₦airaland Forum

correctguy101:
Before the so-called lunatic in ya comment. Was it any different?

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ONE THING MOST PEOPLE DON’T UNDERSTAND IS THIS, DURING BUHARI'S ADMINISTRATION, BUSINESSESS STRIVE FAR BETTER THAN WE HAVE IT NOW, IF THERE IS ANY GOOD THING THAT BUHARI'S GOVERNMENT ACHIEVED, THAT WAS, EMPOWERING LOTS OF ENTREPRENEUR.

HE MANDATED COMMERCIAL BANKS THROUGH CBN TO GIVE RETAIL & SME LOANS, AND LOTS OF BANKS IN NIGERIA WHO FAILED TO GIVE THE BENCH MARK FIGURE WERE PENALIZE FOR NOT MEETING TO TARGET OR FOR NOT GIVING OUT LOAN AS MOST BANKS STAFF WERE GIVEN TARGET ON NUMBER OF CUSTOMERS THAT THEY MUST GIVE LOANS TO, ON A WEEKLY BASE. THIS WAS NOT STORY, IT HAPPENED HERE IN NIGERIA. BUT TODAY, REVERSE IS NOW THE CASE.

2015 PRIOR TO 2023, THE HIGHEST BANK RATE THEN WAS 19%. SOME BANKS WERE EVEN GIVING WOMEN IN BUSINESS LOAN, UP TO THE TONE OF 9%. THAT WAS DURING THE BUHARI'S ADMINISTRATION. FAST FORWARD TILL DATE. THE LOWEST BANK RATE AS AT NOW IS 27%, EXCLUDING INSURANCE RATE, MANAGEMENT AND PROCESSING RATE, SOME BANKS WILL STILL CHARGE YOU VAT FOR GIVING YOU LOAN.

THIS IS NEVER THE RIGHT TIME FOR ANY NEW BUSINESS IN NIGERIA TO GO FOR A STARTUP LOAN IN ANY COMMERCIAL BANK, EVEN EXISTING BUSINESSES ARE FINDING IT VERY HARD TO SUSTAIN THEIR LOAN REPAYMENT AS AT DATE.

THE BELOW STATISTICS IS VERY INCORRECT, THE CORRENT LENDING RATE FOR AN AVERAGE COMMERCIAL BANK IN THE COUNTRY AS AT TODAY, 27TH AUGUST, 2025. IS 35%.

SOME COMMERCIAL BANKS EVEN CHARGES ABOVE THAT RATE, THIS ALSO EXCLUDE, INSURANCE RATE OF 2%, MANAGEMENT CHARGES 1%, PROCESSING CHARGES 1% PER ANY AMOUNT THE BANK LEND YOU, VAT MIGHT ALSO BE THERE.

WHY DO YOU THINK THAT NEW AND EXISTING BUSINESSES WHICH MOSTLY GET FACILITIES FROM BANK AT THIS PERIOD ARE EITHER FOLDING UP OR LEAVING THE COUNTRY?.

🇲🇦Morocco — 2.25%
🇿🇦South Africa — 7.0%
🇹🇳Tunisia — 7.5%
🇰🇪Kenya — 9.75%
🇪🇬Egypt — 24.0%
🇬🇭Ghana — 25.0%
🇳🇬Nigeria — 27.5%

#Statisense

THIS IS THE FIRST TIME SINCE THE CREATION OF ABIA STATE, THAT I CAN BE PROUD TO HIT MY CHEST AND PROUDLY SAY TO SOME ONE, THAT I AM FROM ABIA STATE, THE GOD'S OWN STATE.

MAY GOD FORBID THE WHOLE WASTED YEARS OF PDP IN ABIA STATE.

I THINK THIS RATING SHOULD BE BASED ON COST AFFORDABILITY, EASE TO LIFE. SERENITY ET'AL. I THINK THE YARD STICK WHICH WAS USED IN COMPUTING THIS STATISTICS IS RELATIVELY ACCURATE.

IF NOT FOR BUSINESS / JOB OPPORTUNITIES, DO YOU THINK THAT ANY NORMAL HUMAN BEING WILL AT ANY TIME PREFER MOVING TO LAGOS STATE?.

LAGOS IS A STATE BUILT AND DESIGNED FOR ABNORMAL HUMAN'S. YOU MUST BE AN ASIWIN TO BE ABLE TO SURVIVE AND SUCCEED IN LAGOS STATE. FOR THE FACT THAT LAGOS DID NOT MAKE THE LIST MEANS THAT THOSE WHO MADE THIS LIST KNOWS WHAT THEY ARE DOING.

I THINK THIS RATING SHOULD BE BASED ON COST AFFORDABILITY, EASE TO LIFE. SERENITY ET'AL. I THINK THE YARD STICK WHICH WAS USED IN COMPUTING THIS STATISTICS IS RELATIVELY ACCURATE.

IF NOT FOR BUSINESS / JOB OPPORTUNITIES, DO YOU THINK THAT ANY NORMAL HUMAN BEING WILL AT ANY TIME PREFER MOVING TO LAGOS STATE?.

Dubai no favor her?, now that she has started with High phone instead of to be calming down, are your sure the current state of the nation will favor her also?. I am just asking chaaa.

A MAN WHOSE TIME THERE WASN’T ETHNIC BIGOTRY, NO TRIBAL OR RELIGIOUS HATE, A MAN WHOSE TIME, YOU NEVER PROMOTED ETHNICITY OR BIGOTRY, DURING HIS TIME, THE IGBOS, THE YORUBA'S, THE EFIK, THE IBIBIO, THE CALABARI, THE WHOLE SOUTH, MIDDLE BELT, NORTH, ETC FELT IT WAS ONE OF THEIRS WAS ON THE THRONE.

A GREAT MAN, A GREAT LEADER. BABA, LOSING YOU WILL BE A VERY GREAT PAIN AND LOST TO THE WELL-MEANING NIGERIANS, BUT WILL MEAN NOTHING OR A MINUS TO THE TRIBAL AGBADORIANS BIGOTS WHO SEE NOTHING BUT SUPPORTING EVIL.

OUR PRAYER FOR YOU, IS THAT GOD ALMIGHTY WILL STRENGTHENED YOU, GIVE YOU GOOD HEALTH TO KEEP LIVING YOUR DREAM OF UNITING THE NATION.

THAT WAS WHEN NTA WAS STILL NTA NOT NOW. THAT WAS WHEN NTA WILL BE LIVE IN MONROVIA, ADIS-ABABA, MOGADISU, PRETORIA, JBURG COVERING LIVE BULLETS AS IT IS FLYING TOP THE SKY.

THIS WAS WHEN NTA WILL BE LIVE IN THE STREET OF NIGERIA COVERING AND AIRING UP TO DATE INFORMATION ON THE CURRENT HAPPENING IN THE NATION.

THAT WAS WHEN NTA WILL BE IN ASIA, EUROPE, AMERICA, AFRICA ETC TO COVER LIVE MATCHES OF THOSE CONTINENT FOOTBALL TURNAMENT.

BUT TODAY, REVERSE IS NOW THE CASE, FOR INSTANCE, YOU WILL SEE NIGERIA WILL BE PLAYING FOOTBALL WITH A COUNTRY, OR YOU WILL HEAR THAT AN INSIDENT HAS HAPPENED SOME WHERE, INSTEAD OF THE NATONAL TV TO UPDATE THE MEMBERS OF THE PUBLIC ON THE CURRENT HAPPENING, YOU WILL RATHER SEE THEM SHOWING ARGUNGUN, OFALA OR EYO FESTIVAL OF 1997.

THAT'S HOW ONE WOMAN L COME OUT ON A SOCIAL SPACE AND WAS DEFENDING NONSENCE BY SAYING THAT THE REASON NTA DONT BRING OR AIR LATEST OR BREAKING NEWS AS IT IS HAPPENING IS BECAUSE THEY DONT WANT TO PAINT THE NATION BLACK, WHAT A LAME WAY TO DEFEND.

THANK GOD FOR MAINSTREAM / SMART TV CHANNELS AND SOME SOCIAL MEDIA PLATFORM WHICH HAS TAKEN AND RESHAPENED THE FACE OF JOURNAISM IN THE COUNTRY TODAY, IF NOT, IF WE WERE TO DEPEND ON NTA, OUR LEVEL OF INFORMATION BY NOW WOULD HAVE BEEN A 1998 OR 1999 LEVEL, MAY BE BY NOW WE WOULD HAVE BEEN FEEDING ON 1999 OR 1998 INFORMATION IN 2025

IF NOT FOR NOW, WHO EVEN STILL KNOW THAT NTA EXIST?.

The last election did us more harm than good as a nation, it created more enmity amongst tribes, created divides among Nigerians. That's the price we get from bigotry. The election personally thought me to be on my lane, mind my business and careless about my next door neighbor.

I just pray the repercussion of what the current Ronu miscreants committed and are currently committing will not affect their future innocent generation in time to come, I trust Nigeria, History will always come to mind.

The husband need to enroll into the Gheghe University of Wisdom and Understanding. Admission is still open for 2025/2026 session.

The more you look the less you see. If the report would have gone the other way round, the same ronu group will start praising the same Canadian Court. Well, any ways, nothing concern us, Am only here to observe.

I WILL SUGGEST YOU SEE AN "ENT SPECIALIST", ONE OF THE BEST EAR AND THROAT HOSPITAL WE HAVE IN NIGERIA IS LOCATED AT KADUNA, THAT'S THE NATIONAL ENT HOSPITAL.

YOUR CONDITION MIGHT BE A SINUS INFECTION. I ONCE HAD THIS SAME HEALTH ISSUE, YOU CAN IMAGINE EVEN WHEN YOU SEE YOUR SELF IN THE MIDTS OF POULTRY WASTE, YOU WILL NEVER FEEL ANY SMELL, MINE PERSISTED FOR ALMOST 5 WEEKS.

THEN, WHEN AUGMENTINE WAS SOLD CHEAP AT N7,000, I WAS RECOMMENDED BY A DOCTOR TO USE AUGMENTIN, AND THAT I SHOULD STAY AWAY FROM COLD WATER, COLD WEATHER, AND THAT I SHOULD ALWAYS TAKE HOT WATER.

THE ONLY SMELL I COULD PERCEIVE THEN, WAS THE SMELL OF MY MUCUS, AND I ALWAYS DO HAVE A YELLOWISH DISCHARGE OF MUCUS. THANK GOD, MY SENSE OF SMELL WAS RESTORED JUST 2 DAYS AFTER.

THE OTHER ALTERNATIVE WAY TO CORRECT YOUR ISSUE IS THROUGH SUGGERY.

I WILL SUGGEST YOU SEE AN "ENT SPECIALIST", ONE OF THE BEST EAR AND THROAT HOSPITAL WE HAVE IN NIGERIA IS LOCATED AT KADUNA, THAT'S THE NATIONAL ENT HOSPITAL.

YOUR CONDITION MIGHT BE A SINUS INFECTION. I ONCE HAD THIS SAME HEALTH ISSUE, YOU CAN IMAGINE EVEN WHEN YOU SEE YOUR SELF IN THE MIDTS OF POULTRY WASTE, YOU WILL NEVER FEEL ANY SMELL, MINE PERSISTED FOR ALMOST 5 WEEKS.

THEN, WHEN AUGMENTINE WAS SOLD CHEAP AT N7,000, I WAS RECOMMENDED BY A DOCTOR TO USE AUGMENTIN, AND THAT I SHOULD STAY AWAY FROM COLD WATER, COLD WEATHER, AND THAT I SHOULD ALWAYS TAKE HOT WATER.

THE ONLY SMELL I COULD PERCEIVE THEN, WAS THE SMELL OF MY MUCUS, AND I ALWAYS DO HAVE A YELLOWISH DISCHARGE OF MUCUS. THANK GOD, MY SENSE OF SMELL WAS RESTORED JUST 2 DAYS AFTER.

OK.

Nbote:
Just imagine

, YOU FORGOT TO MENTION AND APC WASTED 9 YEARS OF SEVER HARDSHIP 6O THE LAND.

I SUPPORT THE KENYA'S ON THIS, THE KENYA-JZ ARE THE REAL JEEZEE OF AFRICA, THEY SHOULD GIVE IT BACK TO HER WOTOWOTO

Suweeti Chewing Gum na araputa umu-nwanyi na bed Anthony.

That was the song for this Chwring gum that year

THIS IS MY ADVISE FOR YOU, GIVE YOUR SELF ANOTHER TWO YEARS TO PLAN AHEAD, TAKE THE N5,000,000 AND INVEST IN TREASURY BILL FOR ONE YEAR, AN UPFRONT INTEREST OF CLOSE TO N1M WILL BE RE-CREDITED TO YOUR A COUNT, YOU CAN RE-INVEST THE N1M INTO ANOTHER BUSINESS AND TEY TO BUILD YOUR FINANCE.

N5M, MIGHT NOT TAKE YOU TO ANY REASONABLE EUROPEAN NATION

Rapmoney:
There is this local restaurant I used to eat any time I visit Warri. Omo, na so I enter Mama Teguolo restaurant say make I chop. The food I bought (based on low budget) cost N1500. This is the same food I used to buy by this time last year for N400. The inflation rate in Nigeria is really terrible.

For those people who like screaming, 'Plant your own food, plant your own food', I guess we should also rear our own cattle, goats, sheep, ram, chickens, etc and also refine our own crude oil, manufacture our own cars all in our backyard. We should also look for ways to generate our own electricity individually because the electricity that is given to us is costly.

It is shameful that there are Nigerian youths who still give excuses on behalf of the government. Sometimes, I wonder the essence of education to the Nigerian youth when they make cases for people whose corrupt practices have destroyed the economy and social life of the citizens.

. BROOO, I WAS INSIDE A BRY BUS IN LAGOS HEADING TO THE ISLAND, CALLED FOR A PLASTIC OF COKA COLA, THE THE SELLER SAID IT'S N400, 8 TOLD THE WOMAN BUT I JUST BOYGHT THIS COKE N350 LAST WEEK?, THE SELLER RESPONDED TO ME, "OGA, NANOADT WEEK BE THAT OOOO" I PAID HER THE N400 TOOK MY COKE, AND I ANGRILY SCREAMED AND SAID WHAT AN EVIL GOVERNMENT CAUSING INFLATION EVERY WHERE, I WAS ONLY MAD TO MY SELF, TALKING TO MY SELF INSIDE THE BUS OOOO, I DID NOT INVOLVE ANY ONE OOO. THAT WAS HOW THIS GUY SAID MUST GOVERNMENT DO EVERYTHING FOR YOU PEOPLE?, DO YOU KNOW HOW MUCH A BOTTLE OF COKE IS IN UK AND OTHER COUNTRIES?, I LOOKED AT THE GUY, I WANTED TO RESPOND TO HIM BUT HAD TO MAINTAIN MY SANITY. BUT I ASK HIM AND SAID OGA, ARE YOU SURE YOU ARE MAKING SENSE TO YOUR SELF AT ALL?, HOW MUCH WAS THIS SAME COKE 1 OR 2 YEARS AGO?. WHEN HE STARTED JUSTIFYING THEIR USUAL EVIL, I HAD TO KEEP QUITE. THIS IS A YOUNG MAN IN HIS 30'S OOO, I AM NOT EVEN SURE EVEN IF HE KNEW WHERE IS NEXT MEAL WILL BE COMING FROM, VUT JUST BECAUSE HE WANTED TO SUPPORT WICKEDNESS.

AND WHAT YOU EARN 8N A WEEK IN UK IS MORE THAN WHAT SOME NIGERIAN'S EARN IN A YEAR HERE.
WHEN I SAY 5GAT SOME PEOPLE DON'T REASON WELL BEFORE THEY TALK SOME PEOPLE WILL COME AND STAR CALLING ME NAME.

SOME ONE WHO WORKS 8N A NIGERIAN BANK EARN ABOUT N1.8M ANNUALLY 5GA5S ABOUT N150 - N160k monthly and you expect such a fellow to he paying a rent of N1m UK standard?, Or you expect the fellow to boldly buy a Bag if Rice N80k without complain?, When there are multiples of problems pulled down and waiting for him.

Is not every talk that is worth listening to.

aguluobi:
The 90 roads no get names
Abi Alex Otti de count before n after wey obidient ipob de take litter Nairaland as count ?!

. IS IT YOUR KNOW, WE 5HEVABIAN ALL KNOW 8S TELLING THE TRUTH YOUR HATE CAN NOT SAVE YOU. MY COMMUNITY WHICH HAS BEEN ABANDONED FOR DECADES IS 9NE 9F SUCH ROAD, WITH HIGH LEVEL WORK BY JULIUS BEGER AND MIRE IF SUCH. IF YOU ARE PAINED YOU BETTER GO AND HUG A LIVE TRANSFORMER, THAT'S IF THERE IS ONE.

Confirmedzombie:
I support the strike. Although I see Peter Obi and LP having hands in this strike but I still support it.

Peter Obi will never rule Nigeria.

Very bitter soul

SHAME ON YOU, I CAN FEEL THE HARD PAIN IN YOUR VOICE AND HAND EVEN AS YOU TYPE THIS TRASH. SHAME ONCE AGAIN ON YOU.

Odidigboigbo:
I hope you employed the staff that will be layed off if they returned? Do you ever consider the impact on the economy if they returned to their country?

DONT MIND THE F.....L THAT'S THE WAY THEY THINK JUST LIKE A FACTORY SETTINGS, THEY DONT THINK OR REASON ON THEIR OWN. I HAVE ALMOST 5 OF MY CLICKS WORKING WITH MTN TAKING CARE OF THEIR FAMILIES NEED AND THAT OF THEIR LOVED ONES.

THE AGBADORIANS WONT THINK BEFORE TALK, IF THE COMPANY MTN SHOULD WIND UP, WHAT DO YOU THINK WILL HAPPEN TO THESE TENS OF THOUSAND NIGERIAN WORKING FOR THEM, THEY DONT ALSO THINK THAT THE NATION WILL ALSO LOSS FROM TAX INCOME. NOT KNOWING THAT THE TAX WHICH THE GOVERNMENT RAKES FROM MTN ALONE IN ONE MONTH CAN TAKE CARE OF THE OP'S COMMUNITY PEOPLE FOR A WHOKE YEAR.

YOU LIKING OR HATING HIM DOES NOT MEAN ANYTHING, HE IS AN ALREADY MADE MAN AND YOU ARE A BORN BEEFER.

WHAT A WONDER PIECE.

I SEE HOW IRRATIONAL SOME KIDS ARE HERE, VOMITING TRASH. MAN, CONGRATULATION YOU HAVE JUST DONE THE BEST THING IN LIFE, BEST DECISION EVER TAKEN BY A WISE MAN, IF YOU DON’T KNOW WHAT YOU YOU JUST DID, EVEN IF YOU DON’T APPRECIATE YOUR DECISION, YOUR CHILDREN IN THE NEXT 10 TO 20 YEARS TO COME, WILL REMEMBER THE RISK, THE HARSH, THE HARD DECISION YOU TOOK, AND WILL SAY, "GOD BLESS DADDY FOR RELOCATING TO AUSTRALIA AS AT WHEN HE DID.

YOU HAVE JUST SECURED THE FUTURE OF YOUR CHILDREN IF YOU DON’T KNOW I AM LETTING YOU KNOW THAT NOW, EVEN WITH N2M JOB NOW IN NAIJA, JAPA WILL STILL BE MY PORTION, I WILL HAVE TO DO THAT FOR MY CHILDREN'S FUTURE AND NOT NECESSARILY FOR MY SAKE.

ONCE AGAIN, CONGRATULATION SIR. LET THE TALKATIVE KEEP TALKING TRASH, THE FACT REMAINS THAT YOU HAVE MOVED ON AND LEFT THEM IN DARKNESS AND HARSH ECONOMIC REALITIES.

tropaz:



No bigdeal

Visit OKOKOMAIKO on lagos Island and be informed... People in FIJI are not more superior than Nigerians.... GOD BLESS NIGERIA ABEGI

OKOKOMAIKO ON LAGOS ISLAND?, SHEY ELEYI SIWIN NI?. WHEN HAS OKOMAIKO RELOCATED IT'S LOCATION TO LAGOS ISLAND AND FOR YOUR INFORMATION OKOMAIKO IS A DEVELOPED PLACED. OKOKOMAIKO IS A TOWN UNDER OJO LOCAL GOVERNMENT IN LAGOS STATE.

tropaz:



No bigdeal

Visit OKOKOMAIKO on lagos Island and be informed... People in FIJI are not more superior than Nigerians.... GOD BLESS NIGERIA ABEGI

OKOKOMAIKO ON LAGOS ISLAND?, SHE ELEYI SIWIN NI?. WHEN HAS OKOMAIKO RELOCATED IT'S LOCATION TO LAGOS ISLAND AND FOR YOUR INFORMATION OKOMAIKO IS A DEVELOPED PLACED. OKOKOMAIKO IS A TOWN UNDER OJO LOCAL GOVERNMENT IN LAGOS STATE.

REGARDLESS WHERE THE LOAN IS COMING FROM SO LONG IS A ZERO INTEREST FREE LOAN, SUCH A LOAN IS WELCOME BY ANY WISE BUSINESS MAN. COME TO THINK OF IT, DR. ALEX OTTI IS, AND WAS A SEASONED BANKER, HE LIFTED DIAMOND BANK AS THE BANK'S MD, FROM A ZERO TO A HERO BANK, THEN HANDED OVER THE BANK BACK TO IT'S OWNER, BEFORE GOING TO POSUE HIS POLITICAL AMBITION, BEFORE THE OWNER OF DIAMOND BANK NOW HANDED OVER THE BANK TO HIS OVER PAMPARED SON, YOU AND I NOW KNOW WHAT HAPPENED TO DEFUNCT DIAMOND BANK. DR. ALEX OTTI CURRENTLY AS THE MD/CEO OF SIGNATURE BANK

I AM A CHRISTIAN AND A BUSINESS MAN AS WELL, AS A BUSINESS MAN, ONE NEED LOANS TO DO WELL IN BUSINESS, IF I GET A CHRISTIAN WHICH IS GIVING ME A 30% INTEREST LOAN FROM, I SEE A SINGLE DIGIT LOAN FROM AN ISLAMIC OWNED BANK AND GET A ZERO INTEREST FREE RATE LOAN FROM A SONGO, AMADIOHA BABALAWO OR OBATANLA OWNED BANK, DO YOU THINK I WILL BECAUSE OF THE FACT THAT I AM A CHRISTIAN GO FOR THE 30% RATE FROM CHRISTIAN BANK OR GO FOR THE SINGLE DIGIT ISLAMIC BANK LOAN RATE LOAN?, IF I DO SO, IT MEANS I AM NOT A WISE BUSINESS MAN, RATHER I WILL LOOK AT GETTING THE ZERO PERCENT INTEREST FREE RATE LOAN FROM THE AMADIOHA, SONGO OR OBATANLA BANK, SO LONG I HAVE READ, THEIR TERMS AND CONDITIONS.

DR. ALEX OTTI IS VERY KNOWLEDGEABLE, FINANCIAL PRUDENT AND SMART ENOUGH TO KNOW THE KIND OF LOAN TO JUMP INTO. WHAT WE DONT KNOW IS THAT BANKS ARE LINING UP BEGING STATES TO COME FOR LOANS, ALL BECAUSE THEY WANT TO BE A BENEFICIARIES OF THEIR VARIOUS STATE FAAC ACCOUNTS. SOME BANKS EVEN SLEEP AT THEIR STATES GOVERNMENT HOUSE LOBBING TO HAVE THE FAAC ACCOUNT IN THEIR DOMAIN.

ISLAMIC DEVELOPMENT BANK OF NIGERIA ARE NOT FOOL TO OFFER THE ABIA STATE GOVERNMENT A ZERO PERCENT INTEREST FREE LOAN, THEY KNOW WHAT THEY WANT FROM THE STATE GOVERNMENT, THEY HAVE A PRODUT TO SELL AND ALSO WANT TO HAVE A STAKE IN THE ABIA STATE GOVERNMENT. THIS IS A GIVE AND TAKE THING, IF ABIA STATE GOVERNMENT SHOULD ALOCATE TO THE ISLAMIC BANK JUST 20% OF THEIR MONTHLY STATE FAAC, THE PROCEED FROM THE STATE MONTHLY FAAC FROM TO THE ISLAMIC BANK WILL PLACE THE BANK TO A BETTER POSITION AND THE BANK WILL REMAIN GRATEFUL TO THE ABIA STATE GOVERNMENT FOR THE REST OF THEIR LIFE. MOST OF THE ROAD YOU AND I PLY TODAY AS CHRISTIAN WHERE BUILT WITH LOAN FROM THE ISLAMIC SUKUK FUND, CHRISTIANS WOULD HAVE REFUSED PLYING SAME ROAD BECAUSE THE ROAD WAS BUILD WITH AN ISLAMIC FUND.

REGARDLESS WHERE THE LOAN IS COMING FROM SO LONG IS A ZERO INTEREST LOAN SUCH A LOAN IS WELCOME BY ANY WISE BUSINESS MAN. COME TO THINK OF IT, OTTI IS AND WAS A SEASONED BANKER, HE LIFTED DIAMOND BANK FROM A ZERO TO A HERO, AS MD, AND HE CURRENTLY OWNED SIGNATURE BANK.

I AM A CHRISTIAN AND A BUSINESS MAN, AS A BUSINESS MAN ONE NEED LOANS TO DO WELL IN BUSINESS, IF I GET OVER AS A CHRISTIAN TO GET A 30% INTEREST LOAN FROM A CHRISTIAN OWNED, IF I SEE A SINGLE DIGIT LOAN FROM AN ISLAMIC OWNED BANK AND GET A ZERO INTEREST RATE FROM A SONGO, AMADIOHA BABALAWO OR OBATANLA OWNED BANK, DO YOU THINK I WILL BECAUSE OF THE FACT THAT I AM A CHRISTIAN AND GO FOR THE 30% RATE CHRISTIAN BANK OR GO FOR THE SINGLE DIGIT ISLAMIC BANK LOAN, I WILL NOT EVEN LOOK AT GETTING THE LOAN FROM CHRISTIAN OR ISLAMIC BANK, RATHER I WILL LOOK AT GETTING THE ZERO PERCENT INTEREST FREE RATE LOAN FROM THE AMADIOHA, SONGO OR OBATANLA BANK, SO LONG I HAVE READ, DIGEST AND I AM OK WITH THEIR TERMS AND CONDITION.

DR. ALEX OTTI IS VERY KNOWLEDGEABLE, FINANCIAL PRUDENT AND SMART ENOUGH TO KNOW THE KIND OF LOAN TO JUMP INTO. WHAT WE DONT KNOW IS THAT BANKS ARE LINING UP BEGGING STATES TO COME FOR LOAN ALL BECAUSE THEY WANT TO BE A BENEFICIARIES OF THEIR VARIOUS STATE FAAC ACCOUNTS. SOME BANKS EVEN SLEEP AS THEIR STATES GOVERNMENT HOUSE LOBBY TO HAVE THE FAAC ACCOUNT IN THEIR DOMAIN.

ISLAMIC DEVELOPMENT BANK OF NIGERIA ARE NOT FOOL TO OFFER THE ABIA STATE GOVERNMENT A ZERO PERCENT INTEREST FREE LOAN, THEY KNOW WHAT THEY WANT FROM THE STATE GOVERNMENT, THEY HAVE A PRODUT TO SELL AND ALSO WANT TO HAVE A STAKE IN THE ABIA STATE GOVERNMENT. IS A GIVE AND TAKE THING IF ABIA STATE GOVERNMENT SHOULD THE ISLAMIC BANK JUST 20% OF THEIR MONTHLY STATE FAAC, THE BANK FOR THE REST OF THEIR LIFE WILL REMAIN GRATEFUL TO THE STATE GOVERNMENT

I GENERATE MY LIGHT MY SELF WITH THE HELP OF SOLAR, FOR THE PAST YEARS, I DONT KNOW HOW THE POWER SUPPLY FROM THE GOVERNMENT LOOKS LIKE, I DUG MY OWN BORE HOLE, AT NIGHT WE FORM NEIGHBORHOOD SECURITY GUARD, WE WALK ROUND THE STREET OUR SELF TO GUARD OUR HOMES, SOME TIME WE HIRE INDIVIDUAL TO DO THIS FOR US.

WE PAY HIGH FEES FOR OUR CHILDREN TO GO TO SCHOOL, WE CONTRIBUTE TO BUILD OUR COMMUNITY ROAD, WE PAY HIGH AMOUNT TO FUEL OUR CARS, THE HOSPITALS CAN NOT BE ACCESS BY THE POOR, COMMON AUGMENTIN WHICH GOES FOR N7,000 BEFORE IS NOW OVER N29K. THE WORST IS THAT THIS IS THE WORST TIME FOR ANY POOR TO GET SICK IN NIGERIA.

WHAT ARE THE FUNCTIONS AND DUTIES OF THE GOVERNMENT TO IT'S CITIZENS?, THATS WHAT I WILL WANT TO KNOW?. OUR GOVERNMENT HAS FAILED US AND ARE STILL VERY PLEASED TO FAIL US.

WHY WILL ANY ONE BLAME ANY NIGERIAN FOR RUNNING OUT OF NIGERIA TO ANOTHER COUNTRY, DESPITE THE FACT THAT I HAVE WHAT I AM DOING IN NIGERIA CURRENTLY, MY BODY IS IN NIGERIA BUT MY SOUL IS OUTSIDE NIGERIA. THIS COUNTRY DON CAST LONG AGO, WORST CASE IS EVEN KNOW. COURSE BE ON TO ANY MAN WHO STAND AGAINST NIGERIAN TRAVELING TO FIND SUCCOR FROM OTHER NATIONS. IF I HADE KNOWN I WOULD HAVE EVEN PLANNED MY WAY OUT THIS THIS NATION THE YEAR THIS TOPIC WAS CREATED