₦airaland Forum

Surfboard:
Yup...have a good week.

you too dear.

Take care.

Surfboard:
Woah!!! Thanks for educating me on this.

for those with an open mind, 
we learn daily.

Intrepid01:
I used to have this issue too when I changed my job last year. I started spending time in Lagos and catering for my own expenses unlike the former job that takes me around and cater for all the expenses. I realised despite the fact that I earn around 400k, I'll still be close to broke by month end and expecting salary like i wasn't paid the previous month. Meanwhile no wife, child or anything. Na just me alone. So I decided to do this:
I first of all analysed those essential (fixed) expenses I can't do without in a month;
1. Fuel for car - 5k weekly = 20k in a month.
2. Fuel for gen - 2k weekly = 8k monthly.
3. Monthly tithe. ........× amount.
4. Xfers to family .......40k
5. Laundry .....5k on the average
6. Security and utility bills.....6K

After i found out that my fixed expenses are actually around 150k monthly. I just checked out some monthly investments and placed a direct debit instruction on my account .....whether I like it or not 200k is taken out of my acct. monthly to these investments. By so doing I av limited excess fund to throw around . Afterall na naija me dey ..na Rome father Xmas dey live.

Bros try this out.

Surfboard:
Do you know that Lagos is in Nigeria?

yes

Dyt:
How's your health now?


Jashar

I don land.  marxx carry your big head come hia.

Marxxx:
heyy...*smiles*

Marrrrrrxxxxxxxxxxxxxxxxx....... *bighug*

NairalandEFCC1:
where have you been? yes ooo 2 of my enemies have been embarrassed this night

i've been otherwise engaged. 

What did you do ehn? Hope you didn't harm anyone ooo 

NairalandEFCC1:
good oooo yeye day so far

ehyah... hope it's ending well. 

NairalandEFCC1:
I called you a thousand times

... to tell you I'm...( I've not broken ya heart na......)



How's it going?

IamLEGEND1:
shey the phones & tabs don get dictionary apps now.... sometimes pesin dey struggle to grasp the logic behind some threads.

nahh!!!! They don't download that app.

It's candy crush, nairaland, bet9ja etc that full the phone.

alobright17:
Na u and who dey fight ?

IamLEGEND1:
To open dictionary now dey hard people.

don't blame the younguns. Phone and Tab ti take over. They don't know what a dictionary looks like, what it's for or how to even use it.

NairalandEFCC1:
Hello

.... from the other side