₦airaland Forum

MosakuAW:
Abegi! All na for show.....

If they are brave enough, make dem jog go Sambisa forest.

but they don take over sambisa forest nau'.

burticious:
I wonder how e dey get his size sef .... That's why sometimes he wears suits ...lol..short man devil

why the hate,, is it because he is made and u aren't '''' #just thinking loud

MRBrownJ:
IMHO kissing/lusting for someone or having any intimate physical contact whatsoever (holding hands etc) is also cheating

I disagree , lusting isn't cheating.... if we must classify lust, then, everyone is a cheat

Permit me to analyse ur post'''' First, uve just destroyed a heart(ur wife), secondly, u said u are religious(deeper life member), thirdly, u fornicated, fourthly-ur sec is pregnant(not certain if the child is urs).....child shouldn't be a clause for loving ur wife;; technology has made it possible to have a child in several ways, u could have gone for IVF if u truly love ur wife as acclaimed... none is a saint though, and i understand ur pains.. BUT, if u send that woman away(ur wife), all because she couldn't give u a child, she will live in pains/agony for the rest of her life, while u may live happily with ur new found love.. GOD MAY NOT FORGIVE YOU IF U PUSH HER OUT WHEN SHE NEEDED YOU THE MOST....plssssssssssssss, don't chase ur wife away, i guess she is @the receiving end, and obviously in pains ... she may not be able to remarry for life...keep loving her, GOD WILL SEE U THROUGH
... #my opinion

Tokotaya:
If you have a dormant bank account in Nigeria, you could be on CBN’s debtors’ list. Let me recast that, if you have a dormant account in Ecobank, you may already be a debtor, without knowing it. Your name may have been listed as having bad credit on the Credit Risk Management Bureau (CRMB)’s database with CBN. It’s not a demarketing attempt. It is purely my experience that others can learn from.

I had a current account in Ecobank around 2011. My ex-employer moved our salaries there based on a nice presentation made by the Branch Manager of the Bank at the time. However, the promises made were not met, so the salary account was moved elsewhere and we all thought it ended there.

More than three years later, I had left the company and was processing a loan with another bank. Near the completion of the deal, they called to tell me I was owing Ecobank. I was advised to sort it out with them before any progress could be made. I didn’t take any loan. The account didn’t have an overdraft facility. It was a basic current account from which you could never withdraw above your available balance at any point in time. How could I owe on the account?

I called their customer care and the lady insisted I must have taken a loan. I insisted I did not, and tried to convince her to look into the account to see what could have happened. She rudely cut the call!

I made a series of other calls and was linked to their Oke Afa, Isolo Branch where the account resided and was able to establish that it was my dormant account there that ran into negative. Ecobank made some routine charges on the account and when they depleted what was there, they made negative deduction of N119 and the negative started accumulating interest that had amounted to about N2,500 by late last year when I applied for a loan.

What manner of a bank would make deductions from a dormant account? I went to the bank and confronted them. An official explained that an account going dormant does not mean that charges could not be made on it. He said a man can be sleeping, but his bodily functions work nonetheless.

I paid off the money and obtained a letter of Non-indebtedness and took it to my new bank before they could process my loan. The great worry: what if I had not applied for a loan at another bank? How would I have known? Many decades later, may be as a pensioner, one may now apply for something and they will tell you there’s a debt of a couple of millions of naira you need to clear.

I’ve commenced the process of closing the account with Ecobank. Other dormant accounts I have are going too, even though some of the other banks are arguing that their own processes are different from Ecobank’s. They argue that typically, your dormant account holds the last balance there till you reactivate it. One said if at all any customer’s account goes into red, his bank had a standard procedure to call up the customer by phone to alert him. No one called me from Ecobank.

How much was N119 that Ecobank would go ahead to list me as having a non-performing loan instead of calling me to clear it. The totality of my experience with Ecobank has been horrible to say the least. To even collect the Letter of Non-Indebtedness was a war. It took nearly 3 weeks of constant harassment to get it ready and on the day I was to pick it up, I spent three and a half hours in their banking hall.
So folks, check up on all your current dormant accounts, especially those with Ecobank.

THANKS for the info. i have a dormant account with bank phb which i stopped operating over 10yrs now... naa waa ooo, hope they wont call million when i check it out... CHISUS

Realdeals:
http://www.punchng.com/news/lagos-seals-kanu-nwankwos-hotel-worship-centres/

Nice one,,, agencies are gradually waking up to their responsibilities....in advance countries, u don't build worship canters close to residential building without prior approval...... imagine the left wing of my house"' A FILLING STATION'', the right wing'' ALADURA CHURCH'''' yea, I agree , I am a Christian and my car needs fuel, but why should I inconvenience others with my personal interest......... several time we''ve written to the state govt on the hazards, no response.. probably the station manager or pastor is sending green envelope to them.... we don talk tire

spiritfada:
Nigerian Deposit Money Banks on Monday continued with the policy of naming and shaming their delinquent debtors with further publication of the names of firms and their directors whose loans have become non-performing for more than one year.

While nine banks published the names of the loans defaulters on Monday, four banks released the lists of their chronic debtors, owing a total of N143.81bn, on Tuesday.

The four banks are First Bank of Nigeria Limited, Access Bank Plc, Diamond Bank Plc and Unity Bank Plc.

The banks, which had published the list of their delinquent debtors on Monday were Zenith Bank Plc, Guaranty Trust Bank Plc, Union Bank Plc, Sterling Bank Plc, Skye Bank Plc, Fidelity Bank Plc, Stanbic IBTC Bank, Heritage Bank Limited and Enterprise Bank Limited.

First Bank, which has its total amount of non-performing loans as N43.72bn, published 92 names of delinquent debtors.

The first five companies on the lender’s list owe a combined sum of N23bn. These are Ajaokuta Steel Company Limited, Starcomm Plc; BGL Securities Limited, where a former Minister of Finance and National Planning, Kalu Idika Kalu, is a director; Shield Petroleum Limited and Fargo Petroleum and Gas Limited.

Shield Petroleum, the number one on the list, owes N6.883bn; while Zurich International Service, the last on the list, owes N26.69m.

Unity Bank also released 260 names of delinquent debtors with a combined NPL figure of N45.52bn.

The list has the companies of some prominent Nigerians. These include Umar Mutallab’s DeanShanger Project Limited, N3.6bn; Senator Ayodele Arise and a former Minister of State for Works, Mr. Dayo Adeyeye’s International Payment Devices Limited, N81.9m; and Prince Adeyanju Olateru-Olagbegi’s Cupid Investment BDC, N90.1m.

Other prominent companies on the list are Ekiti Kete Mass Transit, which owes N991m; Fargo Petroleum and Gas Limited, N2.5bn; Ava Cement Limited, N.8bn; and Plywood Chemical and Accessories, N1.1bn.

Ava Cement topped Unity Bank’s debtors’ list with N9.8bn, while Malcolm Akpokodje owes the least with N20m.

Access Bank Plc published a list of 11 delinquent debtors, with a combined NPL figure of approximately N3.4bn.

Top on the list are Bioka Ventures Limited, which owes N1.15bn, while Derukas International Limited was last on the list with a debt of N56.3m.

Diamond Bank Plc has N47.17bn as its total NPLs, with companies belonging to prominent Nigerians owing sizeable amounts.

These include Sir Emeka Offor’s Global ScanSystem Limited, which the bank says owes N181m; a former Chairman, House of Representatives Committee on the Diaspora, Mrs. Abike Dabiri-Erewa’s Thriller Eneavours, which owes N122m; and a former Delta State Commissioner for Sports Solomon Ogba’s Delta Mega Trend Limited, which owes N89m.

Aside the 13 banks which have published their debtor lists, other banks which will publish theirs this week are Ecobank Nigeria, First City Monument Bank Limited, Standard Chartered Bank, Keystone Bank Limited, United Bank for Africa Plc and Wema Bank Plc.

Investigations by our correspondents on Monday revealed that most of the banks had cut their list of delinquent debtors due to litigation with their customers over disputes arising from loan terms and last-minute renegotiations by some clients.

A top bank executive, who spoke to one of our correspondents under the condition of anonymity, said, “Some of the banks have to remove the list of some clients due to issues that border on litigation.

“Some names were removed at the last minute after the affected customers came to renegotiate with us. Some banks have had to cut the names on their debtors’ list by at least 50 per cent.”

Officials of banks, who spoke to our correspondents, linked the relatively high figure of the NPLs in some banks to inside connivance with customers, lingering margin loans and huge oil and gas-related loans.

According to them, customer relationship managers in some of the banks connived with the customers to obtain huge loans that eventually became bad.

They also said that long-standing margin loans in some banks were responsible for the high figure.

“A huge chunk of the loans are oil and gas related. The drop in oil prices has also worsened the situation for some oil and gas companies. They borrowed relatively large amounts of money, which later became bad loans,” an official of a tier-1 bank told our correspondent.

Meanwhile, the Asset Management Corporation of Nigeria will publish the list of its debtors early next week if they fail to regularise the terms of their loans with the agency.

The spokesperson for AMCON, Mr. Kayode Lambo, who confirmed this on Monday, said companies which failed to regularise the terms of their loans with the agency would have their names published.

“As many companies who have not been servicing their loans will have their names published,” he added.

The names of firms belonging to prominent Nigerians who have not been servicing their loans may appear on the list.

In 2009, the Federal Government spent about N5tn to buy the NPLs from banks to save them from imminent collapse.

AMCON, the government agency created after the 2009 banking crisis, was the special purpose vehicle used to acquire the NPLs from the banking sector.

The Central Bank of Nigeria had on April 22, 2015 directed the banks, discount houses and AMCON to publish the list of delinquent debtors from August 1.

They are to publish the names in at least three national newspapers on a quarterly basis.

In line with the directive, the banks gave the chronic debtors a three-month grace period, which expired on July 31.

The Director, Banking Supervision, CBN, Mrs. ‘Tokunbo Martins, had in a circular dated April 22, 2015, said, “In order to ensure that the industry NPL ratio does not exceed the prudential limit of five per cent and to improve the credit culture in the banking industry, banks and discount houses are directed to observe prudent credit underwriting and monitoring standards.”

The debtors are those whose accounts have been classified as lost and include persons, entities, directors, subsidiaries and other related parties, according to the central bank.

The central bank had stated that delinquent debtors in the category described above would be blacklisted and “banned from participating in the Nigerian foreign exchange market and in the Nigerian government securities market.”

The PUNCH had on March 15, 2015 reported that the volume of the NPLs in the Nigerian banking industry was set to rise further on the back of the devaluation of the naira amid weak global crude oil prices.

Global rating agency, Fitch Ratings, had in February, after the second round of devaluation of the naira, predicted that the banks’ non-performing loans would rise above the CBN’s five per cent limit by the end of this year, but below 10 per cent.

http://www.punchng.com/news/emeka-offor-abike-dabiris-firms-others-owe-banks-n143-81bn/

Even Abike, the news caster.... naaa waa oooo

Shehucom:
In this 20th century someone is still going about with gong to announce the death of a king... Well, talk about traditions...



Never new a diety could die.

THIS IS AFRICA MY FRIEND, in Africa, we respect tradition, Culture and ethics. that is why we are unique... in England, a new prince or princess can never be unveil without prior approval from the Queen..........even in 5000000000century, we will still remain Africans...even the white envy out culture
.. GOD BLESS NIGERIA

Busuyib:
God is so good to me I met my lovely husband 2011on facebook he was in Abuja and i was in Lagos and luckily for me we got married year 2013 January just like a dream....God so good we have a beautiful bouncing baby girl her names are Victoria, oluwajomiloju(God surprise me) oluwagbemisola (God put me in wealth)morenikeji(I have seen a companion) moyosoreoluwa(I rejoice to God gift) abidemi(Born before her father arrival) folashade(use wealth as a crown) oluwafeyikemi (God use this to bless me)oyinade. We named her Abidemi because her father was on a journey when I gave birth to her.....I always thank God for this beautiful gift every blessed day and to you all reading and praying to God for the fruit of the womb.God will surprise you before this year ends.

u were wise and smart enough to make something good out of ur relationship' couple with ur character I guess.... some girls rather make recharge card out of facebook guys, some rather make a money bank from dick and harry they meet on facebook, most of them end up molested, killed for ritual or even abducted.. u have a pretty daughter, I hope most greedy girls fetch wisdom from your source.....#my opinion

Abbeyme:
Many of us find ourselves pushed to have low standards for our children.

The saddest part of it all is that our kids have abilities that we may never have even thought possible.

This young lady shows us what our kids can do when we set the bar high, please take a look.

For the video:
https://www.youtube.com/watch?v=I-gvDJ48VRk

Source: http://ifeadinmesi.com/15-year-old-igbo-girl-kimberly-anyadike-becomes-the-youngest-black-female-pilot-to-fly/

in my country Nigeria, if road safety or air safety catch you, you go pay bribe of 1million buks for even attempting to seat on the front couch of the plane... i recall the day i was teaching my little dude how to drive a car, i payed almost 30k to bail myself off the hook.....i swear, 9ja, we noor dey try

chowlade:
Continuation
8.Aluwo (Charm to make someone fall after being hit)

9.Agbefuye(Lightening charm)

10.Olonde(Charm that makes one to lose one's sense after being hit)

11.Gbekude (Death ceasing)

12.Afeeri (Disappearing charm)

13.Kanako (Distance shortening charm)

14.Egbe (Air flight charm without using jet, chopper or plane)

15.Amudo (Fucvking charm/Charm that can be use to fuvk, i.e with or without her approval) Remember don jazzy Eminado? was culled from Amudo.

16.Tude(Loose bondage)

17.Ewon Sanpona(Small pox handcuff)

18.Okigbe (Cutlass proof)

19.Ayeta (Bullet proof)

20.Isoye (Memory enhancing charm) without reading much you will pass

pls, I need charm number 12,,, but op, charm 14 naaa willywilly nau? witch kuooo

akinlex:
How much gtb dey exchange dollar abeg

20 naira per dullard

TRADELYN:

See how innocent children are made to live!
The sponsors of Boko Haram will never go unpunished.

amen

nerodenero:
There is no way he won't renew his marriage vows to his wife with all those believable romantic moves he plays with his female colleagues in the movie industry. The wife dey try sha

. He is just being professional' Holy romance ,

So, d dude actually kicked d bucket , the way people accord traditional rulers everlasting life is quite alarming'. They see those homies as demigods'. RIP ooni,

tunnamania11:
Pictorial evidence which d Op couldn't provide.

. OLODO' u can aswell use d colour of ur eyes to decide ur faith''' In as much as I regard freedom of religion, I detest ignorance'. Go blast ur self up, 3000 virgins awaits u in Heaven' LoL'. Even d virgin on earth noor dey thrill again, naa to bang for heaven they sweet una'. Oloshos'.

experimentist:
doctor who? If dem catch doctor!

;ENJOY, but make sure u use otumorkpor oooo

experimentist:
do you know the meaning of 'clean'?

U wan carry doctor go obalende baaa

geelord001:
scam??

SCAAM

experimentist:
clean shawties dey obalende road nowadays, I will drink too big stout and f u c k clean toto and will prolly suck

and suck gonorrhea join baaa .....happy sucking

geeboy001:
google tinz

Naaa scaam oooo, check OJB testimony....

geeboy001:
Nigerian musicians are known for their flamboyant livestyles, especially with some flaunting their wealth publicly, but not all of them are as wealthy as they appear. While many of them have endorsement deals with multinational companies, telecommunication companies as well as other money-spinning companies, some others have huge investments, all of which have further boosted their status in the society alongside their wealth. Here, we bring you the top richest Nigerian musicians as analysed by yabaleftonline.com:

20. Patoranking – $1.75m This guy is making name for himself in the music and entertainment industry in Nigeria and it’s not surprising that he made the top 20 richest musicians in Nigeria despite that it has not been long since he breaks into the limelight.

19. Yemi Alade – $2.1m Yemi is noted to currently be the biggest female musician in Nigeria after Tiwa Savage and may overtake Tiwa in a couple of years if not months. - See more at: http://guruzplanet..com/2015/07/revealed-top-20-richest-musician-in.html#more

Yemi Alade may soon overtake Tiwa Savage as Nigeria’s biggest female musician

She currently has the most successful and most popular music video by any African female artiste on youtube. The total views for ‘JONNY’ as at this time is 13,435,171 and she was said to have replicated the song in french which further expanded her audience. Yemi Alade’s current net worth is $2.1m


18. Chidinma Ekile – $2.86m


Chidinma’ likeable nature has seemingly skyrocketed her take home performance fees and worth to an enviable position and from being a former winner of the MTN Project Fame talent show, she has become a household name in Nigeria.

Chidinma is fast becoming a household name in the country

Chidinma has created wealth that her peers could only dream about, enough to earn her a place on this list of richest musicians in Nigeria. Her biggest video to date is ‘Kedike’ with 1.2 million YouTube hit, followed by ‘Oh Baby’ featuring Flavour which currently has 600,000 views as well as collective views of about 5 million for her songs, Chidinma’s net worth is put at – $2.86m
NO 17 WILL SHOCK U because he doesn't brag at all

CLICK HERE! NOW TO SEE NUMBER 17 AND THE REST OF THE LIST!

u dey their pocket baa

funmijoyb:
1. Do not rush to respond to
professional hate merchants especially
when they say the usual falsities against
the Yoruba. You too should not be like
them – do not hate; just say what you
know to be truthful without bitterness if it
is compelling that you should respond.
2. We are not perfect and should be
able to use every constructive criticism.
3. Read everything they have to say
and take out whatever is true and use it
to improve the future of the Yoruba race.
There is always some iota of sense in
even the most senseless and atrocious
ranting.
4. As long as we are in Nigeria,
whether it is perfect or not, our
responsibility should be to find solutions
to our problems. In doing so, we should
respect the views and sensitivities of
other tribes because we have to live with
them even in a future in which there is no
Nigeria as it is known today.
5. We should go out to revive and
strengthen our culture because there is
so much in it that can stand us in good
stead in the rough and unpredictable
future we are heading to.
6. The other tribes in Nigeria have
much that we can learn from. We should
respect their culture and honestly strive
to live in harmony with them. War is a
very wicked and needlessly destructive
thing and should be avoided like poison.
Seek peace; speak peace, live peace,
even if others think you are weak. A
bellicose, cutlass-wielding, or gun-
stockpiling stance is bad for good
neighborliness. By doing so you are
attracting suspicion and hate to yourself.
7. It is a fundamental tenet of Yoruba
culture to protect strangers among us. We
should not let that change and should
assure Hausas, Igbos, and others among
us that the barbarism that was unleashed
on strangers in other parts of the country
is not part of our culture and that they
should feel safe. Communities should
have arrangements to ensure the
protection of lives and properties of
strangers.
8. We should begin NOW to wean
ourselves as Yoruba of the oil money that
is the curse of Nigeria. It should dry up in
perhaps 30 years so we need to make a
20-year de-oiling plan during which we
should be able to fund our states without
recourse to the oil money that some
states are claiming, rightly or wrongly, as
their sole property. We should remember
that once upon a time, cocoa and
groundnuts funded most of the
development of Nigeria. We should begin
planning for that NOW . We can do it.
9. Let us not compete with any tribe or
group in Nigeria. If we must look for
bench-marks, please let us look up to
countries like South Africa, Malaysia,
China, or Germany. Our institutions
should target international standards.
10. We must be harsh and honest in
assessing ourselves as Yoruba people.
One of our strengths is, in our parlance,
‘lying down and not facing the same
way’. We believe in diversity.

u must be an author, u dey waste ur talent here oooo......u skipped comprehension and summary in college baaa

experimentist:
I wan f u c k toto tonight

naa die u dey sooo

kazmanbanjoko:
Is lil wayne still alive bcoz itz been long i heard from him.

naaa u kill am

YerYer:
I just don't like how they shout that all their enemies should "Fall down and die!" or "FIREEEEEEEEEEEEEEE!" Common even the bible said we should forgive those that have done wrong by us. Imagine eveytime you commit a sin and God rains down fire on you... Of course that's an unlikely scenario, he is a merciful God afterall.

ur opinion is not required, Let GOD be the judge. and if u are an enemy to the church, prepare to face the consequences aswell.

... how u dey

omenka:
.

Badeh and Minimah na die.

But truth be told- size of one's stomach is never a determinant of one's intelligence.

The best student in our class then in primary 3-6 was the fattest boy in the class. I was coming in far behind him at 5th and 6th.

Lie, d last time I checked, u neither had 5th nor 6th. We were both competing for 33 & 34th' why u dey scam nairalanders nau' I wish I noor know u, meself for still believe kuooo. Toooor

ibkgab001:
no more rocking rocking ..... No most of them are at there starnded Zone now

except there big fancy for nothing house and thier big head


Most oil workers sees themselves as small god now the water has enter their snail mouth

Jealous soul' with their experience and exposure, they will still get a better offer outside nigeria, while u keep lamenting and remain Jobless''''' I somuch detest jealous people' pray to be gr8 like them rather than bearing grudges unnecessarily.

chuzydon:
Wey all those offshore boys wey dey come back once in a month to come intimidate us with liquid liquid cash and snatch all our gfs, very soon them go dey nairaland job section dey drag FTC

u wish to be great' yet u rejoice @peoples downfall' Tell me how ur life go take better..... #JELOUS SOUL#POOR WIZARD#ENEMY OF PROGRESS.

Similar thing happened when GEJ was dethroned

Islam' a religion of Blood suckers'. Call me an extremist' I am of d camp of Gideon' anyone against God's own children must surely die.....GOLLIATH was of d camp of Ishmael

Dwightrules:
it s 2.9million not 9million sir

My Bad, oversight' fair enough' will call for negotiation