₦airaland Forum

OkinosaVentures:
For enquiries and reservations: Chat via Whatapp: 08053201834 Phone calls: 08050559088

Brooke60:
So innocent, she did not know what is up till she hears the story and even curse Don in grave.
Hopefully, she will not be like those Korean films always avenging Father's death

paix:
Women, you can never know them. There was a man who rented a house close to 10 years not knowing that the house actually belonged to the wife.

synanza1:
I checked the ladies profile and they are all above 28yrs old so i believed they all did that because of looking for husbands� if u know many guys they sent to early poverty when they were slaying in between 18 and 25 of age u will say more fall on them

mayor2013:
Electrical and electronic repair. Coding and uncoding, mechanical repairs

Otapipia:
Benue, Kogi, Plateau and Kwara are not Northern States. They are counted among Northern States when it is convenient and also used to garner numbers. We are middle belters, period.

samtoles:
I have a beautiful, curvy, tall and fair woman in my compound. Her husband has been in America for 2 years without visiting once. She is clearly sex deprived. I am the only barchelor in the compound. She a 10 year old kid.

This woman has given me too many green lights. It is just too clear that she wants to sleep with me, but I can see she is kind of careful cos of fear of rejection. She discusses everything in the world with me including how she misses sex and doesnt mind cheating on her husband. She didnt tell me or show me directly that she wants to sleep with me but from her expression and our discussion, everuthing points towards that direction.

I have reprimanded guys who have slept with married women and would tell others not to indulge in such, but sincerely I am in a dilemma here. This woman is too beautiful to ignore and coupled with the fact that the husband hasnt been around. I am tempted to show her some real good signs too and just sleep with her. Plus some other benefits will follow: She is the richest in the compound, a big business woman, drives the best car et al.

I know most of you will ask why I have come here since I already want to do it. Well, I just need some people to give me reason why I shouldnt maybe that would keep my mind off it.

vicben27:
my camon cx Air went dead last month. barely 4months since i got, wasted 44k. I dont think i'll be buyin any techno. phone. again.

obaataaokpaewu:
Growing up then, I still remember some of the campaign jingles
Abiola's lyrics goes like this, I have forgotten some
Abiola na the man oh, SDP na the party
...................
For better tomorrow oh!
My brother, Wetin we go do oh?
My sister, helep Don come!
MKO/ Kingibe Action!!!
Abiola Abiola Abiola progress!!!
Then Bamanga Tukur's own
Bamanga Bamanga
Tukur Tukur
Anywhere you see Bamanga
Stand there Stand there

Lol.... Option A4, the freest and fairest election in our history

DeeFlask:
interracial relationship are good
I must marry an Indian/Indonesian

fishbone11:
3 seater

mrsage:
Most often, many small businesses may require extra funding or capital in terms of business loans to expand or keep the business going.

When all other means of raising fund for your business has been exhausted, the best alternative is to consider getting a business loan.

But many small business owners view the lending process as complicated and frustrating especially when approaching Banks for such finance.

With the rise of many players in the Nigeria’s #FINTECH industry, there are few online lending platforms that help business owners with quick loans for their business.

In this post, we listed some online lending platforms in Nigeria for quick access to business loans.
Pls, I want a chat on whatapp with you. Drop your contact
1. LYDIA.CO

Lidya is an online platform that provides businesses access to finance. The platform offers small and medium-sized businesses unsecured loans of between $500 and $15,000.

According to the founders, “Lidya uses technology and algorithms to assess the risk before granting the loans, it allows them to offer financial products to these customers at a low cost.”


2. KIAKIA.CO

KiaKia is a digital money lender for Nigerian businesses. KiaKia utilises psychometry, big-data, machine learning and digital forensics for its proprietary credit scoring and credit risk assessment algorithm to provide direct and peered personal and business loans to millions of individuals and SMEs without credit information.

The name KiaKia was derived from a Nigerian language which means “Fast Fast”. According to them, the solution is very simple and fast, but highly effective and efficient.

3. GROFIN

GroFin provides Small and Medium Enterprise (SME) finance/business loans across Africa & the Middle East. If you have investible numbers and you looking to expand your business, then GroFin is your best short.

With GroFin, businesses can access business loans between US$100,000 and US$1.5 million. If you think your business ticks the required checklist, then you can submit your online application here.

4. ONE-FI

Formerly known as One Credit, OneFi is a credit facility company that offers short-term consumer loans to credit-worthy individuals with limited access to finance.

One-Fi loan repayment cycle is typically between 3 – 6 months, with loan amounts up to N200,000 or more.

5. C24

C24 Limited is a microfinance institution that was established with the sole mission to create an avenue for people to actualize opportunities around them, by helping them access cash loans when they need it.

C24 understands the need for quick cash loans and the necessity of quicker loan processing time. Their online loan process has been optimised to help applicants avoid the stress associated with other loan companies.

6. QUICKCHECK

QuickCheck is a modern lending platform for individuals and small businesses. QuickCheck uses mobile technology to enable individuals and small businesses gain access to financial credit.

According to the platform, users can access quick and hassle free loans of up to 30,000 Naira or more without any collateral for a duration of either 15 or 30 days.

7. PAYLATER

Paylater is an easy and entirely online lending platform that provides short-term loans to individuals and small businesses in Nigeria to help cover unexpected expenses or urgent cash needs.

With Paylater, you can access up to 1,000,000 Naira loan with no collateral. Once your application is approved, funds are typically received within 1 – 3 business days. Making on-time repayments can grant you access to higher credit limits for your next loan.

8. AELLA-CREDIT

Aella Credit is building platforms that make it easier for individuals in Africa to gain access to financing. Mainly focused on employee lending and empowerment, the company has affiliated with three main credit bureau agencies in Nigeria to provide quick and affordable loans with no paperwork to its customers.

Aella Credit uses a proprietary credit scoring algorithm to determine the credit worthiness of its users. The algorithm, which was built after the team gathered over five years of market data and analysis, processes an applicant’s eligibility for a loan by considering social and demographic factors as well as their debt to income ratio.

9. ZEDVANCE

Zedvance is a consumer finance company committed to providing consumer credit to individuals. You can borrow up to 3 Million Naira in less than 24 hours.

The company specifically provide loans to salary earners but if you are a salary with a side business, you can pick up the deal to finance your business use.


10. SMEDAN

Last on the list is SMEDAN, a government-backed initiative to offers quick and easy business loans to Nigerian SME’s businesses in need of financing. The core mission of the organisation is to promote entrepreneurship among Nigerians and also provide capital to start the business.

Aside funding, SMEDAN also provide business owners with hands-on training and support to help them run their business. If you would like to apply, check out the website.

Final Thoughts

While most of these platforms claim to offer quick loans without any collateral, it is advisable to carefully study their Terms & Conditions (T&C) before throwing in an application.

Another factor to consider is the interest rate and payback period.

As a business, you will not want to go in for loans with very short payback period except you very sure you will earn back the money in no-time.

Personal experience: I obtained a loan from Pay later some time ago and it's really fast and convenient.

Wish you luck.

Lopeademol:
30 billion

Lopeademol:
30 billion

OkinosaVentures:
Yes.
Available on a Pre-Order Sales basis.

Note: It is from Japan and it will need to be converted from Right hand drive to Nigerian Left hand drive.
Let me know if you are still interested.