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EventsRe: What's Your Plan For December 2024 by davodyguy: 12:10pm On Dec 17, 2024
I dey go UK to have fun with my family
TravelRe: Air Peace Begins Anambra To Gatwick Airport, London Direct Flight (Picture) by davodyguy: 11:46pm On Dec 16, 2024
ndidibabe:
Without even checking, common sense should tell that there will definitely be a connecting flight but then what do I know?
Direct flight means there's no stopover. The headline here is misleading.

What it should read is connecting ANA to LGW Via LOS.

Direct flight means LOS to LGW/LHR as BA, Virgin and Air Peace does from Lagos, as the only 3 airlines in the entire Nigeria that takes you directly from Nigeria to UK.

All other airlines make a stopover.

A stopover is different from a direct flight, as claimed in the headline
TravelRe: Air Peace Begins Anambra To Gatwick Airport, London Direct Flight (Picture) by davodyguy: 11:41pm On Dec 16, 2024
AyakaDunukofia:
In so far as the passengers would be checked in at ANA for London, pass through the immigration formalities at ANA, and not disembark at MMA Lagos to board another aircraft, it is as good as not stopping at MMA Lagos
They'll still pass immigration in Lagos for proper check.

ANA to Lagos is a local flight and not international flight, more so, they're using different aircrafts Boeing 777 for LOS to LGW.

It's same as flying from any other state to Lagos and then boarding Air Peace from Lagos to LGW.

This doesn't qualify as 'direct' flight
TravelRe: Air Peace Begins Anambra To Gatwick Airport, London Direct Flight (Picture) by davodyguy: 11:37pm On Dec 16, 2024
Shokoloko:
You are the ignorant one. Grammar- zero, Comprehension - Zero.
First you said you had a stopover for 3 hours.
I told you that stopovers cannot be 3 hours. Layovers maybe but not stopover.
Now your new story is that you did a transfer.
IYou see, your problem is comprehension.
.I have no issues with Air Peace but I maintain thst the Anambra state governor needs to do better- create an enabling environment for Air Peace and OTHER AIRLINES to operate direct flights internationally.
There are many things that needs to be in place before Airport can be certified for Direct International flights takeoff 🛫.

Kano
PH
Enugu
Lagos

Are the only 4 Airports for now that ET and Turkish Airline do take off from directly out of the country
TravelRe: Securing Visa To France, Applying From Nigeria... by davodyguy: 8:37pm On Dec 16, 2024
Slimp1234:
Good afternoon everyone, I know this is more about France visa, but the thread for norway visa is not active.
Please I will like to know has anyone experienced this with norway embassy too or any embassy.
I have submitted my application for a visit visa since 30th of October 2024 and up till now I have not received a message back from the embassy.
I wrote them because my travel date is in 6 days and the response I got back is. Your passport is at the schegen consultation, we can't rush the process you will be notified when it's ready, please what does this mean, what is schegen consultation and does this application really take this long. I am really confused.
I will appreciate any help I can regarding this thanks.
Na wa.

If you want Schengen Visa from Nigeria, use France route others are time wasters
TravelRe: General UK Visa Enquiries - Part 5 by davodyguy: 6:32pm On Dec 16, 2024
Investorvibess:
Thanks for the information … do you have idea when to receive response from them ?
No one can know with certainty.

I did Biometrics on 8th November.

On 12th November, UKVI mailed me that they have received the application and will now start working on it.

I got Passport collection mail on 27th November.

I didn't count from 8th November day of Biometrics.

Between 12th to 26th (27th was collection mail, meaning they may have sent to TLS on 26th November) is about 11 working days
Foreign AffairsRe: Syria's Ousted Assad Says He Wanted To Keep Fighting but was evacuated by Russia by davodyguy: 6:21pm On Dec 16, 2024
But he tried sa.

Those of you that are not young in 2011 during the Arab Spring, would realise that he was the only person that survived
Egypt, Tunisia, Libya, Yemen all lost their leaders
TravelRe: General UK Visa Enquiries - Part 5 by davodyguy: 3:02pm On Dec 16, 2024
Nairae:
I'm seeking advice from anyone who has used the Firstbank Multi-Currency Card (specifically the Pounds option) to pay for UK fees or health subscription charges. My friend recently had a bad experience using the GTB Dollar Card to pay for UK fees in Pounds, as they were charged an excessive conversion rate.

I've since discovered that Firstbank offers a Multi-Currency Card that accommodates Pounds, which seems like a more convenient and cost-effective option. Has anyone used this card for similar transactions without any issues? I'd appreciate any feedback or advice on this matter.
Comments from those that have gone that route, they complained that the banks charged way above the black market rate.

Best option, open a Dom account with any of the banks, fund the card yourself and pay
TravelRe: General UK Visa Enquiries - Part 5 by davodyguy: 2:59pm On Dec 16, 2024
Nickipinky:
You are actually not addressing the main point here,
1) the opening bal of the 500k you talking about is the balance as of June in my GTb. Not the opening balance of my acc in general as of when I opened it . The reason why it was 500k in June , it because June was my birthday, I had a luxury birthday trip to Morrocco & Uganda . provided the evidence. I also bought a new landed property. I provide receipt and evidence. Hence why my GtB savings account became 500k as of June as my balance. Yes I was in turkey and Italy of recent: is that not A list county? Pls kindly address the issue stated and not your assumptions: GtB made glitch in my acc- I need opinion about that.
I can understand how and why you feel so strongly about your point. You're the one that knows how the shoes pinches. I have been here once in 2017 with Australia. All I did was to reapply after I noticed the Visa officer did not pay attention to the previous visit to a similar country. I reapplied after 3 days and the same officer granted the visa 30 days after.

Aside the account Glitch by GTB, please pay attention to other factors mentioned in the letter. Remember, you were first refused. Did you correct in this application the reason for refusal?

That is why your attention is being pointed to other matters. For instance, you mentioned previous travels to Morocco & Uganda. These are not A list countries. Nigeria's economy is larger than that of Morocco and Uganda.

Let me quote an excerpt from UKVI application form

How many times have you visited the following places in the past 10 years?
Australia
Canada
New Zealand
USA
Switzerland
European Economic Area (There are 30 countries in this list that includes France, Italy, Greece, Spain, Portugal, Luxemburg, Cyprus, Malta, Poland, Germany etc)
Any country outside the above are second grade to UKVI including Turkey, China, Russia, Iraq, South Africa, UAE, Qatar, Singapore etc

I would suggest you try Schengen and if you package you documents well, you will get France approval. They are the easiest to get among the European Economic Area.

With a good statement and previous travels to Morocco and Uganda, France would grant you a visa.

If thereafter reapply for UK having visited one country in the European Economic Area, you may be granted

Good luck
TravelRe: General UK Visa Enquiries - Part 5 by davodyguy: 12:00am On Dec 16, 2024
Nickipinky:
.
This bank statement as it appears here will make anyone doubt.

Opening balance was about ₦500k
Closing balance ₦6million.

Let's ignore the glitch from GTB about the ₦64m and ₦58m

₦6m minus ₦500k = ₦5,500,000
In 6 months, you're able to do an inflow of ₦5,500,000 in the same account.

This is how the ECO will think taking the account statement literally, that you just made up these ₦5.5m just to get the visa.

Try and understand my point.

This account statement whether glitch or not is responsible for this decision, as no other thing was emphasized on that you did wrongly, except the account
TravelRe: General UK Visa Enquiries - Part 5 by davodyguy: 11:53pm On Dec 15, 2024
Nickipinky:
No one would believe that i actually sent 120k a month , which I do actually! I have my own house, i submit my prove! I only pay utilities bills, I stay alone with my dependent who I just sponsored and paid her masters fee to unilag, I submitted all prove, I am not married: so why can’t I spend 120k a month? My work place got their website up and running, with my profile on their page and I work with a high class company as their senior project manager. So I am confused with all your summary. The major highlight in my refusal you are not talking about, the fact that they said my GtB bank is showing I spend over 60m in a month. Which is a glitch. Also note I have travelled to 3 countries this year alone which are A list countries.
Now let's address something.

You said you're self employed. Self employed means you own the company or a senior director, meaning you're not on salary.

As self employed, you earn ₦620,000 monthly

Then aside this income of ₦620,000 monthly, you also earn ₦10,200,000 annually.

Do you have two businesses or despite being self employed, you still have another paid employment?

This part is confusing and I am confused as well, making me to ask for clarification.

Remember, you're going to be biased in your own case as the applicant, while those of us at the other side are judges trying to see what you did wrong that made you get a second refusal.

If the refusal reasons are not addressed, then you may not be granted at the 3rd attempt at UK.

Yes, you may have travelled to A list countries before, but UK specifically considers EU member states (especially Schengen Zones and Switzerland), USA, Canada, New Zealand and Australia as A list countries, that is why you'll see in the same application form, they classified the above countries separately and the rest of others that Includes UAE, Turkey, KSA, Japan, Singapore, Malaysia, etc as possibly B list countries
TravelRe: General UK Visa Enquiries - Part 5 by davodyguy: 11:37pm On Dec 15, 2024
Nickipinky:
Many things you stated here are wrong.
1) this is my GtB account. I submitted 3 banks.
I submitted My business acc with business name, I submitted zenith acc which is for my salary and I submitted GtB.

2) I didn’t just play with figures. Pls. I own a well reputable business in Nigeria here, I submitted even my newspaper publications. Tax clearances, my shop address, business partners letters. My Instagram pages .


3) How is the eco right by saying I used 65 million within 6 months? Pls did you read my complaint at all? No such money has entered my account within 6 month! I mean my GtB acc which he claims! That figure is a glitch from GtB, they ought to give me figure within 6 month and not my over credit and debt amount! Pls take your time
Apologies if I was wrong, but my response is based on the ECO's letter.

The ECO made it appear as if you submitted just one account, as emphasis was on the ₦64m and ₦58m
PoliticsRe: Nigeria Clears N85bn, $54m ECOWAS Levy After 19 Years by davodyguy: 11:33pm On Dec 15, 2024
frankson1:
You should first understand why the 3 countries pulled.
Why did they pull out? Do you resign from a profitable business?

Why did UK leave the EU?
TravelRe: General UK Visa Enquiries - Part 5 by davodyguy: 11:30pm On Dec 15, 2024
Nickipinky:
Thanks for your response, GtB had a glitch, cause I don’t make such within 6 month, I didn’t tamper with my statement, I requested this evening for my statement of account, they made same glitch again .
How many accounts do you have and how many did you submit?
TravelRe: General UK Visa Enquiries - Part 5 by davodyguy:
Nickipinky:
Good Evening House,
I have been following the thread before submitting my UK tourist visa application, unfortunately I just got my refusal letter this evening.
The total debit and credit amount stated in my GtB bank statement I believe is the figure complied since I Opened this account years back and not just for 6 months- how could I have spent 50+ millions in 6 months! Where would I get such money. Also what documents were they expecting to submitting again to prove my total yearly annual income for my business, after submitting tax and all. I have attached my refusal letter and GtB bank statement summary that I submitted.
I have read the refusal letter and I'll say this to you and others that have companies, stating they're self employed.

1. If you say you pay yourself ₦600,000 monthly, you must first show that the amount actually enters your account monthly
2. Your company account you transfer from must be made available and the income or source of the funds in that account must be stated. If you have a balance of ₦10m in your company account and in the last 6 months no other inflow or sufficient inflow comes into that company account, then the ECO would doubt it that company is doing well to be able to pay you ₦600,000
3. You stated you have have savings, did you provide the savings account or you just stated it in your VAF or in the letter?
4. You also said you have another annual income of ₦10,200,000. Which business do you do that gave you this ₦10m? Did you also provide a bank statement to show this ₦10m


For you and others reading, you don't just throw figures at UK ECO. They're super smart and would know if you're not saying the truth about your financial circumstances.

You've already been refused before and the ECO referred to it, by saying He/she read the reason for refusal and still claimed he/she treated this application on it merits. That's a lie, they have that bias as soon as they see you've been previously refused and would look for a way to refuse again.


In my case, I stated, I was self employed
I paid myself monthly salary. The bank statement I attached shows the inflow of the salary and outflow of the monthly expenses. They tally 100%.

The company account they the money goes out from, the bank statement was attached and for the entire 6 months, the salary left the account every month, while inflows from businesses the company conducts were also seen. This means if I claim to earn ₦10million a year as individual, then my company should be making 2 or 3 times more than my total annual salary for that company to be able to pay me ₦10million a year, pay taxes, and meet other financial obligations.

You can't just submit a company statement with say ₦16million balance and still claim it's from that ₦16m you pay yourself ₦10m per annum. Nope. Even I would doubt that the company is actually doing well enough to be able to pay you that much.

The ECO stated this clearly.

It's just just submitting bank statements with good balance and stating that you're only spending about 20% of the balance on the trip will convince the ECO to grant you leave of entry.

People need to do better

So, upon reading the refusal letter, the ECO is 100% spot on by this decision.


Paragraph 1: ECO says he/she needs to be convinced that you're doing well in Nigeria (a country where it's economy is doing badly and people begging to survive) so you'll not enter the UK and shout free at last and not want to return back to Nigeria

Paragraph 2: ECO says he/she is aware that you're refused before and craftly stated that the refusal was noted (This is a deep message). The ECO now claiming in the same paragraph that this application is treated separately is just a lie.

Paragraph 3: you stated you earn ₦620,000 monthly from a company as self employed and again from another employment you still earn ₦10,000,000 a year separate from the ₦620,000 a month and from all these earnings, you only spend ₦120,000. Naaaaa. No one will believe this. The disparity is much

Paragraph 5: ECO then say for you that earn ₦10,200,000 how much does this your company make annually to be able to even afford to pay you that much?

Paragraph 6: You earn ₦10million a year and bank statement is showing in flow of 68million and out flow of ₦58million for someone tha earns ₦10m. Where did you see the ₦64million?

Paragraph 7: Your bank statement shows you spent ₦58million, but same you claimed to spend only ₦120,000 monthly.


If I was the ECO, I wouldn't grant the visa over this disparities.

Just forget UK for now and try France or Italy. Those two would not start asking you if you go to toilet or not and if you watch movies or not. UK would question everything.

So to anyone that wants to apply, please learn from this and your package has to be very tight.
TravelRe: General UK Visa Enquiries - Part 5 by davodyguy: 10:48pm On Dec 15, 2024
Nickipinky:
Good Evening House,
I have been following the thread before submitting my UK tourist visa application, unfortunately I just got my refusal letter this evening.
The total debit and credit amount stated in my GtB bank statement I believe is the figure complied since I Opened this account years back and not just for 6 months- how could I have spent 50+ millions in 6 months! Where would I get such money. Also what documents were they expecting to submitting again to prove my total yearly annual income for my business, after submitting tax and all. I have attached my refusal letter and GtB bank statement summary that I submitted.
Before reading your letter to address your refusal reason, firstly, the bank statement is for 6 months and not from the year you opened the account. It's clearly stated in the image you shared, except if GTB has a glitch
FoodRe: The Cow We Bought For #475k Yesterday And Shared. by davodyguy: 9:40pm On Dec 15, 2024
blowjohn:
I ain't buying no chicken for more than 5k o.

Even full chicken suya na 4,500k to 10k
My chicken Suya is about ₦5000.

I wonder when these guys come online to exaggerate.
PoliticsRe: Nigeria Clears N85bn, $54m ECOWAS Levy After 19 Years by davodyguy: 9:35pm On Dec 15, 2024
TimeManager:
Nigeria has been a beneficiary of ECOWAS bank's investment over the years.

-Kiss the truth!
In what areas specifically have they benefitted?

It's good to share those benefits if it's worth or matches our contribution.

The article says ₦85b and $54m

I'm going to the UK in few days and if you click on my handle to review my previous post you can have an idea of who you're exchanging with.

The trip is costing me excess of ₦11million, cos I'm not flying Air Peace, but a better Airline that's more expensive than Air Peace.

For spending that much on just ticket, what I'm getting in return for that investment is worth thousands of Pounds

£1 (₦2170)

So tell us what Nigeria has benefited from ECOWAS that equals our contribution or surpass it, so 'I can kiss the truth'
TravelRe: Securing Visa To France, Applying From Nigeria... by davodyguy: 8:51pm On Dec 15, 2024
Purpleivy:
Hello everyone, please for people that applied for kids and travelling with the kids how do we submit their own documents? Will the parents bank statements be included in their own documents separately and will they also need their own cover letters? Please anyone that can help me with detailed info, I’m helping my uncle who wants to travel with his wife and 3children. Thank you all
You've nothing significant to submit, as they're dependent., aside from birth certificate, evidence of paying school fees or letter from educational institution, their passports.

Parents are the ones to submit cover letters and financial statement
PoliticsRe: Nigeria Clears N85bn, $54m ECOWAS Levy After 19 Years by davodyguy: 8:44pm On Dec 15, 2024
Tayorshd87:
You are a dullard for this question and I believe u must or might be an educated illiterate.

Lets stop there
Ode.

If you have half of what's in my brain, you'll thank God

Part of who distinguishes us is your lack of decorum. You can't have a civil conversation without insulting.

That's shows you're dull.

Simple question. What's the significance of the payment?

Response, insult.

Some of the people dimwits like you insult can actually feed your entire family for a lifetime
PoliticsRe: Nigeria Clears N85bn, $54m ECOWAS Levy After 19 Years by davodyguy: 8:41pm On Dec 15, 2024
TimeManager:
smaller, poorer countries with dictators.. who they epp?

-Kiss the truth!
What's the significance of ECOWAS to Nigeria's economy in the last 10 years?
PoliticsRe: Nigeria Clears N85bn, $54m ECOWAS Levy After 19 Years by davodyguy: 8:33pm On Dec 15, 2024
SatoshiX:
See them, enemies of progress. Good news always makes them sad.
Una go wail tire while Nigeria will keep progressing.
What's progressive in Nigeria that's suffering and needs dollars as much as possible, then donating that same dollars to an ineffective organisation?

If it's NATO, it's understandable since they need to buy weapons to secure their territories. So what's the significance of this to Nigeria?

Pathetic
PoliticsRe: Nigeria Clears N85bn, $54m ECOWAS Levy After 19 Years by davodyguy: 8:31pm On Dec 15, 2024
TimeManager:
Being the leader of ECOWAS, it helps to reposition the organization even better.


-Kiss the truth!
Same Organisation that some countries just pulled out from?
TravelRe: General UK Visa Enquiries - Part 5 by davodyguy:
Jamieabi:
Good morning, please anyone that can suggest any cheap hotel that is closer to murtala Muhammad international airport in Lagos ?
Google it.

If you're traveling to UK with Air Maroc, spending ₦20,000 for the night will not be bad
TravelRe: General UK Visa Enquiries - Part 5 by davodyguy: 8:29pm On Dec 15, 2024
debby106:
Gurus in the house,
As per my son's refusal,
He is aged 19, a student at the University, I now know the extra documents to be included with his application to show he in school, but what can be done to correct this?
He is not working..do we need to include his statement of account...how much should be there? He being sponsored by his dad..who will include his own bank statement.
Really need inputs as per how to sort this out
Thanks
My question to most people that've gotten one or two refusals from UK, as it pertains to financials, can't you try other European countries?

It doesn't have to be UK alone.

France and Italy does not read your statement line by line as UK does.

France would not do this when it concerns a student that doesn't work
PoliticsRe: Nigeria Clears N85bn, $54m ECOWAS Levy After 19 Years by davodyguy: 8:25pm On Dec 15, 2024
TimeManager:
After God, na Tinubu 💪
What's the significance of this payment?
PoliticsRe: Nigeria Clears N85bn, $54m ECOWAS Levy After 19 Years by davodyguy: 8:25pm On Dec 15, 2024
2bats the significance of ECOWAS?
TravelRe: Securing Visa To France, Applying From Nigeria... by davodyguy: 2:14pm On Dec 14, 2024
Chelseaboy101:
Guys ! Please I need some clarifications as this has been bothering me since I entered France.

So, France issued my visa but I flew brussels airways . On getting to Belgium , they passed us through immigration and my passport was stamped in Belgium .. Is this a problem ? Upon getting to France, they just passed us through to the exit , no immigration.
This is a bit strange.

Now if you flew with Brussels Airlines, except your destination is Belgium, ideally you're supposed to just stop over, except if they took you to France via local airport. Hence, you faced immigration in Brussels, since both are Schengen Zones.

I experienced this in Australia.

We left Joburg and landed in Perth. At the Perth Airport, we faced immigration, stamped in but luggage was not released.

We're then taken by Virgin Australia to our final destination, which is Sydney in same Australia.

When we're returning to Nigeria, we faced immigration to exit this time from Sydney, entered Perth without facing immigration again.

Most likely, ensure you exit from Paris, stopover in Brussels without facing Immigration again, then you return back to Rwanda.

But it's good for you to show you actually entered two Schengen Zones
TravelRe: General UK Visa Enquiries - Part 5 by davodyguy: 1:59pm On Dec 14, 2024
debby106:
Good morning guru in the house.
I have a question on fixed deposits for uk standard visitor visa.
Must the money being fixed pass through your account?
Also how many months fixed deposit is acceptable? Thanks in anticipation
I'm guessing you mean if you transferred the money out of your account or same was debited from your account.

Let's assume you have ₦10m balance yesterday and today you instructed the same bank to fix ₦5m for 90 days, the debit narration would read fixed deposit or investment.

If you moved the money to the investment house from another bank that you're not submitting the statement, it still doesn't matter, provided the certificate is in your name and the tenor is stated.

I used a different personal account statement and the bank I submitted the fixed deposit certificate from is different. Tenor was 90 days and the terminal date was about a week to date of application submission
TravelRe: General UK Visa Enquiries - Part 5 by davodyguy: 12:44am On Dec 14, 2024
davodyguy:
Lagos (Ikeja)


Document Upload Assistance
NGN 56570

Premium Lounge
NGN 200070

Prime Time Appointment
NGN 177070

Notification Service
NGN 2790

Photocopying
NGN 459.91

Keep My Passport While Applying (KMPWA)
NGN 131080

Courier Return
NGN 41400

Courier Return Plus
NGN 53820
This is the crazy rate being charged by wicked VFS

This is 2 times more than TLS
PoliticsRe: Bello Matawalle Inspects Bulletproof Vehicles by davodyguy: 4:30pm On Dec 13, 2024
We celebrate Bullshts in Nigeria.

What's the significance of this now?
TravelRe: General UK Visa Enquiries - Part 5 by davodyguy: 4:29pm On Dec 13, 2024
Abbebbay:
He said he pick the date on vfs and he was expecting to receive a mail to print the letter but no mail till now...
Did he check out?

If you select date and didn't checkout, nothing will happen

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