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Ihavespoken's Posts

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Jobs/VacanciesRe: Obtaining Msc Only Increases Your Hope Of Getting A Job by Ihavespoken: 9:53am On Aug 12, 2016
The funny thing is that if you are not careful, a useless rat will eat the MSC certificate.
HealthRe: When Last You Check Your HIV Status? by Ihavespoken: 8:50am On Aug 11, 2016
You should do HIV test after each encounter with Olosho grin
SportsRe: This Guy's Job Is To Distribute Condoms At The RIO Olympics by Ihavespoken: 10:33pm On Aug 10, 2016
Good question, guys relax make I answer this question.
Yes my dear, a condom is a magic plastic that produces N1000 notes each time it is inserted in a kpekus.

ladyF:
Ermmmm.....please what is a condom? I don't even understand the topic sef. angry

It's [size=15pt]LadyF[/size] again grin grin grin
FamilyRe: 'my Wife Rubs Juju In Her Private Part, Demands Money Before Sex': Husband by Ihavespoken: 7:14pm On Aug 10, 2016
One of the comments got me laughing Lol
My wife always says I must give her money before I enter inside her buttocks, sometimes when I have money

Before you enter inside her buttocks shocked, you be tissue paper? are you sure you are entering the right place?

By the way, your wife is a runs woman as she is used to men paying her for sex and the native doctor is her old time lover who still eat the kpekus.
SportsRe: Foreign Official Excited To Meet Mikel Obi At The Rio Olympics by Ihavespoken: 6:24pm On Aug 10, 2016
When God blesses someone, the person can go to the public and release a very loud fart, someone around the corner will scream "thank sir".
Technology MarketRe: Exchange Rates Of International Currencies >>>Updates on First Page<<< by Ihavespoken: 6:11pm On Aug 10, 2016
It will continue to be available grin dollar is falling like breast, make hay while the sun shine.

lordmayor4:
STILL AVAILABLE
CelebritiesRe: Mocheddah And Bukunyi Olateru-Olagbeji At Seyi Tinubu’s Wedding In Italy by Ihavespoken: 12:49pm On Aug 10, 2016
No dollar but Nigerians keep flying everyday to Europe, wat a country.
PoliticsRe: Niger Delta Greenland Justice Mandate Emerges, Vows To Bring Down Refineries by Ihavespoken: 12:44pm On Aug 10, 2016
48 hours is too far na, they should bring it down in an hour. Who cares? undecided
BusinessRe: A Medium Sized Supermarket Or A Standard Men's Salon? My Budget Is 1M by Ihavespoken: 11:43am On Aug 10, 2016
This depends on your ability and skill. A salon is open for income from 12pm to 10 pm ie 10 hours a day while supermarket run from 8am to 9pm Ie 13 hours a day depending on location.
RomanceRe: I Am Gonna Propose To My Albino Corper Girlfriend On Our P.O.P Day by Ihavespoken: 11:37am On Aug 10, 2016
Keep her away from the hot naija sun grin
BusinessRe: ➜ ➜ ➜Currency/E-currency Market Deals➜ ➜ ➜ by Ihavespoken: 9:28am On Aug 10, 2016
Poverty at its peak, the Nigerian youth has turned to Abokki sell me dollar over night. Everybody running into threads like headless chicken looking for who to sell dollar to in other to make N20 per dollar.

I dey hail all the people wey dey encourage dollar hike, make una continue. Tomorrow una go say Nigeria no good, what contribution did you encourage in other to make it good. You were busy buying and selling dollar undecided

Shun buying and selling dollar and contribute positively.
There are 180 million Nigerians, 150 million are selling dollar, 30 million are buying and you expect economy to be good mtchewww sad
Christianity EtcRe: Oyedepo & Kumuyi Meet At Abuja Stadium To Pray For Nigeria by Ihavespoken: 11:16pm On Aug 09, 2016
If they like let them pray from January to December, the problems of the masses will only get worse.

God sent his son to come to earth and die to wash away our sins, its done and dusted. If they expect God to do the same then they must be joking.

Yes other countries have Pastors but it is only in Africa especially Nigeria where every problem is left to God to solve.

When Nigerian pastors keep taking offerings and tithes from the masses without giving back we say "they are doing God's work", undecided.

The truth be told, how many Nigerian pastors will keep serving God without receiving tithes and offerings, none. When Jesus was in the world he was never interested in material things but Nigerian pastors are the epitome of material things. Where do they get their inspiration from? undecided

The reason why Africa and many Asian countries are not moving forward is due to misinterpretation of religion. Religion is important but you should not expect your belief to speak for you and take calculated steps.

Your belief in religion will uplift your spirit to take bold steps but Nigerians only do the earlier and expect God to the later, WRONG !
InvestmentRe: Treasury Bills In Nigeria by Ihavespoken: 6:37pm On Aug 09, 2016
While this move may work with some banks, it may not work with others.

Some banks debit the whole funds initially then pay interest within 3 days while some do otherwise.

Chukzyfcb:
its a move I wan to attempt that's why I came here to ask if its possible. the advantage is that you will make more money. u can throw a bid of 1.1million when you have just 1million in the account as long as you meet the discount amount, that's my point. so instead your money grows at 1m, it grows higher. what I still don't get is where the upfront interest will come from. knowing fully well that my account has been cleared empty. that's a part unite 4real didn't explain
SportsRe: Nigerian And Colombian Teams Land In Sao Paulo Ahead Of Their Olympic Clash.PICS by Ihavespoken: 3:36pm On Aug 09, 2016
Colombians for don weed up well well grin
BusinessRe: How Much Did You Exchange The Dollar For Today? by Ihavespoken: 1:08am On Aug 09, 2016
My comment is a piece of information and not for you to exercise dumb smart. Yes my max buy is N285 so what?



toluxa1:
Lol.... RED Alert
CelebritiesRe: E-money Follows 10 People On Instagram - Check Who They Are by Ihavespoken: 11:38am On Aug 08, 2016
Emeka my boy, I remember when I use to dash him N100 as pocket money.

Thank God we all made it grin
Technology MarketRe: Exchange Rates Of International Currencies >>>Updates on First Page<<< by Ihavespoken: 11:34am On Aug 08, 2016
This demonstrates that one of the Strengths of the CBN is complaints handling, imagine what your fate would have been in the hands of Naija charge and bail lawyers if the CBN was weak in this area grin


bozz007:
Same here this morning.
BusinessRe: How Much Did You Exchange The Dollar For Today? by Ihavespoken: 8:49am On Aug 08, 2016
Chai, this is sad. Nigerians are always in a rush to buy dollar unfortunately this results in losing money.

Since this crisis started, I have never bought dollar for more than N285. Stop wasting money and start researching.



skentelelady:
I need to know this ASAP. After i ran away from Stanbic $100 daily and 360, Gtbank just charged me 370 on weekend transactions from 350 as at friday embarassed embarassed
PoliticsRe: Buhari Leaves Nigeria For Chad On Monday by Ihavespoken: 8:58pm On Aug 07, 2016
Kai Muhammadu Buhari doing what he does best "travelling".

He is demonstrating all the qualities of a gypsy, dem no dey stay one place.
BusinessRe: CBN Resumes Dollar Sales To BDCs by Ihavespoken: 11:00am On Aug 07, 2016
They should just sell this country and divide all the money and assets held by everybody equally among 180 million people so that we all can start from the beginning grin
Science/TechnologyRe: River Niger Will Soon Overflow – NEMA Warns Nearby Communities by Ihavespoken: 10:47am On Aug 07, 2016
And yet there is water scarcity from January to December. Why can't they harness these loopholes to supply clean water, brain dead Water works !
InvestmentRe: Treasury Bills In Nigeria by Ihavespoken:
That's interesting and you were quite lucky.

In your case, the bank used the interest accrued from June till July on your investment to raise the bid rate (they bidded for you at 7.3% but with your interest it could have been raised to 9.5% to attract a new buyer).

In essence you sacrificed your interest for two months and N840 to get the new 17%. Anyone willing to terminate theirs and have held the investment for a short period say a week or two will potentially lose part of the capital



40manlappy:
Okay sir

@exclusiveoloori: Let us assume that the face value of your investment is N100,000 and your discounted value is N95,000 (the actual amount that you were debited upon a successful bidding at the primary auction, remember, you have earned an upfront interest).

The difference between the value of the bill and the amount you pay for it is called the discount rate, and is set as a percentage. In the example above, the discount rate is 5 percent, because N5,000 is 5 percent of N100,000.

When you apply for termination/liquidation of a treasury bill technically known as "rediscounting", the bank sells your investment in the secondary market but you will lose a portion of your interest depending on the rediscounting rate at the time of your application and the duration that you have held the investment.

If you have held the instrument till maturity, your account would have been credited with N100,000. But now that you are not waiting till maturity date, what you will get is a function of the rediscounting rate that will be applied.

Once the bank gets a buyer at the secondary market, you should be notified for your concurrence upon which the deal will be sealed and your account credited subsequently with the proceeds of the treasury bill liquidation.

My experience: I did a 91 day TB in mid-June; the bank had bidded for me at 7.350%. When I noticed that rates were going up, I considered liquidating to invest at a better rate. I did that last week just in time for the primary auction of August 3rd. Guess how much I lost when my TB was rediscounted? Just N840.16 plus N300 transaction fee! cheesy

This is a paltry sum compared to the fact that I quoted my own rate of 17% for the bidding and won. I have to thank the gurus in the house who encouraged me to take this risk, especially feelamong. wink

Hope the above clarifies your enquiry.
Technology MarketRe: Exchange Rates Of International Currencies >>>Updates on First Page<<< by Ihavespoken: 4:36pm On Aug 06, 2016
You sure say Dangote trailer never jam the guy on his way to pay you? The way Dangote trailer dey jam pple these days I tire o, sometimes I wake up look out the window if weather dey somehow I go just respect myself and cancel all meetings.

But it looks like you have been scammed. That is how one guy scammed me of my hard earned N4000 on same paypal matter chai.

EnterPRO:
Its over 24hrs now and no dollars, no naira, all phones switched.

One can only conclude that Blym4real is a scammer.

Will upload his name, pictures and bank details soon.

Buyers beware.
InvestmentRe: Treasury Bills In Nigeria by Ihavespoken: 2:11pm On Aug 06, 2016
Its simple but remember he already has interest paid before maturity. If you have done it before, can you explain to him the charges he could face, for example if he invested N100k, how much he is likely to get back after charges.

Cheers.

40manlappy:
This is as simple as A-B-C cheesy

Simply write a letter to your bank requesting for a termination/liquidation.
Technology MarketRe: Exchange Rates Of International Currencies >>>Updates on First Page<<< by Ihavespoken: 1:07am On Jul 29, 2016
This your Paypal funds, does it have warranty or is it buy at your own risk?

How do we know after sale and six months down the line there won't be
"Do you know who I am" grammar grin


lecky001:
I have $1000 PayPal for sale at 330 each
08168994776
CelebritiesRe: A Girl Wore This To Wizkid’s Show In New York And Got People Talking (Photo) by Ihavespoken: 11:34am On Jul 27, 2016
Omo if I suck this boobs I go sleep gently for two days, anybody wey go try wake me up I go whozzzz am dirty slap grin
RomanceRe: Nigerian Woman Buys G-wagon For Boyfriend To Say 'I'm Sorry' (photos) by Ihavespoken: 11:27am On Jul 27, 2016
I'm sure many gold diggers have and will invade this thread to compare this to guys they are dating or will date grin
FamilyRe: Twin Sisters Who Died In Ghana Buried Same Day - See Photos by Ihavespoken: 11:22am On Jul 27, 2016
Nigeria a useless country to the core. How can their cause of death be unknown, what will be written on their death certificate as cause of death, probably the word "Unknown"?

Very sad.
BusinessRe: How Much Did You Exchange The Dollar For Today? by Ihavespoken: 11:10am On Jul 27, 2016
That's some serious money to be made there.

From the suggestions, I think they mean we should exchange some and keep some, In that case I will only exchange $50K at N700 hopefully by this dec 2016.

Then by March 2017 $1 = N1000, we can exchange the rest then turning over huge profits.

I think we are in for mega money grin

#Changi



AleAirHub:
mine is $50,000 chilling and waiting to exchange it 300%...
BusinessRe: How Much Did You Exchange The Dollar For Today? by Ihavespoken: 7:16pm On Jul 26, 2016
Good, I can't wait for dollar to hit N700 so I can exchange my $200,000.

It will gradually get there grin


BoboFashion:
I bought 370 this evening (black market).
TravelRe: General U.s.a (student) Visa Enquiries-part 9 by Ihavespoken: 9:41pm On Jul 25, 2016
Chai dis pta money good o, I remember in January when I bought 4K USD at N210 while malam was selling at N307.

Instantly it saved me N400k loss.



Urbanboy:
I can't get PTA if i nor sabi bank manager? I plan to visit gtbank head office.

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