₦airaland Forum

emmanuelewumi:
But the rate from your VGIF is now less than 5%, why?

No Sir.
Currently it’s still 7.5%.

Donbrig:
Please, I need advice on the best mutual fund to invest my money at the moment in Nigeria.

The best right now is VGIF from IOFS.
Which guarantees not only your capital but also the ROI.
For more information on the Fund kindly reach me through my signature.
And if you will want to come to our office am also available.

ozome15:
Please is there any investment banker here.
Please I need help on something.

Good Morning Sir.

My name Is David I work With Investement One Financial Services. If you are yet to get the help you need am more than willing to help.

czarmide:
Hello folks in the house,I ve been trying to open an account with Morgan capital but they didn't reply my scan documents. I want to try meristem(meritrade app )but don't know how reliable they are.I quickly need an alternative recommendation from you guys.Thanks

Look no more.
Investment One Stockbrokers International Limited (IOSIL) one of the best in Nigeria.

To open an account with us kindly use the link on my signature.

Krisuba:
From my experience it is. NSE is like a plantation which you harvest when the fruit is ripe or else they fall off!!

. What if you buy low and it keeps dropping everyday?

Will you still allow them fall off?

Jerry59:
Good evening guys. Pls recommend a better stock trading platform for me with less commission. Chaka has done me shege. Always crashing, can’t count how many times they’ve crashed. I can imagine how people that bought yesterday would have lost their money because the app refuse to open so they can sell. Bought most of my shares during the March lows so my Portfolio is still green. I just want to move out. Can’t take it anymore!

Why not look move your portfolio to IOSIL.
Investment One Stockbrokers International Limited (IOSIL), a dealing member of the Nigeria Stock Exchange, and licensed by Securities and Exchange Commission as Broker/Dealer to offer funds/portfolio management services, securities brokerage and financial advisory services to individuals and institutional clients.

We provide you with 3 medium by which you can trade.
USSD
IOFS APP
ZIING APP

Sholapey:
I humbly say thank you for your good customer service @emmasoft keep the flag flying No complaints!

The above feedback is greater that 1billion inflow.
It’s not just a great product that increases the number of sales we make, our customer service also play a crucial role ( Either as an Individual or a company).Because whatever happens to you affects us. So, feel confident to reach out to us anytime.
Thanks for the Positive Feedback.

It Can Only Get Better

Alaska90:
Please which bank owns Investment One?

We are Formally GTB Asset Management a wholly owned subsidiary of Guaranty Trust Bank Plc.
Following the reforms in the banking industry initiated by the Central Bank of Nigeria, GTBank divested its ownership.The Company's name then changed to Investment One Financial Services.

civilserva:
How long does it take you to reply your customer's email?

Within 24 hours but for a swift response kindly go through your account officer.

Today, we start the Customer Service Week celebrations to express appreciation to you our customers and staff, for your outstanding contributions over the years to our growth and progress.

Together, we make an amazing DreamTeam to smash future goals.

HappyCustomerServiceWeek

Today, we start the Customer Service Week celebrations to express appreciation to you our customers and staff, for your outstanding contributions over the years to our growth and progress.

Together, we make an amazing DreamTeam to smash future goals.

HappyCustomerServiceWeek

Today, we start the Customer Service Week celebrations to express appreciation to you our customers and staff, for your outstanding contributions over the years to our growth and progress.

Together, we make an amazing DreamTeam to smash future goals.

HappyCustomerServiceWeek

Gavrelino123:
Hello Great Investors and happy new month.

Those Banking with GTBANK and received interest this month from their savings Account.

Did you notice any drastic reduction in interest rate?

A savings account with an opening and closing Balance of 7,500,000 and got an interest of 7,250?

what is happening?

It’s Expected
The Central Bank of Nigeria (CBN) has reduced the Monetary Policy Rate (MPR) to 11.5 per cent from 12.5 per cent.
MPR cut means interest on savings deposit shrinks to 1.15% per annum

I will advice you look the VGIF way which presently gives 7.5% annually.

You can also Subscribe to any of our fixed income � ( kindly go through my previous post for a detailed info on the duration and new rate for our fixed income category effective from Tomorrow (Mon, 5 October 2020).

Lastly if you are looking for a normal savings account where you have easy access to your fund, ZSAVE is the best option right now (ROI 4%).
With zsave, there is no withdrawal limit and no maintenance fee.

To open an account with us kindly use the link on my signature or better still if you are in Lagos,Abuja,Ilorin,Port harcourt, we can schedule an appointment at your convenient time.

Dsticks47:
please find below the Fixed Income rate guide effective, Monday 05/10/2020.

Continuation.

For more info kindly get across to me through my Signature.

please find below the Fixed Income rate guide effective, Monday 05/10/2020.

Happy Independence day!!!!

Nigeria @ 60

Celebrating 60 years of freedom.

As we celebrate Nigeria’s independence, our investments should also enjoy profitable independence from all forms of financial dislocations, imbalance or constraints, through smart investment that pays well into the future.

Happy Independence Day❤️

Happy Independence Day

As you break through your financial restraints towards financial independence, may you enjoy abundance of wealth and freedom that financial breakthroughs bring.

Cheers!❤
The Ziing Team

Happy Independence Day

As you break through your financial restraints towards financial independence, may you enjoy abundance of wealth and freedom that financial breakthroughs bring.

Cheers!❤
The Ziing Team

Dear Sir/Ma,

Investment-one Financial Services Limited ( Formerly Known as Gt Bank Asset Management) wish to introduce to you our bespoke investment products.

Please find below our product offerings that may suit your investment objectives, also attached are the account opening forms for your attention

STOCKBROKING SERVICES:

We provide securities brokerage services through our wholly owned subsidiary, Investment One Stockbrokers Int’l Ltd for the executions of trades on the Nigerian Stock Exchange (NSE).

TREASURY BILLS

ABACUS MONEY MARKET FUND

VANTAGE GUARANTEED INCOME FUND (VGIF)

VANTAGE BALANCED FUND (VBF)

This is a balanced mutual fund that was created to maximise long term capital growth and maintain regular income distribution. It has asset classes such as equities, fixed income, money market and real estate which are managed by professionals in order to provide the opportunity for good returns
· The minimum initial subscription of units into the fund is N10,000 and additional investment in multiples of N1000

· Dividend is paid at the end of the financial year

· It is an open ended fund with minimum duration of 90days

· Partial redemption of unit holding is permitted

VANTAGE EQUITY INCOME FUND (VEIF):

The Vantage Equity Income Fund has the objective of providing regular income and long term capital appreciation from investments in equities.

The Fund aims to achieve this objective by investing in dividend paying, high quality equity instruments quoted on The Nigerian Stock Exchange, where the issuers have an investment grade rating from a credit rating agency registered by Securities& Exchange Commission (SEC) and fixed income securities approved by SEC.

Key Features

· Initial minimum subscription of N50,000 in multiples of N10,000

· Minimum permissible holding after redemption is N10,000

· The minimum holding period in the Fund shall be 180 days

· Redemptions within 180 days from the date of subscription for Units will attract a fee in an amount equal to 15% of the net proceeds due on the day of redemption

· Dividend will be paid from the income earned to Unit holders annually

· Dividend shall be distributed within 7 Business Days after SEC’s approval of the Fund’s financial results for the financial year

· Redemption will be paid within 5 Business Days after the relevant documents have been submitted to the Fund Manager

VANTAGE DOLLAR FUND:

The fund is an Open-ended Fixed Income Dollar Fund and will invest in Nigerian Originated Dollar Denominated assets (Sovereign and Corporates). The fund seeks to provide investors with bias for dollar denominated securities access to such securities, which ordinarily would be inaccessible to them by virtue of the minimum amount typically required to make such investments.

Key Features

· Open-ended unit trust scheme which is duly authorised registered in Nigeria

· The minimum investment amount is US$1,000.00 with additional investments in multiples of US$1.00. The Fund Manager however reserves the right to review these amounts as the need arises.

· Redemption will be paid within 5 Business Days after the relevant documents have been submitted to the Fund Manager.

· Every unit holder shall be entitled to receive from the Fund Manager an Electronic Certificate for the number of units purchased by such unit holder. The Electronic Certificate shall be conclusive evidence of the number of units held.

· The minimum holding period in the fund shall be 180 days. However, the Fund Manager is aware that investors might have need for their monies within the minimum holding period and as such would allow redemption during the minimum holding period subject to a 15% charge on the positive total return on the units being redeemed on the day of redemption.

· Dividend will be paid from the income earned to unit holders annually.

· Dividend can either be reinvested into the fund or credited into the unit holders’ bank accounts via electronic means

· Interest earned is currently between 4% to 6% per annum

HIGH YIELD INVESTMENT NOTE

The High Yield Investment Note is aimed at investors looking to save funds for long periods with periodic interest payment and high returns. This product is similar to the MyPASS Gold Investment product but has a minimum entry sum of N10,000,000.00 (Ten Million Naira Only) and an effective interest rate of 9%. The product, which has a one year tenure, has taken into cognisance that you may require some income during the period, hence, we have provided for interest to be paid either monthly, quarterly or bi-annually depending on your requirements.

REAL ESTATE BACKED NOTE

This Note provides clients with an opportunity to benefit from the highly competitive returns associated with residential and commercial Real Estate Investments powered by Investment One, whilst retaining a minimal risk profile.

This product avails the opportunity for investors to have a diversified investment portfolio with risk-adjusted returns higher than what is obtainable in traditional money market investments. The minimum investment sum is also N10,000,000.00 (Ten Million Naira Only), with a tenor of 24 months. The product has an interest rate of 12.5% with coupon paid every 6months.

FUNDS PLACEMENT

We also avail short and medium term deposits ranging from 30days to 365days for various cadre of funds. These funds can be rolled over at the end of every tenor.

Kindly inform us of your prospective investible sum and tenor and we would avail you the applicable rate of return associated with the given sum. Our minimum subscription amount for Naira placements is N100,000.00 (One Hundred Thousand Naira Only).

ASSET-BACKED USD NOTES

The US dollar denominated investment note aims at enabling investors hedge against further Naira depreciation. It provides investors with a very competitive fixed return on their US Dollar holdings and is backed by our guarantee on principal and the fixed return. Minimum entry amount is $20,000.00.

CHILD TRUST

This product is designed for the benefit of minors. It distinct itself from other children’s products offered by banks and insurance companies as it was created as a Trust and incorporates an Insurance element with better investment returns, all for the benefit of the child. By Trust, we refer to a written arrangement whereby an appointed Trustee (Investment One Financial Services Limited) is given money or assets to hold and manage for the benefit of those stated in the Trust Deed.

The key benefits of the Child Trust are:

· Protects and preserves the Trust assets for the future of the beneficiaries

· Provides for the child in the event of the parent’s disability or death

· Protects the assets in the Trust from creditors

· Provides a tax-effective structure

· Reduces the risk of litigation on your estate upon the death of the parent

It is specifically designed to enable parents to take advantage of the benefits of a Trust for their children.

The features of the product include:

· A parent or other persons may make annual contributions to the Trust while the child is a minor, allowing funds or Assets to accumulate for the future benefit of the child

· The minimum subscription amount is N2,000,000.00, and subsequent minimum sums of N500,000.00 will be paid in annually into the Trust.

· The funds in the Trust will be used solely to cater for the maintenance, upkeep and educational requirements of the child or other specified purpose until the age of 21 years – or otherwise specified by you.

· The balance of the income and principal passes to the minor at the age of 21 years or otherwise specified by you.

· Reports on the Trust Fund will be rendered by Investment One at the end of every year

The Trust also has an added option of an Insurance Policy:

· This is a term life insurance cover that is specially designed to provide a lump sum payment to the Trust upon the demise of the settlor (the individuals who set up and contribute to the trust) based on the target contribution of the settlor and the outstanding amount to be contributed

· Benefit payouts are on the outstanding contribution based on regular minimum contribution until time of demise

· There are two payment options of a one-off or annual premium.

· There are two payment options of a one-off or annual premium

FGN and EuroBond Purchase: We also broker the purchase of FGN Bonds and Eurobonds on your behalf.


GIS (GUARANTEED INVESTMENT SCHEME)

This product is designed as a Savings Plan; it is an affordable investment for any level of income earner to invest:

· Minimum investment amount N10,000 which can be activated by a monthly direct debit.

· Dividend is paid monthly (interest rate 4% per annum)

MEDWEALTH

This product is designed as a Savings Plan; it is an affordable investment for any level of income earner to invest.

· Minimum investment amount N10,000 which can be activated by a monthly direct debit.

· Dividend is paid monthly (interest rate 5% per annum)

To subscribe to any of our products, please fill and submit the attached account opening form along with the required documents listed below: (you may scan the documents to us) for processing.

Passport photograph (1)
Valid means of identification e.g. international passport, national identification card or Driver’s licence
Utility bill not older than 3 months
Bank Verification Number (BVN)


Note that all documents are to be notarized by a certified notary public for non-Nigerian residents

Upon completion of the form, kindly submit (you may scan the documents to us and don’t forget to indicate my agent number on the form) for processing.

Alternatively, you may complete an online account opening form by following the link on my signature

Thank you once more and please do not hesitate to contact us if you have any further enquiries or clarifications.


Best Regards,
Goriola David

Direct Sales Agent

In another Development, there is a full plot of land for sale located @ Ahmadiya very close to Markaz salam.
Price (25m)

Another building is also up for sale.

Location: Shala bus stop Iju Ishaga No9 bajomo close

Building Features
2 bedroom flat up stairs and down stairs

A room and parlor self contain at the back.
Price (17m)

Grupo:
The ziing is owned by investment one?

Yes sir.

Ziing is powered by Investment One Financial Services which is regulated by the Securities and Exchange Commission (SEC), the apex capital market regulatory body.

What this means is that all underlying investments are regulated, registered and reported to SEC.

If you already have an account with us, simply download the ziing app from your App Store then register as an existing client using your customer number and easytrade password.

You can also access your Financial Buddy Through our web app @ www.ziingit.com

Grupo:
Tried to fund my account using the Paystack and Interswitch option I found on the website, didn't work. Why include a payment or funding option that doesn't work?(

From the above paragraph, am sure you already have an account with us.
THERE ARE VARIOUS CHANNEL BY WHICH YOU CAN FUND YOUR ACCOUNT WITH US.

1) Using our ziing mobile app.
2) Bank Transfer.
3) Using the payment gateway on the client portal.

As pointed out by @emmasoft “Paystack and Interswitch are not owned by investment one it's a third party”.
Note! Some cards are not enabled for such transaction by default.

If you still encounter any difficulties using the payment gateway kindly send a mail to customer care which will enable us look into it.

pluto09:
At what rate do you give out your loan?

2.5% with option to liquidate after 30 days.

chidekings:
hello house,fcmb is offering me a loan at 2.5 percent interest rate.how good or bad is it?

If you need (Not want) the fund there is no harm in getting the loan ( Note: Any financial institutions that gives loan without an option to liquidate is a Big NO). But should in case you have anyone who is a salary earner that needs loan please do well to introduce such person to me.

Did you know that September is the first of 3 most productive months in the year?

Now that the tides are turning for good, Set those goals, tick off each accomplished task and make this month your best yet.

Welcome to the month of September.

To an account with us kindly use the link on my signature or better still follow the process below.

Dial (*5678#) / 2/ 1/ 1/ 1/
Input your details.
Forward the confirmation mail you receive with your KYC to any of our staff.

Did you know that September is the first of 3 most productive months in the year?

Now that the tides are turning for good, Set those goals, tick off each accomplished task and make this month your best yet.

Welcome to the month of September.

To an account with us kindly use the link on my signature or better still follow the process below.

Dial (*5678#) / 2/ 1/ 1/ 1/
Input your details.
Forward the confirmation mail you receive with your KYC to any of our staff.

mine85:
For a whole year. That's too small.

That is the best you can get now.

Or better still install our ziing app setup a Zplan.
The Zplan can give you up to 9% for unlocked goal and 10% for locked goal.

mine85:
What's their ROI per year. If I invest 250k, after a year, what will I get.

I am trying to invest but been searching for genuineness with good returns

I don’t know much about the Investment house.
Kindly send a mail to their customer care.

But our Vantage Guaranteed Income Fund is presently 7.5%

RavagedHeart:
Okay. Are they per annum or per tenure?

Per annum sir.

RavagedHeart:
I'll check that out too.
But I don't understand the tenures.

Does it mean 1month and 3months gets the same 4%

No sir

If you are setting a 3 months goal it falls under the second category which will be 6%.

Any goal above 6 months gives you 7.5%.

0 – 60 days (1 – 2 months) – 4%
61 – 180 days (2 – 6 months) – 6%.
181 – 365 days (6 – 12 months) – 7.5%
Above 365 days (1 year and above) – 9%

Ibrahim505:
Have you updated the app for these changes to reflected in the 'help button' serving as guide for relevant saving options?

Not Yet.

But very soon a new update will be rolled out for our ziing app.
With the new update, Your Financial Buddy will have the Vantage Dollar Fund.