₦airaland Forum

2. Don't go out

If you won’t leave Lagos, then the next best thing is to stay permanently in your house. Because the truth is, there really isn’t anything important out there. Well nothing that you won’t spend 7 hours getting to.

Stay. At. Home.

1. Leave Lagos

This is the surest way to beat the traffic.

Go! Move to Ogun State or Ibadan or anywhere else and don’t look back. Sure, there will still be traffic on your way out of Lagos, but look on the bright side, It’s the last time.

Now, it’s no secret that the Lagos traffic situation has gotten worse. I’m not naming any names or pointing any fingers (*co…Ambode…ughs*); but it’s really bad. We’ve all been spending an inordinate amount of time in traffic.

But we at Zikoko(well thanks to whoever invented copy and paste ) are here to make your lives easier, so we researched ways to allow you successfully avoid Lagos Traffic:

Lalasticlala and awon goons, oya Sit back relax and grab a bottle of Orij...ehm...ehm ... I mean Lipton tea na early Monday momoi...

'Sauce' of ingredients http://zikoko.com/list/avoid-lagos-traffic

14 sure pass

twosquare:
Although, more should be done, but anyone who access your account will be someone close to you. First, how do you know I'm using GTB? Second, you can't say if I connect the phone number with my account except you've seen previous alerts in my inbox. And without my ATM, how can you know my last 4 digits number on my ATM card? Or do you even know I've just collected a new one?

You have a point there.

But just imagine a scenario in which someone lost his phone and his wallet at the same time.

Or you are even robbed of your phone and wallet, and your gtb ATM is right inside the wallet.

It won't be rocket science again, chances are the fellow might as well say good bye to his money if the robbers know what to do with the two items.

Were it to be a PIN, the odds of the robbers doing a transfer with the phone, will be very slim and highly unlikely.

kode12:
Though I agree the security iant enough,using your pin puts you @ a great disadvantage. Don't forget your phone stores sent text messages so what if a person gets hold of your phone and sees the pin,its just to lay ambush for your card and just like that you could lose real money. I think the best way to do this is for them to send a multichoice question back to you to respond to e.g If your account pin is 4444 after sending the transfer text they could send you a message asking you to select your pin by replying
1.1234
2.2222
3. 4444
So you simply reply either 1,2 or 3 and the option vanishes. That way no residue is left on your fone to track your transaction

I get your point, only that
In this solution, you are not sending text messages to short codes, but you dial the short code and enter details when prompted.

So I don't think anything will be saved.

dagr8:
Security of funds is more important than service cost o. The last four digit thing is porous...I wasn't comfortable since I found it is that cheap to transfer funds from another person's account

Security of funds is so important.

My take is if they want to stick to their guns and continue with the status quo, then they should make the solution optional, you opt for it. And not necessarily activated on every account.

dagr8:
Security of funds is more important than service cost o. The last four digit thing is porous...I wasn't comfortable since I found it is that cheap to transfer funds from another person's account

Security of funds is so important.

My take is if they want to stick to their guns and continue with the status quo, then they should make the solution optional, you opt for it. And not necessarily activated on every account

dagr8:
Op, you are very correct,I noticed it when I needed to recharge a phone number that is not my bank phone number and I was asked to type the last 4 digits on my ATM to confirm the transaction . What is more annoying is that in the SMs alert sent to me it didn't show the phone number I recharged. That means anybody who has access to my ATM can quickly 'deal' with me and get away.
GTBank please there should be a PIN to protect us

You very right bro,

I even forgot to mention that recharge thingy. Can you imagine that, just imagine such bullsh1t.

Anybody with your phone, and the last four digit of your pins, ones your account at that instance, and can do an undo with ones hard earned cash.

Odogwu007:
Choi. FP please....

Baba abeg call Lala to move this ministry go front page sharpenly

@Lalasticlala, your boy still dey wait you ooo. come chop your food

hahn:
I believe the point of the mobile transfer is so that you can make a transfer without internet connection.

Op, requesting for a pin will be more ideal. Requesting for the last for digits of one's atm is too obvious.

Have you sent this suggestion to gtb customer care?

I couldn't agree more.

Before Creating this thread, I actually did twitted at them. Didn't occur to me to write instead. Social media don spoil us finish , more like.. why write? when i can tweet

PassingShot:
A question:

Aren't you first required to login onto your account first before you can do a mobile transaction?

I think if this is in place, it will be difficult for fraud to take place.

Boss nothing like that ooo

Just pick any phone, i mean any phone, provided the person receives Gtbank alert on it, dial that shortcode on the Dialer and you are good to go.
Dazz all , like that 'my oga at the top' officer will say

pneumaticos:
I think they did it to.reduce the service cost on their end...I normally transfer with a pin when they first stated the servic, and without them charging the 20 naira thing but seems everything has changed now

I really am not too sure how their back-end looks like, but I don't think using a PIN will necessarily incur more cost as against the Last four Digit thingy. Well what do I know.

Besides, they already charge #20 per transaction.

Hi Guys,

Happy belated independence anniversary. I hope this gets to the front page, so we can get others view on this subject matter.

I love mobile banking, tele-banking, and in fact anything that will prevent me from walking into a bank for any transaction whatsoever. Especially considering the long endless queues, having to talk to some obnoxious bankers/tellers, or even getting a parking space at the bank, not to mention the crazy Lagos traffic and the total time it will even take you to perform a simple transaction, just to mention a few.

This brings me to the conclusion that the GTB USSD funds transfer gateway is actually awesome, its USSD peeople , so you don't bloody need internet connection.

BUT...

My problem is the VERIFICATION and/or AUTHENTICATION method used. Lemme give a little background for the sake f those who are not conversant with how the solution work.

If you have a GTB account, its automatic you can use the solution.
to transfer funds, you type *737*1*amount*nuban no# for gtb to gtb transfer, and *737*2*amount*nuban no# for gtb to others using the number you get alerts from.
you are then prompted with the amount to be transferred, and the Account name of the beneficiary for confirmation, and asked to enter the last four digit of your ATM Card (yes, that wasn't a typo, your ATM last four digit number,* pere*), to finalize the transfer. And ladies and gents... my brother, my sister, that is Freaking all!!! (yes, you read right, that is ALL you need to transfer funds from your account).

Let me give you something to chew on, , just imagine a notorious friend of yours just happens to be with your phone(the one you get alert on), for say, just five minutes or even less, and your ATM card is unfortunately just lying around there somehow. Did i hear someone say YIMU

That is how porous that system is, my take tho.

Lemme borrow a line from the great philosopher Socrates, 'I know that I know nothing', but I should think a PIN and/or OTP or something better would have been more feasible.

I know security can never be 100%. I'd still prefer a 99.9% secured to a 75%.

Lets keep it straight, i'm not here to slight anyone or water down on someone else's great work. I'm on the stand that what has to be done, has to be done RIGHT.


by the way, those useless boiz wey steal my Friend Dammy phone and wallet, withdraw all the money wey dey him account through *737*, God dey look wuna with 579D screen. The thunder wey go fire wuna, just finish press up for sambisa. Awon Oloriburuku of Life.

So women, men and brethens , lets call on the Oga(s) at the top to move this thread to the promise Land


Cc: Lalasticlala, Lalasticlala, and Lalasticlala
------------------------------------------
Bcc: TonyeBarcanista, Obinoscopy, Mannylex, Ikenna351, OAM4J, Afam4eva, ZeezaRapture SeverusSnape, Tallesty1, LadyF, NgeneUkwenu, Freiburger, r231, Truckpusher, Omenka, Mogidi, Firefire, PassingShot, Beremx, Mizmycoli, Dearpreye, ishilove, Obiagelli, IYANGBALI, INTROVERT, Temitemi1, tosyne2much, egift, Spaxon, ECOTERRORS, Mynd44, Sile12, Cutehector, agarawu23, Moneybag100, walexy1, undergoals, mitnick,

And we had to wait four months, as though there was anything special in #TheList.

If the names were announced at eagles square on his inauguration as president, trust me , we would have still had this same names.

So what was the fuss all about

After waiting four months, I would have thought we will have Pope Francis, Nicolas Anelka, or even the late nelson Mandela on #theList.

All the same, God bless the president
God bless Nigeria

Kreamie:
The tides have risen..Those Banana Island people should be on the lookout with the incessant rain lately

Banana Island is on the Lagoon, shielded from the Ocean by Lekki peninsula. Tides, if at all, are minimal on the Lagoon. Ocean surge maybe somewhat unlikely.
My take though.

bj

There was this babe I was wooing back then in school.

My crib was close to their house fellowship center, so I had taken my bath wore some nice pant I just bought and was timing her so I could meet up with her when she's going home. My guys were busy giving me morale as I stepped out.

I caught up with her on her way out and I opted to walk her home, we gisted, i made her laugh, got to her street when the unthinkable happened.. We hugged gavevne her 2go username, and And I was beaming with big smile took few steps backwards.. And I was back flat in the gutter.. My pants torn and I could here group of boys coming towards my direction laughing out loud at me.. I felt like disappearing.. Walai

She helped me up sha.. Got me water to clean..But teased me endlessly about that incident..

My guys at home that were expecting good news from the war front.. saw me stepped in tattered pants and and gutter stench and looking like a duck that fell inside palm oil.. They laughed me to scorn.. Chai

Blue is the colour, football is the game
We're all together, and winning is our aim
So cheer us on through the sun AND RAIN
'Cause Chelsea, Chelsea is our name

#blueIsTheColour #ChelseaForLife

JuanDeDios:
I'm surprised you see nothing wrong with those comments. Yes, we import a good deal of the petrol and diesel we consume and if there is any Nigerian who does not have a problem with that there must be something wrong with him. But on a logical level how does that justify his comment that there is nothing worth bringing back from Nigeria? Can that statement be true of any place on earth?

Beyond the level of logic, that comment betrays a deep-seated dislike for the country he actually LIVES in and its people. That much is betrayed by this comment about importing intelligence even though that was in no way relevant to the matter of his bringing something special and even though there is no country without expatriates in some important positions.

I'm no knee-jerk patriot and I'm as embarrassed about the state of Nigeria as I believe you are, but this man's comments were asinine.

maybe, just maybe we need such asinine comments to bring us back from limbo to the stark reality of the colossal mess we are in.

kaeforum:
Abi, but I find the comment of importing intelligence harsh, cos it implies that Nigerian are intellectually deficient.

Its our leaders who import intelligence not the citizens.

Its not an insult bro. That's fact.

When you hire expatriates, you are in the real sense importing intelligence.

Our leaders are a reflection of who we are. They sprout forth from among our ranks.

By the way, you and I voted them in. So we are no better.

The real problem with Nigeria, is it citizen, not necessary the leaders. They only thrive on our collective stupidity.

basilo101:
u see, Nigeria dont kw the meaning of development. oyibo drill oil, pay government, govt pay anoda oyibo the same moni to construt flyovers and we scream development. no local content. the man is right

Absolutely spot on.

Until we face the truth and change the 'status quo', we'll continue living in denial.

dtjns37:
These are screenshots of a comment on facebook about Nigeria that broke my heart. I felt as if the insult was directed at me.

This man worked in same company with me as an expat for a few months. He's my facebook friend, and he's Indian.
Someone asked him to bring something from Nigeria, then he went ahead and lashed the country in his comment.

I want the world to see this careless post. I hope he repents of such a stinking mentality about Nigeria.
He posted the update on sunday afternoon.

Source: https://www.facebook.com/photo.php?fbid=10206127715965895&set=a.3319052689141.2146517.1052989290&type=1&theater

Sorry Op, if you think this is an insult, then you are a mediocre.

That man is honest enough to tell you and the world the problem with Nigeria, and you have the guts to say he's insulting you. Smh for Nigerian youths...

Bunch of hypocrites, Oba sick them fly am go London, why them no carry am go IFA shrine? Oba die, them say na the chief get right to announce him death. For this twitter and Facebook age? If you no want Oba death to trend online, why them carry am go jand? Now they finally announce, after they recovered from their denial, them come say Abobaku go follow am, poor innocent dude, who is in every sense an equal to the Oba, go come end him life because Oba die. Ta n fe Ku?

This is the reason why the continent is still light years behind the rest of the world, such barbaric practice.

While the rest of the world, is working towards making human life much better, we Africans are bent on remaining in the dark ages.

koboko69:
first lie, this is not banana island.

carry your useless propaganda to your village.

order from presidency my foot! useless wailers!!!!

Idiot!!!

Can't you see the tower-like structure on the lekki - ikoyi link bridge on that last pix.

Anyway, I bet you don't even know what lagos looks like.

May God punish that man.


And one idiot lecturer in computer science, Mr. Okwong, wey help ruin my CGPA back in Crutech.

Prof. Owan is really trying unlike the former VC. Too bad he came in the year I was leaving. All good.

Oyind17:
I'm not supporting the police but the lady should av obeyed before complain. she went as far as biting one of them.

Please excuse me,


You sir are a big fool




#noOffense

KINGTELLER:
This code is to Buhari

import java.util.Arrays;
public class BabaGoSlow{

public static void main(String [] args){

String[] Buhari = new String[4]
Buhari [0] = " Baba";
Buhari [1] = " something";
Buhari [2] = " else";
Buhari [3] = " do";
Buhari [4] = "we call you";

Arrays.sort(Buhari);

for (i=0; i<Buhari.length; i++){
System.out.print(Buhari[i]);

Scanner input= new Scanner(System.in);
System.out.println (" :type any name *****" );
Type=input.next();


System.out.println (Type);
}
}
}

Baba do something else we call you : type any name *****

Baba you funny die, you think say all this olodo for hia fit debug this your java

[quote author=ERF ]I'm sure the judge might be among the dullards then,

Good lesson learnt.

Tomorrow is pregnant with unknown kids![/quote]That's true

Life has so many freaking twist and turns.

ERF:
I'm sure the judge might be among the dullards then,

Good lesson learnt.

Tomorrow is pregnant with unknown kids!

That's true

Life has so many freaking twist and turns.