₦airaland Forum

Shoodboi:
I am so pissed off right now.

I wasn’t angry when I broke the card. I just wanted to make sure that:

i. I will not be able to use the card or account anymore.

ii. I will be forced to open a new regular bank account.


The Story (in brief)

I suffered a failed POS transaction yesterday.

I sent Wema ALAT a mail and they are yet to reply as of now (almost 24 hours later).

I called them this morning and listened to a recorded message about how my call may be delayed because of COVID-19. I quickly cut the call. Their customer wasn’t effective before the virus came along, so I wonder what to expect now.

I later visited their bank and the customer care rep told me the transaction will be reversed within 14 days, if they were sure that I was really unable to withdraw the money.

14 days? Why is this so?

The money doesn’t even belong to me and the owner is very angry with me right now. Someone sent it to her and she wanted to use someone else's account to receive it, but I convinced her to use me—and then this happened.

Worse, she needs it for feeding and I don't have any money to give her. (She wasn’t paying me for the service in case you’re wondering.)

I suffered the same thing in the hands of GTB. (Their regular customer service email complaints@gtbank.com isn't even working anymore.)

In fact, I opened a WEMA Alat account because of GTB’s failures. I thought Alat will be better since they marketed themselves as a “Digital Bank”, but it appears that I was wrong. They are “digital” in name only.

This should be the third or fourth time WEMA Alat is doing this sort of nonsense to me. And that is without counting the failed mobile and POS transfers.

I am actually not concerned about GTB’s and Wema’s failures. I just hate their terrible customer service.

Failed transactions are one thing. I actually consider them normal. However, poor customer service and unwillingness to quickly solve failed online transactions aren’t. And this is unfortunately common with most banks and businesses in this country.

Now, I’ve have made the decision to stop going cashless. I will start moving around with cash henceforth. I’m sick and tired of all these failed POS transactions and sluggish customer service reps.

I know I will still do some online transactions but that will be occasionally (online shopping, international payments, etc.)

That said, I want you all to answer these two questions:

1. Which bank is reliable for online transactions?

2. Which bank has the most effective customer care service in this country?

I’m thinking of opening a Union bank account since I can see they have revamped their business, but I don't want to jump into conclusions as I did with Alat.

Could you all help me out?

P.S. Please UBA and Skye (if this one still exists) are out of the equation. I used them in the past and can confidently say they are terrible. They steal money.

I don’t want Access bank too. I’ve never read anything good about them. They and fraud are relatives. I don’t want Diamond bank either since they are the new owners of Access bank.

So, any suggestions?

ahnie:
I ve never been in love.

ImFortress:
Contact me via signature

ImFortress:
Working on that sir.

Thanks for your input

abiodun1973:
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nanakgh:
really? I mean, with all the death news and other serious issues, pple are busy fighting two pple who wanna marry and not hurt anyone, simply because they were breastfed by the same woman. does that mke them automatically related tho? besides do you know their story better than their own families? Africans always taking their unwanted moral hypocrisy everywhere. hml in advance dearies.

KayTash:
I got an invite from WHYTECLEON for an aptitude test and interview. Anybody has any info about them? The interview is to take place in Abuja tomorrow.

Premiumwriter:
No I don't.

Premiumwriter:
No I don't.

Premiumwriter:
Wetin that thing be

Blueeyedboi:
...have you eaten one before?.. How does it taste?

Tallesty1:
Do all these and you will still loose her by December when happening guys from Malaysia return.
Seek the kingdom of money first bro.

Tallesty1:
Do all these and you will still loose her by December when happening guys from Malaysia return.
Seek the kingdom of money first bro.

mhizenugu:
Perfect match!

ULSHERLAN:
First pic

Gov Yari: you see when i handle that yansh

Gov dickson: im not surprised cos she almost killed me too.

Gov fayose: Ha! You dont mean it? I must try mine too.

Second pic

Gov Yari: so because i dey gist you now fayose, you sef wan do.

Gov dickson: i dont know what is wrong with this fayose o

Gov fayose: calm down now. What are friends for. Let it slide