₦airaland Forum

08188631785

Toyota
Highlander
2008 model
Clean Title
Accident-free

N4.8m Pre-order price.

SOLD SOLD

08188631785

2012
Acura MDX
Pre-order.

5.4M.

Fastest Finger

Lexus
Rx 300
Accident-free
Clean Title

N2.5m pre-order.

Flash Deals.

SOLD SOLD

niceguyedy:
I need help from experience Auto Dealers

I work advice

Speak to your US contact to be reasonable and pay a reasonable amount, if need be, to get the buyer his vehicle without additional cost. The buyer might on his accord add-up some money willingly after successful delivery.

Available

New Arrival.

Lexus
Rx 350
2019 model
Full options
Automatic
Clean Title
Accident-Free
Tokunbo
08188631785

N25m asking price..

kasshoggi:
Oga you didn't drop a number you can be reached on.

Apologies.

08188631785 GSM/WhatsApp.

FortifiedCity:
Mr. Man your price is outrageous.

I'm sure you didn't import it; you are just a middle man.

See the link below, that's same type of vehicle.

Did you fly your own by air? I dislike greedy people

https://www.nairaland.com/6546523/toks-2004-sienna-2.450

Ignorance is bliss.

Be enlightened (know difference between Clean Title and Salvage; and LE and XLE trims) and stop displaying illiteracy.

Knowledge is Power.

Still available

Explorer on the beat .

Clean

LEXUS LX 570 (2020 Model)

Drive Train: 4 Wheel Drive
3rd Row Seat
Adaptive Cruise Control
Back-Up Camera
Blind Spot Monitor
Bluetooth Connection
Climate Control
Cooled Front Seat(s)
Cooled Rear Seat(s)
Fog Lamps
Heads-Up Display
Heated Front Seat(s)
Heated Rear Seat(s)
Integrated Turn Signal Mirrors
Keyless Start
Lane Departure Warning
Multi-Zone A/C
Navigation System
Power Driver Seat
Power Liftgate
Privacy Glass
Rain Sensing Wipers
Rear A/C
Rear Parking Aid
Running Boards/Side Steps
Satellite Radio
Seat Memory
Smart Device Integration
Tire Pressure Monitor
Woodgrain Interior Trim.
17k mileage.

N90million Price.

08188631785 WhatsApp and GSM line.

Still available.

Toyota Camry
XSE
2019 model

Honda Ridgeline RTL
2017 model.

SOLD SOLD

SensualMan1:
Is this what you sold/sell my dear friend?

No wonder!

I regret condescending to ur level.

I thought u were in the league of my brother DelTel.

Smh!

My brotherly chai

Nurey will choke you ooo.

plaindealer:
You can if you are able to see us in other threads including past threads like you supporting and defending each other's post outside of this thread.

That was very lame.

Don't get mad because you got caught.

You are free to justify yourself.

Thanks VinTruth for reference and business referrals as always.

Nfora:
I just wonder why you are manipulating the truth,which is constant.

How would a government not have paid for the required insurance extension premium?

The exclusion does not include fire damage to vehicles as a result of riots.

Looks to me like you and the person you are co-signing bla bla bla bla ooo

plaindealer:
Looks to me like you and the person you are co-signing are the same but swapping IDs co-signing and defending posts by the same ID.

plaindealer:
This is from your own source, the same source and link that you sourced your info from, you obviously either did not properly read and comprehend your own source or you just looked for bits and pieces to prove your misguided and ill-informed opinion instead of reading through the whole thing.

You lazily ignored the exclusions which are at the heart of the discussion.

You really need to raise your bar above elementary reading and comprehension.

Where is SRCC listed as exclusion?

VinTruth:
I have been following you guys (yourself, DelTel, TGM2015) argument and I was beginning to doubt DelTel submission, but now I can see DelTel is right based on what you just quoted or are you saying Strike, Riot and Civil Commotion is in the list you quoted/copied.

My view please, please no insult.

It is well.

plaindealer:
Your view sounds lazy and simplistic just like his, you half-read and comprehend while ignoring the real facts in front of you.

It's either both of you do not know the meaning of exclusions or you do but just intentionally ignorant and deceptive.

Before your next post, please look up the meaning of exclusions.



Read and comprehend, this is from leadway Insurance right here in Nigeria, not from any foreign source that's not applicable here in Nigeria

You must have missed my earlier post

DelTel:
Thank you for sharing your experience sir.

If you read my explanation well, I stated globally; unfortunately, (some of) the Nigerian insurance market operators have surreptitiously removed the clause for mostly retail/individual clients, for instance, no underwriter will try it with say, Dangote, Cadbury, JB etc. Reason it is best to use a licensed insurance broker for your insurance business placement as he/she is a professional who understands the market and appropriate policy wordings.

TGM2015:
Are you this dumb? How is that link related to what you are asked to answer.

Seems your stupidity is of another world. My apology for engaging with you.

Insult won't safe you, you know. It will only show how uncultured you are.

https://m.economictimes.com/tdmc/your-money/what-is-not-covered-by-your-motor-insurance-policy/articleshow/52728471.cms

TGM2015:
Smart way to escape your over confidence ignorance. [b]Back your SRCC claim as part of comprehensive insurance [/b]that was the request your asked to provide answers to.

Anyway to discover you posted a link without understanding the content is enough to show how ignorant you are arguing blindly. Check out the extract of the content of the link you posted and tell me the action (incidents) that led to the buses being destroyed (the second extract was in attempt) and tell me the action that led to destruction of the thread subject.

[s]https://m.economictimes.com/industry/transportation/shipping-/-transport/adani-ports-acquisition-of-89-6-stake-in-gangavaram-port-gets-cci-nod/articleshow/82052434.cms[/s]

https://m.economictimes.com/tdmc/your-money/what-is-not-covered-by-your-motor-insurance-policy/articleshow/52728471.cms

So it was Accident that led to the destruction therefore the claim will be treated under Accident you need to ask for a refund from your school oooo.

Meanwhile you ignored the other news report where BRT buses were actually destroyed


Modified: I mistakenly attached wrong link.

plaindealer:
Are you LASG insurance agent or you have documents showing that the buses were fully insured to cover civil disturbance and large-scale riots ?

it is no more Riot but large-scale Riot you deserve an applause.

Do u think any sane person will put out documents Be calming down.

plaindealer:
If you are going to ask such questions or make claims about LASG government and property insurance, shouldn't you at least first show us documented facts about what the state insured, the level of protection, what was damaged and what was repaired or paid for including the busses you are talking about.

Throwing blanket questions out there without facts means nothing, it's you just peddling your own opinion and assumptions.


Before your next post, please make sure to produce LASG property insurance coverage documentation.

I should spoon-feed you then.

I have given you instances of claim paid and someone who is privy has also

Appliedmaths:
Pure lies, those buses with other Lagos State assests are insured by Lagos State Insurance Company (LASACO) which is further spread across the Nigerian Insurance market.

The loss from material damage alone from the endsars claim gulped over N1.3b and we are still adjusting the business interruption aspect of the claim (the closed lekki toll gate).

Just last week we had another meeting with a Nigerian Reinsurance company on this same end sars claim.

I will not want to say much because as faceless as this forum might be I don't want to be dragged into this hot pot of lies.

So Mr governor should tell us another story, period.

Nigerians are quick to defend/speak for their oppressors.

TGM2015:
Your examples are lost occasioned by accident. Anyway Mr Professor in Insurance, can you provide us with link to article (academic or professional) that define and detailed insurance policy and SRCC clause.

Mind you, I don't do professional jargon in a general purpose forum. I will be waiting for the link.

Seriously attack, destruction is Accident!

If you can not accept a simple evidence showing Riot and Civil Commotion and differentiate but insists it is Accident, nothing can convince your already indoctrinated mind.

Bye.

plaindealer:
Stop confusing and misleading yourself and unsuspecting readers, SRCC is not standard and is never part of any standard coverage, it's an add-on and an extra layer of protection that you pay for separately if you foresee property damage via riots and civil disturbances.

Obviously, SRCC was not part of the coverage because they did not foresee that scale of civil unrest and mass destruction of public property.

You don't know what's going on and what you spewed was not only you own opinion, it was nothing but a poor and misguided rendition of facts just to confuse and mislead people.

Who has been paying for the Riot and Civil Commotion destruction of BRT buses over the years? Has insurance been paying or not?

Commonsense is not common.

Otunbajyd:
Its good that you are well informed about SRCC... but contrary to your explanation... SRCC is not automatically included in all motor insurances... if you request for SRCC to be included in your policy it will but with additional premium. A lot of people ask for discounts and forfeit some other benefits... this is why it is very important to read your policy document to know what are excluded or insured.
A lot of people who where affected by the out-come of the protest had their claims repudiated on the grounds of exclusion of SRCC from their policies.
Presently i have a comprehensive Insurance... unfortunately before the protest and events that followed SRCC was excluded... it was after the Riots i paid extra premium for it to be covered.
Am not speaking for the Governor or trying to make excuses for him... am familiar with this and i have decided to share.

Thank you for sharing your experience sir.

If you read my explanation well, I stated globally; unfortunately, (some of) the Nigerian insurance market operators have surreptitiously removed the clause for mostly retail/individual clients, for instance, no underwriter will try it with say, Dangote, Cadbury, JB etc. Reason it is best to use a licensed insurance broker for your insurance business placement as he/she is a professional who understands the market and appropriate policy wordings.

Gbajure:
It is not good to be bragging on falsehood. If you don't know it is fine. No where on the globe except communist states are war, riot, and natural disasters cover by any insurance company. Check this up.

What is in place in some climes is a govt or public funded scheme that cover such. Which I doubt we have in Nigeria. In a place like SA, it is call SASRIA

Why not just keep your foreign knowledge to yourself. How can you put War and Riot in same sentence!

Appliedmaths:
Pure lies, those buses with other Lagos State assests are insured by Lagos State Insurance Company (LASACO) which is further spread across the Nigerian Insurance market.

The loss from material damage alone from the endsars claim gulped over N1.3b and we are still adjusting the business interruption aspect of the claim (the closed lekki toll gate).

Just last week we had another meeting with a Nigerian Reinsurance company on this same end sars claim.

I will not want to say much because as faceless as this forum might be I don't want to be dragged into this hot pot of lies.

So Mr governor should tell us another story, period.

Thank you for your input. I can tell you a substantial amount - around N1bn - has been paid on the Toll gate (ex-gratia).

Let the ignorant continue to wallow.

adewale2011:
One of the fundamental principles of Insurance is that, it does not cover a Peril that affect a large number of the population at a particular time.

If claims are to be made in respect to Covid-19 pandemic then the Insurance companies would have a hard time meeting claims because the pandemic affected a large number of the population and the Peril is fundamental in nature.

NAICOM knows this fact too....

quote author=DelTel post=100926734]

You are wrong sir.

Life assurance both Group Life and Individual Life cover death from any cause except those listed (mostly criminal and pre-existing conditions with some for a certain/window period). Covid19 was not listed so it is expressly covered.

Any insurance company(ies) that refuse(s) to pay should be reported to NAICOM.

Can you show the number please.

As at today 19th April, NCDC stated 2,061 covid19 deaths in Nigeria.

Road accident figure as at 2018 was over 40,000.

There are an estimated 300,000 malaria deaths per year in Nigeria.

Also, over 215,000 deaths per year in Nigeria from HIV/AIDS.

adewale2011:
Insurance only cover Particular Risk not Fundamental Risk...

Riot, Crisis and Natural disaster is an exemption or totally excluded in an Insurance contract.


For example: [b]anyone killed by the corona virus pandemic can't claim life assurance benefit [/b]because the pandemic isn't an insured peril or it's a fundamental loss.

You are wrong sir.

Life assurance both Group Life and Individual Life cover death from any cause except those listed (mostly criminal and pre-existing conditions with some for a certain/window period). Covid19 was not listed so it is expressly covered.

Any insurance company(ies) that refuse(s) to pay should be reported to NAICOM.