₦airaland Forum

Please oh Canada should wait o, I'm yet to enter the country

Good name is better than riches, congrats miracle, your name is working for you. Can we now have the issue on ground in Nigeria

This is serious, the Italian team are not taking any chances, let us see how it will pound out, any team that scores from this point onward wins the match. I love football!!!

See as they derail the topic and end am in "the grace"

jeron1:
Dec 16th, 2017. A day I can NEVER forget hurriedly in my life. Got to shoprite Surulere, bought something's and made payment via POS. I didn't get SMS transaction Alert as my phone was stolen two days before.

Drove down to Lawanson (same place my phone was stolen) to make some transaction and found out that some money was missing from my account, . I immediately went beside my car, told my coworkers with me about the info, asked d amount and I calculated and gave them d figure, Three Hundred and Ninety Nine thousand, Four hundred and sixty Naira was missing (399,460).

I called my bank through the Number written on the back of the ATM card and they verified the transaction, I was a Victim of Sim card BVN fraud, first ever of Its kind in Nigeria .

Then I told them to Freeze the account with immediate effect.

I realise many people had also one time or the other gone through this kind of experience but they never got their money back as they didn't know the process to take on how to get their money back from Fraud that occurred on their account either via ATM, Online or any other platform

Here is what I did to get my money back as I it was a transaction I didn't authorised


1. I didn't keep quiet, I told a lot of people about the update. I wasn't ashame, I even posted on my timeline on Facebook. I wasn't looking for pity but to notify people about the new fraud in town and also seek for advice. I knew 90% of people won't even care as they will even laugh but that 10% of people that cared will give me solution and truly it worked.
One of the guys I told gave me the option that started the solution and that option was to write a letter to Central Bank of Nigeria, Lagos office

2. I immediately sent a mail to my bank, telling them about the debit that occurred on my account and it wasn't from me. The bank replied telling me they will investigate, I had to put a lot of pressure on them because these bank people can be very funny, they will tell you they are working on it but that's a lie

3. I wrote a petition/Complain to the "Banking Supervision Department" and "Customer Protection Department" of Central bank of Nigeria, Lagos Branch. The office is at the 11th floor of the building. Most of the workers don't know, some told me 8th floor, some said 5th floor. I had to walk that building up and down more than 6times that day before I could get the right office cos the access cards for the floors are different and I have to come down to take new access card for the different floor



Ps- make sure a copy with you is acknowledged, also provide your Email address and Phone number on the letter as they will reach you through the platform provided and tell you to negotiate with your bank and if no progress after 30 working days then write them again via the e-mail they used in communicating with you. I will provide screen shot of the mail they sent but I am trying as much as possible not to mention the bank. I never knew many Organisation in Nigeria work if I had not gone through it.

I was actually told at CBN that it will take time but I will surely get my money back that the CBN mandated banks to known your Customer (KYC) so since the money was transferred to Access bank then Access bank need to produce their customer

4. I wrote an official letter also to my branch bank Manager, informing him about the fraud on the account and telling him how it has really affected me. I Also made sure that a copy of the letter was acknowledged.

I knew it wasn't going to be an easy fight as the bank would want to put the blame on me but I was ready for them.

I was always sending them mail, calls via the telephones at any bank branch. I gave them heat and after 30 working days I sent a mail back to CBN telling them the bank is frustrating me and they are yet to refund my money and I didn't want to go to court because the matter was before the APEX bank. I didn't receive any reply from them

I went to a branch and also shouted and told them I want to see the branch manager which I saw her and also made my complain and she decided to also send a mail to the fraud unit.

Sorry to say, I received a call from the fraud unit after I wrote a petition to CBN and CBN queried them telling me how my money was transferred and giving me the account number and bank the money was transferred to, they also gave me the address of the person that owns the account but I refused to follow up as I told them that wasn't my work that they should do it.

Lastly, I called them from the bank and told. Them that was the last time I was going to talk to them in the issue that I will get a lawyer, told the Lady that picked the call to tell the management about my development, I actually got a lawyer but before the lawyer could write, I received my money back on Thursday hot afternoon via an alert...

Thanks for sharing

noobody:
Super fresh like

What phone is this?
Do you sell xiaomi powerbank? What capacity and the prices? Do they support quick charge also, I'm waiting to hear from you

Good morning noobody do you sell xiaomi power bank? If you do what capacity and price and does it support quick charge, thanks. Hope to hear from you.

OK make I follow make front page. I tap into her blessing my own too go soon reach. Happy married life girl, God bless your marriage.

See meat, please keep my own portion, I'm coming over with palm wine, anything for that Bush meat

Let me come and be going, I don't have a car ni nor even dey go lekki sef

Sorry dear but I have not seen this face on screen before

Wahala dey o, Shey na like this we go dey dey. I dey suspect say na buhari sponsor this year bbnaija so that him go take am distract Nigerians from bothering him, cause Nigerians are easily distracted. We go hear am for nairaland for this 3month of bbnaija.

How many color dey her body, white and yellow color

Paayne:
Abeg. big brother get cough? wtf was that?!

As in ehn, I no even hear wetin bb they talk, na because of money wey them make last year them do rush rush arrange this year own, when I think say na every 10 years then dey do the show. All this na the confuse us from this buhari government.

Abeg who and who don marry for the house, make we quick quick comot them so that the show go dey go well

Na the same South Africa carry them this year own go, I think say them say light matter don improve for Nigeria, wetin come happen ni?

I downloaded and watched the music video before commenting, ogene obiagu

When they say native, it means the school will get one type of material and saw for all it student so it will be uniform for all student, some schools in Imo State already practise it.

Chai this is the work of her village people lol, that was what I heard her discussing with her friend. Expo 101

Good morning pet lovers, puppies are still available, call my number on 08168136585 for affordable price.

Stingman:
How much for one?

Call me let talk sir, thanks for showing interest

OK o, let me continue my hustle. Full breed Caucasian Puppies for sale contact 08168136585

More pictures, still available

Beautiful female one month old full breed Caucasian puppies for sale in Lagos.contact me On 08168136585 for location and affordable price. Aren't they just so cute!!!

See as I miss this show because of not feeling too well

The same ama awusa that we have military personnel on standby 24/7 is what armed robbery took place without any sight of the military/police men around, o di egwu.

Cute pics from studio 24. Nice couple

JideSM:
Hi gr8gem, so sorry for the inconvenience. Kindly power your device off and on then try again. Let me know if the issue persists. Regards

Thanks it now going. Help me modify my number in your quote thank you

Good day jideSM, for the past 3days or so my mtn network has been very bad, can't send text message, can't contact call centre and the worst of all my data network disappear and appear at will, even when it appears it does not send our receive data, please I want you to look into it before my data period runs out cause I can't access the internet with and it is frustrating, thanks. This is my number Please mention me when you check the message.

[quote author=Stanley08 post=58133047]Lol. Thanks for the kind words. In line for what please?

For me It doesn't have to be a flagship phone, but a good phone that is not in use for you I'll be glad to have it, please just sow it into my life please Mr Stanley. God bless you.

[quote author=Stanley08 post=58133047]For me It doesn't have to be a flagship phone, but a good phone that is not in use for you I'll be glad to have it, please just sow it into my life please Mr Stanley. God bless you.

OK now, it just remaining to stone the governor with stone