₦airaland Forum

Chirolechick:
No bank will release anything to you trust me, I handle death benefits too, the LA is a must o, Infact search will still be carried out on it. And for the person that said the money will be given to the court, its not true, once the LA is submitted and the search is done on it and it's certified OK, you'll need to open an estate account where the money will be paid to (though this isn't compulsory sha) but it's necessary if you want sharp process with the money so the bank can still retain the funds with them and you can have access to it too.
About the guy that said foul play is involved, there is no foul play o, its just naija and their unnecessary bureaucracy

Adesiji77:
@MaBuk: This policy has been in force for some time. The branch was just lenient; many operators do that out of relationship management, especially when you are a customer of their bank.

According to CBN's "Guidelines for Card Issuance and Usage in Nigeria" (4.5.0): Any trapped card in the ATM shall be rendered unusable (by perforation) by the Acquirer and returned to the Issuer on the next working day.

The policy is aimed at protecting card users.

Bank Of Industry to finance communities power project through solar electrification


Bank of Industry Nigeria has once again demonstrated its commitment to national development. This time the focus is on the perennial power challenge in the country. The Bank in conjunction with the Gombe state Government is replicating the BOI/UNDP Solar Energy Programme which was piloted in 2015 in one (1) community in each of the six (6) geopolitical zones to demonstrate the viability of the solar electrification project as well as subsequently partner with various investors, including the State Governments to replicate same in other off-grid communities across the country.

These communities with an average of 200 homes each hitherto had no electricity and lived in darkness. But since the provision of solar electricity, the lives of indigenes of these communities have changed dramatically, creating more micro businesses, improved healthcare & quality of education.

The bank in a series of tweets stated that “The persistent problem of electricity supply from the national grid in Nigeria has made it imperative to explore alternative power supply options to lift Nigeria, and its rural communities in particular, out of darkness and provide them a new lease of life afforded by the presence of not only reliable but clean and sustainable energy. It is in addressing this power supply deficit that the Bank of Industry in collaboration with UNDP, embarked on the implementation of solar electrification projects in Nigeria’s rural communities“.



Gombe State Government has indicated its readiness to partner with BOI in replicating the project which is in partnership with GVE Projects Limited and Arnergy Solar Limited in the other 9 LGAs of the State . This necessitated the visit of the Acting Head of the Bank Waheed Olagunju to Gombe State on August 11, 2016 to finalise with the MOU between the state and the Bank.
The Governor has committed to co-financing the implementation of the solar electrification project in each Local Government Area excluding Gombe LGA which is entirely on-grid and Kaltungo LGA where our pilot project was implemented.

The project will be jointly financed by the Bank and the Gombe State Government at an average cost of N40 million per community.

Ag. MD, Mr. Waheed Olagunju,thank His Excellency, Alh. Ibrahim Hassan Dankwambo, the Governor of Gombe State for this unflinching commitment calling on well - meaning citizens and institutions to partner with the Bank towards the provision of clean & sustainable energy.

chidozieikeji2:
my broda open dis link https://www.naij.com/904328-nigeria-plays-key-role-sharing-billions-dollars-turkey-coup-plotters.html

heykims:
Ecobank just refunded my 18k this evening.
Thanks to u all for the concern, support and d pieces of advice.

Though it too u almost forever, I appreciate Ecobank all d same. Thanks.

Gpopsicle:
@op and all others who received d invite or has done d so called online interview wif dem,lemme reiterate to u guys dt no company or organization will demand any money from u before Ure given employment.

I hope y'all did background check on ds coy before engaging in d so called interview. based on ma experience with ds unscrupulous beings masking demsleves as employers of labour,I will categorically tell u dt dey re SCAMMERS.

Dey re using ds present economic hardship to fleece desperate unemployed youths.I emplore,beseech and entreat d youth not to b taken unawares by ds dubious coys and not fall victims to dia tricks.

my two cents

Obi411:
He's one of the coy's representative. Lol

Benocracy:
Those guys are really impacting the world of Young people with their Human Capital Training Project. The training is really an eye opener. I never knew i was a mere Human Resources until after the training where the Human Capital Professional in me was developed. They Helped me to secure the am doing presently. I have their certificate and I still get their alert for more advanced professional training. I encourage you to go because their objective is to Train, Certify and retain you. The Job is sure so long you attend their Human Capital Training.

Tonniey:
That's d simple reason I downloaded both access and first bank app. If you drop any money inside my account, I login and check it out. As simple as ABC.

biuti:
Exactly my thought, the final account balance should be at the end of the message. She supposed to tell us if it was also included the alert.

Adesiji77:
I also got the above story as a BC too but in this age where internet/online banking is easily accessible even on phones, a seller has the opportunity of verifying such transaction alerts online before parting with goods.

Die-hard conservative customers can still do due diligence by calling their relationship managers for confirmation.

Although this is a cheap scam in my opinion, the public still needs to be educated. Thanks for sharing.

Scam Alert:Fake transaction alerts as the only means of confirmation of your transaction could hurt you



Be wary of that transaction alert as the only means of confirmation of your transaction



A follower of Naijabankers.com, Yusuf sent this piece to the team for onward broadcast and dissemination to the public to be wary of the activities of unscrupulous elements who go about swindling unsuspecting members of the public of their hard-earned monies via pseudo (fake) transaction-alerts.

Please read and be guided.


Please this is a true story which happened just few days ago, and as concerned stakeholders in the industry, it might interest naijabankers.com to carry out further investigations to aid in nipping this in the bud whilst the public is advised to be guided.

My friend advertised for sale of a car and put the price at N2,700,000.00 . A prospective customer called and was given direction on how to get to where the car was parked. He observed the car and informed my friend that he was heading to the bank to make payment and that she should assemble the document ready for collection as soon as payment is made. Shortly after that, alert came to my friend's phone and few minutes after the alert the customer came and all the paper plus the car was handed over to him and he left. To my friends greatest shock, she went to the bank and could not find any money and the bank said that the alert did not come from them. My friend is planning to go to court with her bank. The advice is that alert is no longer a confirmation of payment. Please let's all be careful when doing transactions especially this season now in this technology crazy generation. God be with us all.

Kindly use your medium to intimate the public of this mode of operation by fraudsters.

Our Counsel
Prelimnary investigations conducted by naijabankers.com indicate that this mode of operation is infact not new and might have been used to swindle quite a number persons in times past.

It was also observed that the perpetrators of this 'nefarious act' have mastered the craft of reproducing short messaging after the format of the unsuspecting customer's bank to give the impression that the message is infact an alert from the bank confirming the 'fake-credit'.

An internal auditor with one of the commercial banks who gave his name as Adeoye said he had stumbled on a similar case before and that he noted that such text messaging were done via bulk messaging engine and it had been fraudulently disguised to look like those of the customer's bank.

This is calling on the public to exercise due caution and apply discretion when dealing with hitherto unknown customers. While we do not intend to discredit the alert systems we advise that customers' apply discretion.

Additionally, we advise that banks customers should subscribe to Internet Banking facilities of their banks even if it's for a 'view only' access to be able to view their account balances at all times.

Customers can also enrol for mobile banking with an easy access to their accounts any time at the dial of the products code of their bank.

In the event that the afore mentioned steps appear too technical for the customers, a dash to a nearby ATM or a call through to their account officers to confirm the account balances and the consummation of the said transactions will also help to prevent this fraud.

momove4real25:
Yet they treat customers right, unlike zenith bank of riches. If u see how one of them attended to me last year BKS I wan pay 2k in. If u are scared of paying I'm den go. Imagine says d staff

drdams:
there are 3 grades of capitalization currently;

regional bank ; 10bill e.g heritage
national bank : 25bill e.g wema which was formerly regional,
international bank : 50 bill e.gtb, zenith , fbn et al

Adesiji77:
Good for them...

heykims:
Thanks chief and I understand ur piece.
However one needs a certain level of aggressiveness in sorting some things.
I've heard and seen many lose their money to banks due to ineffective customers' service and banks' lackadaisical attitude.
I never thought to use this medium but was prompted to when I saw the prognosis of d refund being poor judging from my interaction at d customers' service desk.
Many a time, d right channel frustrates, there is room for improvement in our banking system...

heykims:
Ecobank has contacted me and stated that the issue will be resolved in 3-5 working days.
I expect to have my 18k refunded latest Friday 22nd July.
I'll continue to update as event unfolds..