VGIF ROI- 8.5% Benchmarked against SDF.

For details on how to subscribe check my signature.

ojesymsym:
Who understands Euro bond?

All you need to know about Eurobond check here.
https://www.nairaland.com/4667123/eurobond

For Investment one VDF check my signature.

Care4:


If one has a Stockbroking account with IOFS, can she use it to subscribe to the fund?

No. You have to open a fresh account for VGIF.

For employee loan contact me through my signature and you get the fund within 48 hours if you have the required document.

For employee loan with option to liquidate contact me through my Signature.

Alternative To TBILLS


VANTAGE GUARANTEED INCOME FUND (VGIF) is an open-ended collective investment scheme which pools investment into a wide range of Fixed Income Securities especially very liquid short term money market instruments and government treasuries

What are the objectives of the Fund?

The fund invests in a well-diversified portfolio of Fixed Income Securities, short term money market instruments and government bonds as well as placements with rated financial institutions in Nigeria as well as equities.


The guaranteed return of the fund is referenced to the Central Bank of Nigeria (CBN)’s Standing Deposit Facility (SDF). The SDF is the lower limit of the asymmetric corridor around the MPR


There are many advantages of investing in the Fund which include:
Flexibility: Subscribers can buy into the fund or redeem either part or their total units in the fund at any time irrespective of the 6-month fixed tenor.
Capital Preservation: Principal is secured and interest is guaranteed up to the SDF rate.
Regular Income Stream: The fund pays dividend twice yearly (in January and July)
Additional Income: In addition to the guaranteed return, unit holders can also earn an additional interest pay-out equivalent to 35% of the fund’s excess return above the benchmark Guaranteed Return (SDF); typically referred to as profit-sharing.
Expertise: VGIF is managed professionally by Investment One Funds Management Limited (a subsidiary of Investment One Financial Services Limited).

Who are the Trustees of VGIF and what are their functions?

FBN Trustees Limited, a subsidiary of First Bank of Nigeria Holding Plc. is the trustee to the Fund. The Trustee’s duties include ensuring that the Fund manager carries out its duties in line with the Trust Deed and rules and regulations of SEC thereby protecting the interest of the unit holders.

What is the minimum amount that can be invested in VGIF?

The minimum initial amount is Fifty Thousand Naira Only (N50,000.00).

Do I get an evidence of investment?

Each subscriber is issued a Fund Statement for every investment made. The Certificate or Fund Statement is required upon redemption of investment; it serves as an evidence of your investment in the Fund. The Certificate/Fund Statement will be sent via mail to the investor or can be picked up at any of our offices.

How do I monitor my investment?

Investor can view their account online or contact the Fund Manager on any working day to request for his/her statement which shows the total number of units and the interest earned so far on the investment.

Does the VGIF pay dividends?
VGIF pays dividend to its investors twice yearly (January & July). Unit holders have the option of being paid or re-investing the dividend in the fund to increase their holding.

ROI- 8.5.

For further clarification or additional information relating to VANTAGE GUARANTEED INCOME FUND (VGIF), Contact me through my signature.

Alternative To TBILLS


VANTAGE GUARANTEED INCOME FUND (VGIF) is an open-ended collective investment scheme which pools investment into a wide range of Fixed Income Securities especially very liquid short term money market instruments and government treasuries

What are the objectives of the Fund?

The fund invests in a well-diversified portfolio of Fixed Income Securities, short term money market instruments and government bonds as well as placements with rated financial institutions in Nigeria as well as equities.


The guaranteed return of the fund is referenced to the Central Bank of Nigeria (CBN)’s Standing Deposit Facility (SDF). The SDF is the lower limit of the asymmetric corridor around the MPR


There are many advantages of investing in the Fund which include:
Flexibility: Subscribers can buy into the fund or redeem either part or their total units in the fund at any time irrespective of the 6-month fixed tenor.
Capital Preservation: Principal is secured and interest is guaranteed up to the SDF rate.
Regular Income Stream: The fund pays dividend twice yearly (in January and July)
Additional Income: In addition to the guaranteed return, unit holders can also earn an additional interest pay-out equivalent to 35% of the fund’s excess return above the benchmark Guaranteed Return (SDF); typically referred to as profit-sharing.
Expertise: VGIF is managed professionally by Investment One Funds Management Limited (a subsidiary of Investment One Financial Services Limited).

Who are the Trustees of VGIF and what are their functions?

FBN Trustees Limited, a subsidiary of First Bank of Nigeria Holding Plc. is the trustee to the Fund. The Trustee’s duties include ensuring that the Fund manager carries out its duties in line with the Trust Deed and rules and regulations of SEC thereby protecting the interest of the unit holders.

What is the minimum amount that can be invested in VGIF?

The minimum initial amount is Fifty Thousand Naira Only (N50,000.00).

Do I get an evidence of investment?

Each subscriber is issued a Fund Statement for every investment made. The Certificate or Fund Statement is required upon redemption of investment; it serves as an evidence of your investment in the Fund. The Certificate/Fund Statement will be sent via mail to the investor or can be picked up at any of our offices.

How do I monitor my investment?

Investor can view their account online or contact the Fund Manager on any working day to request for his/her statement which shows the total number of units and the interest earned so far on the investment.

Does the VGIF pay dividends?
VGIF pays dividend to its investors twice yearly (January & July). Unit holders have the option of being paid or re-investing the dividend in the fund to increase their holding.

ROI- 8.5.

For further clarification or additional information relating to VANTAGE GUARANTEED INCOME FUND (VGIF), Contact me through my signature.

wura2u:


I am not misleading prospective investors but they should open their eyes so that they don't fall into the same pit I fell in 1990.

You need to validate your claim with fact.
If you don’t have any then your claim holds no water as said earlier.
And also please make ur research on the Abacus MMF with Investment one.
From the research you should know the fund custodian and also trustee.


“The Abacus Unit Trust Scheme was one of the oldest mutual funds in Nigeria and after the successful EGM in December 2016, we obtained approval from unitholders to convert to a money market fund, which is being listed at the exchange today.”
Read more....https://www.sunnewsonline.com/nse-admits-n50m-abacus-money-market-fund/amp/

wura2u:


They introduced one useless Abacus Unit Trust and I bought some units way back but I did not get even a kobo from them.

Investment one took over ABACUS MMF from 2014 and if u had any issue with d former fund managers u can get to any of investment one offices to put record straight. Investment one is a reputable sec regulated financial institution of high repute. There is no investor that invest in AMMF that lose his or her investment. The records are there. Pls don't misslead prospective investors.
If you stay around Lagos you can come to the Maryland office.
And please Backup your claim with Facts because it does not hold water.
Thank you

kristien4:
meaning if I decide to liquidate after 30days I wont be getting any interest??

You will get the accrued interest for the 30 days.
For Abacus the minimum locking period is for 30 days so if you choose to liquidate after 30 days you are free.

kristien4:
What are the tenors??

Interest is Paid quarterly.
You have access to your fund after 30 days.

kristien4:
@all.. please I need a info about stanbic mmf, .. how does it work, what are the rates and tenor... and how do I invest and go about it.

Why Not go for ABACUS MMF WITH INVESTMENT ONE.

Abacus Money Market Fund is an open ended unit trust scheme particularly suited for retail, HNI and Institutional clients seeking for preservation of capital and short term returns.
The Abacus Money Market Fund was authorised and registered by the Securities and Exchange Commission (“SEC”) on 28th November 1990 as Abacus Unit Trust Scheme. Investment One Funds Management Limited was later appointed by the Trustee and approved by SEC in 2014 to act as Fund Manager to the fund.

Fund Fact

Minimum Subscription:N1,000
Fund Manager: Investment One Funds Management Limited (A subsidiary of Investment One Financial Services Limited)
Fund Trustees: United Capital Trustees
Fund Custodian/Bank: Stanbic IBTC
Fund Registrars: First Registrars & Investor Services Limited
Suitable Investment for: Retail Investors, High Net-Worth Individuals and Institutions


Features

Minimum investment of N1,000
Abacus Money Market Fund is an open-ended Investment Scheme with competitive returns
A diversified portfolio with investments in quality money market instruments, short term debt securities, such as banker’s acceptances, Commercial papers, treasury bills and others


Benefits

Capital preservation and competitive returns
Easy subscription and redemption process
Opportunity to capitalise earnings whilst guaranteeing your principal
Offers opportunity for good returns compared to savings accounts while maintaining a low risk/conservative approach to investment
Professional expertise of the Fund Manager

Rate as at yesterday - 6.33%


Required Documents:
Completed subscription form
Valid means of identification (Driver’s license, National ID Card or International Passport)
Utility Bill (PHCN Bill, LAWMA etc must be 3 month old or less)
Passport Photographs

For more info check my signature.

INVESTMENT ONE HIGH YIELD INVESTMENT NOTE


The High Yield Investment Note is aimed at investors looking to save funds for long periods with periodic interest payment and high returns. Minimum entry sum of N10,000,000.00 (Ten Million Naira Only) and an effective interest rate of 10%. The product, which has a one year tenure, has taken into cognisance that you may require some income during the period, hence, we have provided for interest to be paid either monthly, quarterly or bi-annually depending on your requirements.

Check Signature for more info.

Why choose investment One?

Following the Central Bank of Nigeria initiated reforms in the banking industry, our erstwhile parent company; Guaranty Trust Bank Plc divested its shareholding in the company. The company was acquired by selected investors, management and staff of Investment One.

Founded in 2007, Investment One (formerly GTB Asset Management Limited) commenced business in 2008.

Regulated by the Securities and Exchange Commission (SEC).

.

For Investment advice check my Signature.

VANTAGE GUARANTEED INCOME FUND (VGIF)


· VGIF is a guaranteed investment that assures your principal as well as a minimum income paid twice yearly (July and January)

· The minimum investment of 50,000 Naira with additional investments in multiples of N1.00

· It is noteworthy that in spite of the capital market downturn, VGIF have consistently met and paid its guaranteed returns to subscribers, affirming the funds benefit of shielding subscribers against vagaries of the capital market while offering opportunities to earn above average money market returns

· VGIF’s guaranteed return is referenced to the Central Bank of Nigeria’s (CBN) Standard Deposit Facility(SDF). The VGIF rate is however, ONLY changed twice a year that is, January and July. Currently, the VGIF pays subscribers a minimum guaranteed return of 8.5% per annum

· In addition to minimum guaranteed return, unit holders are also entitled to an additional income of the fund’s excess return above the SDF

· Investments can be redeemed after a minimum period of six months, failing which such redemption will be liable to a pre-termination charge of 10% of accrued interests (Pre-liquidation before 6 months is 10% charge on the accrued interest)

· VGIF is managed professionally by Investment One Financial Services, backed by its trustees, First Trustees Nigeria Limited. The Custodian and Registrars to the Fund are Stanbic IBTC Plc and First Registrars Nigeria Limited respectively

For more info check my signature.

Quick employee loan with flexible repayment plan. Our loan is easy to access and it is without collateral.. For more info check signature.

Note: only Lagos, Abuja, PH, Ilorin and Ogun state.

chubysoft1:
A friend of mine needs a loan to pay his house rent urgently. The guy just secured a good job here in Lagos and needs an urgent loan to pay his landlord while he pays of his loan in 5-6 months period.

Please any one with a vital information can help out.

You can get a quick loan for salary earners with flexible repayment plan.

For more info check my signature.

Delightful8:
I need a loan of 1million Naira. Can you i get it?

If you are working You can get a loan of 1m and above for more info check my signature

.

.

.

igbizen:

Remember the clause of withdrawal. I had 15m in stanbic and I withdrew 5k thrice within the month and no interest was paid. That’s why I had to just go for 336 days because I know I may still do transfer from the account.

@Igbizen you beat me to that....who runs a savings account without touching it.....Tbills is not doing well right now I will advice VGIF with investment one ROI is 8.5 until reviewed after 6 month it has never gone below that tho.

For more details on how to subscribe to VGIF just contact me through my signature.

igbizen:

I have opened VDF with investment one. I refuse to fund it becos my account officer has not replied just one message I sent him on WhatsApp.

If your account have been activated then you should get the account details in your mail.
Chat me up will put you through on how to go about it I work with Investment One.

truvine:


That's 49% interest rate

That is big.
For employee loan @ 3% monthly
Option to Liquidate anytime.
contact me through my signature.

abraolas1:


Dear All, which of the banks offered a better rate in terms of fixed deposit... any help with this will be appreciated

thanks

I don’t think any bank offers a good rate in terms of fixed deposit. a client of mine wanted to go for fixed deposit with one of the commercial banks @ 1% on ROI..

MikkySmiles:
I am at a cross-road right now, i want to invest in eurobond dollar fund, but i don't know which one to pick between fbnquest, StanbicIBTC and United capital. Which one should i go for out of the three based on the best interest rate, customer service and safety of my life savings i Intend to invest.

Please i need contributions on this, so that i can make a decision on as soon as possible.

Why not go for investment one VDF. Their return is between 4-6%

UNDERSTANDING MUTUAL FUND INVESTING

The pooling of financial resources together for investment purposes with an objective to minimise risk with varied investment options and maximise returns is the ideology that gave rise to mutual funds. A mutual fund is a fund or a collective investment scheme that pools money from many investors and invests the money in stocks, bonds, short term money market instruments, other securities or assets, or some combination of these investments. This avails small investors who ordinarily would find it quite difficult with a small amount of capital to access diversified portfolios of equities, bonds and other securities which is professionally managed for optimal yield.

Mutual funds are operated by fund managers, who invest the fund's capital to produce capital gains and income for the fund's investors. Each share that makes up the fund represents an investor’s proportionate ownership of the fund’s holdings and the income those holdings generate. The combined holdings the mutual fund owns are known as its portfolio. The portfolio is structured and maintained to match the investment objectives stated in the prospectus issued by the sponsor of the fund.

Mutual Funds also known as Unit trusts can either be Open Ended Funds or Close Ended Funds. The focus of this write-up will be mutual funds.


Open-Ended Fund: . This is a fund that has no restrictions on the amount of shares the fund will issue. If demand is high enough, the fund will continue to issue units no matter how many investors there are. Open-ended funds also buy back units when investors wish to sell. By continuously selling and buying back fund units, these funds provide investors with a very useful and convenient investing vehicle.

Close-Ended Fund: This is a publicly traded investment company that raises a fixed amount of capital through an initial public offering (IPO). The fund is then structured, listed and traded like a stock on a stock exchange. It raises a prescribed amount of capital only once through an IPO by issuing a fixed number of shares, which are purchased by investors in the close-ended fund. Unlike regular stocks, close-ended fund stock represents an interest in a specialized portfolio of securities that is actively managed by an investment advisor and which typically concentrates on a specific industry, geographic market or sector.

Unit Investment Trusts (UITs) is one which make a one-time public offering of only a specific, fixed number of redeemable securities called “units” and which will terminate and dissolve on a date specified at the creation of the UIT.

Continuation.........

crowntoro:
Okay
Thank you!!!!
I'm a risk averse person so I always do my due diligence very well.

That is their office.
You can go there yourself.

jom28gy:
I need to understand the concept of this business first, before investing

Contact me.
Check my signature

Grupo:


Even me that's investing around 3.5 million can't go for all those schemes o. Can't risk it abeg.

Was at stanbic yesterday, the CS guy was clueless and told me Tbills was no longer open to individuals. Tried to correct the guy, but he was stubborn and clueless.

Transfered all my money to gtbank the same minute.

I have now written a request at gtb. Waiting for Thursday.

I suggest you go for money market fund.

NIGHTLIFE100:
I believe all these nonsense is for people investing 1m or less, you can’t expect me to invest 10-15m in schemes like this. I’ll rather leave it in my account or manage Tbills useless rate. The most important thing is the safety of your capital forget interest first

Ziing app is from investment-one.
It’s not a scheme.
And the image should do justice to your comment.

And also a publication from a reputable print medium.
https://punchng.com/investment-one-launches-app-for-investors/amp/