have been rising cases of alleged slave trade and extortion, which has reportedly become an income source for some Libyan communities.

Data from the IOM Displacement Tracking Matrix showed the top five nationalities of migrants in Libya, including Nigerians, Nigeriens, Egyptians, Sudanese, and Chadians.

The reports show that the most vulnerable set of returnees were Victims of Trafficking, survivors of Gender-Based Violence, unaccompanied minors, those with severe mental and psychosocial needs, physical health needs, and those exposed to violence or who experienced other forms of exploitation.

Speaking on the matter, Public Relations Officer of the National Agency for the Prohibition of Trafficking in Persons, Zakaria Dauda, said although most returnees aborted their journeys to return to the safety of their home country, some are simply marking time before venturing out again.

He said the agency has revved up its awareness campaign to deter more desperate journeys. Despite push factors such as high unemployment and insecurity, Dauda argued that the grass is not greener on the other side as portrayed.

“We are doing a lot of sensitisation to cover some of these gaps. But there are push and pull factors where some people believe the grass is greener on the other side of the fence. And so, they want to cross over to go and see.

“But the grass is only as green as you water it. There is no free lunch anywhere. These are some of the things we try to let particularly young people know. Because if you look closely at the IOM figures, you will find that most of them are young people, some are as young as 12 to 25 years old,” Dauda told Sunday PUNCH.


Contact: theeditor@punchng.com

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