yak:


Good evening...

I think that aside from your income, your other financial commitments and age play a role. For instance, if you are from a rich home where no one is expecting anything from you, your case may be different from another colleague who's a bread winner for the entire extended family.
That said, some people advise 50-30-20 (50% of income for need- food, transportation, accomodation and other essentials.
30% for wants -that is other necessities that aren't very compulsory for your existence including helping people and contributing to association/ religious groups while 20% goes into compulsory savings) you may decide to switch the 30 and 20 based on your personality and age. But my rule of thumb is to save atleast 20% of income monthly.
Mutual fund has been very helpful to me because aside from being an investment, you don't have it readily available like using your bank ATM to withdraw at the slightest need (takes about 48 hours to get your fund if you opt to withdraw.)

40- 45k investment won't be bad

Workch:
Today I got a job offer with a salary of 350k and an official car just because I know a strong person in the company.
I use to work for another company at Ajah, I go to the office once in a week from thr mainland and it's not easy. My salary is 200k and I don't really like the work environment, I am tired of the job and this new job is not far from my house, its in Ikeja. My girlfriend whom I have known since 2011 when I was doing my I.T (WE dated then broke up, she came back last year January) connected me with one of her friends that I use to know back then. This her friend is married to the nephew of the CEO of this company and she works there herself.

She got my CV, 3 months ago, waited for a vacancy and made sure that it was not advertised. See, the interview, na only me dey there, the job was kept for me. It was not even an interview, it was a conversation and they were just telling me about the company, no stress. That's the power of knowing somebody, this will not be possible i didn't get a strong referral.

This morning I got my appointment letter. I asked them to give me 1 month to tidy up my account in this current office.
Try and build connections, know somebody that knows somebody that knows somebody. Ask for referrals, it's going to make the whole job hunt easier.

I forgot to ask, date girls that have substance. Don't date girl wey be liability

mosaicafrique:
All I did for myself was to resign from a fixed salary job with Gtbank and switch to an income building job, Allowances and commission based with leadway Assurance company. This has given me the opportunity to earn at random and most times I earn twice my previous salary in same month. Income building job is the future of money making and inflation control mechanism.

sonssyo:



Nah waoh,why did you take that job self, l for even give you job of 62500 self to earn 90k in 6 months after confirmation in Anambra State,but try your akara stuff, you will be fine last last

4teenblaq:
I am running both fidelity and union bank accounts with the same phone number.. Will the two accounts merge into one?

Vijuchoco:
Wow! Good for you and I pray God helps me to do better..

Qtrpst4:
Check out freecode camp

They have alot of data science courses you can learn for free

Also on instagram there are alot of free training going on that you can register for free


@Southysoil
@humblesifon
@tomtomastom4

Vijuchoco:
Mehn! I'm ashamed of myself o. I think I really need to change.. With ₦110,000 and single sef, I still find it uneasy to even save properly. As last born sef, my siblings still give me money from time to time and then I get tips a lot from clients at work

Henceforth, I'll do better. Thanks for sharing..

Respect!!!

Qtrpst4:
Guy, I will advice you to learn a skill now. Why don't you learn data analysis, in 6 months you will be fine and can get jobs online while you still keep you job. See, nigerian banks are having serious problems with tech and the UK just launched a visa for tech. Learn this skill it will take you very far. All you need is a laptop and I can tell you websites you can learn from for free. See you need to do this fast before children begins to come


Greet your wife, tell her sey we dey hail her

emmasoft:

Coral Money Market Fund (CMMF)

Features:

Rate as at today 10.11%

Minimum investment of N5, 000.00 and subsequent investment of N5, 000.00

Invests 100% in fixed income securities and money market instruments

Fund Manager: FSDH Asset Management Ltd
Lower risk
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Trustees: UTL TRUSTEES
Regulator: SEC

Reinvestment, quarterly payment or Monthly withdrawal of interest allowed

To open an account for free contact me with the details on my signature

emmanuelewumi:




Are you now with FSDH?

Light78:
Chat moderator. I earned 480k in 15 days. The pay was weekly. It was 0.09euro per message. I got a new one that pays 0.29euro per message. I make a lot from that job. I work from home.

chigoizie7:


These people think leaving your parents house to go suffer is a flex? Yes, to go look for a better thing to do for yourself. But if you have a good job while still living with your parents and still pay some bills, I don’t think anything is wrong with it.

No one should take pride in suffering when you know that you can have it easy. We only live once. No go de form nonsense ontop suffer-head. I lived in my parents house until I was 28, my leaving the house was even because I left naija. Even while I was working with access bank I still lived with them and they were happy because I could save more. Even though I foot most of the bills, each time I visit naija na still there house I de stay. They own the house in a town, why must have be paying someone else rent in the same town when I have somewhere to stay for free?

mufutau55:


If you like the place and you know you will stay there long, then use ceramic tiles.
But if you know you may not stay there long, use the rubber tiles.
Ceramic tiles will be more expensive than rubber tiles.
Hope this helps, rhis is just my opinion.

Hajji M.

Edipet:
which state in south east....? Except you are referring to inside rural area

chukwuma0000:


How's this possible ?