₦airaland Forum

Every corner I turn to, there is this talk about planning to celebrate 9ja at 51. What exactly is there to celebrate? SHAME I guess. With the rate of insecurity, unemployment, inflation, etcetera, the government still have the guts to set aside millions for the celebration. Are we proud to celebrate our degeneration or what? I could remember when I used to buy 7up at 70kobo. What happened to that Nigeria. If you give a kid N5 now, he will hardly appreciate it cos it can only get him one stick sweet when you could purchase 5 of it for that price yet we a celebrating. Anyway FELA don talk am finish say this na demonstration of craze.

The requirement is a letter of introduction from your employer if you're in active employment, your pay slips for 3 months and a valid means of i.d.
if you're a business owner, your cac certificate, either business name or limited company, and a statement of account either in the biz name or your name from your bank.
you must have operated the account for at least 3 months but i think in diamond, you only need to run account for a month.

It's 23% anually on reducing balance. It's lower than 3% with an option of settling the whole balance anytime before the expiration of the term

wysenas:
@amdman,can u finance a biz that yield 80-90% monthly?if yes,drop yur email 4 detail.with yur calculatn above 23% by 12 months=276% annually.if we borrow 500k @23%,our monthly interest rate is #115,000.if we make lets say 80% from our investment,we are left with 57% as profit.we may decide 2 pay back d loan within 5-6months.what do u think.

The fact that we live in a rented apartment makes it bad. I'll let him realise that there'll always be consequences when you neglect your immediate family for extended ones 'cos the immediate ones will always be there whereas the extended ones might desert you, siblings or not. But I'll forgive him after all he's still my husband.

Once a gay, always a gay. I will walk immediately.

That would be interesting but I'll sure get the facts of the separation from my mum.

wysenas:
Dami,thx 4 d update.pls how long have u been banking with them?can a new customer benefit?iam presently banking with GTB.I need a loan too 2 expand my funiture industry.pls what are d criterias 2 benefit 4rm Stanbic loan?

I have been their customer for close to four years now but i guess the criterion is how active the account is.

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scottN:
hmmm i'd like 2 know which bank u r talking abt cos i applied 4 a similar loan in a bank and they r yet 2 get back 2 me. It's bn like 2wks now.

Stanbic IBTC.
It took three weeks after completing the forms. Is it the same bank?

Cipriani:
@Damilolami

Let me ask you, who does not want a beautiful partner as a husband or a wife? There are 2 sides to the deceit. the first side is that your friend should be annoyed that he lied in the first place. Secondly, she should be happy that he actually lied to get her into marriage because he saw her as a wife material. The issue of deceit should not be the priority of your friend or yourself. The main priority now is how to sustain the marriage, educate and provide for the kids, and maintain the home.
Judging from what you posted, you said the husband sits all day watching movies. I guess her ignorance as just push her into the wrong marriage. The husband has virtually become lazy and now depends on the wife to be the breadwinner. Your friend is in a real mess. Even if she sets up a business for him, he would not be successful with it because he has found pleasure in being lazy. She can still give it a try and see what happens but I doubt if he would be happy about that.
My advice is that your friend should start praying to God for a miracle and to drive away the spirit of laziness in him. Then, she should also talk to his parents and people that can intervene on her behalf because the only place this marriage is heading to is hell. If she is trying to avoid that, then she will have to work real hard to provide for the family and her husband inclusive. She will also have to submit to maltreatment because it is certain that this will become his third skin after laziness.
Outlining the solutions
1. Pray to God for a miracle and ask for counsel from his parents, her parents, and her pastor.
2. Divorce and take custody of the kids
3. Work so hard to feed him and the kids and also face al kinds of torture and maltreatment in the course of the marriage.

Actually I do not see divorce as an option. I rather believe she should stop any form of support for the man personally but should do her best to keep their child comfortable. If she stops supporting the man financially when the issue is still fresh, she can force the man to rethink and become more serious after which she can then support in setting up a business or assisting him to college if that's what he wants. Let me know your view cos I like your reasoning.

Recently I received a message from my bank that I was selected for a collateral free loan. Initially I thought it was a scam but I applied and filled the necessary documents only for me to receive an alert a couple of hours ago crediting my account to the stipulated price. The repayment plan is monthly for four years at 23% interest rate. However I can decide to pay up before the expiration of four years. This came right on time when my business needs it.
Bottom line, I think our banks are waking up to their counterparts' strategies in developed nations.
OPINIONS please!!!

MP007:
Your friend should blame her self for not knowing this very important detail. Who dates an individual to the extent of getting married to him/her without talking about education, field of study and course work. what were you two discussing during your courtship??

How did your friend find out?
Did she confront him?
Is the poster the "reliable" source?

I think she got to know when an opportunity of an international job came up. The husband refused to take up the job which many people will die for. Imagine me getting a job that'll bring in $7k monthly. Anyway she decided to take the step and applied for his transcript which was required and BAM the bombshell. She had to confront him and to her surprise none of his family members knew yet they keep pestering the girl to use her influence to get better job for the bobo. Na wa o. Man wey get head no get cap.

teemon:
Seun you dey sleep? abeg remove this tread jare!, what do you mean(*staring at the poster*) there are so many drop out,out there that are made men so your friend can get a map and drive to hell after all when the omo boy had money they both enjoyed it

You don't seem to understand that the issue is not the fact that he's a drop out but the fact that he lied to her for that long despite the fact that they were married. I believe marriage should be for better or worse and I believe for a successful marriage, there should be no secrets.

dayokanu:
Is it the degree thats a problem or the inability to bring in money?

I am sure the woman in question would not mind a Dangote even without the degree

Personally, I don't see the degree as a big deal. It's however important to bring in money for the family upkeep as the head of the house. That is not also a big deal but the big deal as far as I am concerned is the fact that he lied to her for that number of years. That man can actually kill her or what do you think?

r231:
I take it that they only dated for like 2months then get married. . . . . .

They actually dated for close to two years but you men now,

chaircover:
This story further confirms the reason why us women need to take off our rose tinted specs for a minute and scrutinize our men very very well before we say I do because once the ring goes on the finger and pikins are involved, we are the ones who have to deal with the most ish when these men mess up.

Not much your friend can do at this point but to stop seeing this as a "his" problem but an "our" problem and she better start pressing all buttons possible to get that man into a job before things get any worse than this. Watching movies on the sofa will soon become "so because you are feeding me you think you can talk to me anyhow" . . . . even if the wifey didnt say anything rude to him.

Once the man is settled in a job, then they can start looking at finishing his degree on a part time or online basis even if its only for egoistic reasons & it doesn't really bring any financial value to him

God will help us women.

I concur because I cannot advise her to divorce her husband. She can only be supportive and be more careful in dealing with him.

There are times that despite doing your homework to the best of your abilities, the deceit of men cannot be unveiled plus we only allow ourselves to see what we want at times.

After over a year of marriage and with a child, my friend just discovered recently that the husband is a drop out while the guy made her believe all this while that he's a graduate. Don't blame my friend 'cos she was just an understanding woman who had faith in her man when he claimed h doesn't want to work under anybody but will rather establish himself. Initially, he was able to provide for the family by doing this and that (I don't really know what that means). Now the upkeep of the family is on my friend and she's already getting pissed. The husband nowadays is content with watching movies all day long and his runs no longer bring in money. To crown it all, complex is already setting in cos my friend is a master's holder.
The question is what will you do in her shoes?

Please i need a school that offers masters degree in transport law. it might be foreign or local.

By transport law i mean maritime, aviation, rail and road transport combined as a course.

so what if she's a lesbian. everybody has a choice to choose who he/she wants to be.

its her life and if you're not interested its a simple case of saying no.

mind you am not a lesbian but its a free world so why pretend?

Av been dating ds guy for almost 2yrs now and he claims to love me so much and his actions points towards that and all his family members knows me.

My problem is with ds particular lady av been seeing with him. The lady is my 4yrs junior in secondary school. Initially he told me he wanted to arrange her for his brother. later he confessed to asking her out. Despite the fact dt i made it known to him that am not down with the association, he continued seeing the lady.

At a point he confessed to trying to sleep with the girl but told me that the lady embarrassed him.

He asked me to see him today only to start apologising to me dt he actually disvirgined the lady on vals day that i should forgive him. He called his cousin to beg me and he amost broke down promising to make it up to me.

Am confused cos if he had not told me i would only have kept guessing and the funny thing is he tells me everything that transpires between them.

I told him its over but am confused cos he had really tried for me.

should i accept him back or leave him for the other girl.

i am frigid.
in plain language i don't enjoy sex at all though i enjoy pre-intimacy at times.
av seen some cousellors and tried all the relaxative techniques recommended.
is there any medical way out.

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i suspect my guy wants to leave me but does not want to hurt me. guess there's another girl he's attached to.
i decided to test him by lying to him that am HIV positive. He went for a test and he's negative. despite that he promised to stick by me and still marry me.
do i tell him it was a test or i should wait for like 3-5 months to study him more.

you have to change ur religion