Allisgud:
a #10m millionaire here is a poor man over their

Cos standard of living isn't same. What the 10m man would do with that money here would not do anything over there. We pay less taxes here, pay cheap accommodation fee on much better facilities here than they do over there. Check out a 2 bed apartment price in Ikeja yearly. That's what they pay for rent monthly over there.

Na obi cos am. See as they'd shift goal post and be talking of how much obi took as loan when he was Anambra governor.

These people messed everything up with propaganda. Nigeria isn't the largest economy in Africa anymore

SIRTee15:


Oga rest, Only 13,000 new cars were sold last year in naija.
That's how depressing the new market is in naija.
South Africa sold 300,000 new cars, Morocco - 140,000 while egypt- 130,000.
That's why no car manufacturer is building anything in naija. Its also the reason imnoson and other domestic car assembly will struggle to breakthrough or become competitive enough to take on global car manufacturers.
Without car loan, no country can have a viable car manufacturing sector.

And don't make it look like Nigerians are rich enough to afford to pay for new car in full. They don't - Nigerians are poor, that's why only 13k new cars were sold last year.
Note- I mentioned new cars and not used or tokunbo.
So I really don't understand the pojnt of your bragging.

https://www.focus2move.com/nigerian-cars-market/

You're not getting my point. The SA you mentioned, they didn't buy them outrightly, it's on loan. Even students aren't left out over there. There are people here too who can embrace a car loan option but aren't doing so. Apart from the fact that people don't like anything debt, our system isn't made for that yet. Maybe with government orientation on people, those who would prefer to take a loan would embrace that. I remember when I was telling someone about an atm in Nigeria in the 90s. He said thieves would take the money away, that we can't have atms in Nigeria. Today, nobody says that anymore.

I know of a few friends who can afford new cars but prefer to be driving their old but well maintained SUVs. They don't want to get noticed cos of insecurity in town. You can't say someone who owns 2 hotels in lagos eith 3 children can't afford a new car or take a loan for a new one. Orientation needs to change , for those who may consider that. Are you saying Morocco or egypt that you quoted have richer people than Nigeria of over 200m population?

shaybebaby:

How much?

Google a the cost of a plot of land in Ikeja GRA.

femi4:
You ve not answer my question. Are those struggling for palliatives building ? And you say we are rich

You should know when I talk, I don't talk of the poor amongst us. They're everywhere on earth. It's just like asking you...are those depending on food banks over there building?

Kingju:


How many people dey travel for naija comparef to people wey dey jand? Who tell you say dey can't afford to travel more than us?

I tried not to spill the beans but I think I should...each time I visit Disneyland Adventure in LA, I hardly see blacks not to talk of Nigerians there. Na so so white. One day I asked myself, don't blacks too enjoy life?

There was a day I spotted a blackman. The way we looked at each other was strange. I'm sure he must be thinking...so a blackman like me too is seen here today. Its same experience everywhere in fun and tourist sites. Where are they? You have the answer.

Fearyourcreator:

See as them dey brag with pay small small house ... Nawa ooo

No need to brag. I have a house in a choose location in Lagos. Ask how much a plot is sold there nah. Why would you now build pay small small house on top that kain land?

femi4:
How many people can afford a bag of cement in today's Nigeria

Is it people that govt is supporting with palliative. Nigeria is not rich.

You can have any other challenges in the UK but when it comes to food, you are settled.

Go and sit down my friend. You're talking as if you've never stepped your foot on our soil before . Let the bag of cement hit 100k a bag, people are still building, everyday. Despite the cost of cement, did you hear cement manufacturers shouting of product glut.? A glut is when you have piled up goods in warehouse and nobody is buying. Cement isn't still sufficient, despite the cost. What does that suggest to you?

In 2014, a bag of cement was less than 1k. People complained, they said it was expensive yet, mansions kept springing up. I built my first house in an eye brow area of lagos when cement was 2,800. Forget the noise. Only those in the diaspora like my friend dey shout say bag of cement don cost say money sent home couldn't buy much. They have limited and fixed resources

chyzoo4u:
If you know your onions just like myself (yes, I'm bragging), you can own a house within a year in the UK unlike some discouraging stories some people like to tell.

The house you claim you can own within a year isn't yours yet, until you're done paying mortgage, maybe towards retirement. You could still lose it. Owning a house in that manner is deceptive. That's what they tell you once you enter mortgage.
Owning a house or anything is when nobody can cone ask for payment on it. Freedom it is, paying your money for it, 100%

donogaga:


And you think you are actually rich?

Smh.

Define the word rich from your own perspective.

I'd say it is...

Being able to afford whatever you need, with ease.

No bad debts or loan wahala hanging on your neck

Being able to enjoy freedom anywhere on earth.. that's a true definition of being rich

SIRTee15:


Let me ask U a question? With all your bragging, how many new cars are sold in Nigeria every year?

I'm not bragging. Its a reality. You may ask insurance companies that question or auto dealers. They'd tell you how many. Once a car is launched by the car manufacturer, in a matter of months, you'd see it on the Nigerian roads. The buyers don't go for APR wahala. They paid 100% , but over there, they spread payments with interests.

mediclife1987:


I'm a medical doctor currently thinking of either opening a hospital business- starting with a pharmacy, then building it up from there OR just using the money to jejely JAPA out of this country, cos the way Naija dey go no understand me again oh

I understand you. Why not engage in a group practice? Pull some trusted colleagues together and build a hospital. You may set up an ICU or a theatre for other colleagues to use and pay you buy a ventilator and rent out. Read about The Premier Specialists' Medical Centre @VI. Group practice pays if you can't afford to build singly.

Racoon:
Prices of food items have continued to soar across the country despite the recent rebound of the naira with food inflation and insecurity everywhere. Yet the zombies of the wicked government are still dishing out lies and propaganda

That propaganda no be here. Its too much

1Sharon:


You're not refuting my point. They prefer to buy outrightly because they don't have an option not to. Nigeria is still a cash economy they can't be trusted to pay back. When Nigerians travel, they mainly travel to hustle they hardly travel for holidays because they're still in survival mode. Only the rich travel for holidays, the average nigerian doesn't.

We're not on same page.

Nigerians buy outrightly because they mostly don't like to owe not that they're not trusted. Just like they do over there, every spllicant will be assessed and if they see you are credible, they sell the idea to you. That's what banks do here, same as auto and insurance firms. I got that option from first bank years back but I rejected it. How can I buy cars on loan and be paying additional fee called interest when I can afford it outrightly? I bought 2 Toyota corolla from metropolitan motors for our field work. Same applies to a lot of people here.

On travels, you can only find plenty of youths travelling to hustle cos they feel they can live better when they go there to hustle. Sadly, they are not seeing the opportunities foreigners are seeing which make them to keep coming in. A Chinese would come with a pair of shoes and a brief case. In a few years he's already a multi millionaire. Our logistics space has been taken over by Chinese while our youths are japaing, parting with millions in the hands of travel agents, same amount they could have started a logistics business with, for instance.

While schooling in America in those days I vowed never to stay back. I came back home to have my share of the market with Indians who once occupied the sector in which I'm quite relevant today. I can boldly say I own up to 45% of the market share, sending a lot of Chinese and Indians packing. The local content gave us a great advantage.

Those who do drop box for usa visa can't be said to be hustling. You've got to have travel experience by visiting usa at least once before you could qualify for that.

So, trust issue isn't the main reason people aren't getting loans to build house or buy cars. They don't just like indebtedness, that's our reasoning and if you ask me it pays off. No HBP, no depression or suicide, should things go awry with your income. That's one of the reasons suicide cases aren't common here, unlike what's obtainable over there. You build outrightly and pay for your car with nobody checking on you or threatening you'd lose your mortgaged house, which you've been servicing for years, cos you defaulted . That's peace of mind my dear. Nothing like it.

1Sharon:


Lol.

How many Nigerians buy houses and cars outright?

They don't give loans in Nigeria to buy these things because they don't trust them.

And how are you saying you travel more than them when your passport restricts you from so many places?

Abi how many nigerians dey buy cars on credit you bin wan talk

Come and see the rate at which Nigerians throng usa embassy, Canadian embassy, UK embassy etc for visa. You go fear nah. There's money in Nigeria for Nigerians to tour with. I remember a day i went to pick my passport at the DHL office , isolo which was dispatched by the usa embassy after a drop box application. Na that time I know say naija dey travel...no parking space that day. Most of the houses located in the eyebrow areas of our main cities were built outrightly. Our people no like gbese oo. They see it as a taboo lol. You sef know this

Who even goes to bank for loans to buy car? Which bank dey grant loan even with all the requirements being met? Nigerians prefer to buy outrightly. I was encouraging my friend who lives abroad recently to go and get my type of floor tiles. Guess what he said...na big man you be nah, na big man dey do that kain tiles oo. Tell me how many Nigerians live on mortgage? Mortgage that's not even there?

FYI, my passport ( speaking for myself) doesn't restrict me oo and I'm not tired of applying for visa which i always get with ease.

AfahaAbia:
Paying mortgage for another 30 years sealed!!! Nothing special about this. The worst place to own a home is in Western countries.

You just watch your income vanish even before collecting it. We're actually richer than most of them but na greed dey worry us for naija.

We build our own house with our money, no mortgage. We buy our own cars with our money, no need to worry or thinking about APR all the time, still buy air tickets and travel to where they love but they dare not travel as frequently as we do cos they've got bills to pay. Now tell me, who's richer?

Not unexpected. They used foreign reaerves to rescue dollar in a short term, and depleted it, still lying they never touched foreign reserves. Abi na snake go there go swallow am?

Only those who don't know tinubu in lagos will be expecting miracles. We know better

Once Obi's matter hits the front page, in less than 10 minutes, the thread go don enter 3rd page. A real definition of man of the people.

ElSudani:


Obi's face is glued on Northerners arse.
Religious warrior by night, borehole digger by day.

You mean the one preaching Muslim-Muslim ticket everywhere last year to deceive people? Those deceived have learnt a great lesson already.

Religous bigotry no dey pay . They've simply taken a back seat ahead of 2027, watching the propagandist with the type of tool he will use again to deceive them again. It's been once beaten, twice shy

Men should pity themselves by looking the other way

Zxcvbnmghtr:


Of course Obi is never a good dream to come true. He will forever remain a nightmare.

. I talk am.

Zxcvbnmghtr:


We are talking about petrol not beer.

Better ooo cos he remains you people's nightmares

Hope Obi isn't the cause shaa

If you lack items 6 and 9 on the list as a lady, it will rubbish the rest(if at all you possess the rest) . A a matter of fact, one of it is enough to rubbish the remaining attributes

bigslim213:
Bro metro digital is showing the same thing dstv is showing for all channels at 5k every month.na people no know as e dey go..just google metro digital u will see alñ u need to know..they won a case with dstv in court years ago..so yes..they show all epl ,la liga matches even serie A.

Tnx bro. I'd check it out. Dstv's monopoly needs to be taken out of the way.

MumEmdy:
Young boy your parent are proud of you.

me too dey very proud. Bully me I bully you.

Gentleman, we do know this for certain. Even though you've remained nightmares of the agbadorians

Na to go erect startimes dish now oo. After channelstv news, mtv and Universal movies with E-Entertsinment's Botch with Drs Dubrow and Nassif, i no dey do anything again for DSTV. There are great movie channels on startv, channelstv and E! Entertainment dey dia too.

Na football lover e go aggect pass

oluayebenz:


I'm so sorry.

Not intentional 😞

No offence my brother.

Thank you all for the insightful tips, advice and the info on how I could pay for my TRV application in November, when I came here to seek help. It was really helpful for us (myself and Tech unit head) .
We leave for Toronto, ON, tomorrow en route CDG for the training on the first-ever malarial test kit for all the IDPs in the country, those who can't visit hospitals to run malaria tests but can have all that done within 10 mins while they wait. We invented it in collaboration with a Canadian firm, who provided the technology back bone.

See you again next time for my TRV renewal . Tnx @ justwise for the good job and for tolerating everyone. I wish you all the very best. Keep the flag flying.

God bless Nigeria!

Signing out....

oluayebenz:


Continue typing nonsense.

I don't have time for your long episode

All this insult for me? Tnx

mamawa123:


Canada visas used to be one of the toughest to get for Nigerian passport holders, especially those with no travel history, until things changed recently towards the end of 2022.

In 2022 and 2023, we see that the number of those with no travel history whose visas were approved increases tremendously.

But at any rate, it’s better do it yourself than going through an agent.

Thanks for affirming this. A lot of people I tutored free of charge got their TRVs in 2022, up to last year May. They've never travelled anywher before. The situation is still same till now. It was just a free seminar to enlighten them during a December 2021 family retreat

My technician who picked up his passport yesterday told me the crowd he saw when he went to submit his passport last Friday was nothing, compared to those he saw yesterday at manor house. He said those submitting passport for stamping forned 2 long queues .

See the notification I received into the admin mail affer he collected his passport. We applied together mid November but mine was approved much earlier cos of the Can Plus advantage.