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Nahunger:False it's a tradition that has spanned years across the world and to be fair it's women getting careers that changed that. As little as 20 years ago even in Nigeria women were not required to have money or even hold money. Independence and the financial freedom men enjoy was not a part of women. So if women could neither work or hold money why in heavens name would you think they would have money for weddings or anything at all. Traditionally a man had the money and provided everything for his wife and women simply took care of the home with what they were given. You making it seem like women choose to not have money before marriage is crazy considering that the African culture still says a woman having too much money isn't good. The women of today who still have this mentality are women raised and brought up by a culture that told that having money or being educated isn't their job. You can't feed a generation of people with one story and because the economy changed you expect them to somehow not produce or live the story they have been feed. Get angry at the culture that raised women to be financially dependent on men and not on the women who are living the lives they were thought to live. If a woman today doesn't have money before wedding and is going forth, check well even the man is in support because as a man he is the one that should have money not the women. Check the culture and upbringing. Even when women are told to be content with what their husbands make the story is simply to use and manage what he has not to go out and make more. Why do you think modern day women activities are screaming financial independence for women, because that's not the cultural story for women. |
Bomberman:I'm going to give an advice that most loan apps won't like but here goes: First of all calm down. As long as you don't want to run and you are making the effort to pay back little by little then calm down. Next excluding defamation which is their biggest tactic there is only so much they can do to you for a long while. The thing is, as long as there is late fee added to your bill, they can't take you anywhere. But that is on the condition that you keep paying regularly. What the late fee is supposed to be is their compensation for situations when clients don't pay at the repayment date. So they are billing you fir being late, as long as you pay they can't take you to the police or to court. It is only when you've been quiet, no payment, and no response that they can claim fraud. So plan your self. If it's 20k per month you can pay split it into 2 and pay 2 banks each month. If it's 40k do the same but make sure every month you drop something and don't try to argue the late fees, that's the only security you have. One more thing, don't think getting loans is a horrible thing, most people have loans, the prayer is having the funds to pay back even if not immediately, eventually. |
immortalcrown:And I repeat are you just trying to argue? I have given you the answer time and time again. The current salary for lectures is the reason why. I also mentioned location that many of the lectures are living very far other workers are usually living close by. A lecture cannot afford to pay for two homes or to fuel their cars to transport them from their homes anymore because the cost of things are higher. I have said it time and again. Other university workers typically live close by, they also don't have cars to maintain and fuel. A lecture can't fuel their car because their income cannot cover the cost of the new fuel price. Neither can they afford to rent a closer house because their income cannot cover a second home. You keep mentioning that I'm twising things, but I am only countering your points. When you mentioned that it was their fault for living so far away, I gave you the reason why they are living far away. When you mentioned it's their lifestyle I told you they were living based on their education and exposure. Even as you are comparing other low level workers, I'm telling you that as much as they are coming to work with their funds, many are living closer, many are trekking half way to work, many are sending their children to semi public schools not feeding very well. They can still maintain a slightly similar life because their needs have always been on the lower end. But a lecture has always had an average lifestyle that their salary could sustain before but not anymore. I'm honestly sounding like a broken record now. It has everything to do with the salary. Besides I think you have an unclear idea of how low level workers are also suffering now. Before they could comfortably afford paying public transport and even some luxuries within their level eg, chattering keke or taking bike a long distance. Now many of the ones I know are walking at least 50 percent of their journey. Many also are no longer working so far away and found jobs nearby or relocated permanently to locations closer to their workplace. They too have had to change within their own level. But it's harder for a lecture to relocate when he already has a house. They have already told you that commuting is expensive and fuel prices are high so the only solution is living near by, but sustaining a second home is also expensive so their either sleep in their office to save cost or pay short let fees which ads up quickly. and many of them can't struggle for transport like a low level person is used to because as I mentioned many have files and documents and laptops and their homes are further away. Both workers, the low level and the lectures are facing the same situation but the extent to which is different because they are not in the same financial level. the low level is now trekking more to commute, the lecturer is now looking to sleep in the office to cut commuting cost the low level worker is now eating 2 meals a day, the lecturer is probably still eating 3 meals but of slightly lower quality the low level worker has changed children's school to something lower, the lecturer is probably depending on their university benefits to help train their kids They are both suffering the brunt of the economy, but the lecturers are facing more noticeable sufferings than the lower level worker. You will still come with your story of twisting things even when I'm clearly countering your points but you are unwilling to listen beyond your opinion and honestly I'm done trying to speak to you. You are a person with a stong opinion in your own idea and won't see reason until you walk the same shoes. iF THE Lecturers say they can't afford the commute anymore, you can't force them to do more than themselves and they won't run on a loss when they have families and lives to live. They have told you their reality, weather you want to believe it or not does not change their reality neither does it change their stance. I digress but, you seem like the kind of person who'd complain and wonder why a person driving a car or looking healthy would be begging for help. You are probably a person who believes only the handicap or the orphaned child needs support and financial assistance. From person experience, sometimes the most comfortable looking people are the poorest of them all. Making 400k doesn't guarantee that you can be financially more stable than a 70k earner, because your responsibilities and life situations can be so different that 70k will have more impact for the person earning it than 400k will have on you who earns it. It has nothing to do with standard of living but more about the responsibilities and duties you both are tasked with. |
immortalcrown:The salary is the issue. The salary isn't rising to meet the higher cost of living. Are you just playing or do you really not understand. If in 2009 My lifestyle which was the bare standard consisted of School fees for 4 kids 60k monthly Feeding 100k monthly Healthcare 40k monthly Housing bills 40k monthly Personal allowance 40k monthly Savings 50k monthly Transportation 30k monthly Totalling 320 If in 2024 the cost of living that same 2009 standard is now 800k, what would you say is the problem if I complain about not meeting costs, would you say my standard or living is high or would you say I need a higher salary to meet rising costs. The problem and reason why they are sleeping in their offices is not because of their living standard but because salary increment isn't rising with the economic realities. Increase their salaries and things would go back to normal. Before today, was there ever such a news? They could manage but now they can't their salary isn't matching the economic realities. And they won't drop a living standard that should honestly be the bare minimum just to please anyone. The problem is the stagnant salary not their standard of living. |
immortalcrown:Yes they don't have the funds to cover long distance commuting or the funds for closer rent. Because those two have skyrocketed in prices and it's eating deep into the good lifestyle they are living which includes quality education, good feeding, safe housing, good medical care, etc. All of which a sales girl can compromise on but a lecture won't. I have repeated this answer 4 times now and you are still asking the same questions. |
immortalcrown:I keep answering your question but you are not listening. Even if a person in another job paying 70k can commute, lecturers cannot because of where they are living. Their homes are farther and their hones are that far because that's where their funds could allow them buy and build a house. Even if sales girls can live near by in any house, a lecturer won't agree to live in a run down cheaper place just to get to work. They know better. Even if a civil servant can train their kids and have two homes, a lecturer knows to pay for quality over quantity. This just means lecturers are spending more on living to have enough to spare on a second accommodation. You are so determined to hold firm to your idea that you are unwilling to listen to view points. Living standards differ and the more lecturers seek quality the less flexible income they have to spend on a second accommodation nearby which is usually just to expensive for them. |
immortalcrown:Requiring them to change their already standard lifestyle will do not good to the educational sector. That means straining them even further eventually those who need to maintain a good standard of living will move jobs leading to brain drain. I feel like you are so determined to say they must have the money to rent a second house nearby but accommodation around schools are expensive and asking them to manage two homes is crazy. But if you have met lecturers you see that it's not even like they are living extravagantly they are just doing the standard. But living a standard life is not expensive. I mentioned to you that a sakes girl or civil servant has their children in private schools with teachers who's qualification is usually pathetic and who's earnings are equally worse. And educated lecturer won't send their children there because they know the quality the child will receive is laughable. This means a higher amount spent on education. Same with feeding, sane with personal care and grooming. Because a Sales girl is making it work with 70k doesn't mean she's living well. For them they are living in poverty. A lecturer should not be made to do the same thing for any reason. Everyone's salary at this point needs to go up to avoid people choosing the lowest quality of life just to get by. For their sleeping in the office, that could be the most cost effective option for them with the way the economy is and with trying to balance living cost and work duties. But getting a second accommodation, even I know is ridiculous in this economy. |
immortalcrown:What you forget is the cost of living around a university environ is ridiculous. I'll give you a quick task use and search for 3 bedroom apartment near any major university like Unilag and see them calling 1.5 million naira with their full chest. For many lecturers as I mentioned their standard of living is different and what they priorities is different. Even in the oast, the salary wasn't so big that they could ball or anything. They still needed to be conservative if they wanted the life and education they know is right so the resulting conclusion was buy and build. But land near big universities are crazy expensive because everyday people have turned hostel to their full time income. So they must go far enough to allow them cover the cost of living the standard of life they know is right. The were never moving far just because they wanted to, it was were their money could reach them. Thus is why on campus accommodation is so important for them to save cost. Or else higher income to help support a good lifestyle. I stand by the fact that any rich lecturer you see today is one who is either married to a rich spouse or one who I'd doing a side job or business. You need to realise that black and white is not the only answer. And if many are complaining then something truly js wrong. And as I said weather they are over or under exaggerating 400k salary is disappointing and I know well that 400k can do nothing special in this economy. So my question to you @immortalcrown are you truly convinced that their pay is good enough to survive. Even if a sales girl and civil servant is earning less, do you think 400k is such a huge amount for a lecturer with the economy we are in now? |
immortalcrown:I never dodged the question you are just not listening. But I'll use simple English. No lecturing is still far better but as I said living standard is different. I'm more interested to know how you are so sure sales girls and civil servants are communting as long a distance as these lecturers. I stated clearly in my reply to you. A sales girl won't mind squatting in a semi hostel space with poor living standards but a lecture won't. Even in the original post one of the lecturers mentioned that their only option is paying 5k for an overnight space. As I said I answered you question but you didn't listen. Sales girl job isn't better but the standard of life a Sales girl can bend to a lecturer won't. A sales girl might be able to commute but many of them live in the environs. A civil servant may be able to commute but they also squat with friends and live in the environs. These two classes are also not spending heavily on feeding and education which are things lecturers may priorities reducing their flexible funding. A sales girls job isn't better and even if she can commute to work most of them trek which I'd not an option, on first physical look you can tell hands down that they are living a lower quality of life than the lecture. A lecturer won't trek to work, most of them living outside campus have their own homesthry built and usually they are on the outskirt. This means they have 1 hour plus to commute and won't be able to trek it. A sales girls responsibilities isn't as much as a lecturer so even though the lecturer is earning more they have a different lifestyle and responsibility that makes anything a sales girl can do impossible for them. For a lecturer exposure matter, training their children matters, good feeding matters, good standard of living matters all of which cannot fit into 400k anymore. They aren't only saying they can't pay for another accommodation near by, they are saying that even if they can, it's a waste of funding they can channel to other things. I told you I answered you question but you are looking for a black and white answer for lives of people that are mostly grey. |
immortalcrown:You seem to forget that these lecturers have families with children going to fairly good schools. A lecturer won't stand and watch their children in public schools, neither would they accept glorified private schools. At best they'll choose to put them with the university's school and as much as they get discounts it's not free. I'm not sure about other states but the lecturers I know in lagos who are complaining, maybe not sleeping in the office but reducing in office days all come from as far as ikorodu and Ojo. I even know one who's home is Ogun state the side closer to lagos. On average these people will be on the road 3 hours on a round trip especially with hold up and bad roads. With transportation costs reaching well into 5 or 6k for a round trip. You mention civil servants and sales girls, many of them live a lower quality of life, many purposely squat or take unsightly accommodations because they are cheaper and closer. An educated lecturer won't take a partially dilapidated house. With exposure comes some level of class and sophistication. When comparing remember to take into consideration lifestyle. A sales girls meal choices will greatly differ from a lecturer because a lecturer probably know better about healthy living. A sales girl will most likely be okay wearing third grade a lecturer won't. They might not wear turkey but quality US or even Vietnam. A sales girl will choose local herbal treatment ir over the counter self Med but a professor knows better. As I said exposure equals a higher living standard. Don't also forget many sales girls also get tips same with civil servants and even from just physical comparison you'll tell that a lecturer is living a different life that a sales girl. The article also mentioned the cost of publishing and running researches also takes a toll on them. We also have to consider that many lecturers spend heavily on training their kids because they know the importance. Also many sales girls will choose semi public schools for those who don't want to send their children to public schools. Many also live in family houses or with others helping to cut down the cost. Whatever the case maybe if truly lecturers only make about 500k then it's pathetic. Fir a profession this important 1 million monthly should be the average excluding other benefits. If we want to be frank 400k monthly in this economy can only do so much for you. You'll still be very much on the struggling side. Landlords are making cost of living ridiculous and feeding is yet another bill. Someone also mentioned there is nothing wrong with public transport bit you forget most lecturers carry materials around, research papers, laptops etc. Jumping from one transport to another is a lot of work. There is no one bus or public transport that can take them right to the school gate. After struggling for transport as is synonymous to Nigeria they'll most likely already be exhausted. Do you expect them to do this everyday when on campus accommodation isn't being offered? From your own perspective as a worker how comfortable would you be with 400k as a monthly salary much less for men and women who have dedicated time and effort to research and study for the good of the future generation. The world truly under appreciates those who matter and hails and enriches those who can't be of help if push comes to shove. |
haybhi1:I'll answer in the order you split my reply to. 1. Yes there are. The women if today want and demand respect and have the courage to do so. The women if the past might have wanted it but didn't have the courage to. Men of today seek a help mate specifically financially, men of the past internalised and lived with the notion that they had to be the provider full stop. Saying there are no modern men and women is like denying that children of today are similar to children of the past. Even the world we live in has changed. 2. I only mentioned you hear people twice and I mentioned it because much of my life as a woman has been that. 'Is this how you'll cook in your husbands house, bend down more that's how a woman should be, education is good but if your husband doesn't want it then you have to obey, you're to stubborn and you argue alot men don't like that'. Clearly you as a man won't have experienced that but I've experienced that directly, indirectly and from a distance. 3. Fact. 4. You'd be surprised what I've heard said to me or to other women. The wrong person and their family can be a major downfall to a woman. 5 and 7. It is draining to wait but I'll rather wait than end up in regret. The problem with people who hear perfect or healthy marriage or one guided by God is that they think it'll be rosy an 8. God enacted matrimony, humans created a lopsided and selfish wife or husband material list. You blame women for seeking a rich man but prior to the 2000s women were mostly expected to not be financially independent, only focus on domestic care and look good for your husband. When such a mindset has been created and formulated for generations you expect that it won't be exploited. Now the economy us telling and a single income household doesn't cut it anymore men are seeking financial supporters. Basically the new demand for wife material is a woman who can do all of her traditional roles and a portion of a man's role. All fine and good but how many men are willing to contribute to domestic chores without thinking they are simps or houseboys. 9. The truth is for everyone they think the have it worse. From my own angle I believe women have it worse. Men can remarry at any age women still can't easily. Men are given a free pass to so many issues, women aren't. And this is the first time in my life I've heard that a woman in her 20s has better opportunities than men in their 20s. All of my life opportunities skipped me because I was female. A job that paid slightly higher, we prefer a man. A project work, men take the lead. When I was looking to move out from our old house, a woman can't do that but my brother was out the door in a flash. I've lost count of opportunities and offers that were not ment fir a woman and was handed nannying, teaching, sales girl jobs because that's more lady like. As I said earlier from your perspective you think women have it easy, from mine and my female friends we know hands down that being a man would have favoured us much more. In case you don't know the life of a woman is filled with consistent reminder than you are not up to a man, your opinions are good but a man's own is better, you could do it well bit a man will do it better. There is a consistent reminder that no matter how much I want to break forth and succeed it's all unimportant if I don't have a logo of a man. She's a small girl what does she know is a reoccurring sentence. Nobody wants to hear my success story or what I'm achieving they want to hear about who I'm with. Even when married we are the ones who are required to compromise first, we are the ones who need to give up first, we are the ones who need to be understanding. But one error from us and we are the devil's advocate. Belittlement is ingrained in raising a girl child but it has so become normalised that we now call it good home training, submissive wife, good wife material. But you won't understand it because you were raised as a boy child. And yes, in a woman's case, a mam will marry her here in Nigeria and keep her to take care of his family and only come back for 1 month every 5 years. And you can't tell me you haven't heard of men abandoning the wife of their youth and struggle for the next fine lady. |
haybhi1:Do you finally see where many modern women are coming from? I'm not trying to be a feminist or anything but the very life you are worried about is what many women in the past and presently have been told is the only way to be married. You hear people tell women if you are not willing to give up on yourself and your dreams for your husband then you are not ready to marry. You hear people say being a wife material is a woman who isn't too opinionated and too focused on her comfort. I'm not disputing that there are bad women but men for too long have hated the idea that women say many men are bad. I once read a group chat between older women those over 50 and one said if women treated men the way men treat women, men would think their wives hate them. These were not the words of GenZ ladies but mothers born over 50 years ago. You will see after this comment many will attack me for saying modern women also have the same fear as you have now. They won't tackle you for your own fear but will tackle me for saying that your fear is also the fear of many women. Nonetheless, I stand by the fact that many people have married right to good spouses and their lives have drastically gone from good to great. The point is calming down and not rushing to marry. If it takes till you are 45 to find the right person as a man or woman then wait. Worrying about children, money, respect etc is what has gotten many into horrible marriages. Until you find a person who makes your single life look sub par stay single so you won't ruin the life or another person's child and they won't ruin yours. And above all let God choose. If you like believe in God or don't, the only person that can truly tell you who a person is and who they'll become is their creator. Even you self don't know yourself well. Humans are fickle by nature so turn to God to help you find the less fickle. But what do I know I'm just a woman and one with zero wife material in the bag. |
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I won't say jobs are scarce, but from my experience, personal and other colleagues, there are a few reasons; 1. Many middlemen, those who had Upwork, fiverr, etc., have moved on from writing. I know way too many people who either japad, started a business, etc, and moved on from writing. Their reasons for doing so are in points 2 and 3. 2. Many of these foreign sites are now more strict with location. Before, Nigerian middlemen used VPNs to change their locations and bid for good-paying jobs. Many of these sites are now very strict and have systems to stop this, making it difficult to get good jobs. 3. Many people who left the country and can tap into the location benefits are more focused on building their careers there. Many don't have time to juggle a full-time and part-time job. 4. Getting funds is now much more tight. Until recently, when UBA gave freelancers access to transfer funds directly to the dollar card, only middlemen bought dollars. The tight payment process frustrated many. Particularly for me, when PayPal became even more strict about location verification, it severely put me off. 5. Others still in the business are taking on contract work rather than freelance. They work directly as staff writers for companies instead of freelance sites. These companies pay more and have better payment support. 6. Those with Nigerian clients face a few challenges as more Nigerians are forgoing their blogs or paying peanuts, which can be disheartening. As a writer with the higher cost of sites like Grammarly and the like, being paid anything less than 10 Naira is unappealing. Also, if I'm only paid 3 or 4 Naira as a main client, how can I hire others to take on my tasks? 7. AI has truly messed the market up. In the past, you could see blogs that, even though they didn't pay much, were consistent enough to make you take on the job, but now most blogs focus on using AI and then human editors. So editors are more sought after. 8. Many people don't have that much disposable income to write books or manage blogs until they become profitable, even for foreigners, directly affecting job availability. 9. There are so many people now competing for jobs. When I began in 2019, things were not as competitive. Now. If you go on Upwork, you'll see people or agencies comfortably spending 1000 connects just to get a job, and you, as an individual who knows the cost of connects, are left at the bottom of the pool with little chance for even consideration. I think these are some of the top reasons, but of course, there are many more underlying reasons. Rather than focusing on these, writers need to re-plan their position. 1. Consider changing your niche. Academic, script, and erotica romance are the popular options now. 2. Try changing your focus; rather than writing, try editing and proofreading or even transcription; there are more jobs there. 3. Try getting a staff job rather than freelance. The pay might be lower if it's Nigerian, but it'll be a consistent income. The pay is much better if foreign, but the stakes are much higher. 4. Try pitching to companies without a blog and hope they take you on. The market is much more diverse now. Writers must shift their focus as long as no platform actively calls for writers like before. That's just my take, anyway. |
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dmkara:Again, I do not want to sound like the killjoy here, but research and reality can differ. I revert to your first example of a client who paid you $350. He probably spent on a professional editor to look through his book; in many cases, editors charge at least half of what a writer will charge, in some cases the exact amount and, in rare cases, twice the amount. Let's even say he spent $200. Then the graphic designer, a blurb writer, an assistant or wherever whoever added all of the images you said he added, let's even hypothetically say he used only royalty-free images, i.e. stock images. I started as a writer in the self-pub industry in 2018. A good book, as you say, will require these services Topic research - if you are hiring a book researcher who will also do chapter structuring, you are looking at $150 Writing - minimum of $300 Editing - Average of $200 (If the editor is also formatting and imaging, then that's even more expensive) Proofreading - Minimum $80 Graphic designer - $50 minimum Burb writer - $30 Book reviewer - $20 You are already at $830 to get a standard professional book with all the critical hot features for success. If you sell at $1, you must sell 800 plus copies to cover up. You might need to restructure if you post on another site, so another cost arises. You'll need to invest $1000 to prepare a good book for the market. How many books sell up to 1000 pieces, even from multiple sites? I have worked in every field I listed above except graphic design since 2018, so I am talking from experience. Again, please do not think I'm discouraging you, I just always tend to get a tick when I hear people say if this isn't succeeding then you must be doing something wrong just like you just posted @dmkara. Sometimes, you can do everything right and still not sell. So, as much as you want to go into self-publishing, remember that you can check all the boxes, spend all the social time building engagement if you choose not to invest in advertising, and still not break even with how much you spent. A good book requires good hands, and good hands cost a lot of money. Even if you get Nigerians to do all the jobs, pros will charge you well. The chances of earning as much as you spend are low, but there is always a possibility. That being said. I look forward to seeing authors here succeed. As an author once said to me, publish a book because you want your ideas and opinions out into the world, not because you want to make big bucks, if you manage to do both then raise a glass to your self. book will cost on average $1000 |
I genuinely believe that many foreign clients are making a reasonable sum from ghostwritten books, but I've done Kobo books and written for foreign clients through many platforms. One thing no one will tell you is that clients who sell well also spend heavily on ads and marketing. Don't get me wrong, I'm not saying that people can't just make good sales for their books, but much like how social media content creation is hyped for paying millions, the hidden truth is how much is spent on adverts to get the sales or reach the public can see. Kindle, Kobo, etc., all have advertising services that many authors turn to. And to be realistic, many of them do not end up making a lot because ebook sites are competitive; millions of books are published yearly; what are the odds that yours will somehow catch the attention of the audience organically, even if it does what are the odds that yours will become a best seller that makes over 100,000 sales. Once you do the maths and realise that most ghostwriters are looking for money to pay bills and survive, you'll understand why people still write for $350 per book rather than risk becoming self-published. And not to be a downer, but bestsellers were not self-published. Traditional publishers still hold the highest percentage of best sellers. Do you know how much is spent on advertising alone? A couple of months back, I was researching how to start an indie publishing company, and no matter what you think you want to do, advertising takes up a bulk of every book production process. Make no mistake, most writers here know that being an author pays, but they also know it's not easy. When I wrote my first book and was pitching it to agents locally and internationally, one of the communities I stumbled upon in my quest had a question from another new author, who had gotten a traditional publishing deal with an upfront of $5k, and then royalty only after selling out the upfront in books sales. The author was wondering if it was a good deal, and more than half told him to take it; eventually, one person explained that the chances of books sold at $5 to $15 selling enough to cover $5000 are very slim, and after the first year post-publication, the chances drops by more than half. If it succeeds, then great, but if it does not, at least he had $5k from his first published book. And this is from a foreign traditional publisher. Another point I want to call out is, for most of these foreigners, $5 - 15 isn't such a big amount that will shake them, so they can comfortably spend on it. Also many of these authors have large clicks on social media and privately, I remember working with one that said he would get his relatives about 15 of them to buy first and then probably friends from social media, hopefully they'll get others to buy. That was his hope. For Nigerian, $5 is what? With dollar exchange at 1400 that's about 7k plus. How many Nigerians are willing to spend 7k to buy a book. And if I remember correctly all these ebook self-pub sites do not accept Naira, and the bank card limit is about $20 now or less, so if I manage to have $20 what I'll want to do is buy book? Dollar that is hard to buy even if it's now in circulation. Until there is a self-pub site that works with Naira, Nigerians will keep suffering the result of all the online limitations our policies set for us. However, I truly believe that everyone's destiny differs, and you might be lucky to have your book sell well organically. While we all pray for that big break, let's still get the freelancing gigs, because rents must be paid, and food needs to be on the table. |
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