PureSperm: Good morning Nairalanders, Please there's this issue that has been bothering me for a while now. There's this lady whom I met and have been dating for about 3 years now.
Though we've been doing alright all these while but suddenly she started having dreams concerning my family. Last night, she had a dream and she said inside the dream, my elder sister was berating her why she hasn't gotten pregnant for me all these while.
The truth of the matter is that we've only been cohabiting for 8 months and she hasn't for once missed her period.
Whenever we made love, I always noticed that she'd go the bathroom to pee and wash her private part. I have asked many elderly people around what that means and they keep telling me she doesn't want to get pregnant. Is that even possible at all?
The other disturbing part is that her mother is a traditional religious woman who worships the gods of her village and my woman also does the same. Recently I've been considering on how to marry her and have even been working towards it, and would be around March, next year.
Please, Nairalanders, what could be the problem. Should I go ahead with the whole relationship, considering how her family background is surrounded by the traditional religious practices of her family and how fetish she's. Could that also be the reason she has been finding it very difficult to take in?
Please mods, help me push this to the front page so that I can hear from others experiences and get a wider advise on how to go about this.
Since she's fetish...if things go sour in the future, she can waste you easily without stress
giftson102: There is one banking truth in this country that will shock you. And the banks will never tell you this.
Because it is one of the biggest tools they use to debit people’s accounts without warning. And Nigerians, out of fear and ignorance, think it is normal.
But this is not normal. It is illegal. And you can sue the bank or report them to CBN.
Let me explain it clearly.
You see that thing that someone will send you money and the bank will automatically deduct or take all of the money for loan repayment?
By law, no bank in Nigeria has the right to debit your account for any loan repayment unless you signed a written debit mandate.
Not “verbal agreement.” Not “you applied on the app.” Not “the loan officer said so.” Not “you clicked accept.” Not “we assumed you agreed.”
Even if you are owing Billions, there must be a clear, documented, signed mandate giving the bank permission to take money from your account before they can legally do so.
This is a Central Bank of Nigeria consumer-protection rule, and it protects Nigerians from unauthorized deductions, intimidation, and exploitation.
So why do banks get away with illegal debits?
Because most Nigerians don’t know the law. (I don’t know why no musician has produced “Show Me the Law Song” we need such a song because most Nigerans don’t know the law.)
Most people don’t know they even have this right. Most don’t know debit mandates must be signed physically or digitally with proper documentation. Most don’t know they can challenge the deduction. Most don’t know they can demand the signed mandate. Most don’t know the bank must refund if the mandate doesn’t exist.
So the banks take advantage of the ignorance.
They debit you from another account. They take money from your salary account. They clean out your savings. They go into dormant accounts. Some even enter joint accounts. And when you complain, they intimidate you with technical language.
“System flagged your account.” “Your BVN is linked.” “It’s part of the loan terms.” “It was in the app.”
But the law remains:
Without a signed, specific debit authorization, the bank has no legal right to touch your money.
None.
What you can do starting today: -Ask your bank to show you the signed debit mandate on any loan you owe.
-If they cannot produce it, request an immediate refund.
-If the bank refuses, report them directly to CBN Consumer Protection: cpd@cbn.gov.ng
-Attach your bank statement and complaint. -CBN usually forces the bank to refund the unauthorized deduction.
Banks fear CBN queries more than anything else.
Know your rights, but most importantly, pay your debts.
How many people read the agreement page on loan app
Banks are smarter than that. They always make sure you sign at leat 5 documents before granting you loan
kingbee90: It's a shame that Nigeria can not solve a lesser terrorism issue that has been disturbing this nation for decades which has taken the lives of many civilians and many gallant military officers. But they send dozens of fighters and airforce jets to foil coup attempts in other African countries.
That's hypocrisy at it's peak.
Terrorism is not lesser. Its a belief that cut across religion, civil n military personalties