₦airaland Forum

I have a God-son who i do send errands regularly and also do give advice occasionally.
Due to scarcity and struggling, he ended up dating a single mother of 1....A young man that was changing girls during his active days when still collecting money from parent and elder ones abroad to flex but after graduation, everything stopped.
Rather than calling family members for help and regular finance, now they scold him of being lazy and should be the one working and atleast giving back to his mother.
Life starts at the end of our comfort zone.......Going forward, his life started spiraling downward.
From a guy dating young hot girls to a man struggling and begging to tame down a single mother of 1.
Red flag 1...............................relocated to lagos for job search and staying with the lady.
On no condition should you pack to a lady's house to be feeding you and housing you.
Things started smoothly initially but as time goes on and he was struggling with a 30k private school teaching in lagos while lady selling okirika in market, she started drawing back.
Became moody, occasional mood swings, followed by closing legs ....no more sex followed by occasional outburst, insults, quarrels etc
I know how many times he has called me with tears, how he has sacrificed alot for the lady. How the lady was crying and begging for him not to dump her at their initial dating stage because she is a single mother and now, the lady went for a 3 months course in home care and working in Lekki as a house girl with her own BQ earning 150k per month.
Now lady is tired of him and says she is no more interested. He is lazy and unambitious blah blah blah
I just pity him

Relationship no hard, Na you wan date Jenifer.

Relationship is just like friendship too. You don't force yourself on guys who don't value you or don't want you in their click. The more you force it, the more they ignore you.
There are always women at your level or below you who won't give you headache for dating them but most times, we always see these ladies far below our taste or who we won't be proud to walk with in the public because we feel, our friends or family will be disappointed in our choice of women or taste.
So we end up wooing and toasting Jenifer for long, impressing her and even when we start dating her, we are always worried about her movement, phone etc. We are always scared of her leaving but sooner or later, she will leave and we become depressed and bitter.
Relationship no hard, na you wan marry Jenifer

ositadima1:
Your analysis is inaccurate because it relies on hindsight bias. While there is only one popular way to invest in foreign currency, there are multiple options when it comes to stocks. Selecting OKOMUOIL after the fact is biased. Instead, you should use something like the NSE index for a more balanced comparison.

Okay bro.

Let me redo the calculation using the NSE index and compare.
2024 = 97,000 and 2014 = 35,000. 10 years Cagr = 12% which will give us = 5m naira in 10 years.
My calculations are not totally accurate, just a guide or reference

EFFECT OF NAIRA DEVALUTION ON RETURN ON SHARES

The 10 years CAGR of naira/usd from 2013 to 2023 ( 160/usd to 760/usd) = 19%
The 10 years CAGR of naira/usd from 2014 to 2024 ( 180/usd to 1750/usd) = 29%
Which means, if you had converted your 1.6m naira to 1,000 dollars as investment in 2013 and changed back in 2023, you would have gotten 7.6m naira at rate of 19% increase per year or 17.5m naira in 2024 at the rate of 29% per year.
If you had invested the 1,000 dollars in dollar fund yielding 7.5% per annum (stanbic dollar fund rate), then it would have been 15.7m naira from 2013 and 36m naira from 2014.

if you had traded that same 1.6m in a fundamental sound stock from 2014 to 2024 e.g Okomu -
the 10 year CAGR from #35/2014 to #366/2024 = 30% per annum = 22m naira. If we factor in dividends yield of 5% for 10 years Cagr, then total return on investment will be 35% per annum = 32m

JESHAL007:
You tolerate nonsense because she's fyn, she's your spec, you endure her rubbish attitude, you endure nonsense because you are blinded by romance, you really like her that badly shebi, lozz z , you be foool


You go suffer shege

Na the word "shege" wey you dey always use dey sweet me pass

MuMuOnBail:
Na wa ooo


Thank god for people like me that is already married to a wonderful woman, she is my queen, my world and my everything.
She gave me everything including two cute, beautiful Stars and Angels worth more than gold, diamond, platinum put together.


I am so much privilege to F*ck all this generation girls, ladies, women and B!tches dastardly and bastardly (Married and Unmarried).

As I have been doing, I will keep on twisting, stretching and expanding their over used kpekus for their future yahoo and SIMP husbands.
I will keep cumming in their mouth, on their face, I will not stop to ravage their A*sses & P*ssies, I will keep on pressing and sucking out everything left in their bathroom slippers breast and render it milk-less for their unborn children. I will cum raw into their p*ssy get them pregnant and pay quack doctors to destroy their womb for their useless SIMP yahoo-yahoo husbands.

I will invite my friends, staffs and neighbors to ride a train on them (With their consent) After paying them very well!!
I will make sure their Kpekus become so wide like the Brazil Maracana Stadium

As this generation want to be useless. People like me will keep on making it happen

Hmmmmmmm

illicit:
I met one girl at church... Looks cool and decent

Kaduna girl

In this Abuja, do u wanna hear wetin she do last Christmas

😳

Wetin bro?

Abeg tell us

MrNipplesLover:
Real love died about two decades ago...

I've been a hoe hunter and runs girls fvcker over 2 decades ago cos I figured how today's gonna be...

My last relationship was in early 2000s...

If u can't foresee the future, u will be misplaced...

In the next 5 years, na runs go remain as the only lucrative venture to the girls...

The reason why people like me go continue to remain relevant to these hoes...

We go fvck ourselves tire...

TOPCRUISE:
Na mumu dey fall in love is the reply for their defense. Women love men whether they are crook or villain so far they have the resources that can intimidate others.
Later when this over-ravished fairly used ladies realize that they are no longer getting younger they will now want to settle down for a God fearing husband that doesn’t cheat while others will now give green light to that nice and serious dude they turned down his proposal years ago

Aye greenlight o ni daa... To hell with their greenlights

idahme:
It's not worse, the condition is both parties are already dating but one is willing to get married because basically whether she has something or nothing it doesn't affect her willingness to get married while for men it's usually not so that is why commitment is harder for guys than ladies. If the reverse is the case commitment will be harder for ladies than the guy.

The person who needs little or no finance is more prone to look for commitment because little is at stake while the person who has the money is more prone not to commit because a lot is at stake.

This is why even rich countries drag their legs to mingle with poor ones or accept open border scheme like what the African union wants because the poor countries will always flood the richer ones.
South Africa is one of the countries against African union open border program because it doesn't benefit her much while Benin rep, Togo, Nigeria are the ones cheering the program most.
I have the PDF on this but can't be shared on nairaland

Wealthoptulent:
So have you toiled to get one ?
You can check TEMU or Ali Express



once their Customer until i received my very fess Parcel
i dont think they ship to Africa

Is Temu not delivering to Africa?
Just bought two clothes from them yesterday and I hope they will deliver.

musicwriter:
I was 29 years old when our mother left. And ever since I became the breadwinner of the house.

But I had a choice to just carry on my own life, instead I sacrificed my own aspirations for them to make sure they go to school, feed, etc. Example; I wanted to take up a part time in UNILAG then, but couldn't just do that anymore.

I never knew what was called a girl friend as I actually lived like a parent already. I could have got married at that point but I didn't. I remember the same friend asking me to get married then but I didn't. He once told me that "if you could take care of these people, then you can as well get married now." But their upbringing was more important to me.

Long story short, when things went sour for me, those that are male vow that I've never helped them in my life. And they're living on their own now. Those that are female got married within a couple of years. So, at the end I realized they could as well survived without me.

Now, I have no serious interest in getting married cause I feel I'll be taking up a responsibility that I already passed many years ago.

Finally, it's not as if I regret it but the attitude of some of them today makes me seriously consider whether that was the right thing to do on my part

You know, your story touched me. Reason why am a bit cold nowadays.
They say I am very selfish now and self centered and Yes, I am and boldly proud of it.
I have come to realize that people are users. If you allow them, they will use you, use you and use you until you are left with chaffs and then they will dispose you.
Family oo, friends oo, pastors ooo.. all of them and at the end of the day, do you know what they will say? The same old statement - what have you done for us?
Have heard this many times from my Dad, Mum, girlfriend, brothers etc and now I am more focused on my life.
I roofed my parent building for them to relocate from face you and slap you rent apartment to their own house, bougth them Nissan Pathfinder, did many things, contributed in sending my immediate brother to UAE on work visa and many more and what did I get? What have you done.
I am patiently waiting for my dad to alter that statement again and he will be surprised how am going to explode at him.
You are a pensioner earning 50k in today's Nigeria and am giving you 100k extra per month aside pumping machine is bad, generator is bad etc that I do fix yet this year alone, he has altered that statement like 3 times saying people always think am the one feeding him - is it your salary feeding you?
I don't know why people are so ungrateful by default.
Have heard my uncle's alter that statement to my mum after all she did to bring them from village to city and have heard that statement said to me too.
It is a crazy world

queenkaylio:
VISA ALERT WITH TIMELINE

June 6, 2024
I submitted application for Visitors Visa together with my wife. I submitted it online on the IRCC Portal

June 7, 2024:
I received Biometric Submission Letter for both of us. Note that I used my account to apply for my wife and I.

10 June, 2024:
We submitted Our Biometrics ar the VFS office in Abuja

******VERY LONG PERIOD OF SILENCE******

25 November, 2024:
Visa approved on the portal and Passport Request Letter as early as 5:30am

25 November, 2024 by 11:30am:
My wife and I submitted our passport at the VFS office in Abuja

27 November, 2024 at 2:45pm: We received notification of passport Collection from VFS.

28 November 2024 at 11:30am: We arrived at the VFS office in Abuja and collected our passport.

**I was given 10 years. My visa will expires in 2034

** My wife was given 2 years because her passport had only 2 years left before expiration.

Thought it was a very slow process that took us about 5 Months 3 weeks, the final result was worth it as I won't need to apply Canada visa again till 2034.

NB:
** It was our first Canada visa
** We Visited UK once last year and still have 2 years valid UK visa in our passports.
** We recently visited Australia in February this year (2024) and had a 1 year Australian valid Visa.
**We've also visited Turkey, Dubai and Maldives in 2022.

Hope this timeline can help someone.

Congratulations bro.

How did you get the UK 2 years visit visa?
Really interested

motayoayinde:
E be like say na small difference dey between the Syrian army and the Lebanese army.

Many of these countries are not different from our own Liberia, seriea leone, Gambia.
Even isreal itself is not different from them.
Stop the huge funds and weapons going there and see isreal turn to a shithole trying to sort her bills and struggling to fight off external bodies

papyjaypaul:
When manager made us work late at night only to wait for his wife to meet up then we can close.

Any company where you cannot leave when it's time to leave until oga goes is not a company, you are the one keeping them company.

CaveAdullam:
Yes.

Waooo.
That's good.
About having steady capital, why not consider mutual funds?
I am doing mutual funds and I am sure of a steady 1m every month which I can channel steadily to stocks.
A good passive income gives rest of mind.
That means even when sick or bedridden and physical biz collapse, you can be sure of atleast 1m per month to keep the family afloat make God no shame us

CaveAdullam:
That's a good move.

In cryp_to, you trade what you can lose in peace.

For me, I'm planning one side hustle for consistent capital. We either go hard or we go home - the prodigal son dilemma.

META is the parent company of Facebook, Instagram, and WhatsApp.

Thanks.

Okay.
So you have meta stock and s & p index stock?

CaveAdullam:
Managing your physical business from afar takes a special kind of grace.

Humans are gross incompetent with their own portfolio not to talk of handling the business of another man. It takes great integrity unknown to men to push the business of another man to the next best level.

Poverty, improvidence, and ignorance is the negative stimulating factor. Eyes too big for small and too small for the big wins. Sad.

Had some Nigerian stocks but sold out. Because from talks online, NGX is a "bad move". Had to convert to S & P and Meta for now. However, with good trading strategies, trading NGX will always bring good profits.

The Cryp_to space is highly volatile. Except you are going to HODL good tokens like BTC, ETH, SOL, etc.

For trading cryp_to, you got to prepare for war. It's like WWE. You will be beaten hard in some fight, and lose. You'll fight some and win. You'll fight well and still lose. You'll just do some acrobatics like Ray Mysterio and win in 2 seconds. You just have to plan for the best and prepare for the worst.

Kudos, chief.

Hmmmm... If it is too volatile, then I will just stick with NGX and NYSE for dollar purpose while I use maybe 10% for trading crypto and learning it.
Which one is Meta?

CaveAdullam:
Even you, senior man.

Lol.

The thread has turned to my breakfast.

The Bull Run has a way of waking people from their slumbers. Till its Bearish season again when the chaffs are separated from the wheat.

My interest is keen now, however.

And as for Ilegendd, man is too good. Extremely good.

Kudos to the OGs here.

Bro, no be small thing oo.
Have been diversifying most of my investment from physical businesses to investments I can manage and control myself from anywhere I am in the world.
Tired of running businesses from afar. It is mostly filled with mismanagement and corruption.
Nairaland has been a great help in the transformation.
There are nice threads and sections on nairaland with so many life-changing information aside the romance and politics sections.
The stock trading section as really helped me a lot. In just 3 months, I made 100% on my investment trading ucap stock and many more in my portfolio.
Easy access to loans nko using my stock as collateral.
Now am shifting my focus on crypto too.

iLegendd:
I post haphazardly with three known accounts, especially when the others are banned. I even created a dump Google site where I dump my posts to keep them organized, but it's not everything that has been posted.

You can get started with the site or read my 2021 or 22 beginner's guide. 95% of what is there is still applicable today.
https://www.nairaland.com/6504311/crypto-total-beginners-guide-how

Okay, thanks.
I will start from the link you sent

essentialone:
Blessed are those who have no daughters. For they will never be disgraced publicly.

iLegendd:
To those who followed up on the CMC, Crypto Rank and Dropstab class on how to sort coins, here is your personal assignment.

Using Dropstab or CR or even CMC, find all the coins within this market cap range and have perfect or close to perfect tokenomics + a minimum of 1million volume of transaction in 24 hours.

0. 1-9millon Market Cap

1.10-19m
2. 20-29m
3. 30-39m
4. 40-49m
5. 50-59m
6. 60-69m
7. 70-79m
8. 80-89m
9. 90-99m
10. 100-199m

11. Unavailable

12. 200-299m
13. 300-399m
14. 400-499m
15. 500-599m
16. 600-699m
17. 700-799m
18. 800-899m
19. 900-999m

This assignment is quite easy.

Example, if we are searching for 1-9million MCap coins with good tokenomics, we'll need 6 important menus.

1. Market Cap 2. FDV 3. Circ. Supply (%) 4. Volume24hrs 5. 1 YR Chart. 6. Exchange or Accumulation.

Mine is more than these 6, but they're the most important for this search.

You didn't the above in the Layout section, so it's time to switch to the Filter section to set the MCap range, the FDV range and the 24hrs volume minimum price, which is 1m.

Tip: In the FDV range, set it from 1m to 10m instead of 1m to 9m like the MCap. Why? We don't want to capture too many coins with bloated and terrible tokenomics. Though, you can capture them, but you'll layer sort it by Circ. Supply ($). Those with 100% or at least, 80% will be selected. 

Below are coins with perfect tokenomics under 1-9m Mcap. Is that the end? No.

You need to weed out old ones of 2021 bullrun and focus on 2023 and above or better yet, 2024 and above (referring to these lower MCap coins).

After that, you'll need to check their 7 day (7millon minimum) and 30 day volumes (30m minimum), their social media presence and is there a big YouTuber shilling it?

Does it have a big team or community? Are they listed in at least, a manageable exchange at the moment? Is it a trending and popping narrative? etc.

In the end, you'll pick 5-10 winners from 1-9m MCap coins. Do the same for 10-19m MCap till 999m MCap.

I come from a background of research and this helps stay ahead of others.

It's boring, but it's rewarding in the end.

Coins below 1million with good tokenomics and no loopholes for rug pull should be bought on Dex, not Cex.

Thanks ilengend for your contribution on this thread.
You have done well.
I am just developing interest in this crypto, kindly direct me to the beginning of your class and assignments or home works.
I am really interested

JayyXXX:
Open a diary for this.

HesInMe:
With respect, these kinds of comments are infuriating. Stop pretending you have a Palantir, a God-given insight into the future bestowed only upon thee.

We need to do better as a group. We're not doing talisman investing. Tell us the investment case you see for Oando -- one that we can all analyze. Ordinarily, a company with the horrendous track record Oando has -- poor management, high indebtedness, uber-complicated financials, byzantine (I dare say, corrupt) deal making, and negative shareholder returns -- should have no prayer in this market. It's not "Wale-hate."

Na WA with different grammars.... Uber-complicated, byzantine deal making... Hmmmm

Streetinvestor2:
The problem of this country is not just the leaders. It is equally from the followers. You will see the truth you will not want to say it because you hope to benefit or don't want to say it because it may hurt you.This guy man want a way to write off the debt he has acquired via back door.All he want is for us to vote so that it will look legal. It is high timed efcc invites this professional yahoo man.
What he want to do is trying to write off this monies as bad debt simply via yeye shares given in it place.why are the banks being owed by oando not asking for oando shares to relief debt on onado head.Na the money we want not any kind yeye shares.

Omooloriredade:
NGX Loco index

WrriterNg:
⚡France says it will not honor the ICC decision on Netanyahu's arrest warrant, citing Israel’s non-membership in the Rome Statute, despite France being a signatory to the treaty.

If US is not a signatory to ICC nor is isreal nor Russia, then who are the African leader foools who dipped their hands in it?
For what reason actually?
Why will does who formulate an organization and have been using it to clamp down on others not in that organization too?

pdozie:
Everything you said here is validated by Data

I didn't even look at the chat before making that comment.
I wrote it from past experience.
I was into catfish rearing, poultry, rabbit before with my mum.
So I do go to feed mill to pellet feeds locally and sometimes we buy ready made ones from companies or imported.
So I have idea how the prices fluctuate between harvesting season and scarcity season.
GNC (groundnut cakes), Soyabean meal, PKC (palm kernel cake), maize etc are feed ingredients we use to make feeds.

JESHAL007:
That gal you idolize another man is currently fuvking shege out of her body

Sunrisepebble:
I don't know if its because I've found love for the US market in recent weeks but NGX really lacks depth, outside of UGAZ and some other 10 or so stocks, nothing is really worth considering unless some new information presents itself. We really need a lot more listings

Honestly, we really need more listing.
Probably they can force companies with a revenue of atleast 1b naira to NSE and 500m to NASD.

I am looking at the US exchange too, so so many opportunities