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It's true that we don't know what we've got until we lose it, but it's also true that we don't know what we've been missing until it arrives.

Today's Inspirational Quote:

"There are generations yet unborn, whose very lives will be
shifted and shaped by the moves you make and the actions you
take."

-- Andy Andrews

"One's dignity may be assaulted, vandalized and cruelly
mocked, but cannot be taken away unless it is surrendered."

-- Michael J. Fox

Today's Feature: Money Saving Tips for Buying Electronics

Tip #1 -- Do your research
Before you venture out into any stores do your research and know what you want. Do you want a plasma or LCD screen TV? How much storage do you really need on a new computer? How many pixels should your new camera have?

By educating yourself before you start shopping, you know what features your new electronic gadgets needs to have. You know what's important to you, and what's not, and you can do without.

When you arm yourself information, you don't fall prey to sales people who try to up sell you products and special features you just don't need. Do your research and be aware of this before you start shopping.

Tip #2 -- Extended warranties
We live in a throw away world. Combine that with the fact that most of our electronics are reliable and you just don't need to spend the extra money on extended warranties. Beware of stores who try to sell you one large package warranty of things you probably won't need. Most of the services included in these warranties like tech support and free online backup for computers are better if you buy them as needed.

If you use American Express and other gold or premium cards many of these automatically double the warranty that comes with the electronic. Check the details of your credit card and see if you have one that automatically offers you these benefits and don't buy the store extended warranty.

Tip #3 -- Follow the crowd
You will find that the best deals of the year when buying electronics is on the "frantic" shopping days like Black Friday. You may not want to brave the crowd, but if you're willing, you'll find some of the best possible deals.

Tip #4 -- Haggle
Most people walk into their local electronics store, look at the price tags and pay the full amount. What they don't know is that the store is willing to "haggle" and will often lower the price if they know they can make a sale.

Ask to speak to the manager and give him the price you are willing to pay. You will be pleasantly surprised how often they will lower the price.

Tip #5 -- Ratings
Before you make any decisions about which brand of electronics you need, research and review all the models available. When you find a company that repeatedly gets high scores in quality, you can be sure that your electronic will have that same high quality.

Once you decide which new electronic you need, do your research, check the ratings, shop the sales, avoid expensive add-ons, and don't be afraid to haggle. By following these helpful tips, you can be sure you're getting the best deal when you're buying electronics