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Nysckits:
Dear All, please everyone, all of you with a proposed solution.

I am completely at a loss and don’t know what to do anymore.

After thorough investigation, I have discovered that the error was from the UK embassy. I was shown the exact statement sent to Providus Bank for verification, and here is what happened:

I submitted two business accounts (both with Providus Bank) and clearly explained the details of both in my Letter of Explanation (LOE). My main account has over 1,500 pages, while the sub-account has about 38 pages. Due to the large volume of pages, the UK embassy extracted only the first two pages of my main account statement (which included the correct heading, date range, available balance, and all relevant details). However, they mistakenly combined it with the last two pages of my sub-account, which has a significantly lower balance.

The embassy then sent this mismatched document to Providus Bank for verification along with other inquiries. Providus Bank responded accurately based on the information they received. However, the last two pages (from the sub-account) did not contain an account number or balance at the top—it was simply merged with the first two pages from the main account.

One of the key questions from the UK embassy was for Providus Bank to confirm the opening and closing balance of my account. Providus confirmed the opening balance but couldn’t verify the closing balance since it wasn’t from the same account, and they responded accordingly.

I HAVE ALL MY EVIDENCE, INCLUDING THE BANK STATEMENT THE UK EMBASSY SENT TO PROVIDUS BANK FOR CONFIRMATION. I am now stuck in a devastating situation due to an error I did not commit, and the worst part is that I have no way to reach out to the UK embassy for further clarification.

P.S.: I have reconfirmed the exact document I uploaded on the VFS portal, and I am 100% certain about its accuracy.

Please, I need urgent help.

Except you did not PDF each document and saved with different file names, they will never do what you just alleged that they take one document and add to another

I submitted 3 different accounts

1 company (separate file)
1 company (separate file)
1 savings personal (separate file)

All labelled separately in separate file names in 3 attachments in PDF, that they cant mix up

If you merged two accounts together in a single file, then you are to blame or the VFS/TLS that scanned for you.

It is your duty to package yourself very well

Nysckits giselle237 Cashmadam

Just to share this again on UKVI reaching out and the style they use, that can make people speak erroneously

I remember when putting out our application in November last year, I stated that we were not paying for accommodation, as I would be staying with my elder bro for some days and others with my uncle.

When were gisting on 24th December, 2024 in Essex he said he received a call with private number and the conversation goes thus

Caller with Private number: Hi, Are you expecting anyone in your house?
Response: No, I am not expecting any visitor. May I know who I am speaking with? (the person still did not talk)
Caller with Private number: Are you sure no one is coming?
Response: Coming from where and to do what?
Caller with Private number: Did you invite anyone to the UK?
Response: Yes, of course I did, my younger brother and his family. May I now know who I am speaking with?
Caller with Private number: This is a call from UKVI calling to confirm if you actually invited anyone and you are ready to host them, be the guarantor, to assure us they would not remain in the UK illegally after visa expiration
Response: He responded and told them many stories including what I do, my company profile and involvement with so top British Oil Companies, that with what I do, it would be silly of him to even attempt to remain illegal

Call ends and few days later, we got a mail from TLS to come pick up


The way they ask questions can make respondents loose guard.
My brother, he wanted to hang up, since the called ID was hidden

In this case of Nysckits, they may have told Providus a wrong name due to pronunciation and Providus may have said that the name is different and the balance in that person's account is not same as what they have given.

The issue should not be entirely on the Bank.

However, when applying, make sure any information you are stating is the fact and that anyone you drop their contacts, have communication with them, as UKVI may choose to call for confirmation.

Akizeh:
Good evening everyone.
Please what time can I go and collect my passport from VFS Ikeja .
Just got a collection mail but with no time specification.

9am to 3pm

Nysckits:
Please how can I contact you or send a private message to you.

I have an emergency on my application that requires an urgent attention.

Can I have a whatsapp or call number please or can you please send your email address so I can contact you directly.

Hi, Just seeing this

IamANigerianMan:
Nonsennse, they buy it cheap from FCDA and sell it at exorbitant rate

Only mumu people fall for this anyway.

Buy your land and build yourself

Freshfish4:
How did you become "Leading" estate firm in Abuja?

That's why I came to the thread, to ask him for the the meaning of leading.

He's a paid agent sponsoring post on Nairaland.

When someone buy land in remote area and begin to sell at ridiculous prices to mumu people, they already become top

sirrotex:
TESTIMONY ALERT !!! TESTIMONY ALERT!!! TESTIMONY ALERT!!!

I applied for a visit visa to visit Cape Town on the 10th of December 2024 after using about 3 months to prepare for the submission and I submitted everything i ought to have submitted including my previous visa to South Africa and other countries. On the 19th of December 2024, I received my Passport with a visa refusal note and the ground of refusal was solely that the date on my hotel reservation does not tally with the date of my flight reservation, which is obviously not true.

I immediately wrote a written representation explaining clearly that the Visa Officer who assessed my application was hasty in making the decision and has erroneously refused my application and I re-attached my relevant documents. I personally went to the VFS office to submit the written representation and on getting there, the VFS staff present all admitted that the decision was wrong but still persuaded me to re-apply and attach the refusal note rather pursuing my appeal as they had never seen a situation where an appeal was successful but i was adamant in pursuing the appeal. When the Staff saw that i was insistent on proceeding with the appeal, they collected the written representation and supporting documents from me without any form of acknowledgment. I did not hear from them for a short while but one mind kept telling me that it is possible that the VFS staff would just throw my documents somewhere so i went online to get the email address of DHA.

On the 27th of December 2024, I sent the DHA an email firstly introducing myself and thereafter expressing my discontentment with the decision and urging them to review it. I initially did not get a response to the email but after a short while, the CG sent me an email and copied another Senior Consular Officer in the email directing him to look into my concerns.

It was quiet for about 2 weeks until the 15th of January, 2025 when i decided to do a follow up via email. There was no response to the email but after about 30minutes, I received a call from VFS requesting that i submit my passport. Shortly afterwards the CG responded saying I should confirm if my query has been resolved and I replied giving him the update.

On the 17th of January 2025, I went to VFS to submit my passport and on getting there, none of them believed me as they had never seen such happen before. I had to show them the call i received and my mail communication with the CG before I submitted my Passport.

I was called yesterday to come and pick up my Passport and upon getting there today, to the Glory of God, my visa was quietly sitting in my Passport. The person who gives Passport out also did not believe it when i told her the story and she had to refer me to her superior.

When I met the superior, he asked for my tracking ID and all and i told him i don't have any as my case is different, immediately after saying this, he called my surname and asked if i was the one who appealed and I said yes. He reiterated that he had never seen such happen.

One sweet thing about it is that it is the same signature who refused my application that signed on my visa.

I took my time to share this here to encourage someone never to give up, i recall sometime last year when some guys were asking about the success of the written representation and the advice given to them was to go and reapply just like i was advised.

I wish all the people awaiting decisions , good luck.

Cheers!

Very good and congratulations

The favour you'll do for others is to share the email addresses here.

Secondly, it's obvious that VFS are clueless and would not have sent your appeal outside of Lagos

Nairae:
For a child that is 16 years and some months applying for UK visa, will she be required to get Concerning Police Character Certificate?

If yes, can it be done in any state?

Make your question clear

What kind of visa is the child applying for?

Ive with under 16 and I travelled with an adult, none required Police for Standard Visitor Visa

onile1975:
@ Davodyguy thank you I like ur response is for my own good God will bless you

10years a go I was refused with my first wife in 2015, two years after I got married with second wife,the second wife had 3kids for me,there ages are 8years, 6yrs and 3yrs, Is there going to be red flags to use her?

Lastly, it's not a conference, I want you to educate me on what travel purpose I will call it.
Am selling iPhone and Android phone, Nigeria use, I met a u k mobile phone company online and we started chatting, I told them that I want to be there distributor in Nigeria,they ask me to send money and place order for goods,I said no, because I don't no if they are scammers,they said I can visit them to believe they are not scammer,they sent me invitation letter.so pls what type of travel purpose can I call this visit? but I put for business partnership,is it okay

Do you want to hear the truth?

Please forget UK for the next couple of years.

This sounds like desperation. You don't need to travel to UK to become partner or distributor.

I've never been to China and the closest I got to China, was Hong Kong in 2015, but I've spent $thousands of dollars buying goods from China. I bought all building fittings in my house from China (The post can be found in 2021 in the property sector)

Students that paid School fees get denied, how much more you that wants to to become a partner of a company whose turnover may not even be worth £1,000,000 P/A

I have no further advice to you on this UK till further notice.

Forget UK
Forget UK
Forget UK
Forget UK
Forget UK
Forget UK
Forget UK
Forget UK

If you've not travelled out of Nigeria before, disvirgin your passport with SA, Kenya, Rwanda or Tanzania. Then try France(the easiest route to Europe) alternatively, try Qatar or Oman.

After any of the above options, come back to try UK.

If you want to waste your money that would better serve you and the innocent wives you have and your kids, then ignore UK. But if you have money to waste, continue on this mission.

I'm done answering you on anything UK

Good morning

FADEO:
WOW - This is very detailed. Thank you so much. This is can provide a good guide.

What amount in Proof of Fund do you think will be adequate as minimum to be in the account. Thank you again and in anticipation.

3 times more than estimated travel funds

onile1975:
@ Davodyguy and Cashmadam God bless you for the good work you are doing

Please I need your assessment on my 3days budget for business partnership visit to u k if is okay,my income is 1m, living expenses is 300k


Budget analysis.
Flight tickets from AirPeace =£700
3days Hotel =£61.
3days Feeding = £90
Transportation=£150.
Total budget = £1001.

Another question is that I have two wife's,can I include the wedding certificate of my two wives to the documents I will be submitting to increased family tie,?


2) Can I also add the two wife's in my dependants?

Your chances of being granted are very slim judging by your immigration record with Home Office.

Also you also don't need to mention you have two wives, except if you've previously applied and mentioned them as your dependent. Otherwise, stick to the first wife that had refusal with you and your kids.

UKVI don't need to know that you have 10 wives.

Do you have any dependant? Yes, mention just the wife that was refused and your kids

You also need to be convincing that you're needed physically in the conference, otherwise virtual participation is an option to save you over a £1000 pounds.

Bro, forget UK and try SA first, then France.

If God blesses you more, let UK be your third A list country.

But I'm sure you're not going to listen, as your mind is made up and ready to give UKVI another $155

Cashmadam:
Where did you get hotel for 3 days @ £61?

Total budget is not the issue. Do you have the income to support this expense?

From what you stated, your monthly disposable income is N700,000. In one year, the assumption is that you have saved N8.4Million. Is that reflected in your statement of account?

If you add 2 wives as your dependant, surely your disposable income will reduce.

You need to think through this thoroughly - otherwise, refusal is loading....

As if you read my mind.

Does he have the income to support what he claims?

As self employed, I'm sure you need to submit your business account along with your personal statement.

This is to show origin of funds in his account

onile1975:
@ Davodyguy thanks for response

Am self employed,am businessman

Please answer my questions

You didn't understand my post at all and also didn't understand all my explanations.

If you're self employed, your business must be doing so well that it is able to make ₦30million a year.

You want to tell UKVI that you earn ₦12m per annum.

Then your business should be generating ₦30million a year.l, cos you have other expenses aside your salary. ₦30m means all salaries of you and staff will be about ₦20m, tax ₦5m then profit as a business about ₦5m after all expenses.

That's how a business work

Don't think by showing account balance Visa Officer would just dash you visa?

Horlamidei:
What possible documents relating to the other shegen countries do I need to take along on my appointment..? Hotels and flights tickets only for the other shegen countries??

How many countries have you travelled to?

Take evidence of all visa stamps
Hotel
Reservation
School or work document
Property

Anything to convince them

JimJim10:
Thanks
I want to apply for Franc myself , plz what are those good documents to use to secure it, all I nid is visiting visa
I’m married with a daughter but I’m processing it alone for nw

Search for my post on this same thread, 13th November, 2019

See documents list I submitted

onile1975:
@ Davodyguy and Cashmadam God bless you for the good work you are doing

Please I need your assessment on my 3days budget for business partnership visit to u k if is okay,my income is 1m, living expenses is 300k


Budget analysis.
Flight tickets from AirPeace =£700
3days Hotel =£61.
3days Feeding = £90
Transportation=£150.
Total budget = £1001.

You e been refused or you guys have been refused couple of times, hence you're a flash point.

Has your circumstances improved significantly to the extent that the company that pays you 1m a month actually generates about 3m a month?

Horlamidei:
Living there on a graduate visa

Give it a try.

JimJim10:
It’s business tourist conference visa, we are in a group, they only ppl Dey granted are ppl with old CAC document, but our own is new so Dey reject us, dat is why I want to try France, anyway na agent help me, bt with the little experience here think I can give it a try myself

Your refusal had nothing to do with time you obtained Certificate. Since it was an agent that ran it, something else caused the refusal.

Reapply and DIY

Horlamidei:
No except the UK am in currently..

So you're applying from the UK?

Were you born there? Living there or went on Visiting?

Horlamidei:
I didn’t know I should have kept mute. It was after payment after booking appointment and final submission I realized I should have kept mute..! Been giving me a lot oh headache..

Do you have travel history to top countries?

Horlamidei:
Do I need to explain in my cover letter what, when I will be doing in the other shegen areas when going for my France submission ??

In your cover letter yes?

You could have kept mute about other exploration.

France Visa Alone gives you access to 26+ countries.

I visited Belfast with my UK visa, without telling UKVI anything during application.

From London, just took easyJet to Belfast, then come back to London.

From France to Belgium, take train

JimJim10:
Dey denied my Italy conference visa 4days ago, I want to apply for France visiting, plz what are the best documents to use

What's the refusal reason and what did you think you did wrong?

Horlamidei:
Guy please I need answers.

I applied for French tourist visa from Uk picking London for my visa appointment. My question is in my application which asked will I be visiting other shegen areas, I picked yes and stated Germany and Netherlands. Do I also need to present or show hotel reservations, flight tickets to the countries and what I will be doing in the counties when going for my appointment next month??

N.B: I applied for a 7days visit to France. Inside that 7days, I will be visiting those countries but don’t know when in that 7days but have booked hotel for 7days in Paris and flight to Paris but yet to book for the other said countries.

Please help me

Yes

This is called travel itinerary

Reservation of flight and hotel in France
Reservation of flight and hotel in other Schengen Zones

Flight back to UK

FADEO:
Thank you for your response. My self and my wife had travelled to UAE, USA, UK and Ghana.
My Daughter had travelled with us to USA and UAE.
The Second child has a blue passport.
The Last is 5 and no travel history at all.

I also work with a American multinational firm while my wife owns a registered Culinary Training and Catering Firm that she has been the MD for about 8 years.

Please can you help me with the list of documents to submit or refer me to the place on the thread where I will see the the list of documents to be submitted.

Thank you so much for the support towards this.

Cheers

I put mine here in November 12 or 13 in year 2019 if you can search.

Who's sponsoring?

You all got good travel history

victorVIC1:
How does this make sense to you cos the Trump's related posts that have been making front page since yesterday are all on support of Trump

It might not make sense to only Yiu, cos you're limited in understanding.

Seun openly is an anti Trump and he doesn't hide it. Go to his Twitter handle and see how he spent time from July, 2024 campaigning against Trump and still criticises him till this very day.

Say what you know.

Moat if the topics about Trump here are actually ironic, just to criticise him.

Nairaland is not Fox, as it's not a Trump propaganda media, but the opposite

SmartPolician:
Nairaland is now officially an extension of Fox website because Trump has more achievements in a few days than Escobar who has spent nearly 2 years in Aso Rock!

The owner of Nairaland is anti Trump 100%. So he's doing these to paint Trump bad

okenikpoto:
Shame on Nairaland, real shame

Why?

Cashmadam:
No, it will not. Print out the statement and use a pen to circle the interest, then add a short note.

This can be done using PDF editor without printing out, by highlighting in text colour

Highway09:
apparently my passport has just 3 months visa free so it's more like testing the waters for this first time even though i have plans of staying longer and i already made enquiries about how i will do that when i get there.

That's what I was trying to advise on.

Remember safety, remember legality and how Nigerians may be portrayed if this goes south. I hope and wish you the best, but think about all options very well.

We've all got one life to live and we've no maximise, but in maximizing, just consider your options correctly, if SA would be worth it in the long run.

Good luck

bcomputer101:
So this sponsored post is here again?
It's as if Seun has a share in this 3rd class university?

It's so unfortunate that the university was not among the recently ranked first 100 best universities in Nigeria.

Mtchew...

Sometimes, some rich people don't know where to invest.

When the founder saw how expensive private universities are in Nigeria, he felt he too can sach out.

Now, student turnout is poor and breaking even may now be difficult. Hence, lots of adverts.

Educational institution is not where you make profit but a place of passion

Highway09:
i didn't apply with a Nigerian passport.

Cos you're talking about settling.

Does your Nationality or your passport permit you to settle down in SA?

Whether you carry a British Passport or Canadian passport, the world you said settle down and rent, shows you want to stay for long.

Question is do you have a valid authorization that will permit you to do that legally without violating the law?