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Eph12's Posts

Nairaland Forum › Eph12's Profile › Eph12's Posts

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European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by eph12(m): 11:08am On Dec 29, 2016
Spy360:
Who e epp?
Allow Sanchez to choose who him go prefer, whether na giraffe or King Ibra abi coflin or Legend Carrick
Investment › Re: Bitcoin Investment by eph12(op): 9:40am On Dec 29, 2016
Do you know you can shop on overstock newegg ebay amazon with your bitcoin and have your items sent to your doorstep? Do you know you can get a bitcoin atm card that can be used to withdraw directly from atms around you?

Whatsapp 07033771198 let's discuss wink
European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by eph12(m): 9:30am On Dec 29, 2016
elrony:
They would rather retire than play for that hopeless club with a turkey of a manager cheesy
grin grin
Is that wenger? See as him dey disgrace spy360 upandan cry
European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by eph12(m): 9:18am On Dec 29, 2016
Spy360:
Na lie.

If I get to two guys I would be stuck on 6th right now.

No reproductivity. SMH. sad

Carrick and Ibra are biatches.
kokaneprodigy:
No! If we have those two, we'll be sitting 6th and become monitoring spirits.
With Carrick in the team 9 wins two draws. Ibra already has how many goals this season?

If wenger just read for goal.com now say those two no go sign another contract he go outbid china o
European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by eph12(m): 8:32am On Dec 29, 2016
kokaneprodigy:
walk kor Paul Walker ni
Go and play with your toys, this is beyond your understanding tongue
European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by eph12(m): 8:31am On Dec 29, 2016
Spy360:
Menopause nor mean say you nor fit do. The problem is productivity, or reproductivity as the case may be. cheesy cheesy cheesy
Na same thing we dey talk. If to say you get those two guys you for dey top league by now and not praying for United to drop points so your 4th position no go dey under threat.
Business › Re: Dangote Loses 32% Of Wealth In 2016 – Bloomberg Index by eph12(m): 7:37am On Dec 29, 2016
supereagle:
MMM Nigeria are are crying. Please learn from the man please.
What have you learnt?
European Football (EPL, UEFA, La Liga) › Re: Arsenal Fans Thread: The Red & White Army: 2025/2026 EPL Champions! by eph12(m): 7:17am On Dec 29, 2016
Spy360:
Nor menapausal men... cheesy cheesy cheesy

eg Carrick na Ibra
You no dey shame. These same menopausal men go walk into your first team.
Career › Re: What Are The Prospect Of A Bsc. Physics by eph12(m): 1:00pm On Dec 28, 2016
Very bright prospect. He should come out with a first class first
Christianity Etc › Re: "Buhari Will End Recession In 2017" - Olumba Olumba by eph12(m): 12:55pm On Dec 28, 2016
Nma27:
Lies!
Lies or you don't want it to happen which one?
Politics › Re: Person Of The Year Award Goes To......PMB by eph12(m): 8:37am On Dec 28, 2016
Caseless:
what were you trynna say in your post?
That the writer is wicked of course
Politics › Re: Person Of The Year Award Goes To......PMB by eph12(m): 5:43pm On Dec 27, 2016
Caseless:

you can go and do this
===>>>
I'm not the writer of that article. I'm not Bayo Oluwasanmi
Politics › Re: Person Of The Year Award Goes To......PMB by eph12(m): 5:19pm On Dec 27, 2016
sarrki:

What is the wickedness?

May God open the eyes of Understanding of wailers

Enemies Of the Nation will Doubt it

God Bless Muhammadu Buhari

God Bless Federal Republic Of Nigeria
Only understanding? What about wisdom and knowledge?
Politics › Re: Person Of The Year Award Goes To......PMB by eph12(m): 5:17pm On Dec 27, 2016
blackfase:
Lmao cheesy. Did you read the message at all? No you didn't, i kno its a lot but try and read, the last paragraph to be precise.....
Read everything? Haba! The story is too much na. Somebody should summarise jare
Politics › Re: Person Of The Year Award Goes To......PMB by eph12(m): 5:00pm On Dec 27, 2016
Some people are just wicked embarassed
Foreign Affairs › Re: BREAKING: Finance Minister Sacked, Ministry Split - Vanguard by eph12(m): 4:17pm On Dec 27, 2016
Nwabobo

Politics › Re: The Real Condition Of Bad Roads In Anambra State(am In Tears!) by eph12(m): 9:22am On Dec 27, 2016
Chef2000:
My younger brother said he took this picture in the rainy season and i plyed this road day before yesterday and nothing i mean nothing is going on, on the road, which means when rainy season is back this is how the road will look like.
So this means this pictures were not taken by you but your brother some time ago? Why don't you take a more recent one since you're there right now?
Career › Re: Interested In Building A Career In Human Resource: Need Advice by eph12(m): 1:09pm On Dec 26, 2016
Go for CIPM
Investment › Re: Bitcoin Investment by eph12(op): 12:55pm On Dec 26, 2016
Japhoriko:
for more information on bitcoin investments at bitcome, please call or add me on whatsapp and I will guide you. 08094175193
Those sites that promises you bitcoins without doing anything will take your bitcoins and disappear. I only pity those that will fall victim because of you.

Always research very well about a site and they should have at least one social media account. Check how long they have been operating. Their longest life span from experience is 1-6 months. At the end they all go the same which is prevent users from withdrawing their investments.
Romance › Re: Is Your First Love,the Truest Love? by eph12(m): 12:13pm On Dec 26, 2016
What's true love?
Investment › Re: Bitcoin Investment by eph12(op): 11:49am On Dec 26, 2016
MicroBox:
Guy stop behaving like as if you know it all?
Your research is shallow, I will urge you to make more research on bitcoin before coming online to pose as a consultant. .
Been making lots of researches about bitcoin and will drop my findings in my whatsapp group later today. What's your number so I can add you?
European Football (EPL, UEFA, La Liga) › Re: Official Manchester United Fan Thread:''20 Times EPL Champion by eph12(m): 11:47am On Dec 26, 2016
iheanyi40:
Ruudie sef, so u want make moyes win bah undecided grin smh huh
I heard they celebrate draws nowadays but he shouldn't worry because he will stop watching after 1st half sef. No way we dropping points today
Business › Re: Yuletide: How Banks Cashed In On ATM Malfunction - Daily Trust by eph12(m): 10:52am On Dec 26, 2016
insecticide:
If you don't have a booklet then you'll be charged for a slip OTC, which is #50 at the bank i work.
Which bank?
Business › Re: Yuletide: How Banks Cashed In On ATM Malfunction - Daily Trust by eph12(m): 10:50am On Dec 26, 2016
Einl:
Demand was greater than physical cash available.
When your girlfriend breaks up with you...why didn't you anticipate it? That's s minus on your part.
Girlfriend break up with me? grin grin grin grin grin grin grin grin

But seriously you guys never knew people were going to celebrate Christmas and New year? In a country like Nigeria that spend a lot during festive periods? Interesting
Business › Re: Yuletide: How Banks Cashed In On ATM Malfunction - Daily Trust by eph12(m): 9:49am On Dec 26, 2016
insecticide:
I was surprised when i saw the thread. I work in a bank as well and nobody charges a dime for OTC, all one has to do is get a check or savings withdrawal booklet which has over 25 slips each.
On the ATM issue, there are threshold for each terminal so u can't just load an ATM with any amount. At my bank, the threshold is 3m per terminal.
Maybe at that instant they were not with their withdrawal booklet. And some people like me don't even collect the booklet because I believe my atm should be enough for me.
Business › Re: Yuletide: How Banks Cashed In On ATM Malfunction - Daily Trust by eph12(m): 9:46am On Dec 26, 2016
Einl:
This is poor journalism. I work in a bank. No bank charges for over the counter withdraw with your cheque book.

No bank likes a crowd in their banking halls. It's part of a branch's score for having a crowd in it's banking hall. Each bank branch is rated for the number of customers in the queue. So the less, the better.

The reason for the ATM issue is that demand for withdraws were more than than the ATM could cope with. Then the Federal government paid on the 22nd and 23rd. Then all those government workers were trying to withdraw to buy Christmas things.

And some goats were saying that banks don't have enough money. Yes. They don't have enough PHYSICAL money to put in the ATM to meet demand. CBN hasn't printed new bank notes this year. And all the mutilated money has been moved out of circulation. So there is less physical cash in circulation. Doesn't mean banks don't have money.
When should government have paid salaries? After Christmas? That nobody could have anticipated this in the banking industry is a minus on their part.
Politics › Re: 2017 Budget: Upkeep Of Presidential Jets Gulps N2.4bn by eph12(m): 7:42am On Dec 26, 2016
martineverest:
maintenance of private jet is very high,let alone presidential jets.

Its so weird that average 'eduacate' nigerian youth just criticise with taking time to find facts
In a country that has 70% of its citizens living below average?

By the way I thought some of the presidential jets have been handed over to the NAF? How come the budget is still higher than last year or are they planning to increase the exchange rate?
Investment › Re: Bitcoin Investment by eph12(op): 10:44am On Dec 25, 2016
Happy Christmas everyone. Have fun and stay safe
Nairaland General › Re: News Makers Of The Year Ending 2016 by eph12(m): 1:43am On Dec 24, 2016
On nairaland? Snake number one ask lala if you doubt me

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