Married a different man

Clean naija used 2005 Volks Jetta for sale. Features include;

Power windows
Central lock system
Factory installed AC
Fabric interior
Automatic transmission
Alloy wheels
Non accidented but with few bruises and scratches
Am/fm/cd player
Dual rear airbags driver/passenger
and lots more... an absolute beauty!
Asking price N1.3m

Message me for photos.

Nothing wrong with a little nip and [/s]Bleach[s] tuck if it makes you happy she does look better but still the same [/s]Ugly[s] black woman ( on the inside) battling self esteem demons.

#note to self# if you can't bleach the inside paying for a Hermes birkin bag would be money spent much wisely than that spent bleaching the outside

~Killz~:
Guys. . . Because they believe they are the head and have the irrevocable rights to misbehave anytime they feel like.

Typical!! And that's why I use Scapegoat by Dbanj as a ringtone for the guys

shymmex: What's stopping the "single ladies" from making the first move as well??

Oh come on... Like flashing green isn't enough!? In the natural order of things the man gets to wear the pants which includes the chasing in this case

fubbyy: Everything in the scripture are gradually coming to pass, time shall come when women. Will be coming as suitors to marry a man,@ poster ,this your complain is just the begining

Can hardly wait.......

Hell yes!
Had a mad crush on the head of an interview panel couple of days back......... Yet to get a call back but hey, I'm all good best interview ever

@ Violent
Are you in the risk profession? I would like to get in touch if you dont mind. Please email me on a.aannaann@gmail.com and I'll get back to you. Thanks

@ Chamber2

Because I am only a few months in RM myself I may not give answers to your questions any better than google. See http://www.garp.org/frm/frm-program.aspx

Both Business Control Systems and Insurance are RM practices. BCS provides inventory control which reduces the risk of fraudulent activities. Insurance is a risk financing method where risk of loss is transferred to the insurer who in exchange for a premium, agrees to compensate the insured in the event of occurrence of the risk being insured against.

@ Yamakuza
Good observation … Most organizations require a minimum of 2 years work experience for RM jobs which is the closet to entry level I have seen. However, there are many entry level risk-related jobs roles which provide a foundation for RM positions in the long run. Because of the unavoidable nature of risk, lessons learnt from the credit crunch and the advantages associated with good RM practices, I foresee undergrad RM programs in the near future though.

Because good RM is proactive not reactive, it is everybody’s responsibility! Yes, it is the sole preserve of top management to create a risk aware culture, design and implement an overall RM process for the entire organization, manage the process of identifying and assessing risks affecting the business, oversee and implement risk control actions, monitor and evaluate RM success in the organization, organize appropriate risk reporting both internally and externally…. Bla bla… It is the responsibility of the guys at lower levels to identify risk and actively apply RM measures.

Risk is everywhere and success in any business is attributed to the ability to identify and manage possible risks associated with potential opportunity and returns. Typically, risks include apparent ones like health and safety risks associated with operations, financial risks from exposures to market price volatility, credit or counterparty risk etc. While these risks are intuitively obvious, unfortunately, some of them like Reputational risk, Political risk; Country risk, Regulatory risk etc are not. Risks emerge from different activities and so it’s important to identify potential risk as per your line as activity and manage them adequately hence the element of RM in other industries/professions as you mentioned.

What is RM?

Risk Management is the process which aims to help organisations understand, evaluate and take action on all their risks with a view to increasing the probability of their success and reducing the likelihood of failure.
Risk management gives comfort to stakeholders (shareholders, customers, employees and so on) that the business is being effectively managed and helps the organisation confirm its compliance with corporate governance requirements.

Why RM?

Businesses face risk every day. In fact, without risk a business or organisation would not grow and thrive.  RM is relevant to all organisations whether they are in the public or private sector, or whether they are large or small. It should form part of the culture of the organisation, with an effective policy and programme led by top management with clear responsibilities laid down for every manager and employee to be involved in the management of risk. It supports accountability, performance measurement and reward thus promoting efficiency at all levels.

How does one become a RM Professional?

The purpose of risk management is to safeguard an organisation, its customers, reputation, assets and the interests of stakeholders by identifying and managing all threats to the achievement of its business objectives. This often involves risk financing including insurance purchase. Detailed activity will vary considerably with the nature of the organisation and the actual risks it faces, but there are common principles, skills and activities that guide the function.

Within larger organisations there is likely to be a need for a dedicated Risk Manager whose role would include:
Setting policy and strategy for RM
Being the primary champion of RM at strategic and operational levels
Building a risk aware culture within the organisation including appropriate education and training
Establishing internal risk policy and structures for business units
Developing risk response processes including contingency and business continuity programmes
Preparing reports the board and stakeholders

Risk management requires a detailed knowledge and understanding of the organisation and the processes involved in the business. As well as internal specialists there is a usually a huge number of different advisers and consultants providing support to an organisation's risk management programme. Because of this, risk management is a truly multi-disciplinary profession. Having said that, a degree in RM (yet to find any undergraduate courses though) and/or professional qualification will suffice.

Open to all in the Risk Profession or Risk-related roles to share experiences, career progression advice and maybe mentoring

teeid:

kim is fast becoming a joke#shame.

Chic has always been a joke

Competitive intelligence involves analysing [/b]customers, products, competitors and other aspects of the environment required to make strategic decisions in order to place you at an advantage over rivals. It is a legal and ethical business practice while industrial espionage is an [b]attempt to gain access to Information about a competitor's product, trade secrets or plans and is illegal!