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Femi4's Posts

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Travel › Re: US Proposes Mandatory Five-Year Social Media History For Visa-Free Travellers by femi4: 7:58am On Dec 11, 2025
Useless rules...they should focus on gun violence
Food › Re: Which Of These Is Your Favourite? Pic by femi4: 7:37am On Dec 11, 2025
Chilipepper:
Which of these is your favourite? Pic
None. I dont do sweets
Travel › Re: "US Bound" Stowaway Arrested At Ilorin Airport by femi4: 7:35am On Dec 11, 2025
He should thank his star that it wasnt US bound
Politics › Re: Seyi Tinubu Not A VIP Under The Protocol List Of Nigeria - Abati (Video) by femi4: 7:33am On Dec 11, 2025
Hes VVIP
Foreign Affairs › Re: Trump Push To End Birthright Citizenship, Says It Was For Slaves Not Rich People by femi4: 7:32am On Dec 11, 2025
Great100000:
[b]Trump pushes to end birthright citizenship in US, says it was ‘for slaves, not rich’



Source: https://www.vanguardngr.com/2025/12/trump-ends-birthright-citizenship-in-us-says-it-was-for-slaves-not-rich/
He wont succeed. Some laws are unbroken
Politics › Re: South South Is Now 100% APC by femi4: 7:29am On Dec 11, 2025
Since votes dont count in this part of the world..it doesnt matter
Foreign Affairs › Re: Ghana Deports 3 Israelis In Retaliatory Move After ill Treatment Of Its Citizens by femi4: 7:27am On Dec 11, 2025
Saki n se bi ora

They should focus on better things
Politics › Re: Fulani Militia Killed My Father, 4 Relatives In Taraba — NYSC Member Cries Out by femi4: 7:26am On Dec 11, 2025
DiamondsAreFore:
Takum Local Government is a predominantly Christian area of Taraba State.

The popular rapper Jude Abaga (M.I. Abaga) is from Takum Local Government of Taraba State.

Anyone who denies genocide is either a liar or a collaborator.
So when the village was attacked, they spared non christians
Romance › Re: How Should I Go About This? by femi4: 1:27am On Dec 11, 2025
PureSperm:
Good morning Nairalanders, Please there's this issue that has been bothering me for a while now. There's this lady whom I met and have been dating for about 3 years now.

Though we've been doing alright all these while but suddenly she started having dreams concerning my family. Last night, she had a dream and she said inside the dream, my elder sister was berating her why she hasn't gotten pregnant for me all these while.

The truth of the matter is that we've only been cohabiting for 8 months and she hasn't for once missed her period.

Whenever we made love, I always noticed that she'd go the bathroom to pee and wash her private part. I have asked many elderly people around what that means and they keep telling me she doesn't want to get pregnant. Is that even possible at all?

The other disturbing part is that her mother is a traditional religious woman who worships the gods of her village and my woman also does the same. Recently I've been considering on how to marry her and have even been working towards it, and would be around March, next year.

Please, Nairalanders, what could be the problem. Should I go ahead with the whole relationship, considering how her family background is surrounded by the traditional religious practices of her family and how fetish she's. Could that also be the reason she has been finding it very difficult to take in?


Please mods, help me push this to the front page so that I can hear from others experiences and get a wider advise on how to go about this.
Since she's fetish...if things go sour in the future, she can waste you easily without stress
Politics › Re: News Of Buhari’s Death Left Me Paralysed For Days – Ex-Minister, Lai Mohammed by femi4: 12:59am On Dec 11, 2025
Liar muhammed for a reason
Politics › Re: 'No More Corner-corner': Fubara Drops Song For Tinubu (Video) by femi4: 12:58am On Dec 11, 2025
Its over
Science/Technology › Re: NITDA Alerts Nigerians On Chatgpt Flaws by femi4: 12:56am On Dec 11, 2025
Coming from nitda that has no functional website
Politics › Re: Governor Adeleke Joins Accord On A Wrong Footing: Legal And Political Risks Ahea by femi4: 12:54am On Dec 11, 2025
He just scored an own goal
Politics › Re: Senate Tells Tinubu To Exempt Lawmakers From Police Withdrawal Directive by femi4: 12:53am On Dec 11, 2025
Politics › Re: Detty December, Nigeria’s Tourism Cash Cow by femi4: 12:52am On Dec 11, 2025
Overhype..every buzz ends in 10 days time
Foreign Affairs › Re: Coup: Beninoise Authorities Arrest Skit Maker by femi4: 11:15pm On Dec 10, 2025
Benin is not ripe to be a country
Politics › Re: Nigerian Military Can’t Defeat Bandits, Government Should Negotiate – Gumi by femi4: 11:14pm On Dec 10, 2025
This Gumi is always going left when others are going right
Crime › Re: Mob Beats Police Officer Accused Of Stealing (Video, Photos) by femi4: 11:12pm On Dec 10, 2025
Cutezt:
A police officer was seen being beaten mercilessly by a mob after he was accused of stealing.

It is not know what the police officer stole or where the incident took place.


https://www.youtube.com/watch?v=PCozsuwl2fM
E don chop maro...how can you be stealing with uniform
Politics › Re: Ningi Protests Withdrawal Of His Police Orderly, Demands Nationwide Compliance by femi4: 11:10pm On Dec 10, 2025
Fear dey catch am..let them feel what others are feeling
Politics › Re: Adeleke: Remi Tinubu Speaks On The Drama In Osun State by femi4: 11:08pm On Dec 10, 2025
How is this an issue...there are better things to worry about
Politics › Re: I’ll Keep Dancing, It Doesn’t Affect My Work – Governor Adeleke by femi4: 11:04pm On Dec 10, 2025
Btruth:
Man is using style to dance away his sorrow.
Sorrow bawo
Food › Re: Nigerian Meals You Can Cook With Two Thousands Naira. by femi4: 11:02pm On Dec 10, 2025
Caaz:
Alaye Redoil femi4 na deeperlifer he be.
Lolxx
I be jew
Business › Re: No Bank Is Allowed To Debit Your Account Over Loan Repayments Unless... by femi4: 7:30am On Dec 10, 2025
giftson102:
There is one banking truth in this country that will shock you. And the banks will never tell you this.

Because it is one of the biggest tools they use to debit people’s accounts without warning.
And Nigerians, out of fear and ignorance, think it is normal.

But this is not normal. It is illegal. And you can sue the bank or report them to CBN.

Let me explain it clearly.

You see that thing that someone will send you money and the bank will automatically deduct or take all of the money for loan repayment?

By law, no bank in Nigeria has the right to debit your account for any loan repayment unless you signed a written debit mandate.

Not “verbal agreement.”
Not “you applied on the app.”
Not “the loan officer said so.”
Not “you clicked accept.”
Not “we assumed you agreed.”

Even if you are owing Billions, there must be a clear, documented, signed mandate giving the bank permission to take money from your account before they can legally do so.

This is a Central Bank of Nigeria consumer-protection rule, and it protects Nigerians from unauthorized deductions, intimidation, and exploitation.

So why do banks get away with illegal debits?

Because most Nigerians don’t know the law. (I don’t know why no musician has produced “Show Me the Law Song” we need such a song because most Nigerans don’t know the law.)

Most people don’t know they even have this right.
Most don’t know debit mandates must be signed physically or digitally with proper documentation.
Most don’t know they can challenge the deduction.
Most don’t know they can demand the signed mandate.
Most don’t know the bank must refund if the mandate doesn’t exist.

So the banks take advantage of the ignorance.

They debit you from another account.
They take money from your salary account.
They clean out your savings.
They go into dormant accounts.
Some even enter joint accounts.
And when you complain, they intimidate you with technical language.

“System flagged your account.”
“Your BVN is linked.”
“It’s part of the loan terms.”
“It was in the app.”

But the law remains:

Without a signed, specific debit authorization, the bank has no legal right to touch your money.

None.

What you can do starting today:
-Ask your bank to show you the signed debit mandate on any loan you owe.

-If they cannot produce it, request an immediate refund.

-If the bank refuses, report them directly to CBN Consumer Protection: cpd@cbn.gov.ng

-Attach your bank statement and complaint.
-CBN usually forces the bank to refund the unauthorized deduction.

Banks fear CBN queries more than anything else.

Know your rights, but most importantly, pay your debts.
How many people read the agreement page on loan app

Banks are smarter than that. They always make sure you sign at leat 5 documents before granting you loan
Politics › Re: 5 Times Nigeria Intervened Against Coups In Other Countries by femi4: 7:26am On Dec 10, 2025
kingbee90:
It's a shame that Nigeria can not solve a lesser terrorism issue that has been disturbing this nation for decades which has taken the lives of many civilians and many gallant military officers.
But they send dozens of fighters and airforce jets to foil coup attempts in other African countries.

That's hypocrisy at it's peak.
Terrorism is not lesser. Its a belief that cut across religion, civil n military personalties
European Football (EPL, UEFA, La Liga) › Re: Atalanta Vs Chelsea: UCL (2 - 1) On 9th December 2025 by femi4: 10:44pm On Dec 09, 2025
Tosin gave away silly free kick

Make he no near super eagles
European Football (EPL, UEFA, La Liga) › Re: Atalanta Vs Chelsea: UCL (2 - 1) On 9th December 2025 by femi4: 10:39pm On Dec 09, 2025
Patriotic9ja:
And he removed our main threat instead of that Glittens abi na wetin be im name
Infact the sub weak me

Gittens thats quite is still on the pitch
Romance › Re: Bride Pushes Away Lady Trying To Dance With Her Husband (Photos, Video) by femi4: 10:25pm On Dec 09, 2025
Nothing harmful with the dance
Politics › Re: Sule: Kidnapping Started In Southern Nigeria, It Didn’t Start In The North by femi4: 10:19pm On Dec 09, 2025
ebukal67x:
Kidnapping didn't start from the South. It started from the North, with the early days of Boko Haram.
Before Boko haram, we had naija delta kidnapping
Politics › Re: We pity you but wish you well: PDP Reacts To Governor Fubara's Defection by femi4: 10:11pm On Dec 09, 2025
JASONjnr:
Wike shouldn't be your problem..... Focus on your PDP and ensure that you vote your candidate....

Because nothing's left of PDP....

You guys came second in the last election, I don't think you will get anything close to fifth.....
lolz..I dont even have a party
Jobs/Vacancies › Re: Why You Don't Need To Fully Depend On Your Pension When You Retire by femi4: 10:10pm On Dec 09, 2025
Pension doesnt work in nigeria
Politics › Re: Report Of Shooting Of Women Protesters Absolutely False - Nigerian Army by femi4: 10:05pm On Dec 09, 2025
False? 4 dead bodies nko

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